What's the best age to claim Social Security benefits? Do you need to pay taxes on Social Security? What's a delayed retirement credit? Is a spousal benefit the same as a survivor benefit? Social Security can be confusing, so whether you're already a retiree or just someone planning for retirement, you naturally have questions.

And you should be asking questions. Social Security is a critical component of a well-rounded retirement income plan that might also include savings in IRAs, 401(k)s and similar accounts, a part-time job or second act, a pension or an annuity. The average monthly Social Security check received by a retired worker totals about $1,400. Read on to see common Social Security questions answered by the experts at Kiplinger's Retirement Report. Your retirement nest egg will be all the better for it.

Income Taxes and Social Security Benefits