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    Happy Frugal Families
    Happy Frugal Families
    Happy Frugal Families
    Ebook52 pages1 hour

    Happy Frugal Families

    By Rachel Henderson

    ()

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    About this ebook

    This book is a guide to family finance. It gives information on how to save money all the way through from pregnancy to when your children are adults. It has information on how to save money on specific things as well as during specific eras so all families can be better off.

    LanguageEnglish
    PublisherRachel Henderson
    Release dateJul 28, 2013
    ISBN9781301131136
    Happy Frugal Families
    Author

    Rachel Henderson

    I am a freelance writer born and based in the UK. I have written books on a variety of subjects which interest me. I like books that are short and to the point and therefore write my books based on this principle so that you do not get bogged down with page filling and pointless waffle, but get the information that you need, quickly and easily. I hope that you agree that this means readers can manage their time better and move on to actually applying the principles in the books.

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      Book preview

      Happy Frugal Families - Rachel Henderson

      Happy Frugal Families

      by

      Rachel Henderson

      Copyright 2013 Rachel Henderson

      Smashwords Edition

      This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work of this author.

      Contents

      Introduction

      Stages of Childhood

      Dealing with Specific Experiences

      Financial Educating Your Child

      Introduction

      Managing finances can be difficult at the best of times and when you have children even more so. It has been estimated that a child costs its parents £100,000 on average from the time they are conceived to when that parents passes away. This is a lot of money and most of us could not come up with that sum if asked to produce it in one go. Thankfully, that cost is spread over many years, but it is still a big amount of money and there are many ways that it can be reduced.

      The aim of this book is to show parents how they can keep the costs of their children down. You do not have to be mean, to spend less on your children, you just have to be practical and think hard about your spending. It is also important to teach your children how to wise with money, they will not only have better quality lives as a result but there is also less chance that they will rely on your for money so much when they become adults.

      Stages of Childhood

      Pregnancy

      Pregnancy can be a really exciting time. This is when you will start planning for the baby and how your lives will change as a result. It can be an extremely expensive time as well. The mother will need new clothes, as she is unlikely to fit in anything once she gets to the later stages of pregnancy. There will also be new things to buy for the baby.

      It can be surprising how much a baby can cost once you add things up. You will definitely need a car seat, somewhere for it to sleep, clothes, nappies and bedding. Then you may need bottles, sterilizer and milk powder, if you are bottle feeding or even as backups if you are breast feeding. You may want a cot, Moses basket, changing table, pushchair, pram, baby bath, bath stand, baby gym and other toys.

      If this is your first baby, then you may think that you need to get lots of things and it is not always necessary. If you buy too much, you may find that you wish you had done things differently and not bought so much. With some items it can be better to wait and see if you need them.

      It is a good idea to have a chat with friends and family members who have had babies. Ask them what the essential things are that you will need to buy and start making a

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