Bank of America USA Patriot Act Global Certification CERTIFICATION REGARDING CORRESPONDENT ACCOUNTS FOR FOREIGN BANKS [OMB

Control Number 1505-0184] The information contained in this Certification is sought pursuant to Sections 5318(j) and 5318(k) of Title 31 of the United States Code, as added by sections 313 and 319(b) of the USA PATRIOT Act of 2001 (Public Law 107-56). This Certification should be completed by any foreign bank that maintains a correspondent account with any U.S. bank or U.S. broker-dealer in securities (a covered financial institution as defined in 31 C.F.R. 103.175(f)). An entity that is not a foreign bank is not required to complete this Certification. A foreign bank is a bank organized under foreign law and located outside of the United States (see definition at 31 C.F.R. 103.11(o)). A bank includes offices, branches, and agencies of commercial banks or trust companies, private banks, national banks, thrift institutions, credit unions, and other organizations chartered under banking laws and supervised by banking supervisors of any state (see definition at 31 C.F.R. 103.11(c)).* A Correspondent Account for a foreign bank is any account to receive deposits from, make payments or other disbursements on behalf of a foreign bank, or handle other financial transactions related to the foreign bank. Special instruction for foreign branches of U.S. banks: A branch or office of a U.S. bank outside the United States is a foreign bank. Such a branch or office is not required to complete this Certification with respect to Correspondent Accounts with U.S. branches and offices of the same U.S. bank. Special instruction for covering multiple branches on a single Certification: A foreign bank may complete one Certification for its branches and offices outside the United States. The Certification must list all of the branches and offices that are covered and must include the information required in Part C for each branch or office that maintains a Correspondent Account with a Covered Financial Institution. Use attachment sheets as necessary. A. The undersigned financial institution, Bank of America Corporation, on behalf of each of its foreign branches, subsidiaries and affiliates listed on Attachment A hereto (Foreign Bank) hereby certifies as follows:

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* A foreign bank does not include any foreign central bank or monetary authority that functions as a central bank, or any international financial institution or regional development bank formed by treaty or international agreement.

B.

Correspondent Accounts Covered by this Certification: Check one box. X This Certification applies to all accounts established for Foreign Bank by Covered Financial Institutions. This Certification applies to Correspondent Accounts established by ____________________________________________________ (name of Covered Financial Institution(s)) for Foreign Bank.

C. Physical Presence/Regulated Affiliate Status: Check one box and complete the blanks. X Foreign Bank maintains a physical presence in any country. That means: Foreign Bank has a place of business at the following street address: See Attachment A for list of Addresses, where Foreign Bank employs one or more individuals on a full-time basis and maintains operating records related to its banking activities. The above address is in See Attachment A for Country listing, where Foreign Bank is authorized to conduct banking activities. Foreign Bank is subject to inspection by the Office of the Comptroller of the Currency (as primary federal regulator), the banking authority that licensed Foreign Bank to conduct banking activities. The Foreign Bank is also subject to the regulations of and supervisory oversight by the Board of Governors of the Federal Reserve System, as well as appropriate local banking regulatory agencies Foreign Bank does not have a physical presence in any country, but Foreign Bank is a regulated affiliate. That means: Foreign Bank is an affiliate of a depository institution, credit union, or a foreign bank that maintains a physical presence at the following street address: __________________________________, where it employs one or more persons on a full-time basis and maintains operating records related to its banking activities. The above address is in ______________________________ (insert country), where the depository institution, credit union, or foreign bank is authorized to conduct banking activities.

 Foreign Bank is subject to supervision by ____________________, (insert Banking Authority), the same banking authority that regulates the depository institution, credit union, or foreign bank. Foreign Bank does not have a physical presence in a country and is not a regulated affiliate. D. Indirect Use of Correspondent Accounts: Check box to certify. X No Correspondent Account maintained by a Covered Financial Institution may be used to indirectly provide banking services to certain foreign banks. Foreign Bank hereby certifies that it does not use any Correspondent Account with a Covered Financial Institution to indirectly provide banking services to any foreign bank that does not maintain a physical presence in any country and that is not a regulated affiliate.

E.

