Personal Finances
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About this ebook
Larry Burkett
LARRY BURKETT (1939-2003) was a well-known authority on business and personal finance. He wrote more than seventy books, including non-fiction bestsellers like Family Financial Workbook, Debt-Free Living, and The World's Easiest Guide to Finances. He also had a worldwide radio ministry. Larry founded Christian Financial Concepts and served as Chairman of the Board of Directors of Crown Financial Ministries®. He is survived by his wife, Judy, four grown children and nine grandchildren.
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Personal Finances - Larry Burkett
granchildren.
Personal Finances
It is important for a Christian to be able to recognize financial bondage, but it is equally important to know how to achieve freedom. Financial freedom manifests itself in every aspect of the Christian’s life—relief from worry and tension about overdue bills, a clear conscience before God and others, and the absolute assurance that God is in control of his or her finances.
That is not to say that a Christian’s finances will be totally void of difficulties. Often God allows consequences of earlier actions to reinforce a lesson. But no matter what the circumstances, God promises peace.
When God manages our finances, we have nothing to worry about. He is the master of the universe. It is His wisdom that we seek. Human beings are subject to making mistakes at any moment. But as soon as we admit our errors and let God take control again, we are back under His guidance.
Once a Christian truly experiences financial freedom, he or she will never desire to move outside of God’s will. Perfect peace is what is promised, and perfect peace is what God delivers.
I have never met a non-Christian who had true freedom from worry, anxiety, tension, harassment, or bitterness about money. Once an individual achieves financial freedom (meaning freedom from the bondage of debts, oppression, envy, covetousness, greed, and resentfulness), he or she stands out like a beacon at sea.
A PRINCIPLE UNDER SCRUTINY
THE CASE FOR PLANNING
Often Christians argue about whether it is biblical to plan. Those who argue against it misunderstand what God says about finances. They argue that God expects us to rely on Him for everything instead of planning. Others create plans so inflexible that they can no longer respond to God’s leading. Clearly the answer lies somewhere in between.
God is an orderly provider. The physical world is not chaotic; it is orderly and well-planned. Atoms stay together because God so ordered them. Finances are just another aspect of the Christian’s life that God wants to manage. If we are stewards and God is the owner, we must seek His wisdom. Therefore we must go to God’s Word for our plans.
BE DIFFERENT
God calls each of us to be disciplined and to sacrifice to accomplish the kingdom’s work. Discipline and sacrifice begin with finances, although it is possible to be financially disciplined and still not be an active part of God’s work. But it is impossible to be financially undisciplined and be active in God’s work. He who is faithful in a very little thing is faithful also in much; and he who is unrighteous in a very little thing is unrighteous also in much. If therefore you have not been faithful in the use of unrighteous mammon, who will entrust the true riches to you?
(Luke 16:10-11).
Lack of self-discipline affects the spiritual life and manifests itself in inconsistent Bible study and prayer. Without exception, this creates a slackening of spiritual awareness. The place to start being a self-disciplined servant of the Lord is in the area of finances.
WHY PLAN?
1. God wants us to be knowledgeable about the assets He has entrusted to us. "Know well the