Happy Frugal Families
()
About this ebook
This book is a guide to family finance. It gives information on how to save money all the way through from pregnancy to when your children are adults. It has information on how to save money on specific things as well as during specific eras so all families can be better off.
Rachel Henderson
I am a freelance writer born and based in the UK. I have written books on a variety of subjects which interest me. I like books that are short and to the point and therefore write my books based on this principle so that you do not get bogged down with page filling and pointless waffle, but get the information that you need, quickly and easily. I hope that you agree that this means readers can manage their time better and move on to actually applying the principles in the books.
Read more from Rachel Henderson
A Parent's Guide to Minecraft Rating: 0 out of 5 stars0 ratingsThe Slow Carb Vegetarian Rating: 0 out of 5 stars0 ratingsAchieving Your Bucket List Rating: 0 out of 5 stars0 ratingsStress Management Workbook Rating: 5 out of 5 stars5/5Vegan Recipes Rating: 5 out of 5 stars5/5The Panini Lovers Cookbook Rating: 0 out of 5 stars0 ratingsTwins: A Unique Bond Rating: 5 out of 5 stars5/5Taming Frizzy Hair Rating: 1 out of 5 stars1/5Happy Frugal Christmas Rating: 0 out of 5 stars0 ratingsVegetarian Recipes Rating: 4 out of 5 stars4/5The Slow Carb Meal Planner Rating: 0 out of 5 stars0 ratingsEasy Healthy Eating Hacks Rating: 0 out of 5 stars0 ratingsStay Thin For Life Rating: 0 out of 5 stars0 ratingsHappy Frugal Student Rating: 0 out of 5 stars0 ratingsEasy Money Management Rating: 0 out of 5 stars0 ratingsThe Chocolate Diet Rating: 0 out of 5 stars0 ratingsMastering Presentations Rating: 0 out of 5 stars0 ratingsNon-Diabetic Hypoglycaemia - On The Way to a Cure Rating: 0 out of 5 stars0 ratingsBetter To Have Loved and Lost Rating: 0 out of 5 stars0 ratingsBeating Hypoglycaemia The Low Carb Way Rating: 0 out of 5 stars0 ratings
Related to Happy Frugal Families
Related ebooks
Frugal Living The Guide To Minimalism: 3 Books In 1 Boxed Set for Budgeting and Personal Finance Rating: 0 out of 5 stars0 ratingsFabulously Frugal-A 30 Day Money Makeover Rating: 0 out of 5 stars0 ratingsSmall Savings Make a Big Fortune: 1069 ideas you can use to save money NOW! Rating: 0 out of 5 stars0 ratingsThe Cheapskate Master's 100 Ways To Save Rating: 3 out of 5 stars3/5Frugal Living: How to Save Money and Live On a Budget Rating: 3 out of 5 stars3/5Living Frugally: A Guide to Survival Rating: 5 out of 5 stars5/5The Shoestring Girl: How I Live on Practically Nothing and You Can Too Rating: 4 out of 5 stars4/5Mama's Big Book of Little Lifesavers: 398 Ways to Save Your Time, Money, and Sanity Rating: 0 out of 5 stars0 ratingsParenting Done Right: An Easy Guide for Raising a Child That You Can Be Proud of Rating: 0 out of 5 stars0 ratingsMoney Smart Children: Teaching Children to Be Money Smart Rating: 0 out of 5 stars0 ratingsThe Frugality Mentality or How to Squeeze a Nickel 'til the Buffalo Squeals Rating: 0 out of 5 stars0 ratingsFabulously Frugal Rating: 0 out of 5 stars0 ratings245+ Christmas Tips for Frugal Moms Rating: 0 out of 5 stars0 ratingsFrugal Living for Happiness & Freedom Rating: 5 out of 5 stars5/5100 Easy Household Tips Rating: 0 out of 5 stars0 ratingsFrugal Living Tips: A Few Suggestions To Get You Started: THE FIT & FRUGAL LIFE Rating: 0 out of 5 stars0 ratingsGrandma's Budget Tips: Tips and Techniques for Healthy Eating Within a Limited Budget Rating: 0 out of 5 stars0 ratingsA Frugal You Rating: 0 out of 5 stars0 ratingsThe Frugal Woman's Guide to a Rich Life Rating: 4 out of 5 stars4/5Grandma's Frugal Meals: Easy tips, techniques and old-time dishes for healthy eating Rating: 0 out of 5 stars0 ratingsIntentional Grandparenting: A Contemporary Guide Rating: 0 out of 5 stars0 ratingsFrugal Living: 37 Amazing Practical Tips For Saving Money and Learning How to Make Your Life Simple Rating: 0 out of 5 stars0 ratingsMiserly Moms: Living Well on Less in a Tough Ecomony Rating: 4 out of 5 stars4/5Frugal Living: When Less Means More Rating: 5 out of 5 stars5/5How To Live Green On a Budget Rating: 0 out of 5 stars0 ratingsFrugal Living: How to Save Money and Live More with Less Rating: 3 out of 5 stars3/5Frugal Living: 50+ Practical Lessons To Spend Less Money and Yet Enjoy Life Completely Rating: 4 out of 5 stars4/5Frugal Living: An Amazing Step By Step Guide with Great Frugal Living Tips for Saving Money Rating: 4 out of 5 stars4/5
Personal Finance For You