Ownership Information: Check box 1 or 2 below, if applicable. 1. Form FR Y-7 is on file. Foreign Bank has filed with the Federal Reserve Board a current Form FR Y-7 and has disclosed its ownership information on Item 4 of Form FR Y-7. 2. Foreign Banks shares are publicly traded. Publicly traded means that the shares are traded on an exchange or an organized over-thecounter market that is regulated by a foreign securities authority as defined in section 3(a)(50) of the Securities Exchange Act of 1934 (15 U.S.C. 78c(a)(50)). If neither box 1 or 2 of Part E is checked, complete item 3 below, if applicable. X 3. Foreign Bank has no owner(s) except as set forth below. For purposes of this Certification, owner means any person who, directly or indirectly, (a) owns, controls, or has power to vote 25 percent or more of any class of voting securities or other voting interests of Foreign Bank; or (b) controls in any manner the election of a majority of the directors (or individuals exercising similar functions) of Foreign Bank. For purposes of this Certification, (i) person means any individual, bank, corporation, partnership, limited liability company or any other legal entity; (ii) voting securities or other voting interests means securities or other interests that entitle the holder to vote for or select directors (or individuals exercising similar functions); and (iii) members of the same family* shall be considered one person. See Attachment A hereto for ownership information.

F.

Process Agent: complete the following. The following individual or entity: Bank of America, National Association is a resident of the United States at the following street address: 100 North Tryon Street, NC1-007-56-11, Charlotte, North Carolina 28255; Attention: General Counsel, and is authorized to accept service of legal process on behalf of Foreign Bank from the Secretary of the Treasury or the Attorney General of the United States pursuant to Section 5318(k) of title 31, United States Code.

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* The same family means parents, spouses, children, siblings, uncles, aunts, grandparents, grandchildren, first cousins, stepchildren, stepsiblings, parents-in-law and spouses of any of the foregoing. In determining the ownership interests of the same family, any voting interest of any family member shall be taken into account.

G.

General Foreign Bank hereby agrees to notify in writing each Covered Financial Institution at which it maintains any Correspondent Account of any change in facts or circumstances reported in this Certification. Notification shall be given within 30 calendar days of such change. Foreign Bank understands that each Covered Financial Institution at which it maintains a Correspondent Account may provide a copy of this Certification to the Secretary of the Treasury and the Attorney General of the United States. Foreign Bank further understands that the statements contained in this Certification may be transmitted to one or more departments or agencies of the United States of America for the purpose of fulfilling such departments and agencies governmental functions. I, Daniel D. Soto, certify that I have read and understand this Certification, that the statements made in this Certification are complete and correct, and that I am authorized to execute this Certification on behalf of Foreign Bank. BANK OF AMERICA CORPORATION, on behalf of each of its foreign branches, subsidiaries and affiliates listed on Attachment A hereto.

Daniel D. Soto Anti-Money Laundering Compliance Executive Executed on this 14th day of February, 2003.

Received and reviewed by: Name: ________________________________ Title: ________________________________ For: ________________________________ [Name of Covered Financial Institution] Date: _______________________

ATTACHMENT A Foreign Branches, Subsidiaries and Bank Affiliates of Bank of America Corporation as of December 4, 2002
Name BA Asia Limited Address Bank of America Tower, 2 Flr., 12 Harcourt Road, Hong Kong, Peoples Republic of China
nd

Ownership 100% owned by BA Overseas Holdings1 100% owned by BA Overseas Holdings1 100% owned by BankAmerica International Financial Corporation2 100% owned by Bank of America, N.A.3 100% owned by Bank of America, N.A.3

BA Asia Limited, Seoul 1 Changkyo-Dong, Chung-Ku Branch Seoul, Republic of South Korea BA Australia Limited 19-29 Martin Place, 63rd Floor, Sydney New South Wales 2000, Australia 1 Alie Street London, England, UK e1 8De

Banc of America Securities Limited

Banc of America Eschershelmer Landstrasse, 55 Securities Limited, D-60322 Frankfurt, Germany Frankfurt Branch (Bank of America International Limited Zweigniederlassung Frankfurt) Banc of America Securities Limited, Milan Branch (Bank of America International Limited) Bank of America Brasil S.A. (Banco Multiplo) Bank of America (Asia) Limited Corso Matteotiti 10 20121 Milan, Italy

100% owned by Bank of America, N.A.3

Av. Brigadeiro Faria Lima, 1485, 81 A, Sao Paulo, CEP:01451-000, Brazil Devon House, 979 Kings Road, Hong Kong, Peoples Republic of China

100% owned by Bank of America Brasil Holdings Ltda.4 100% owned by Security Pacific Hong Kong Holdings Limited5

