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    The Best Credit Repair Manual Ever Written
    The Best Credit Repair Manual Ever Written
    The Best Credit Repair Manual Ever Written
    Ebook34 pages25 minutes

    The Best Credit Repair Manual Ever Written

    By John Hyland Author

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    About this ebook

    Most American consumers have unclaimed monthly cash flow that they are currently paying to credit card companies that can be reduced, simply by asking—often via a simple telephone call to their creditors—if they know the rights words to use when they get on the phone. There are simple action steps you can take—today— to both improve your credit rating and reduce the often exorbitant interest rates and fees you are currently paying on credit cards. You’re about to un-learn thinking (and acting) poorly about how you manage consumer debt—and begin learning and acting the way the wealthy do. You can manage your debt burden downward—and increase your abundance. The insider financial knowledge you’re about to receive—when actively applied—can immediately change your financial fortunes for the better. The advantage is now yours. You’re about to learn how to stop being a financial spectator and start taking action now to become a wealth accumulator. You can start right now to keep more of your hard-earned assets in accounts that you control—instead of your creditors’.

    LanguageEnglish
    PublisherJohn Hyland Author
    Release dateOct 16, 2014
    ISBN9781311079329
    The Best Credit Repair Manual Ever Written
    Author

    John Hyland Author

    John Hyland is a real estate expert who has a knack for communicating with others regarding his business experience. He is a writer, author, and public speaker who has a passion for communicating ideals with others. He believes that his business experiences can be used to teach others how to become leaders in their industries or businesses without the audiences having to learn the hard way.

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    Reviews for The Best Credit Repair Manual Ever Written

    5/5

    30 ratings7 reviews

    What did you think?

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    Review must be at least 10 words

    • 5/5
      Great tips and I love how the scriptures are used to reference important points.
    • 3/5
      Greatly insights in the line credit elements for dispute letters to negotiate the credit
    • 5/5
      I enjoyed this brief yet detailed step-by-step strategies to improving your credit. Much appreciated!
    • 5/5
      Hello! I’m Grace, my experience working with DOVLY CREDIT SOLUTION has been outstanding. I was at 561 Equifax, 563 TransUnion. I had 1 collection a year 2 months with a balance of 585, 2 charge offs one at BOA CC at $1,228 closed June 22 was still being reported as of 01/24, SYNCB/PP at $1534 closed on 07/22 last reported Dec 23. I was depressed, my mom had cancer, but I recently graduated college and just found a decent paying job. Didn’t know what step to take to get my credit back on track. I was introduced by my realtor agent Daniel. I must confess I had a bad experience in the past with different agencies trying to clear my credit. I have gained good credit ever since I started working with DOVLY CREDIT SOLUTION. My credit score has been raised to 808 Experian, 801 Equifax and 806 TransUnion within 8 days. Thanks to my realtor Daniel for recommending DOVLY CREDIT SOLUTION to me.

      8 people found this helpful

    • 5/5
      Hi all! I’m 29 years old. My credit started to tank around 2021 when expenses were outpacing my income. I got a lot of loan offers and foolishly took them, adding more expenses to my income. Didn’t help that I was in a relationship with someone who I greatly outnumbered and took on the burden of the bills to seem fair. Won’t be doing that again. I had a lot of collections and charge-offs from personal loans and CCs. From looking at my Experian I had several charge-offs that became collections and few that didn’t. Which all brought down my credit score to a low 586 score. I needed advice on rebuilding my score back to 700s. DOVLY CREDIT SOLUTION came through for me, my credit report cleaned up with all negative entries removed; charge-offs and collections wiped out. Now: Jan 2024 my score is Equifax 801| TransUnion 808| Experian 811. Yes, it feels good to have a worthy credit profile. I want to use this time to appreciate DOVLY CREDIT SOLUTION for bringing me out of a bad credit report that made my life miserable. My goal is to also obtain higher limits 5K-10K on CC which has finally been achieved. I’m happy to have come across DOVLY CREDIT SOLUTION here.

