My guess today is Bola Onada Sokunbi Bola is a Certified Financial Education Instructor (CFEI), finance expert, speaker, writer, podcaster, social media influencer and founder of Clever Girl Finance, a platform that empowers and educates women to make the best financial decisions for their current and future selves and to pursue their dreams of financial independence in order to live life on their own terms. CleverGirlFinance.com has also been voted as one of the top personal finance websites for women.   We Talk About: How Bola saved $100,000 after she graduated college The different things she did to save and earn more money Using the questions people ask you to start a business How your family of origin effects how we think about an use money How saving money can give you more freedom in your life Numbing through consumerism The difference between gaining a skillset around money and a behavioral change Mindset versus skillset Tools for budgeting Developing mindful spending habits Budgeting apps - mint every dollar and you need a budget Saying yes to a bigger goal How to budget when your income is variable Getting back on track with your budget Common ways to cut down on mindless spending Ways to supplement your income The importance of patience and long term mindset Financial wellness is wellness How to prioritize paying off debt How to choose a credit card   Connect with Bola online: https://www.clevergirlfinance.com/ on instagram: https://www.instagram.com/clevergirlfinance/     Apply to be on the 100th episode: https://goo.gl/forms/ODUk2H3F0i32ZkTH2   Connect with Me On instagram: instagram.com/init4thelongrunblog On the blog: http://init4thelongrun.com   Join the Joy Squad Joy Squad Private Facebook Group https://www.facebook.com/groups/thejoysquad/ Chasing Joy Podcast Instagram https://www.instagram.com/chasingjoypodcast/