How to Get the Best Employer Health Coverage for 2019
Most people get their health insurance through their employer, and even though the options are usually better and the premiums more stable than for people who buy their own coverage, their premiums and deductibles have been rising steadily. But if you follow a few simple strategies, you may be able to increase your coverage and decrease your costs.
It's likely that a high-deductible plan paired with a health savings account will be on your employer's menu in 2019, although fewer companies will offer a high-deductible plan as the only option. You may also be able to choose a lower-deductible preferred-provider organization (PPO) plan -- which charges higher co-payments if you use out-of-network providers
