Everand Logo

Welcome to Everand!

  • Discover millions of ebooks, audiobooks, and so much more with a free trial

    Only $11.99/month after trial. Cancel anytime.

    How To Achieve A Better Credit Score
    How To Achieve A Better Credit Score
    How To Achieve A Better Credit Score
    Ebook126 pages1 hour

    How To Achieve A Better Credit Score

    By Jeannine Hill

    ()

    Read preview

    About this ebook

    These Are Some Of The Tips You Will Find In The Book :

    * Credit Repair: Resolving Bad Credit
    * Credit Repair: Home Improvement Financing
    * Credit Repair: Secured Financing
    * Credit Repair: Unsecured Loans
    * Credit Repair: Debt Consolidation
    * 5 Tips On Credit Repair
    * Contact Creditors
    * Try And Circumvent The Collection Agency
    * Look Into A Secured Credit Card
    * Consider A Company That Specializes In Credit Repair
    * Simple Ways to Repair Bad Credit
    * Bad Credit Private Student Loan
    * Your Annual Credit Report
    * Consumer Credit
    * CCCS Consumer Credit Counseling Service
    * Consumer Credit Counseling Services Debt Consolidation
    * Help With Credit Card Debt Consolidation
    * Getting A Cell Phone Contract With A Bad Credit Rating
    * Check Your Credit Rating For Free in the UK
    * Chinese Government Sovereign Credit Rating
    * Consumer Credit Counseling Services
    * Credit Repair Counselor
    * Credit Repair Program
    * Credit Repair Kit
    * Bad Credit
    * Credit Repair Through Debt Consolidation
    * Credit Repair Through A Collection Agent
    * Credit Repair Through Credit Counseling
    * Some Steps Toward Credit Repair
    * Why "Do It Yourself Credit Repair" Is The Best Option
    * Credit Repair - How To Deal With A Credit Bureau
    * Be Cautious When Considering A Credit Repair Company
    * Contacting Creditors To Help With Credit Repair
    * Obtaining Your Credit Report - The First Step In Credit Repair
    * Using A Secured Credit Card For Credit Repair
    * Credit Repair: Bad Credit Loans
    * Credit Repair: Mortgage Options
    * Credit Repair: Bad Credit Car Financing
    * Credit Repair: Tips
    * Credit Repair: Credit Cards
    * Credit Repair: Corporate Credit
    * Credit Repair: Unsecured Loans
    * Credit Repair: Bad Debts
    * Credit Repair: Loan Problems
    * Credit Repair: Financing A Computer
    LanguageEnglish
    PublisherJeannine
    Release dateJun 30, 2018
    ISBN9788828346272
    How To Achieve A Better Credit Score

    Read more from Jeannine Hill

    Related to How To Achieve A Better Credit Score

    Related ebooks

    Reference For You

    View More
    View More

    Related podcast episodes

    Related articles

    • Article

      Fund a Home Business!

      Oct 18, 2019

      Fund a Home Business!
      9 min read

    • Article

      How To Get A Good Credit Score

      Oct 20, 2022

      How To Get A Good Credit Score
      4 min read

    • Article

      HOW TO... Get Off A Blacklist

      Sep 23, 2019

      HOW TO... Get Off A Blacklist
      2 min read

    • Article

      Equifax Data Breach Settlement: What You Need to Know

      Jul 24, 2019

      If you're one of the roughly 147 million people whose sensitive personal information was exposed in the 2017 Equifax data breach, get ready to claim your share of the relief. The credit bureau has agreed to a settlement of up to $700 million with the

      4 min read

    • Article

      Building a Credit Score

      Dec 31, 2019

      Building a Credit Score
      4 min read

    • Article

      What Happens to Your Digital Assets When You Die?

      Apr 29, 2021

      Not very long ago, owning a personal computer was a novelty. Today we all interact personally and professionally using desktop or laptop computers and access the internet by way of cellphones. The constant presence of digital information in our lives

      2 min read

    • Article

      Cashing In On Credit Cards

      Dec 10, 2021

      Cashing In On Credit Cards
      2 min read

    • Article

      SEC Investigates Cryptocurrency Offerings

      Mar 1, 2018

      The Securities and Exchange Commission has sent dozens of subpoenas in recent months to cryptocurrency companies that promote "initial coin offerings."

