Good Mortgage America: Factors in Buying a Home with Confidence – Team, Attitude & Approach
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About this ebook
Want to learn a few tricks to improve your approach, build your team and acquire a few tools to help your journey?
This book is a great way to help your home buying journey and enhance your overall experience. Buying a home is exciting and will be one of your biggest lifetime accomplishments. Let's put you in the best position possible!
M. D. Baltazar
M.D. Baltazar has been in the mortgage business since 1997. After graduating from the University of Arizona with a Finance degree, he went on to obtain his MBA his 2001. Michael has consistently been a top performer throughout his professional mortgage career, while also hiring and training many loan officers along the way. His love for training, motivating and encouraging others has also carried over into becoming an author and public speaker. Michael is also happily married and has 7 amazing kids!
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Book preview
Good Mortgage America - M. D. Baltazar
TABLE OF CONTENTS
––––––––
Introduction
Team Chapters
Chapter 1: Picking the Right Real Estate Agent for Your Team
Chapter 2: Not all Lenders are the Same... Proceed with Caution
Chapter 3: Home Insurance Agent – What to Take into Account
Team Chapters Summary
Attitude Chapters
Chapter 4: Home Ownership is a Mindset!
Chapter 5: Buy with Confidence, not Fear!
Chapter 6: Protect Yourself from Dream Killers!
Attitude Chapters Summary
Approach Chapters
Chapter 7: Framing Your Home Buying Approach
Chapter 8: Creating a Timeline for Your Approach
Chapter 9: The Resources for Your Approach
Approach Chapters Summary
Implementation
Introduction
Congratulations on taking the time to improve your home buying experience. In this book, we will show you three major components to successfully buying a home, while teaching you how to analyze and plan for what may be the biggest investment of your life.
In the Team chapters, you will learn how to put together your personal real estate Dream Team. We will explain why having a real estate agent, a mortgage loan officer and an insurance agent on your side is critical to success, and we will share some important questions to ask each of them.
The Attitude chapters will help you get mentally ready for the journey that lies ahead. These chapters take a hard-nosed look at the realities that surround the purchase of a home. We start by preparing you mentally for the process with perspectives, visualizations and ideas. Then we tap into some of the psychology that can go into buying a home. We wrap up this section with a strong stance against the naysayers that may exist and how to deal with them.
The final chapters, on Approach, will provide you with simple, easy-to-understand concepts that will allow you to navigate the numbers involved in successfully buying a home. At the end of the day, the numbers will be doing most of the talking, right? So we will give you the information you need to feel comfortable with the entire process.
It is our goal, that after reading this book, you will have just enough information to make you feel confident with the home buying process. We do not want to overwhelm you with complex details that will leave you more confused than when you started. Leonardo da Vinci said it best, Simplicity is the ultimate sophistication.
We believe our simple approach will provide you with all the confidence you will need for your journey. So, let’s begin that journey together and start taking action today!
Team Chapters
Putting Together Your Real Estate Dream Team
The most successful people are those who do not rely solely on their own expertise. They have learned to respect the input of others, especially those who are experts in the field they wish to pursue. Expertise comes with experience, and experience comes with practice. Many of us will only buy one home in our lifetime, while others may buy two or more. The fact is that we are not buying homes every day.
A professional real estate agent deals with the purchase and sale of homes on a