How to Budget
One of the toughest tasks of personal financial planning is the dirty "B" word: budgeting. Everyone needs a budget. The problem is how best to create and live within a budget without negatively impacting your day-to-day life.
While this topic tends to be the least appealing to discuss with clients, it is arguably the most important. I never like sitting down with someone for an hour or more talking about cutting down on fun expenses. However, it is an important component of financial planning and one that must be addressed to have any chance of