      1 min read

    • Article

      How to Build a Credit History

      Oct 3, 2019

      Most lenders expect you to have a decent credit record to qualify for a loan or credit card. But if you've never had a credit card or taken out a loan, you don't have much of a credit history. It's a conundrum that young people face as they begin the

      4 min read

    • Article

      Getting a Loan Could Get Easier

      Nov 29, 2018

      We asked Gerri Detweiler, a credit expert and education director at Nav, a small-business financial management platform, about UltraFICO and consumer credit. FICO recently announced a new credit score called Ultra­FICO. How is it different from the t

      1 min read

    • Article

      Forming A Limited Company

      Feb 6, 2020

      Forming A Limited Company
      3 min read

    • Article

      Audit-Proof Your Small Business

      Aug 1, 2022

      When you’re running a business, you have a lot to manage. If there isn’t a person in your face forcing you to stay on top of a task, it can be easy to keep putting it off to tomorrow, Friday or next week … and soon you have a large pile to work throu

      2 min read

    • Article

      Equifax To Pay Up To $700 Million In Data Breach Settlement

      Jul 22, 2019

      The credit reporting agency will pay up to $700 million in fines and monetary relief to consumers over a 2017 data breach that affected nearly 150 million people.

      2 min read

    • Article

      Your Child Care Tax Credit May Be Bigger on Your 2021 Tax Return

      Mar 26, 2021

      While stimulus checks and monthly child tax credit payments have gotten more attention, the recently enacted American Rescue Plan Act offers another benefit for families with younger children – an enhanced child and dependent care credit for 2021. No

      4 min read

    • Article

      Owner Occupied Commercial

      Nov 28, 2019

      Commercial property is a great investment vehicle; however, it can be a hard market to access with shorter repayment terms, higher interest rates and a greater deposit required for lending. Business owners, however, have a unique opportunity in this

      2 min read

    Related categories

    Reviews for How To Achieve A Better Credit Score

    0 ratings

    0 ratings0 reviews

    What did you think?

    Tap to rate

    Review must be at least 10 words

      Book preview

      How To Achieve A Better Credit Score - Jeannine Hill

      Score

      Contents

      Credit Repair: Resolving Bad Credit......................................................................................................... 9

      Credit Repair: Home Improvement Financing........................................................................................ 11

      Credit Repair: Secured Financing ........................................................................................................... 13

      Credit Repair: Unsecured Loans ............................................................................................................. 15

      Credit Repair: Debt Consolidation .......................................................................................................... 17

      5 Tips On Credit Repair ............................................................................................................................ 19

      Contact Creditors ...................................................................................................................................... 20

      Try And Circumvent The Collection Agency.......................................................................................... 21

      Look Into A Secured Credit Card ............................................................................................................ 22

      Consider A Company That Specializes In Credit Repair ...................................................................... 23

      Simple Ways to Repair Bad Credit .......................................................................................................... 24

      Bad Credit Private Student Loan ............................................................................................................. 26

      Your Annual Credit Report....................................................................................................................... 28

      Consumer Credit ....................................................................................................................................... 30

      CCCS Consumer Credit Counseling Service ......................................................................................... 32

      Consumer Credit Counseling Services Debt Consolidation ................................................................ 34

      Help With Credit Card Debt Consolidation............................................................................................. 36

      Getting A Cell Phone Contract With A Bad Credit Rating .................................................................... 38

      Check Your Credit Rating For Free in the UK ........................................................................................ 40

      Chinese Government Sovereign Credit Rating...................................................................................... 42

      Consumer Credit Counseling Services .................................................................................................. 44

      Credit Repair Counselor........................................................................................................................... 46

      Credit Repair Program.............................................................................................................................. 48

      Credit Repair Kit ........................................................................................................................................ 50

      Bad Credit .................................................................................................................................................. 52

      Credit Repair Through Debt Consolidation............................................................................................ 54

      Credit Repair Through A Collection Agent............................................................................................. 56

      Credit Repair Through Credit Counseling.............................................................................................. 58

      Some Steps Toward Credit Repair .......................................................................................................... 60

      Why Do It Yourself Credit Repair Is The Best Option ........................................................................ 62

      Page 7 of 7

      How To Achieve A Better Credit Score

      Credit Repair - How To Deal With A Credit Bureau ............................................................................... 64

      Be Cautious When Considering A Credit Repair Company ................................................................. 66

      Contacting Creditors To Help With Credit Repair ................................................................................. 68

      Obtaining Your Credit Report - The First Step In Credit Repair........................................................... 70

      Using A Secured Credit Card For Credit Repair .................................................................................... 72

      Credit Repair: Bad Credit Loans ............................................................................................................. 74

