NPR

Going It Solo: The Complicated Financial Lives Of Freelancers

For a growing population of independent workers, the flexibility of contract work comes with the headache of dealing with taxes and other issues that employers would normally handle.
"No one really explains to you taxes, and contracts, and how to chase a client for that bill that they owe you — like, the nitty-gritty," says P. Kim Bui, a freelance consultant.

Working on your own can have its rewards, such as being able to set your own hours. But being self-employed also brings with it the headache of handling taxes — something a traditional employer normally does.

"It's just excruciatingly difficult to manage our finances," says P. Kim Bui, who has been a freelance consultant off and on for two years.

In addition to the Web design and social media work she's hired to do, she must also manage

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