Kiplinger

The 9 Steps to Take to Make 2019 Your Best Financial Year Ever

New Year's is a day of renewal -- the perfect time to create the kind of personal resolutions meant to improve your life. In other words, the perfect day to review your personal financial situation.

A yearly accounting of your finances should be a routine for everyone, but it isn't for most.

If that describes you, start at the top of this list of nine steps to getting your financial house in order, and work your way through each item. If you're already well organized, feel free to skip down the list until something catches your eye.

1. Create a balance sheet.

This first step is simple: Just make a list of all your assets and liabilities. This process helps shore up a financial house because it shows

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