BA Overseas Holdings is 100% owned by BankAmerica International Financial Corporation (BIFC). BIFC is 100% owned by Bank of America, N.A. Bank of America, N.A. is 100% owned by NB Holdings Corporation. NB Holdings Corporation is 100% owned by Bank of America Corporation, a publicly traded company. 2 BankAmerica International Financial Corporation is 100% owned by Bank of America, N.A. Bank of America, N.A. is 100% owned by NB Holdings Corporation. NB Holdings Corporation is 100% owned by Bank of America Corporation, a publicly traded company. 3 Bank of America, N.A. is 100% owned by NB Holdings Corporation. NB Holdings Corporation is 100% owned by Bank of America Corporation, a publicly traded company. 4 Bank of America Brasil Holdings Ltda. is 60% owned by BankAmerica International Financial Corporation (BIFC) and 40% owned by Bank of America Overseas Corporation (BOC). Both BIFC and BOC are 100% owned by Bank of America, N.A. Bank of America, N.A. is 100% owned by NB Holdings Corporation. NB Holdings Corporation is 100% owned by Bank of America Corporation, a publicly traded company.

Bank of America (Jersey) Limited Bank of America (Macau) Limited Bank of America (Polska) S.A. Bank of America Malaysia Berhad Bank of America Mexico, S.A., Institucion de Banca Multiple Bank of America Singapore Limited Bank of America Trust and Banking Corporation (Cayman) Limited Bank of America, N.A., Amsterdam Branch

Durrell House, 28 New Street, St. Helier Jersey JE2 3RA, Channel Islands 70-76 Avenida De Almeida Ribeiro, Macau Al. Jana Pawla II 25, Atrium Tower, 7th Floor, Warsaw 00-854, Poland Wisma Goldhill, Jalan Raja Chulan, Kuala Lumpur 50200, Malaysia Paseo de la Reforma #265, Piso #22, Col. Cuauhtemoc, Mexico City 06500, Mexico

99.995% owned by Bank of America, N.A.3 100% of the voting common shares owned by Bank of America (Asia) Limited6 100% owned by Bank of America, N.A.5 100% owned by BankAmerica International Financial Corporation2 100% of the voting common shares (other than nominal amount) owned by BankAmerica International Financial Corporation2 100% owned by BankAmerica International Financial Corporation2 100% owned by BA Holding Company S.A.7 100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8

Republic Plaza, Tower 1, #18-00, 9 Raffles Place, Singapore 048619, Singapore 67 Fort Street George Town, Grand Cayman, Cayman Islands Herengracht 469 1000 BP Amsterdam, Netherlands

Bank of America, N.A., Uitbreidingstraat 180 Antwerp Branch 2600 Antwerp, Belgium Bank of America, N.A., 35, Panepistimiou Street Athens Branch 105 64 Athens, Greece Bank of America, N.A., Level 63, MLC Centre Australia Offshore 19-29 Martin Place Banking Unit Sydney, NSW, 2000 Australia

Security Pacific Hong Kong Holdings Limited is owned 100% by Security Pacific Overseas Investment Corporation (SPOIC). SPOIC is 100% owned by BankAmerica International Financial Corporation (BIFC). BIFC is 100% owned by Bank of America, N.A. Bank of America, N.A. is 100% owned by NB Holdings Corporation. NB Holdings Corporation is 100% owned by Bank of America Corporation, a publicly traded company. 6 Bank of America (Asia) Limited is 100% owned by Security Pacific Hong Kong Holdings Limited (SPHKHL). SPHKHL is owned 100% by Security Pacific Overseas Investment Corporation (SPOIC). SPOIC is 100% owned by BankAmerica International Financial Corporation (BIFC). BIFC is 100% owned by Bank of America, N.A. Bank of America, N.A. is 100% owned by NB Holdings Corporation. NB Holdings Corporation is 100% owned by Bank of America Corporation, a publicly traded company. 7 BA Holding Company S.A. is 100% owned by BankAmerica International Financial Corporation (BIFC). BIFC is 100% owned by Bank of America, N.A. Bank of America, N.A. is 100% owned by NB Holdings Corporation. NB Holdings Corporation is 100% owned by Bank of America Corporation, a publicly traded company. 8 NB Holdings Corporation is 100% owned by Bank of America Corporation, a publicly traded company.

