A How To Guide To Financial Freedom:
By E Cuellar
3.5/5
()
About this ebook
This is an easy to use guide with step-by-step instructions on how to become financially literate and eventually financially free. In just 90 days, take control of your finances and your life by following the blueprint listed here.
E Cuellar
E. Cuellar has spent the last ten years studying financial literacy and self-improvement. She started out sleeping on the floor of an apartment that she could barely afford (because she didn’t have a bed), believing she would never be able to move into a nicer apartment, let alone own her own home one day. Out of desperation, she went to the local library and checked out Rich Dad Poor Dad by Robert Kiyosaki with Sharon L. Lechter. She began reading and listening to everything she could about personal finances, investment and self-improvement. After following the advice that she received from these books, she was able to buy a home and has invested in several asset classes; including stocks, small businesses, commodities and real estate. She is continuing on her path to financial freedom, and has a desire to help educate others who are going through difficult situations so that they can learn the information they need to change their lives. E. Cuellar continues to study and learn everything that she can, and desires to share the knowledge that she has gained with others.
Related to A How To Guide To Financial Freedom:
Related ebooks
Saving Money: the Missing Link Rating: 5 out of 5 stars5/5How to Grow Rich by Creating Multiple Streams of Residual Income Rating: 5 out of 5 stars5/5Passive Income Freedom: Financial Freedom for Beginners + Retire Early with ETF Investing Strategy + Millionaire Habits Rating: 0 out of 5 stars0 ratingsThe Millionaire Mindset: Learn the Secrets of the Most Successful Millionaires and Achieve the Life You Desire Rating: 0 out of 5 stars0 ratingsBecoming a Millionaire Using Your Employee Salary: The Formula to Wealth. Rating: 0 out of 5 stars0 ratingsStop Living Paycheck to Paycheck: The Six Secrets to Building Wealth Rating: 4 out of 5 stars4/5How to Become Rich Without Fail Rating: 0 out of 5 stars0 ratingsHow to Become a Millionaire: Mastering the Inner Game of Wealth Rating: 3 out of 5 stars3/5The Rich Game - What Poor People Do That Rich People Don't: Secrets the Rich Know About Money That the Poor Don’t Rating: 0 out of 5 stars0 ratingsHow to Grow Rich with The Millionaire Mind Script Rating: 5 out of 5 stars5/5The Passage To Passive Income Rating: 0 out of 5 stars0 ratingsHow to Achieve Financial Freedom and Escape the Rat Race Rating: 4 out of 5 stars4/5Dare To Be A Millionaire! Rating: 0 out of 5 stars0 ratingsThe Law of Success: In Sixteen Lessons Rating: 0 out of 5 stars0 ratingsHow to Grow Rich with The Power of Compounding Rating: 4 out of 5 stars4/5How to Make Money Rating: 4 out of 5 stars4/5Millionaire Habits: How Any Person Can Become a Millionaire Through Success Habits Rating: 0 out of 5 stars0 ratingsSave Money, Make Money, Spend Money Rating: 0 out of 5 stars0 ratingsThe 250 Questions You Should Ask to Get Out of Debt Rating: 0 out of 5 stars0 ratingsReal Money Rating: 0 out of 5 stars0 ratingsThe Ten Commandments of Wealth Creation Rating: 5 out of 5 stars5/5How to make Money with Money Rating: 0 out of 5 stars0 ratingsA Better Plan: A Real Life Guide to Building Wealth from Nothing and Living a Life Without Financial Fear Rating: 0 out of 5 stars0 ratingsThe Magic Of Thinking Big: Achieve Whatever You Dream For Rating: 0 out of 5 stars0 ratingsMoney Quotes : Money, investing and saving quotes Rating: 4 out of 5 stars4/5How to Make Your Money Last Rating: 0 out of 5 stars0 ratingsThe Most Awesome Money Book Ever: Teaching Children and Teenagers How to Earn Money Rating: 0 out of 5 stars0 ratings
Personal Growth For You
The Alchemist: A Graphic Novel Rating: 4 out of 5 stars4/5The Boy, the Mole, the Fox and the Horse Rating: 4 out of 5 stars4/5Unfu*k Yourself: Get Out of Your Head and into Your Life Rating: 4 out of 5 stars4/5Present Over Perfect: Leaving Behind Frantic for a Simpler, More Soulful Way of Living Rating: 4 out of 5 stars4/5What Happened to You?: Conversations on Trauma, Resilience, and Healing Rating: 4 out of 5 stars4/5How to Talk to Anyone: 92 Little Tricks for Big Success in Relationships Rating: 4 out of 5 stars4/5The 5AM Club: Own Your Morning. Elevate Your Life. Rating: 4 out of 5 stars4/5Unfuck Your Brain: Using Science to Get Over Anxiety, Depression, Anger, Freak-outs, and Triggers Rating: 4 out of 5 stars4/5Maybe You Should Talk to Someone: A Therapist, HER Therapist, and Our Lives Revealed Rating: 4 out of 5 stars4/5The 5 Second Rule: Transform Your Life, Work, and Confidence with Everyday Courage Rating: 4 out of 5 stars4/5The Big Book of 30-Day Challenges: 60 Habit-Forming Programs to Live an Infinitely Better Life Rating: 4 out of 5 stars4/5Never Split the Difference: Negotiating As If Your Life Depended On It Rating: 4 out of 5 stars4/5The Source: The Secrets of the Universe, the Science of the Brain Rating: 4 out of 5 stars4/5The 7 Habits of Highly Effective People Personal Workbook Rating: 4 out of 5 stars4/5The Purpose Driven Life: What on Earth Am I Here For? Rating: 4 out of 5 stars4/5Codependence and the Power of Detachment: How to Set Boundaries and Make Your Life Your Own Rating: 5 