You are on page 1of 8

A

ug
us
t20
08
AIG India Equity Fund (
A
nop
e
ne
n
de
d
eq
u
it
ys
ch
e
me
)

INVESTMENT OBJECTIVE PORTFOLIO a


s
on
29
A
ug
2
00
8 NAV a
s
on
2
9A
ug
2
00
8

N
a
me
o
ft
h
eI
ns
t
ru
m
en
t S
e
c
to
r %
t
oN
AV
T
h
ei
nv
est
men
tob
je
ct
iv
eof
t
heSc
heme
i
st
o S
c
he
m
eN
am
e R
s
.
E
Q
UI
TY
& E
QU
IT
YRE
L
AT
EDI
NS
TR
U
ME
NTS
g
e
ne
r
atel
on
g-
te
rmc
api
t
ala
ppr
ec
i
at
io
nf
r
om
a
d
iv
e
rsi
f
ie
dpor
tf
o
li
oof
pr
ed
omi
na
nt
lye
q
ui
t
y R
e
l
i
anc
eI
ndu
s
tr
i
esL
t
d
. Pe
tr
ol
eu
mP
r
o
du
ct
s9.
32
a
n
de
qui
ty
-r
el
at
ed
sec
ur
it
i
esi
nc
lu
di
nge
q
uyH
i
t o
u
si
ngD
eve
l
op
men
t
Fi
na
nc
e A
I
GI
nd
ia
Eq
u
i
ty
Fu
n
d-
Reg
u
l
ar
-D
i
vi
de
nd 8
.
70
8
d
e
r
iv
at
i
ves
. C
o
r
po
ra
ti
onL
t
d. Fi
na
nc
e 5
.
11
S
t
a
teB
a
n
ko
f
In
di
a B
a
n
ks 5
.
00A
I
GI
nd
ia
Eq
u
i
ty
Fu
n
d-
Reg
u
l
ar
-G
ro
w
t
h 8
.
70
8
L
a
r
se
n&
T
ou
b
r
oL
t
d. D
i
v
ers
i
f
ie
d 4
.
90
INVESTMENT RATIONALE B
h
a
ra
t
He
av
y
El
ec
tr
i
c
al
sLt
d
. I
n
dus
t
r
i
al
Cap
i
t
alG
oo
d
s4
.4
7
A
I
GI
nd
ia
Eq
u
i
ty
Fu
n
d-
In
st
i
t
uti
on
al
-Di
v
ide
n
d 8
.
76
4
O
i
la
nd
N
at
u
ra
lG
as
C
or
p
or
at
i
onL
t
d
.Oi
l 4
.4
7
A
I
GIn
di
aEq
ui
tyF
und
isa
di
v
ers
i
f
ie
deq
ui
tyI
TC
Lt
d. C
o
ns
ume
rN
on
Dur
a
bl
es4
.
12
f
u
ndw
it
hNOBI
AS
ES.
AI
GI
nd
iaE
qu
it
yF
un
d Ta
t
aCh
emi
ca
ls
Lt
d. F
e
r
ti
l
is
er
s 3
.
90A
I
GI
nd
ia
Eq
u
i
ty
Fu
n
d-
In
st
i
t
uti
on
al
-Gr
o
wt
h 8
.
76
4
h
as
th
ef
le
xi
bi
l
it
yt
oi
nv
es
ta
cr
os
sc
omp
ani
es
HD
FC
Bank
Lt
d. B
a
nk
s 3
.
71
w
it
ho
uthav
in
g an
y b
ia
s t
ow
ar
dsa
p
ar
t
ic
ul
ars
e
cto
r,
in
ve
st
in
gs
ty
le
orma
r
ketBh
ar
t
iA
ir
t
el
Ltd
. T
e
l
ec
om-
Ser
v
ic
es3 .
65
c
ap
i
ta
l
iz
at
io
nr
ang
e. To
t
al
ofT
op1
0Eq
ui
tyH
o
l
di
ng
s 48
.
67
U
n
i
t
edP
h
o
sp
h
or
u
sLt
d
. P
e
s
ti
ci
de
s 3
.
42 PERFORMANCE (%) a
s
on
2
9A
ug
2
00
8
S
to
ck
s be
lon
g
in
g t
odi
ff
er
e
ntm a
r
ket
c
ap
i
ta
li
za
ti
on
sand
se
ct
or
s e
x
hi
bi
tva
r
ie
d T
a
t
aSt
eel
Lt
d. F
e
r
ro
u
sM
e
ta
l
s 3
.
15
1
0
.
00
d
eg
re
es o
fpe
rf
or
ma
nc
e du
r
i
ng v
ar
i
osI
u P
C
ALab
or
ato
r
i
esL
td
