Kiplinger

Warning: Your Investment Return May Be MUCH Lower Than You Thought

The smartest investors I know don't worry about asking what may seem like stupid questions.

After all, putting your hard-earned dollars into an investment isn't the same as simply stashing it away in a checking or savings account. There are risks involved, and you should know what you're getting for your money.

Sometimes, when you hear an investment will earn a certain rate of return -- whether it's 5% or 6% or even

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