out of 5 stars5/5No Bad Parts: Healing Trauma and Restoring Wholeness with the Internal Family Systems Model Rating: 5 out of 5 stars5/5The Gifts of Imperfection: Let Go of Who You Think You're Supposed to Be and Embrace Who You Are Rating: 4 out of 5 stars4/5The Mastery of Self: A Toltec Guide to Personal Freedom Rating: 5 out of 5 stars5/5Self-Care for People with ADHD: 100+ Ways to Recharge, De-Stress, and Prioritize You! Rating: 5 out of 5 stars5/5The ADHD Effect on Marriage: Understand and Rebuild Your Relationship in Six Steps Rating: 4 out of 5 stars4/5The Road Less Traveled: A New Psychology of Love, Traditional Values and Spiritual Growth Rating: 4 out of 5 stars4/5Think and Grow Rich (Illustrated Edition): With linked Table of Contents Rating: 4 out of 5 stars4/5Outsmart Your Brain: Why Learning is Hard and How You Can Make It Easy Rating: 4 out of 5 stars4/5Grit: The Power of Passion and Perseverance Rating: 4 out of 5 stars4/5Girl, Stop Apologizing: A Shame-Free Plan for Embracing and Achieving Your Goals Rating: 3 out of 5 stars3/5
Reviews for A How To Guide To Financial Freedom:
3 ratings0 reviews
Book preview
A How To Guide To Financial Freedom: - E Cuellar
Chapter 3: Week 3 (Day 15)
HYPERLINK #c4
Chapter 4: Week 4 (Day 22)
Chapter 5: Week 5 (Day 29)
HYPERLINK #c6
Chapter 6: Week 6 (Day 36)
Chapter 7: Week 7 (Day 43)
HYPERLINK #c8
Chapter 8: Week 8 (Day 50)
Chapter 9: Week 9 (Day 57)
HYPERLINK #c10
Chapter 10: Week 10 (Day 64)
Chapter 11: Week 11 (Day 71)
HYPERLINK #c12
Chapter 12: Week 12 (Day 78)
Chapter 13: Week 13 (Day 85)
HYPERLINK #c14
Appendix
Reading Calendar
HYPERLINK #c16
Suggested Reading List
Other Suggested Programs and Resources
HYPERLINK #c18
Tips to Save Money on Electricity
Tips to Save Money on Food
HYPERLINK #c20
Tips to Save Money on Gas
Author Bio
HYPERLINK #ref_toc
Chapter 1: Week 1
Day 1
Step 1: Commit to making a change. For the next 90 days, you will do at least one thing a day that will move you from where you are right now toward financial freedom. I would recommend putting it in writing and/or telling someone your goal (someone who will be supportive, not someone who will criticize you and tell you that you can’t do it). Here’s an example of what you could write:
I, _____________, commit to follow the steps in this 90-day program to become financially literate and financially free. I will take the time and make the effort necessary every single day to complete all of the steps listed in this program. I will finish this program in three months, on ___________ (date).
Step 2: Get a blank notebook.
Step 3: Write down everything you spend money on today. To get started I just want you to see where your money is going, so write it in the notebook. I recommend getting receipts for everything so you don’t forget to write anything down. An example would be:
Gas $27.4
Wal-Mart: $103.67
You may or may not want to divide one purchase, like the above Wal-Mart example, into several categories like:
Food $79.14
Cosmetics $5.08
Pet $4.39
Gifts $10.70
Cleaning supplies $4.36
The point is to just write down whatever you spend money on today in your notebook in the EASIEST format for YOU. If you don’t spend money today, just find yourself a notebook and have it ready for when you do.
Step 4: Listen to The Strangest Secret by Earl Nightingale from 1956. You can find it on youtube.com or you can click on the link in the Summary for Day 1. It’s about thirty minutes long.
Congratulations on beginning this program!
Day 1 Summary:
Make a conscious commitment to complete this program in 90 days.
Tell someone or write down your commitment.
Get a notebook.
Record any expenses you have for the day.
Listen to The Strangest Secret by Earl Nightingale
Day 2
Welcome back to day two. Hopefully you have completed all of the steps for day one, if not go back and do them now. If you are ready to continue, let’s keep moving forward and look at the steps for day two.
Step 1: Write down any expenses for today and add new categories as necessary in your notebook. You will record everything you spend money on in these first 30 days on this first page. For example, when you get gas again, just add it to where you wrote down gas before.
Gas $27.4 + 31.22
If you spend money on groceries, you might add below:
Gas $27.4 + 31.22
Food $83.59
Step 2: Borrow or buy a copy of the book or audio book Rich Dad, Poor Dad: What the Rich Teach Their Kids about Money- That the Poor and Middle Class Do Not! by Robert T. Kiyosaki with Sharon L. Lechter, C.P.A. or you can download it using an e-reader. You don’t necessarily have to buy a copy. I highly recommend taking advantage of your local public library, where you can get books, audio books or e-books. Some libraries also have e-book readers that you can check out. The following is a link to a video that shows you how to check out books online using Over Drive, which is available for free through many libraries HYPERLINK https://www.youtube.com/watch?v=mgKbyhuqxuU
www.youtube.com/watch?v=mgKbyhuqxuU.
You are going to want to have Rich Dad, Poor Dad: What the Rich Teach Their Kids about Money- That the Poor and Middle Class Do Not! to start reading no later than day 8. Obviously the sooner you can get it the sooner you can start reading it, and it will cut down on the amount you will have to read each day later on. If you can’t get it until