. P
h
a
rm
a
ce
u
t
ic
a
ls 3
.
00 1
Y
ea
rSi
nc
eI
nc
ep
t
i
on
m
ar
ke
t c
yc
le
s.No
si
ng
lese
c
to
r
, ma
r
ketCo
l
ga
teP
al
m o
l
i
ve(
I
ndi
a)
Lt
d. C
o
n
su
m
er
No
nD
u
r
ab
l
es2
.
98 -
c
ap
it
al
i
zat
i
onor
ie
nt
at
i
on o
rs
ty
leha
sS t
e
rl
i
teI
nd
ust
r
i
esL
td
. N
o
n
-F
er
r
ou
sM
e
t
al
s 2
.
92 (
1
0.
00
)
o
ut
pe
rf
or
medco
ns
i
st
en
tl
yov
er
thel
on
g
R
e
l
ia
nce
Commu
ni
ca
ti
onL
t
d. T
e
l
ec
om-
Ser
v
ic
es2.
30 (
20
.
00
)
t
e
rm.
R
e
l
i
anc
e
Pe
t
ro
l
eu
mL
t
d
. P
e
t
ro
le
u
m P
ro
du
ct
s2.
29 (
30
.
00
)
T
hek
eyt
oc
on
si
st
en
tl
on
gt
er
m p
er
f
or
manc
e I
CI
CI
Ban
k
Lt
d
. B
a
n
ks 2
.
18
(
40
.
00
) A
I
GI
nd
ia
Eq
u
i
ty
Fu
n
d
i
st
ohav
et
he
f
le
xi
bi
l
it
yt
op
i
cks
to
ck
swi
t
houtSie
mens
L
td
. I
nd
us
t
r
i
alC
ap
i
t
alG
oo
d
s1
.
99
h
avi
nga
nyr
es
t
ra
in
tso
nac
cou
nto
fst
yl
e, B
S
E1
0
0
I
nd
ia
nOv
e
rs
e
asB
a
n
kL
t
d. B
a
n
ks 1
.
97
s
ect
or
,t
h
eme
or
mark
et
ca
pi
t
al
iz
at
i
on
.
T
o
t
al
ofT
o
p2
0E
q
u
it
y
Hol
di
ng
s 7
4
.
86
P
o
r
tf
o
li
oMa
n
ag
e
rTu
s
h
ar
Pr
a
dh
an N
a
v
aB
h
ar
a
tV
en
t
u
re
sL
t
d N
o
n
-F
er
r
ou
sM
e
t
al
s 1
.
97
R
e
t
ur
nf
o
rt
he
pe
r
i
odl
es
st
h
an1
Y
ea
r
ar
eA
bs
o
l
ut
ea
nd
g
r
ea
t
er
t
ha
n1
Y
ea
r
B
o
s
ch
L
i
mi
te
d A
u
t
oA
nc
i
l
la
ri
es
   1
.
91a
r
eC
om
p
o
un
d
e
dA
nn
u
a
li
se
d.
F
u
n
dC
or
p
us R
s
.
687
.
51c
r
o
re
s N
o
t
e:
Asp
e
rS
E
BI
st
an
da
r
d
sf
or
pe
rf
o
rma
n
c
er
e
po
rt
i
ng
,t
h
esi
nc
ei
nc
ep
t
i
on
a
s
on
2
9A
ug
2
00
8 M
a
r
u
ti
Suz
u
ki
In
di
aLt
d
. A
u
t
o 1
.
89
r
e
tu
rn
s
ar
ec
al
cu
la
t
ed
on
R
s.
10/
-
i
nve
s
t
ed
at
i
nc
ep
t
i
on
.
J
a
ip
r
ak
a
sh
A
ss
o
ci
at
es
Lt
d
. C
o
n
st
r
uc
ti
on 1
.
79P
a
s
tp
e
rf
o
rma
n
c
em
ay
o
rma
y
no
t
bes
u
st
a
in
ed
i
nf
ut
u
re
.
C
E
S
CL
t
d. P
o
we
r 1
.
70
G
u
j
ar
at
St
at
eP
et
r
on
et
Lt
d. G
a
s 1
.
60 CATEGORISATION OF STOCKS
I
VR
CL
In
f
r
as
tr
u
ct
ur
e
san
d
P
ro
je
c
ts
L
td
. C
o
n
st
r
uc
ti
on 1
.
56
E
X
CE
P
TI
ON
AL H
I
GHS
T
A
BL
E H
I
GHC
Y
C
LI
CA
L M
AT
U
RE
S
a
t
ya
mC
o
mp
u
t
er
Se
rv
i
ce
sL
t
d
. S
o
f
t
wa
re 1
.
53 GR
O
WTH GR
OW
TH GRO
W
TH C
O
MP
A
NI
E
S

