Kiplinger

It's Time to be Realistic about Retirement

Some people approach retirement strategically with the confidence they will have job security that lasts until their chosen retirement date and enough wealth when the time comes.

These lucky few can look forward to retirement differently than the majority of us. They aren't being forced to retire at a certain age, but rather they determine what their asset level should be to enjoy a comfortable retirement and concentrate on accumulating sufficient wealth to achieve it. The key to their contentment is having work span flexibility and an understanding of their retirement financial needs, based on a strategic process.

The takeaway: They don't retire at 65 because "That's what you do." Instead, they discover how much it takes to retire comfortably, make it their goal and, once they reach

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