The Copperjar System: Your Blueprint for Financial Fitness (US Edition)
By Paul LaBarge and Alan MacDonald
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About this ebook
Ask yourselfâ do you ever find yourself: Living from paycheck to paycheck? Making only the minimum payment on your credit cards? Struggling to keep up with debt payments, car loans or even mortgage payments on your home? Uncertain of how much you spend each monthâ or where the money goes?
Sound familiar? Whether you are a millionaire or make less than $40,000 a year, the Copperjar Systemâ ¢ will give you the tools you need to achieve your financial goals, become financially fit and take control of your financesâ and your life!
"Your Blueprint for Financial Fitness" is the first book in the Copperjar Series of books.
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The Copperjar System - Paul LaBarge
LaBarge
CHAPTER 1
Goals and Values
No one ever has a driving ambition to become overweight. Yet our society is still burdened with a growing obesity epidemic.
The most likely reason behind the mutual coexistence of these two, seemingly contradictory facts is that becoming unfit is a gradual process, which happens bit by bit over time while we’re not paying attention to our health.
We can try to blame some of this on all the marketing that’s pushed in our faces every day. Advertisers certainly love nothing more than to tell us what we should eat and drink, what kind of lifestyle we ought to have, which cars we should buy or what brand of beer we should drink—all the things that are important to a society characterized by conspicuous consumption.
If we’re willing to be honest, however, we have to admit that the main culprit is really our own bad habits. Few people are willing to accept this responsibility. They blame their health (or lack thereof) on their busy lives, their stressful jobs, their genetic heritage and so on. But the bottom line is that, for most of us, our health is a direct result of what we choose to do or eat.
Money problems have a lot in common with the problem of becoming physically unfit. Most of the financial issues that people experience with debts or cash flow start gradually, as the result of falling into bad habits.
Little by little, unwise financial behaviors become entrenched in our lives. We succumb to marketing pitches, we give in to that relentless social pressure to consume, and we slowly slip into the habit of spending more than we can afford. In other words, we forget to keep our eyes on the prize: our long-term financial