D
e
c
ca
n
Ch
r
on
i
cl
eHo
l
di
ng
sL
t
d
. M
e
d
i
a&E
n
t
er
t
ai
nme
n
t1
.
44
J
S
WSt
e
el
Lt
d. F
e
r
ro
u
sM
e
ta
l
s 1
.
39
H
C
LI
nf
os
y
st
e
msL
t
d
. T
e
l
ec
om
-E
qu
i
pme
n
t&
A
c
ce
ss
o
r
ie
s 1.
38
B
h
a
ra
t
i
Shi
py
ar
dL
t
d. I
nd
us
t
r
i
alC
ap
i
t
alG
oo
d
s1
.
36
FUND FACTS M
a
h
i
nd
ra
&M
a
hi
nd
ra
L
t
d. A
u
t
o 1
.
26
A B C D
G
r
e
at
Of
f
sh
or
eL
t
d. O
i
l 1
.
16
I
n
cep
t
i
onD
a
t
e 2
2
Ju
n
e
,2
00
7
S
h
r
ee
Ce
m
en
t
Lt
d. C
e
me
n
t 1
.
07
B
e
n
ch
m
ar
k B
S
E1
0
0 Z
e
eE
n
te
r
t
ai
nme
n
tE
n
te
r
p
ri
se
sL
t
d
.Me
d
i
a&E
n
t
er
t
ai
nme
n
t0
.
95
T
O
TA
L
EQ
U
I
TY
HO
L
DI
NG
S 9
8
.
82
N
o
.
ofS
t
oc
k
s 3
6
M
O
NE
Y
MA
RK
E
T/
DE
B
T/
C
AS
H&
C
AS
H
EQ
U
IV
A
LE
N
T1.
18
G
R
A
ND
TO
T
AL 10
0
.
00S
ou
n
dne
s
sfG
or
owt
hat
ar
ea
s
ona
b
l
ep
ri
c
eVa
l
uew
it
h
M
i
ni
mum
I
n
ves
t
me
nt b
us
i
ne
ss
p
la
nTi
mel
i
nes
s
of
i
nv
es
t
me
nt a
t
ri
gg
er
R
e
g
ul
ar
Pl
an R
s
.
500
0
/
-
TOP 5 SECTORS a
s
on
2
9A
ug
2
00
8
I
ns
ti
t
uti
on
al
Pl
an R
s
.
5cr
o
re C
a
t
ego
r
is
a
ti
on
Sector % of NAV o
f
St
oc
k
s
S
I
P R
s
.
100
0
/
- b
a
se
do
n A B C D
B
ank
s 1
2
.
87 E
c
on
om
ic
A
d
d
it
i
on
al
In
ve
s
t
me
nt
Am
ou
n
t P
et
ro
le
u
m Pr
o
duc
ts 1
1
.
61 G
r
ow
th
Cy
cl
e

R
e
g
ul
ar
Pl
an R
s
.
500
0
/
- I
nd
us
tr
i
al
Cap
i
tal
Goo
d
s 7
.
82 N
o o
f
St
oc
k
s
i
nt
he
po
rt
f
ol
i
o
C
ons
um
erNo
nDur
ab
l
es 7
.
10 u
nde
r
eac
h 0 1
8 8 1
0
I
ns
ti
t
uti
on
al
Pl
an R
s
.
5la
k
h
T
el
ec
om-
Ser
vi
ce
s 5
.
95 c
at
eg
o
ry