The Millionaire Next Door Rating: 4 out of 5 stars4/5Summary of I Will Teach You To Be Rich: by Ramit Sethi | Includes Analysis Rating: 4 out of 5 stars4/5We Should All Be Millionaires: A Woman’s Guide to Earning More, Building Wealth, and Gaining Economic Power Rating: 4 out of 5 stars4/5The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness Rating: 5 out of 5 stars5/5The Black Girl's Guide to Financial Freedom: Build Wealth, Retire Early, and Live the Life of Your Dreams Rating: 5 out of 5 stars5/5Set for Life: An All-Out Approach to Early Financial Freedom Rating: 4 out of 5 stars4/5The Psychology of Money: Timeless lessons on wealth, greed, and happiness Rating: 5 out of 5 stars5/5Same as Ever: Timeless Lessons on Risk, Opportunity and Living a Good Life Rating: 4 out of 5 stars4/5Summary of The 48 Laws of Power by Robert Greene Rating: 4 out of 5 stars4/5Rich Dad Poor Dad Rating: 5 out of 5 stars5/5The Intelligent Investor, Rev. Ed: The Definitive Book on Value Investing Rating: 4 out of 5 stars4/5A Happy Pocket Full of Money, Expanded Study Edition: Infinite Wealth and Abundance in the Here and Now Rating: 5 out of 5 stars5/5The Little Book of Common Sense Investing: The Only Way to Guarantee Your Fair Share of Stock Market Returns Rating: 4 out of 5 stars4/5Money Hacks: 275+ Ways to Decrease Spending, Increase Savings, and Make Your Money Work for You! Rating: 4 out of 5 stars4/5The Money Answer Book Rating: 4 out of 5 stars4/5Suddenly Frugal: How to Live Happier and Healthier for Less Rating: 3 out of 5 stars3/5The Four Sacred Secrets: For Love and Prosperity, A Guide to Living in a Beautiful State Rating: 4 out of 5 stars4/5Personal Finance For Dummies Rating: 4 out of 5 stars4/5Principles: Life and Work Rating: 4 out of 5 stars4/5Just Keep Buying: Proven ways to save money and build your wealth Rating: 5 out of 5 stars5/5Buy, Rehab, Rent, Refinance, Repeat: The BRRRR Rental Property Investment Strategy Made Simple Rating: 5 out of 5 stars5/5Happier Hour: How to Beat Distraction, Expand Your Time, and Focus on What Matters Most Rating: 3 out of 5 stars3/5Money. Wealth. Life Insurance. Rating: 5 out of 5 stars5/5
Reviews for Happy Frugal Families
0 ratings0 reviews
Book preview
Happy Frugal Families - Rachel Henderson
Happy Frugal Families
by
Rachel Henderson
Copyright 2013 Rachel Henderson
Smashwords Edition
This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work of this author.
Contents
Introduction
Stages of Childhood
Dealing with Specific Experiences
Financial Educating Your Child
Introduction
Managing finances can be difficult at the best of times and when you have children even more so. It has been estimated that a child costs its parents £100,000 on average from the time they are conceived to when that parents passes away. This is a lot of money and most of us could not come up with that sum if asked to produce it in one go. Thankfully, that cost is spread over many years, but it is still a big amount of money and there are many ways that it can be reduced.
The aim of this book is to show parents how they can keep the costs of their children down. You do not have to be mean, to spend less on your children, you just have to be practical and think hard about your spending. It is also important to teach your children how to wise with money, they will not only have better quality lives as a result but there is also less chance that they will rely on your for money so much when they become adults.
Stages of Childhood
Pregnancy
Pregnancy can be a really exciting time. This is when you will start planning for the baby and how your lives will change as a result. It can be an extremely expensive time as well. The mother will need new clothes, as she is unlikely to fit in anything once she gets to the later stages of pregnancy. There will also be new things to buy for the baby.
It can be surprising how much a baby can cost once you add things up. You will definitely need a car seat, somewhere for it to sleep, clothes, nappies and bedding. Then you may need bottles, sterilizer and milk powder, if you are bottle feeding or even as backups if you are breast feeding. You may want a cot, Moses basket, changing table, pushchair, pram, baby bath, bath stand, baby gym and other toys.
If this is your first baby, then you may think that you need to get lots of things and it is not always necessary. If you buy too much, you may find that you wish you had done things differently and not bought so much. With some items it can be better to wait and see if you need them.
It is a good idea to have a chat with friends and family members who have had babies. Ask them what the essential things are that you will need to buy and start making a