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    You Can Now Freeze -- and Unfreeze -- Your Credit Report for Free

    by Kimberly Lankford, Contributing Editor, Kiplinger's Personal Finance Sep 21, 2018 2 minutes

    [Question]I remember reading a while back that everyone starting this fall will be able to freeze their credit report for free. Is this change effective now, and what do I need to do to get my free freeze?

    [Answer]The law providing free credit freezes took effect on September 21. The three big credit bureaus--Equifax, Experian and TransUnion--can no longer charge a fee to

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