      Credit Repair: Mortgage Options ............................................................................................................ 76

      Credit Repair: Bad Credit Car Financing ................................................................................................ 78

      Credit Repair: Tips .................................................................................................................................... 80

      Credit Repair: Credit Cards...................................................................................................................... 82

      Credit Repair: Corporate Credit............................................................................................................... 84

      Credit Repair: Unsecured Loans ............................................................................................................. 86

      Credit Repair: Bad Debts.......................................................................................................................... 88

      Credit Repair: Loan Problems ................................................................................................................. 90

      Credit Repair: Financing A Computer..................................................................................................... 92

      Page 8 of 8

      How To Achieve A Better Credit Score

      Credit Repair: Resolving Bad Credit

      The bad credit situation is the worst situation in the life of a credit card holder. This not only hampers your present life, but also affects your future prospective of securing a loan. The

      discussion below will inform you about the factors leading to this situation and the strategies to come out of it or never get into it.

      Factors Leading to Bad Credit Situation

      There is no one reason for getting into a bad credit rating. Following are the root causes of this:

      •

      Overspending is the most crucial factor that leads to the situation of bad credit.

      •

      The inevitable conditions like health problems, unemployment and other financial setbacks

      also add to the bad credit score. In these circumstances you have to spend without taking care

      of your credit score.

      •

      Non-payment on time for various purchases also affects the credit history.

      Improving the Credit Score

      The bad credit situations are needed to be resolved on time to regain the good credit score and

      it could be achieved with proper rules.

      The tips given below are helpful in improving the bad credit ratings:

      •

      Inspect and look for the consistency of the credit report. Make it sure that there are no

      mistakes and wrong information in the reporter.

      Page 9 of 9

      How To Achieve A Better Credit Score

      •

      In case, you find some inaccuracies, report it immediately to the concerned creditor and

      approach him to make corrections as soon as possible.

      •

      Make a budget for your expenses. Find out the items that have added significantly to the bad

      credit score. Save money for repaying the debts and always try to keep control on

      overspending.

      •

      Talk to your creditors and develop a plan with their cooperation to pay the debt amount.

      Take their assistance in making the process of paying the debt fast and effective.

      •

      There are a number of organizations that can counsel you for improving the bad credit. They

      help you to conduct negotiations with your creditors and convince the creditors to be easy on

      the rate of interest and the repayment plan.

      •

      Be determined to follow the plan of repayment and never play with the process of debt

      payments.

      •

      Always inform the creditors before hand, if due to some bad situation you want to skip the

      payment. But, try to avoid the skipping of payments as it is not always in your favor.

      There are a number of ways to get out of the bad credit situation. By following the tips given

      above, you are on the right track to rebuild your credit score. And once you achieve the goal of

      good credit ratings, always follow the strict rules of maintaining the credit score.

      Page 10 of 10

      How To Achieve A Better Credit Score

      Credit Repair: Home Improvement Financing

      An awful credit borrower is at jeopardy to formulate an agreement. This is why, when he tries to

      get a loan again, probability is high that such a candidate will be given a tough time by the

      person lending; even though this time he gives some kind of a guarantee to pay back in time.

      Therefore, to get rid of this matter, the individual should solve the problem by going for

      particularly intended credit home enhancement credit, devoid of all the usual obstacles. This is

      available to the person who is borrowing and has had a poor credit history.

      The cash that you get from this loan is for investing in some house upgrading work like making

      bigger rooms plus renovating your kitchen in a modern way and adding up some breathing

      space etc. In this way, you are not only using the loan in the right way but also enhancing the

      value of your home.

      There are many tribulations for people who have credit miseries like payment failures, delayed

      payments, debts and district court rulings in their credit statement. Hence, for those people bad credit home improvement loan is an ultimate solution.

      What Is Bad Credit Home Improvement Loan?

      Bad credit home improvement loan is a protected loan specified against the security of your

      house. Therefore, the person lending them has minimum risk and this is the reason for poor

      credit generally not becoming a roadblock while the bad credit home improvement financing

      approvals are sought. In case of such financing, the amount is easily available and the value of

      the loan is directly related to the value of your home, which undoubtedly means that borrowing

      bigger amount of this loan is very useful and handy.

      Advantages

      Page 11 of 11

      How To Achieve A Better Credit Score

      Talking about advantages for this loan, the biggest one is that regardless of bad credit, the

      person still acquires home improvement loan at lesser interest price. Another benefit of this loan is that, it carries suitable repayment period varying

      Enjoying the preview?
      Page 1 of 1