      11 people found this helpful

    • 5/5
      In Oct-Nov I rented a storage unit from public storage with the intention of it being held for a month. In December I left for vacation. The situation changed during that time so I would need it for 3-4 months. My business partner assumed I had payments handled, I assumed it was handled or on autopay and everyone just forgot about this unit that I stupidly opened under my personal name. Account was never placed on autopay; the rep opened the account and put the wrong phone number when we signed up and all emails ended up in our assistant’s spam box. Long story short, the unit was auctioned and a couple hundred dollars’ worth of debt in fees etc. were accumulated besides the 2 months that were not paid. Public storage sold the debt to a collection agency (Allied Interstate) who told me I had until 2/14 to respond to DV. This situation caused damage to my score. My Fico 8’s was in the mid-500's and I do have some baddies (90 days on multiple student loans from 2018/2019) and a couple of charge offs from that same period but I don’t have any collection accounts. It’s been years since I’ve made a careless mistake like this, and I was really looking forward to getting my credit back to standard. I decided to go through online and luckily for me I came across DOVLY CREDIT SOLUTION. I have no other option than to give him a try, he told me he’ll fix my credit report within 8 days. He succeeded in raising my score to 811 excellent score and he also helped me delete negative items impacting my credit report. DOVLY CREDIT SOLUTION is the best and swift.

      9 people found this helpful

    • 5/5
      I had a $400 fresh account with Fingerhut, after realizing the amount of interest they were charging me (I didn’t know about credit at the time), I decided to close the account. I called the customer service phone number and requested the representative to close the account. Monday, January 8, 2024, I decided to check my credit report and noticed it has been open since 2020. Called the Fingerhut collection department regarding the account. How is it currently reporting open if I closed it in 2016? There’s a remaining balance of $495. My credit score was 502. I felt horrible and embarrassed. But my friend James introduced me to DOVLY CREDIT SOLUTION, a credit repair company and they helped me to raise my credit score to 810 excellent standard and deleted all negative items on my credit report within 8 days. He also helped me increase my credit card limit to $15,000 and placed some good tradelines on my report. DOVLY CREDIT SOLUTION is the best amongst all, and his service is fast, secured and reliable without stress. They’re swift in responding to any question.

      10 people found this helpful

    Book preview

    The Best Credit Repair Manual Ever Written - John Hyland Author

    Smashwords Edition

    Copyright © 2014 by John Hyland. All rights reserved. Printed in the United States of America. No part of this book may be reproduced or transmitted in any form or by any means, electronic, mechanical, or by any information storage and retrieval system, without permission in writing from the author.

    The

    Best Credit

    Repair Manual Ever Written

    SPECIAL REPORT Contents

    Introduction: The Best Way to Fix Your Credit 1

    Step #1: Pay Your Bills on Time 2

    Step #2: Disputing Negatives on Your Credit Report 4

    Step #3: Improve Your Debt-to-Credit Ratio. 5

    Step #4: Handle Obscure Items That Negatively Affect Your Credit 9

    Step #5: Paying Your Debt Down—Fast 11

    You Can Act Rich, On Your Way to Becoming Rich 15

    What Wealthy People Do When they Get Money. 18

    Save Money on Your Current Bills to Get Your Strategies Started 19

    Conclusion 21

    FREE BONUS: The Dispute Letters. 23

    Most American consumers have unclaimed monthly cash flow that they are currently paying to credit card companies that can be reduced, simply by asking—often via a simple telephone call to their creditors—if they know the rights words to use when they get on the phone. There are simple action steps you can take—today— to both improve your credit rating and reduce the often exorbitant interest rates and fees you are currently paying on credit cards. You’re about to un-learn thinking (and acting) poorly about how you manage consumer debt—and begin learning and acting the way the wealthy do. You can manage your debt burden downward—and increase your abundance.

    The insider financial knowledge you’re about to receive—when actively applied—can immediately change your financial fortunes for the better. The advantage is now yours. You’re about to learn how to stop being a financial spectator and start taking action now to become a wealth accumulator. You can start right now to keep more of your hard-earned assets in accounts that you control—instead of your creditors’.

    To your current—and future—financial success!

    —John Hyland

    Introduction:

    The Best Way to Fix Your

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