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    Investing $10K in 2014
    Investing $10K in 2014
    Investing $10K in 2014
    Ebook77 pages58 minutes

    Investing $10K in 2014

    By Sandra Baublitz

    ()

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    About this ebook

    Do you have a large sum of money to invest? Do you hesitate to invest because it seems so complex? Are you too busy to actively manage a portfolio?

    This eBook will teach you a profitable and easy to create portfolio. It will show you how to set up an investment plan and how to choose the lowest cost mutual funds. You will learn how to adjust your bond investing to ease, or avoid, losses from rising interest rates. A large sum of money can be easily diversified into a simple and profitable portfolio.

    Just a beginner? No worries. Investing $10K in 2014 explains everything in easy to understand language. You will be able to start a well-balanced portfolio when done this eBook.

    Too busy to invest? The sample portfolio in this eBook is easy to implement. It is cost effective and easy to maintain. It requires very little attention so you can concentrate on your busy life.

    Investing is a journey. You can educate yourself to a profitable future. This eBook is your guide. Get all the information you need for a secure financial future in this quick and thorough eBook.

    LanguageEnglish
    PublisherSandra Baublitz
    Release dateDec 31, 2013
    ISBN9781310203701
    Investing $10K in 2014
    Author

    Sandra Baublitz

    Sandra Baublitz is the Investing Editor at BellaOnline.com. She writes weekly on investing topics to help her readers become successful investors. She believes that everyone has the power to improve their financial lives and build wealth. She is the author of Investing $10K in 2013 – an eBook compilation of articles she has written at BellaOnline.Sandra has studied and read numerous articles, books, and information on investing. She has, personally, been investing for over twenty years. She is happy to use her experience and knowledge to help others become successful.She enjoys reading, yoga, and spending time with her family and cats.Please join her at Investing.BellaOnline.com to explore the world of investing.

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      Book preview

      Investing $10K in 2014 - Sandra Baublitz

      Investing $10K in 2014

      Investing $10K

      in 2014

      Sandra’s Investing Basics

      By

      Sandra Baublitz

      Copyright

      Content copyright © 2014 by Sandra Baublitz

      All rights reserved

      Smashwords Edition

      Published in the United States

      Cover Design: Jimmy Gibbs Fiverr.com

      Please visit Investing.BellaOnline.com

      For more articles on this topic

      Disclaimer: The information and advice contained in this book is for educational purposes only. This information is not meant to be professional consultation. The author and publisher will not be held liable for any actions taken from the information in this book. Please consult with a licensed financial professional before implementing any of the information in this book.

      Dedication

      This book is dedicated to my readers. Thank you for your support.

      May you have a successful investing life.

      Contents

      1-Introduction

      2-Prepare Yourself to Invest

      3-Investment Plan Advantages

      4-Designing an Investment Plan

      5-What Is a Stock?

      6-Stock Investing Terms

      7-Stock Picking Philosophies

      8-What Is a Bond?

      9-Bond Investing Terms

      10-What Is TreasuryDirect?

      11-Municipal Bonds Explained

      12-What is a Corporate Bond?

      13-Bonds and Interest Rates

      14-What Is a Mutual Fund?

      15-7 Tips for Choosing a Mutual Fund

      16-Mutual Fund Fees Explained

      17-No - Load vs. Load Funds

      18-What is a Target-Date Fund?

      19-What is Socially Responsible Investing?

      20-What is an Exchange-Traded Fund?

      21-Index Fund Advantages

      22-Ways to Diversify Your Portfolio

      23-Diversifying With International Investing

      24-Dollar Cost Averaging

      25-How to Build a Simple Portfolio

      26-Rebalancing a Portfolio

      Appendix A-What is a Prospectus?

      Appendix B-Monte Carlo Calculators for Retirement Planning

      Appendix C-Recommended Reading

      About the Author

      1-Introduction

      Congratulations! You have taken the first steps to a better financial future.

      It is a wonderful advantage to have a lump sum to invest. A lump sum can jump start your financial future. I am sure you want to get the most from your money. Investing $10K in 2014 can help you do that.

      Investing can be complex or simple. A simple plan will be much easier to put in place and maintain than a complex one. This is where Investing $10K in 2014 can help. Investing $10K in 2014 starts with some basic information on the types of investments in which you can invest. It explains stocks, bonds, and mutual funds. It is important to understand what you plan to invest in for your portfolio.

      Investing $10K in 2014 will help you set up a simple and successful portfolio. You will have a sample portfolio to follow to begin your investing future. This portfolio will be easy to maintain. It will grow your money while you concentrate on your busy life without having to constantly worry about your portfolio.

      It pays to have a plan that you follow each year. But with possible changes in 2014, it pays to tweak your plan accordingly. The stock market did very well last year. Whether it continues this year remains to be seen. One very likely possibility in 2014 is rising interest rates. This will impact the bond portion of the portfolio. Interest rates move inversely to bond prices. This means that a bond fund can lose value when interest rates rise. How much it loses depends on the length of maturity of the bonds. You will learn possible bond moves to make in your portfolio to ease or avoid these losses in 2014.

      Investing $10K in 2014 can be helpful to both those new to investing and to those who have investing experience. Investing can be easy to learn. It is true that many people have lost faith in investing in recent years. But you still can make money in the markets. More importantly, you need to be exposed to stocks and bonds because money market accounts just do not return enough for your future needs. There are many ways to reduce the risk in a portfolio. We will explore some of those ways.

      Investing can be a fascinating journey. Investing $10K in 2014 begins you on that journey. Your future success depends on your present investing decisions. You can create a successful portfolio. Let’s go exploring!

      2-Prepare Yourself to Invest

      Are you ready to invest? That is an important question to ask yourself. It is natural to want to jump right into investing. However, a few steps of preparation will help to have a more successful investing experience.

      Know Your Goals

      It is important to know what you are investing for before beginning an investment portfolio. Different people have different goals. Each goal may require a different investing approach. Some goals are short-term and others are long-term. You may want to save for retirement, your child's college education or a new house. You may want to do all three. Multiple goals are fine, but each goal may have their own time horizons. For example, saving for a down payment

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