Wealthy people usually aren't born that way. Most spend their lives amassing their fortunes by working hard, spending little, saving a lot and investing wisely. It may sound like a simple strategy, but the fact that the vast majority of Americans fall short of millionaire status proves that it's easier said than done.

Then again, 11.5 million households in the U.S. boast a net worth of at least $1 million, excluding the value of primary residences, according to market research and consulting firm Spectrem Group, and their ranks are growing. So it's totally possible.

Read on to learn what you might be doing to keep yourself out of the millionaire's club. More importantly, find out how you can change your ways and build your own seven-figure nest egg.

You Chose the Wrong Profession

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Of course, you can become very successful in any job, as long as you work hard and start saving early. But a higher income can certainly make it easier to save more, faster. According to the Bureau of Labor Statistics, many wealthy people today work in technology, engineering and medicine --fields that are well represented in our list of the best jobs for the future. With enough time and the right saving approach, you can build a fortune even with a small salary. According to U.S. Trust's "Insights on Wealth and Worth" survey of high-net-worth investors, 55% credit their choice of careers with helping to reach their goals.

What you can do about it

If you're still in school, and help make you a.