The Scary Facts About Social Security's Future

"I'm not trying to scare you, but ..."

How many times has your financial professional started a conversation with those words?

Believe me, we don't like saying it any more than you want to hear it. Advisers don't want you lying awake at night worrying about all the things that could ruin your retirement plans. That's our job.

But it's also our job to help make sure you're prepared for potential problems. If at all possible, we want you always to have a Plan B.

So we talk about risk. And we talk