Structured Settlement Basics: Understanding Structured Settlement Buying, Selling and Investing
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About this ebook
Plain English explanation of the structured settlement process. Understand what's involved so you can win big. Discussion on selling settlements, cash structured settlement, annuities, settlement payments and more.
Are you not 100% sure about what a structured settlement is and how to negotiate your way to ensuring you win big?
If you are in a situation where you are or will have to deal with structured settlements and are not 100% sure about what they are, how they work and how you can take big advantage of them, you cannot afford to miss out on reading the comprehensive book report.
This information is critical and you must know it or you can really hurt yourself throughout the entire time that you are dealing with settlements.
This book also covers buying and sellign settlements, and other ways to profit from them in addition to the following topics:
- Selling Settlement
- Cash Structured Settlements
- Settlement Annuities
- Settlement Payments
- Insurance Settlements
- Settlement Companies
- Settlement Purchasers
- Settlement Buyers
- Settlement Loans
- The Best Settlement Company
- Settlement Brokers
- Settlement Funding
- Settlement Factoring
- Best Settlement Quotes
- Structured Settlement Protection Act
- Best Settlement Attorneys
- Settlement Transfers
- Frequently Asked Questions About Structured Settlements!!!
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Book preview
Structured Settlement Basics - Green Initiatives
STRUCTURED SETTLEMENTS
A comprehensive report on structured settlement buying, selling and investing
By Curt Matsen, CPA - Green Initiative
A Report from The Structured Settlement Guide
http://www.structuredsettlementhq.com
Smashwords Edition
Copyright © Green Initiative
Copyright © 2012 The Structured Settlement Guide – http://www.structuredsettlementhq.com
All Rights Reserved
Disclaimer
This book report is meant to be a basic introduction to the topic of Structured Settlements, and therefore DOES NOT construe tax and/or legal advice. Please consult your professional CPA, Lawyer, Attorney prior to implementing any and all information contained in this book report.
This book report may not be resold or redistributed without explicit permission from Curt Matsen, CPA and The Structured Settlement Guide – http://www.structuredsettlementhq.com © Protected
Smashwords Edition, License Notes
This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work of the authors.
A Must Read Intro
Have you recently been awarded a structured settlement as compensation for an injury you have received, or been told that you are going to be awarded a structured settlement? If so, then you are probably wondering exactly what a structured settlement is.
Structured settlements have become the most popular way to pay compensation when a court finds a defendant responsible for the injuries of the person suing them and they have become incredibly common in recent years. Nowadays, there are thousands of people all across the USA who are receiving structured settlements as compensation for their injuries. Additionally, a lot of lottery winners also decide to receive structured settlement payments when they land a big prize, rather than take all of their winnings in one go.
The goal of this report is to provide you, the soon-to-be recipient of structured settlement payments, with a comprehensive guide that will help you understand every aspect of what is often a very complicated financial arrangement.
This report will cover everything, from the reasons why structured settlements are awarded, their value, how this value is calculated, your options for selling or taking out a loan on your structured settlement, plus a whole lot more.
Additionally, this report is also intended as a guide, for those who are considering a structured settlement over a lump sum cash award. It explains all of the advantages and disadvantages of both in great detail, so that you can educate yourself and make the correct decision on whether they are for you or not.
Finally, this report is also intended to be a valuable resource for those who are looking into structured settlement investing, and explains how this works, how much money investors can expect to make and many other aspects.
Whatever you need to know about structured settlements or the key players in the structured settlement industry, you will find the answers here.
Contents
Introduction
What is a structured settlement?
1. Structured Settlements Explained
1.1 How can you benefit from a structured settlement?
1.2 Structured settlements as compensation for personal injuries
2. The Value of Structured Settlements
2.1 How is a structured settlement’s value determined?
2.2 Calculating the value of a structured settlement
2.3 Tips for receiving more money through a structured settlement
2.4 The time value of money in annuities
3. Benefits of Structured Settlements
3.1 Structured settlements versus a lump sum award
3.2 Tax benefits of structured settlements
3.3 Reasons for choosing structured settlements
4. Options for Cashing in on your Structured Settlement
4.1 Can structured settlements be sold?
4.2 Options for selling a structured settlement
5. Things You Need to Understand about Selling Structured Settlements
5.1 How to sell structured settlements
5.2 Selling structured settlements – your options
5.3 Reasons for selling structured settlements
5.4 Common questions about selling structured settlements
5.5 Should I sell my structured settlement?
5.6 Structured settlement protection act; what it means for you
6. How to Sell Structured Settlements
6.1 Introduction to selling structured settlements
6.2 What to do before selling
6.3 Finding quotes for your structured settlement
6.4 The basic steps of a structured settlement sale
6.5 How to get the most cash for your structured settlement
6.6 Transferring structured settlements step-by-step
7. Finding a Buyer
7.1 How to locate good buyers
7.2 Things to consider about selling structured settlement
7.3 Structured settlement companies
7.4 Things to look for in a structured settlement company
7.5 The role of structured settlement brokers
7.6 Finding brokers to sell to
7.7 Can brokers get you more?
8. Borrowing Money from Structured Settlements
8.1 Structured settlement loans explained
8.2 How to apply for a structured settlement loan
8.3 Negatives of a structured settlement loan
9. Investing in Structured Settlements
9.1 Buying structured settlements
9.2 How profits are made
9.3 Are structured settlement investments safe?
9.4 Tips for buying structured settlements
9.5 Negatives of buying structured settlements
10. Questions about Structured Settlements
10.1 What happens to my structured settlement when I die?
10.2 What do structured settlement attorneys do?
10.3 Frequently asked questions
Introduction to Structured Settlements
What is a structured settlement and how does it benefit you?
What is a structured settlement? You may actually be surprised to learn that this is a very common question asked by people who have suffered injury due to the recklessness or carelessness of others.
Essentially, a structured settlement is a type of compensation award bestowed upon a plaintiff who successfully wins a court action against an individual or company they accuse of being negligent and causing them serious injury. These settlements are designed to make it possible for the defendant to be able to pay the amount of compensation awarded without having to go bankrupt or get into severe debt.
Sometimes, plaintiffs will have the option of choosing a structured settlement annuity or taking a lump sum, while other times the plaintiff may have no option but to accept a structured settlement if the defendant reasonably afford all the money they owe.
Understanding structured settlements and how they work
Structured settlements allow the defendant responsible for your injuries to pay your compensation over time, in regular installments paid according to whatever timetable has been agreed. This can usually be determined by the plaintiff, so if you feel that monthly payouts are better than annual payouts then you can opt for this. Consider carefully how the installments should be paid so that you gain the most benefit from them.
If a defendant can afford to do so, they may well make you an offer of a lump sum rather than a structured settlement. While this may seem tempting, you need to consider very carefully if