Everand Logo

Welcome to Everand!

  • Discover millions of ebooks, audiobooks, and so much more with a free trial

    Only $11.99/month after trial. Cancel anytime.

    A Common Sense Budget
    A Common Sense Budget
    A Common Sense Budget
    Ebook34 pages40 minutes

    A Common Sense Budget

    By Michael Camarata

    ()

    Read preview

    About this ebook

    A Common Sense Budget is an inexpensive tool created to help people, whether they are currently having financial problems or to help avoid them in the future.

    Creating a budget, despite what some others would have you believe, is simple and straight forward. Furthermore, it will end a lot of headaches and financial troubles. To put it simply, everyone should have and follow a budget.

    A common Sense Budget walks you through the steps of creating your budget.

    Included in this package are The 10% Solution and The 30 day Money Challenge, specially designed to go hand in hand with A Common Sense Budget.

    LanguageEnglish
    PublisherMichael Camarata
    Release dateFeb 25, 2013
    ISBN9781301696185
    A Common Sense Budget
    Author

    Michael Camarata

    Michael Camarata is the creator and editor of Congruent Spaces Magazine. Over the years several of his short stories and poems have been published in magazines and anthologies. Most recently, Michael's short story "Martian Dreams" won the joint Myouterspace.com/Open Road Media "Martian Summer" flash fiction contest. Michael currently resides in Talent, Oregon where he operates congruentspaces.com, the website for Congruent Spaces Magazine, out of his home in his spare time.

    Read more from Michael Camarata

    Related authors

    Related to A Common Sense Budget

    Related ebooks

    Personal Growth For You

    View More
    View More

    Related podcast episodes

    Related articles

    • Article

      Seven Keys To Investing Successfully For Retirement

      Apr 24, 2021

      YOUR early working years can be hectic, with long days spent navigating a fast-changing world, and your partner, perhaps even a young family, placing multiple demands on you. How are you supposed to plan for the long term, choose an investment portfo

      2 min read

    • Article

      Additional Quick Tips to Consider

      Dec 24, 2020

      If you've never considered bringing an accountant on board for your small business, here are some key points to consider that will open your eyes to the extent of the benefits they can bring. An accountant can deal with the fundamentals of tax retur

      1 min read

    • Article

      Clean Up Your Finances While Stuck at Home for Social Distancing

      Apr 23, 2020

      While you didn't plan it this way, it looks like spring cleaning will be happening while we all spend a lot more time at home due to social distancing. Allow us to make a suggestion: Make the most of the extra time you have on your hands. It's the p

      3 min read

    • Article

      How to Just Say No to Binge Spending

      Aug 22, 2017

      A client once confided in me, expressing concern over her mother's string of bad luck. Her mom was distraught over learning that her two-day hospital day was denied by her insurance. In addition, she had a bug problem and her landlord forced her to p

      2 min read

    • Article

      I will always STAND MY MAN BY ’

      Oct 12, 2021

      The crisis-hit Duke of York continues to enjoy the unwavering support of the woman he divorced a quarter of a century ago. Throughout the summer, as the crisis has deepened, the Duchess of York has barely left his side. Now sources close to the duo

      3 min read

    • Article

      The Envelope Budget: How to Make It Work for You

      Nov 18, 2020

      My last blog post, Don’t Be a Budget Hater, discussed the surprising truth that not all budgets are bad.  They often have a negative connotation, but hopefully after reading the article, you see the benefits of budgeting.  Now we will dive into diffe

      3 min read

    • Article

      How to Get Off the Hamster Wheel of Debt

      Jan 8, 2020

      We often hear the mantra that debt is bad. Yet that doesn't stop the majority of people from assuming they will always have bank payments. For many, using credit to purchase vehicles, take vacations or fund home improvement projects is a normal mind

      6 min read

    • Article

      6 Money Myths Busted

      Jun 3, 2022

      Send suggestions for topics and requests for info to yourmoney@you.co.za. We may answer your questions in this column but won’t reply personally. WE’VE all made mistakes when it comes to money – and sometimes it’s because we believe things we should

      3 min read

    • Article

      Top 7 Rules For Healthy Finances

      Jul 2, 2021

      THIS week we take a look at some important financial principles to observe if you want to create wealth rather than just survive from month to month. If you start following even one of these, it could make a big difference to your finances in the lon

      3 min read

    • Article

      Reach Your Money Goals in 2020 with a Financial Bucket List

      Dec 26, 2019

      It's time for New Year's resolutions. Some will vow to lose weight and others will prioritize self-care, but the reality is, most people will quit after just a couple weeks. If you want to make a lasting and meaningful change, make 2020 the year you

