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    Juggling Your Finances: Basic Math Primer: Juggling Your Finances
    Juggling Your Finances: Basic Math Primer: Juggling Your Finances
    Juggling Your Finances: Basic Math Primer: Juggling Your Finances
    Ebook51 pages31 minutes

    Juggling Your Finances: Basic Math Primer: Juggling Your Finances

    By M.L. Humphrey

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    About this ebook

    Understanding basic math is crucial to managing your finances.

    In this guide, M.L. Humphrey walks readers through how to perform addition, subtraction, multiplication, and division on a calculator using examples related to budgeting and personal finances.

    This guide is designed for those who aren't comfortable with addition, subtraction, multiplication, and division. It is designed as a companion to Budgeting for Beginners which walks you through how to assess where you are financially and what steps you can take to get to where you want to be in the future.

    LanguageEnglish
    PublisherM.L. Humphrey
    Release dateApr 10, 2015
    ISBN9781507012383
    Juggling Your Finances: Basic Math Primer: Juggling Your Finances
    Author

    M.L. Humphrey

    Hi there Sci Fi fans, my name is Maurice Humphrey.I am a Vermont native, husband, father, grandfather, well over 60, Navy veteran, retired IBM engineer, retired printer repairman, Graduated: Goddard Jr. College, VT Technical College, and Trinity College. Over the years I’ve written technical articles, taught technical classes, and presented at technical conventions.I’ve been reading science fiction for over 50 years now. First books were “Journey to the Centre of the Earth” by Jules Verne and “The Stars Are Ours” by Andre Norton. I’ve read and collected many great stories, and a considerable amount of junk ones as well. I’d say by now that I probably have a good idea of what I consider a good story.

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      Book preview

      Juggling Your Finances - M.L. Humphrey

      Juggling Your Finances: Basic Math Primer

      Also by M.L. Humphrey

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      Pivot Tables

      Conditional Formatting

      Charts

      The IF Functions

      Formatting

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      Juggling Your Finances: Basic Math Primer

      M.L. Humphrey

      Contents

      Introduction

      Addition Overview

      Addition Examples

      Subtraction Overview

      Subtraction Examples

      Multiplication Overview

      Multiplication Examples

      Division Overview

      Division Examples

      Afterword

      About the Author

      Copyright

      Introduction

      The purpose of this pamphlet is to provide a basic math refresher using examples based upon budgeting and personal finances. It's meant for those who are reading the Juggling Your Finances series and need a solid understanding of addition, subtraction, multiplication, and division first.

      If you're comfortable with basic math, then you don't need to read this primer because the other pamphlets in the series will also discuss the calculations you need to perform to manage your finances.

      This primer walks through how to do the following calculations:

      Addition:

      Total income.

      Total expenses.

      Total balance in your accounts if you have multiple accounts.

      Total amount you owe if you have more than one credit card, loan, etc.

      Subtraction:

      How much money will be left over after you pay your bills.

      Your net worth. (In other words, how much you'd be worth if you sold everything you own and paid off everything you owe.)

      How much of a shortfall you might have if you're spending more than you earn.

      Multiplication:

      How much you'll earn when you know the rate you'll be paid per hour or task.

      Your net earnings (how much you actually take home) from your gross earnings (how much you earn before taxes are taken out).

      Your annual earnings or expenses based upon one month's earnings or expenses.

      Division:

      How much you earn or spend on average.

      How many hours you need to work to earn a certain gross amount.

      How much you need to gross in order to take home a certain net amount.

      How many months of expenses you can cover with the current amount of cash you have in the bank.

      Note that the focus of this pamphlet is on the math. The Getting Started: Earn Spend Own Owe pamphlet walks you through how to actually determine your numbers.

      This pamphlet uses example numbers and walks you through how to use

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