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    Make Your Credit Great Again
    Make Your Credit Great Again
    Make Your Credit Great Again
    Ebook85 pages38 minutes

    Make Your Credit Great Again

    By Ron James

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    About this ebook

    More Than Just Credit Repair - This Is "Credit Education" Learn how to quickly and effectively remove all negative items from your credit reports in as little as 30 days and how to add positive references. Learn how to use the credit reporting agencies Dispute Process to challenge negative items on your credit reports (includes complete Dispute Process instructions) and also how to use Section 609 of the FCRA (Fair Credit Reporting Act) to force the credit reporting agencies to remove unverifiable items from your reports (includes Section 609 dispute letters). Author Ron James has over 30 years experience as a "Credit Insider" and will explain in detail how the Credit Reporting Agencies work and "think." The best way to address your credit problems is by understanding how the credit reporting system works. Give yourself an advantage with the "insider information" in this book.

    LanguageEnglish
    PublisherRon James
    Release dateOct 28, 2016
    ISBN9781370631810
    Make Your Credit Great Again
    Author

    Ron James

    Ron James is the Best Selling Author of Financial Publications. He has over 30 years of experience as a "Credit Insider" in the consumer credit industry. He is now sharing his insight with credit and financially challenged consumers to help them overcome their problems and to help you to..."Make Your Credit Great Again."

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      Book preview

      Make Your Credit Great Again - Ron James

      Make Your Credit Great Again

      More Than Just Credit Repair

      This Is Credit Education

      By

      Ron James

      Copyright © 2016

      www.ronjamespublishing.com

      About the Author

      Ron James is the Best Selling Author of Financial Publications and an expert Credit Insider with over 30 years of experience working inside the Credit Industry.

      Mr. James background includes being a Collection Supervisor in the Sub Prime Credit Card Industry, a Consultant to Mortgage Companies helping their clients to get approved for loans, and being called as an expert witness in Mortgage fraud cases.

      Mr. James has an intricate knowledge of how the Major Credit Bureaus function and exactly how their Dispute Process works when consumers challenge information on their Credit Reports.

      He knows exactly how the FICO credit scoring system works and how making targeted changes to the information being reported can result in a dramatic improvement in your Credit Score.

      After over 30 years working in the industry he is now sharing his knowledge with you to...

      Make Your Credit Great Again

      Legal Notice

      This book may not be reproduced or transferred in any form without written permission from the author.

      The accuracy and completeness of the information in this book and the results from the use of this information is not guaranteed.

      The author is not liable for any loss incurred as a result of the use of the information or strategies conveyed in this book.

      The information contained in this book is not legal advice and should not be considered as such. If legal advice is needed consult a competent professional for such advice.

      Table of Contents

      The Importance of Having Good Credit

      Credit Effects Your Insurance Rates

      No Courses Offered in Credit Education

      Credit Education is the Key

      Knowledge is Power

      The Three Major Credit Bureaus

      Free Annual Credit Report

      Business Credit Bureaus

      Sub-Prime Credit Bureaus

      Chex Systems

      Can You Really Repair Your Credit?

      Burden of Proof

      Types of Creditor Entries

      Multiple Collection Entries

      Seven and Ten Year Statutes

      Types of Credit Scores

      Types of Inquires

      Understanding Your FICO Score

      Changing Input Information

      Foreclosures

      Medical Collections

      Health Club Memberships

      Student Loans

      Tax Liens

      Cellular Phone Contracts

      Paid Delinquent Accounts Do You No Good

      How Long Creditors Retain Information

      State Statutes for Collection Vary

      Universal Data Forms

      The Credit Report Dispute Process (Part 1)

      The Credit Report Dispute Process (Part 2)

      Section 609 Request to Verify

      Section 609 Dispute Letters

      Secured Credit Cards VS Unsecured

      Opening Low Limit Credit Cards

      Build Your Credit as an Authorized User

      Conclusion

      The Importance of Having Good Credit

      Having Good Credit can affect many aspects of your life. Listed below are just some of those:

      Qualifying for a Mortgage or Refinance

      The Monthly Payment on your Mortgage

      The Interest Rate that you Pay on Credit Cards

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