Bank of America, N.A., 907-908, Prestige Meridian Bangalore Branch 1, 29, Mahatma Gandhi Road Bangalore 560 001 Karnataka, India Bank of America, N.A., 2/2 Wireless Road, Patumwan Bangkok Branch Bangkok, Thailand Bank of America, N.A., Units 9-16, Level 26, China World Tower Beijing Branch China World Trade Center No. 1 Jian Guo Men Wai Avenue Beijing 100004, Peoples Republic of China Bank of America, N.A., 25 de Mayo 537, 1st Floor Buenos Aires Branch Buenos Aires, Argentina Bank of America, N.A., 37 El Ahrar Street, Mohandessine Cairo Branch Giza, Egypt Bank of America, N.A., 8 India Exchange Place Calcutta Branch Calcutta, India Bank of America, N.A., Simcoe Place, 200 Front Street W Canada Branch Toronto, Ontario, Canada Bank of America, N.A., 748, Anna Salai Chennai Branch Chennai 600-002, India Bank of America, N.A., Russell Court Dublin Branch St. Stephens Green Dublin, Ireland Bank of America, N.A., Grueneburgweg 16 Frankfurt Branch 60322 Frankfurt, Germany Bank of America, N.A., 40 Rue du Marche Geneva Branch CH 1204 Geneva 3, Switzerland Bank of America, N.A., 67 Fort Street George Town Branch George Town, Grand Cayman, Cayman Islands

100% owned by NB Holdings Corporation8

100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8

100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8

Bank of America, N.A., Unit 2506-2509 100% owned by NB Holdings Guangzhou Branch Bank of America Plaza Corporation8 555, Ren Min Zhong Road Guangzhou 510170, Peoples Republic of China Bank of America, N.A., Bank of America Tower Hong Kong Branch 12 Harcourt Road Hong Kong, Peoples Republic of China Bank of America, N.A., Jakarta Stock Exchange Building Jakarta Branch Tower 1 22nd Floor Jl. Jend. Sudirman Kav 52-53 Jakarta Selatan 12190, Indonesia Bank of America, N.A., 19-21 Broad Street Jersey Branch St. Helier, Jersey, Channel Islands JE4 8RQ 100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8

100% owned by NB Holdings Corporation8

Bank of America, N.A., Level 13D, Main Office Tower Labuan Branch Financial Park Complex Jalan Merdeka, 87000 F.T. of Labuan, Malaysia Bank of America, N.A., 1 Alie Street London Branch London, England, E1 8DE Bank of America, N.A., 35 New Broad Street London Branch London, England, EC2M 1NH Bank of America, N.A., Bank of America, N.A., Sucursal en Espana Madrid Branch Paseo de la Castellana 35, 3A Planta Madrid, Spain 28046 Bank of America, N.A., 27th Floor Philamlife Tower Manila Branch 8767 Paseo de Roxas, Makati City, Philippines Bank of America, N.A., Corso Matteotti 10 Milan Branch 20121 Milan, Italy Bank of America, N.A., Express Towers, Nariman Point Mumbai Branch Mumbai 400-021, India Bank of America, N.A., DCM Building New Delhi Branch 16 Barakhamba Road New Delhi, India Bank of America, N.A., 43/47 Avenue de la Grande Armee Paris Branch Paris 75782, France Bank of America, N.A., 9 Raffles Place #17-00 Raffles Branch Republic Plaza Tower 1 Singapore 048619 Republic of Singapore Bank of America, N.A., 9 Raffles Place #17-03 Robinson Branch Republic Plaza Tower 1 Singapore 048619 Republic of Singapore Bank of America, N.A., 9th Floor, Hanwha Building Seoul Branch 1 Changkyo-Dong Chung-ku, Seoul, Korea Bank of America, N.A., 18th Floor, South Tower Shanghai Branch Shanghai Stock Exchange Bldg. 528 Pudong Road (South) Pudong New Area Shanghai 200120, Peoples Republic of China Bank of America, N.A., 9 Raffles Place #18-00 Singapore Branch Republic Plaza Tower 1 Singapore 048619 Republic of Singapore

100% owned by NB Holdings Corporation8

100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8

100% owned by NB Holdings Corporation8

100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8

100% owned by NB Holdings Corporation8

Bank of America, N.A., Level 63, MLC Centre Sydney Branch 19-29 Martin Place Sydney, NSW, 2000 Australia Bank of America, N.A., 205 Tun Hwa North Road Taipei Branch Taipei, Taiwan Bank of America, N.A., Sanno Park Tower 14th Floor Tokyo Branch 2-11-1 Nagato-Cho Chiyoda-Ku, Tokyo 100-6115, Japan

100% owned by NB Holdings Corporation8

100% owned by NB Holdings Corporation8 100% owned by NB Holdings Corporation8