      3 min read

    • Article

      How To Break Out Of The Lifestyle Inflation Trap

      Mar 22, 2024

      Send suggestions for topics and requests for info to yourmoney@you.co.za. We may answer your questions in this column but won’t reply personally. HOORAY! You’ve just found out you’re getting a salary increase and before the money even hits your accou

      3 min read

    • Article

      A Marriage Starter Plan for Finances: Even If You’re Late to the Party

      Jan 6, 2021

      This year has put a wrench in a lot of plans, and wedding plans were no exception. If you have a wedding planned within the coming months, or your wedding has been postponed because of the COVID-19 pandemic, now is a great time to sit down and plan f

      3 min read

    • Article

      The Impact of Lifestyle Creep on Your Wealth

      May 10, 2018

      If you're like most people, the more you earn the more you spend. That's phenomenon is known as lifestyle creep, or lifestyle inflation, and it's one of the biggest factors that stop most people from growing wealth. When you can't create a buffer be

      4 min read

    • Article

      A No-Resolution Plan for Better Finances in 2021

      Dec 30, 2020

      The new year is typically a powerful time to reflect on how you may want to shift things and/or make positive changes in your life. For some of you, that may mean eating healthier, working out, paying down debt or developing new financial habits. Not

      2 min read

    • Article

      How to Automate Your Savings in 6 Easy Steps

      Nov 19, 2020

      Finding it a challenge to set aside savings on a consistent basis? Or maybe you just want to simplify how you save for the future. Whatever your goals, today’s digital tools make it easy to create and automate a personal savings program. Automation c

      4 min read

    • Article

      How to Build Your Wealth in Your 30s

      Jan 20, 2020

      Your 30s are an exciting time. You start to make the transition from being a young adult still struggling to find balance and financial success to becoming more organized, and ready to level up. However, building wealth in your 30s still might feel a

      3 min read

    • Article

      Secrets Of Successful Women

      Mar 20, 2020

      INSPIRE MONEY SMART Many of us are motivated to set new goals to eat better, work smarter or spend less at the beginning of the month. This is where a monthly challenge may come in handy to help with your goals. If you’re aiming for savings, decide w

      3 min read

    • Article

      Money Moves TO Make NOW

      Apr 20, 2021

      Money Moves TO Make NOW
      4 min read

    • Article

      Is Budgeting Overrated?

      Jan 6, 2022

      When I was younger, I tracked and budgeted my spending daily, and even though constant attentiveness paid off for me, it didn’t pay off in the way you might expect. On that note, I don’t think everyone needs a budget. In fact, for some, I think havin

      2 min read

    • Article

      Financially Fit For 2020

      Jan 13, 2020

      Financially Fit For 2020
      1 min read

    • Article

      Get Money Fit

      Apr 16, 2022

      Get Money Fit
      8 min read

    • Article

      Three Rules For A Mighty Emergency Account

      May 15, 2021

      HOW many of us found out for the first time during the Covid hot mess that we were, in fact, living from pay cheque to pay cheque? One of my favourite financial principles that can really save one a headache if anything happens is the Mighty emergenc

      3 min read

    • Article

      3 Steps To Make Your Dreams Come True In 2024

      Dec 9, 2023

      HOW DOES A new financial you in 2024 sound? Good? In three easy steps, we show you how to start the new year with a fresh financial outlook that will help you achieve your financial goals. Step 1: Set your goals Your goals will be things you want for

      4 min read

    Related categories

    Reviews for A Common Sense Budget

    0 ratings

    0 ratings0 reviews

    What did you think?

    Tap to rate

    Review must be at least 10 words

      Book preview

      A Common Sense Budget - Michael Camarata

      A Common Sense Budget

      A Common Sense Financial Plan

      by Michael Camarata

      Smashwords Edition

      Copyright © 2013, Michael Camarata

      Cover Image Copyright © 2013, Michael Camarata

      The information provided in this book is considered common knowledge. It is common sense information that we all should know but may not be applying wisely to our personal finances. This book has been created to encourage and inspire you to get yourself out of debt and start building a life rather than earning a living.

      This book has been licensed for your personal enjoyment only. This book may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please purchase your own copy. Thank you.

      Contents

      Cover

      Title Page

      Notes

      The 10% Solution

      The 30 Day Money Challenge

      Creating a Budget

      Notes

      Because most bills are due monthly, many people prefer to create a monthly budget. I myself prefer a pay period budget. This allows me to cover all funds for that

      Enjoying the preview?
      Page 1 of 1