14 Simple Things you can do to Raise Your Credit Score
By Hope Etim
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About this ebook
A credit score is used by banks and lending companies to make decisions on your loan applications. With a not so good credit score, you may get rejected for a loan or if you are lucky will be given a fraction of the amount that you are asking, for a higher interest rate and a shorter payment period.
A credit score, you see, determines whether a person is reliable enough to be given the money to as a loan. For although, they will be earning from you through the interest rates that they put on the loan, banks and lending companies are still cautious because they do know that they cannot just lend their money to people they don't know if able to handle money.
A credit score depends on a lot of factor. One of which is your reputation as a borrower. Are you always late in your payments for your credit card? Are you always knee deep in debt because you cannot seem to get around to paying each one until the interests were just too high?
Do you have maxed out credit cards? Have you had any other credit or loan that you have paid for or are still paying? How many are they? Have you had any problems paying for your loans? These will figure in the credit score that you will have.
Hope Etim
Called and anointed by God to take the gospel of restoration to the people and nations of the world, Pastor Hope Raphael Etim has helped many people experience the glorious reality of God’s word in their lives with testimonies of Salvation, deliverance, healing of incurable diseases, the dead raised to life and several uncommon miracles by the Spirit of God. Pastor Hope is the President of Destiny Recovery Ministries International and senior pastor, Destiny Recovery Global Church. He is the author of many books, whose writings have been translated into more than thirty languages, including English, French, German, Spanish, Chinese, Russian, Polish, Arabic, Italian, Korean, Japanese , Portugese, etc. He speaks in conferences, conventions, workshops, seminars and trainings. Pastor Hope is the President of Fresh Fire International Seminary, a global theological institution that equips the saints with wisdom and fire. He is a Success Coach to many. His passion is to see people fulfill their God-ordained destinies. Pastor Hope enjoys helping people achieve their goals in life. Married to Inimfon, they are blessed with a beautiful girl, God’sglory. He can be reached on hoperaphael1884@gmail.com, +2348061556395
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