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    Because Money Matters: The 8 Principles to Build Your Wealth: Because Money Matters, #1
    Because Money Matters: The 8 Principles to Build Your Wealth: Because Money Matters, #1
    Because Money Matters: The 8 Principles to Build Your Wealth: Because Money Matters, #1
    Ebook128 pages1 hour

    Because Money Matters: The 8 Principles to Build Your Wealth: Because Money Matters, #1

    By V. V. Cam

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    About this ebook

    No matter what you earn or where you live, no matter if you work for yourself or for someone else, and no matter your marital status or gender, you will discover that it is possible to walk the path to your solid financial life. 

    Imagine living your life: 

    • Free of worry and stress about money 
    • Free of anxiety about the market or the economy 
    • Free of other people's speculations or predictions about your future.

    Take control of your financial life by mastering these eight practical, realistic, and attainable principles. You will not ever have to live paycheque by paycheque, get stuck in debt forever, and worry about not having enough money to do the things you want for your life. You'll be able to:

    • Find opportunities to increase your income and your savings
    • Control spending habits and save thousands by using the PANEL test
    • Avoid making costly choices and decisions
    • Design a plan for paying off all debt faster
    • Get better value for your money through effective negotiation
    • Maximize your money by using the invest MODEL
    • Follow a 3-step plan to build your wealth. 

    Get your copy today to start your journey to prosperity!

    LanguageEnglish
    PublisherJack Langedijk
    Release dateNov 12, 2017
    ISBN9780995938724
    Because Money Matters: The 8 Principles to Build Your Wealth: Because Money Matters, #1

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      Book preview

      Because Money Matters - V. V. Cam

      HOW THIS BOOK BEGAN

      I wanted to write a personal finance book that inspires people to take an honest assessment of who they are, where they are, and where they want to be. I wanted to encourage people to find out more about themselves and the things that are important to them. And, I wanted to encapsulate essential and timeless ideas that can be passed from one friend to another or from a mother to her child.

      The idea for this book came from my mother. I wanted to compile the advice she has given me over the years into a practical guide full of simple, uncomplicated, and life-changing principles you won’t find in textbooks or in schools. I wanted to share my mother’s life wisdom and give a balanced and practical approach that everyone can use.

      This book does not promote extreme frugal living, although some people prefer that lifestyle. It does not tell you what a loan is, how to calculate different types of interest, where to invest, or get into in-depth discussions about insurance and annuities. It does not include specific strategies and tactics to build credit or optimize health insurance. You will not find statistics, charts, and graphs. There are no secrets or hypes either.

      This book encourages you to understand fundamental personal finance principles to better manage your money and build your wealth. I have avoided complicated formulas and heavy financial jargon in favour of simple, straightforward, and timeless principles. There are practical, realistic, and attainable steps you can take to achieve your financial freedom. The book includes a number of self-assessments to help you see where you are and find out what you need to do to achieve your financial goals. After all, who besides you really knows who you are, what your situation is, and where you want to be?

      This book provides tips and tools to support you along the way. The tips are starting points. Some may be new to you; many are common sense. Please use what helps and applies to your situation. You can find more through the Links section provided in Part 2 or by doing an Internet search like this.

      Once you understand the principles, no matter what you earn or where you live, no matter if you work for yourself or for someone else, and no matter what your marital status or gender is, you will discover that it is possible to create a solid financial life.

      Once you master the principles, you will have a good grasp on your financial situation. You will not have to live paycheque to paycheque, nor scrounge to feed yourself between bills. You will be able to live the life you want without worrying about credit history or scores. You will know how to avoid debts as much as possible and get out of them as quickly as you can. You will not need to speculate or depend on other people’s predictions about your future. Whether the market goes up or down, whenever the economy throws its tantrums, you will not be anxious. You will learn how to best invest your money so it will grow for you. You will not be afraid of money because you will be the commander of your financial success. You will be inspired to do your best because you know you will get to wherever you want to be.

      These principles can change your life.

      We live in a world that is always looking for quick fixes. Look at how many people buy lottery tickets each day, spending their hard-earned cash on a hope. Hope is a great thing to have in life, but hope will never change anything without personal commitment and action.

      If you are interested in reading a book that talks about money and improving your financial situation then you probably want some kind of change in your life. If you really are serious about changing your financial situation, you will have to look at changing how you manage your current situation. To truly change, you will need to be receptive and willing to alter your perspective.

      This book isn’t about getting rich quickly; it is about building your wealth over time so that you have the freedom from being beholden to anything or anyone.

      If you are anxious to start, go directly to the Personal Finance Basics chapter. Otherwise, in the next few pages, please allow me to share with you a glimpse into a chapter of my life as I remember it. Although this book isn’t about me, and you may not relate to my experiences, I’ve included these details in hope of giving you some context and a different perspective on money, why it matters, and how it freed my family from a dire situation.

      A GLIMPSE INTO A CHAPTER OF MY LIFE

      Something unexpected may happen any time.

      I was born in 1965. For the first 13 years of my life, I did not experience any hardships. We lived in abundance even though we were in Vietnam, an underdeveloped country at the time. As a family of Chinese descent, my maternal grandparents owned a busy restaurant with workers and servants running in and out all day long. My paternal grandfather owned a coal mine which my grandmother had to sell shortly after his accidental death long before I

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