How to Defuse Your Tax Time Bomb

If you're still working, you may not think much about the income taxes you pay until you're filing your tax return each year.

Thanks to direct deposit, many of us never even see our pay stubs anymore -- we just know the money is going into the bank regularly, minus a heap of deductions. Come April of the following year we settle up with the IRS and hope we don't owe too much!

Unfortunately, that means many people enter retirement