17.

18
a.
data premiumdistribution;
input timelapse agent transections;
cards;
24.0
1
1
24.0
1
2
29.0
1
3
20.0
1
4
21.0
1
5
25.0
1
6
28.0
1
7
27.0
1
8
23.0
1
9
21.0
1
10
24.0
1
11
26.0
1
12
23.0
1
13
24.0
1
14
28.0
1
15
23.0
1
16
23.0
1
17
27.0
1
18
26.0
1
19
25.0
1
20
18.0
2
1
20.0
2
2
20.0
2
3
24.0
2
4
22.0
2
5
29.0
2
6
23.0
2
7
24.0
2
8
28.0
2
9
19.0
2
10
24.0
2
11
25.0
2
12
21.0
2
13
20.0
2
14
24.0
2
15
22.0
2
16
19.0
2
17
26.0
2
18
22.0
2
19
21.0
2
20
10.0
3
1
11.0
3
2
8.0
3
3
12.0
3
4
12.0
3
5
10.0
3
6
14.0
3
7
9.0
3
8
8.0
3
9
11.0
3
10
16.0
3
11
12.0
3
12
18.0
3
13
14.0
3
14
13.0
3
15
11.0
3
16
14.0
3
17
9.0
3
18
11.0
3
19
12.0
3
20
15.0
4
1
13.0
4
2
18.0
4
3

16.0
12.0
19.0
10.0
18.0
11.0
17.0
15.0
12.0
13.0
13.0
14.0
17.0
16.0
17.0
14.0
16.0
33.0
22.0
28.0
35.0
29.0
28.0
30.0
31.0
29.0
28.0
33.0
30.0
32.0
33.0
29.0
35.0
32.0
26.0
30.0
29.0

4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5

4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20

;
run;
proc glm data = premiumdistribution;
class agent;
model timelapse = agent / clparm;
estimate '(a1, a2) vs. (a3, a4)' agent .5 .5 -.5 -.5;
run;

b.
data premiumdistribution;
input timelapse agent transections;
cards;
24.0
1
1
24.0
1
2
29.0
1
3
20.0
1
4
21.0
1
5
25.0
1
6
28.0
1
7
27.0
1
8
23.0
1
9
21.0
1
10
24.0
1
11
26.0
1
12
23.0
1
13
24.0
1
14
28.0
1
15
23.0
1
16
23.0
1
17
27.0
1
18
26.0
1
19

25.0
18.0
20.0
20.0
24.0
22.0
29.0
23.0
24.0
28.0
19.0
24.0
25.0
21.0
20.0
24.0
22.0
19.0
26.0
22.0
21.0
10.0
11.0
8.0
12.0
12.0
10.0
14.0
9.0
8.0
11.0
16.0
12.0
18.0
14.0
13.0
11.0
14.0
9.0
11.0
12.0
15.0
13.0
18.0
16.0
12.0
19.0
10.0
18.0
11.0
17.0
15.0
12.0
13.0
13.0
14.0
17.0
16.0
17.0
14.0
16.0
33.0
22.0
28.0
35.0
29.0
28.0
30.0
31.0
29.0
28.0

1
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
5
5
5
5
5
5
5
5
5
5

20
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
1
2
3
4
5
6
7
8
9
10

33.0
30.0
32.0
33.0
29.0
35.0
32.0
26.0
30.0
29.0

5
5
5
5
5
5
5
5
5
5

11
12
13
14
15
16
17
18
19
20

;
run;
ods output Estimates=est overallanova=anova;
proc glm data=premiumdistribution;
class agent;
model timelapse=agent/ clparm;
means agent/ scheffe alpha=.1;
estimate 'agent=1 vs. agent=2' agent 1 -1 0 0 0;
estimate 'a3 vs. a4' agent 0 0 1 -1 0;
estimate '(a1, a2) vs. a5' agent .5 .5 0 0 -1;
estimate '(a3, a4) vs. a5' agent 0 0 .5 .5 -1;
estimate '(a1, a2) vs. (a3, a4)' agent .5 .5 -.5 -.5 0;
run;