A
IGI
nv
es
t
me
nt
si
sag
lo
b
al
le
ade
ri
nas
s
et
man
ag
eme
nt
wi
t
hex
t
en
si
v
e c
a
pab
il
i
ti
esi
neq
u
i
ty
,f
i
xedi
nc
ome,
hed
ge,
pr
iv
a
te
eq
ui
t
yan
d
re
al
est
a
tei
nv
es
tm
en
t
s.M
embe
r
co
mpa
n
i
eso
f
AI
G
I
nv
es
tme
n
t
sma
nag
emo
re
t
hanUS
$75
8b
i
ll
i
oni
nas
s
et
s(
i
nc
lu
d
in
ga
ppr
o
xi
mat
el
yUS$6
2
1bi
l
li
ono
fAI
G-a
ff
i
li
at
eda
ss
et
s
)a
nde
mp
l
oy
ov
er2
,
100pr
o
fe
ss
i
on
al
si
n46
o
ff
i
ce
sa
r
ou
nd
th
e
w
or
ld
aso
f
Ju
ne
30,
200
8
.A
I
G I
nv
es
t
m e
n
t
si
st
hea
sse
t
ma
nag
em
en
ta
rmo
fA
mer
ic
anI
nte
r
n
at
i
onal
Gr
oup
,I
nc
.(
NYSE
:A
IG
)
.
AIG Infrastructure and Economic Reform Fund (
A
nop
e
n
-e
n
de
d
eq
u
it
ys
ch
e
me
)

INVESTMENT OBJECTIVE PORTFOLIO a


s
on
2
9A
ug
2
00
8 NAV a
s
on
2
9A
ug
2
00
8

N
a
me
o
ft
h
eI
ns
t
ru
m
en
t S
e
c
to
r %
t
oN
AV
T
he
in
ves
tme
nt
obj
ec
ti
ve
oft
heSc
h
emei
sto S
c
he
m
eN
am
e R
s
.
g
en
er
at
e lo
n
g-
ter
m ca
pi
ta
lapp
re
ci
ati
on E
Q
UIT
Y&EQUI
TYR
ELA
T
EDI
NST
RUM
E
NT
S
f
r
omadi
ve
rs
i
fi
edp
ort
f
ol
i
oofp
red
o
m i
na
nt
lyG A
I
GI
nf
r
as
tr
u
ct
ur
ea
nd
E
co
n
om
i
c
l
ax
oS
m i
t
hkl
i
ne
(
a
tle
ast65
%)equ
it
yandequ
i
t
y-
re
lat
ed P
h
ar
mac
eut
ic
al
sLt
d
. P
h
ar
ma
ce
ut
i
cal
s 5
.
73R
e
fo
r
mF
un
d
-R
eg
-
Di
vi
de
nd 6
.
88
5
s
ec
ur
it
ieso
f co
m p
ani
esinv
o
lve
d in
A
I
GI
nf
r
as
tr
u
ct
ur
ea
nd
Ec
o
no
mi
c
e
co
no
m i
cde
v
el
opmen
to
fI
ndi
aas
ar
esu
lt
of C
o
nt
ai
ne
rCor
po
ra
ti
ono
f
I
ndi
aLt
d
.Tr
a
ns
po
rt
a
ti
on 5
.
18
p
ot
en
ti
al
inv
e
st
m e
nt
si
n i
nf
ra
st
ru
c
tur
eand M
a
har
as
ht
raSe
aml
es
sL
t
d. F
e
r
ro
us
Met
al
s 4
.
71R
e
fo
rmF
un
d-
Reg
-G
r
ow
t
h 6
.
88
5
u
nf
ol
di
nge
co
no
m i
cr
ef
or
ms.
L
a
r
se
n&
T
ou
b
r
oL
t
d. D
i
v
ers
i
f
ie
d 4
.
64A
I
GI
nf
r
as
tr
u
ct
ur
ea
nd
E
co
n
om
i
c
S
t
a
teB
a
n
ko
f
In
di
a B
a
n
ks 4
.
56R
e
fo
r
mF
un
d
-I
P-D
i
vi
de
nd 6
.
90
6

