Kiplinger

A One-Size-Fits-All Plan Won't Give You Your Ideal Retirement

If you're having minor chest pains for the first time, you'd probably go to your doctor. But if the issue persists, then you would probably seek a cardiologist. This isn't because you don't like your doctor, but if you have a unique problem like this you would seek a specialist as opposed to a general practitioner.

Retirement planning is no different. It involves a different way of thinking than planning for financial growth alone. It should speak to your individual goals and the retirement lifestyle you envision. It's not a one-size-fits-all formula. It requires specialization.

Through most of your life, you probably wanted to grow your money as fast as possible.

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