A
B
BL
t
d. I
nd
us
t
r
i
alC
ap
i
t
alG
oo
d
s3
.
85A
I
GI
nf
r
as
tr
u
ct
ur
ea
nd
E
co
n
om
i
c
G
r
a
si
mIn
d
us
t
r
i
esL
t
d
. C
e
me
n
t 3
.
78R
e
fo
r
mF
un
d
-I
P-G
r
ow
t
h 6
.
90
6
P
o
r
tf
o
li
oMa
n
arT
g
e u
s
h
ar
Pr
a
dh
an
T
a
t
aP
ow
e
r
Co
mp
a
ny
L
td
. P
o
we
r 3
.
70
F
u
n
dC
or
p
us R
s
.
307
.
68c
r
o
re
s
a
s
on
2
9A
ug
2
00
8 C
E
S
CL
t
d. P
o
we
r 3
.
51
I
CI
CI
Ban
k
Lt
d
. B
a
n
ks 3
.
49 PERFORMANCE (%) a
s
on
2
9A
ug
2
00
8
T
o
t
al
ofT
o
p1
0E
q
u
it
y
Hol
di
ng
s 4
3
.
15
R
e
l
i
anc
e
In
d
us
t
r
i
esL
t
d
. P
e
t
ro
l
eu
mP
r
o
du
ct
s3.
47 S
i
nc
eI
nc
ep
t
i
on
0
.0
0
B
h
a
ra
t
He
av
y
El
ec
tr
i
ca
ls
Lt
d
. I
nd
us
t
r
i
alC
ap
i
t
alG
oo
d
s3
.
33
-
10
.0
0
S
i
mpl
exI
nf
r
as
tr
u
ct
ur
e
sLt
d
. C
o
n
st
r
uc
ti
on 3
.
06 -
20
.0
0
P
o
we
r
Fi
na
nc
e
Co
r
po
r
at
i
onL
t
d
. F
i
na
nc
e 3
.
05 -
30
.0
0
B
h
a
ra
t
El
ec
tr
o
ni
csL
t
d
. I
nd
us
t
r
i
alC
ap
i
t
alG
oo
d
s3
.
00 -
40
.0
0
-
50
.0
0
K
a
l
pa
ta
r
uP
ow
e
r
Tr
a
ns
mi
ss
io
nL
t
d
.Po
w
er 2
.
96
-
60
.0
0 A
I
GI
nf
r
as
tr
u
ct
ur
ea
nd
E
co
n
om
i
c
P
u
n
jL
l
oy
dL
t
d. C
o
n
st
r
uc
ti
on 2
.
94 R
e
fo
rmF
un
d

I
nd
ra
p
r
as
t
ha
Ga
s
Lt
d
. G
a
s 2
.
90 B
S
E1
0
0
G
r
e
at
Of
f
sh
or
eL
t
d. O
i
l 2
.
77A
b
s
ol
ut
er
et
u
rn
so
f
Re
gu
l
ar
Pl
an-
Gr
ow
t
hO
pt
i
on
.
B
a
n
ko
f
In
di
a B
a
n
ks 2
.
61N
o
t
e:
Asp
e
rS
E
BI
st
an
da
r
d
sf
or
pe
rf
o
rma
n
c
er
e
po
rt
i
ng
,t
h
esi
nc
ei
nc
ep
t
i
on
r
e
tu
rn
s
ar
ec
al
cu
la
t
ed
on
R
s.
10/
-
i
nve
s
t
ed
at
i
nc
ep
t
i
on
.
T
o
t
al
ofT
o
p2
0E
q
u
it
y
hol
di
ng
s 7
3
.
25P
a
s
tp
e
rf
o
rma
n
c
em
ay
o
rma
y
no
t
bes
u
st
a
in
ed
i
nf
ut
u
re
.

A
l
st
omP
r
o
je
ct
sI
nd
ia
Lt
d
. I
nd
us
t
r
i
alC
ap
i
t
alG
oo
d
s2
.
28
S
i
eme
n
sL
t
d
. I
nd
us
t
r
i
alC
ap
i
t
alG
oo
d
s2
.
26
CATEGORISATION OF STOCKS
O
r
i
en
ta
l
Ban
k
of
Co
mm
e
r
ce B
a
n
ks 2
.
15
E
l
ec
on
E
ng
i
ne
er
i
ngC
o
mp
a
ny
L
td
. I
nd
us
t
r
i
alC
ap
i
t
alG
oo
d
s2
.
09
E
X
CE
P
TI
ON
AL H
I
GHS
T
A
BL
E H
I
GHC
Y
C
LI
CA
L M
AT
U
RE
GR
O
WTH GR
OW
TH GRO
W
TH C
O
MP
A
NI
E
S
I
VR
CL
I
nf
r
as
tr
u
ct
ur
e
san
d
P
r
o
je
ct
sL
t
d. C
o
n
st
r
uc
ti
on 1
.
99
B
h
a
ra
t
Bi
j
le
eL
t
d
. I
nd
us
t
r
i
alC
ap
i
t
alG
oo
d
s1
.
92
S
o
b
ha
De
v
e
lo
p
er
sL
t
d. C
o
n
st
r
uc
ti
on 1
.
72
A
B
GS
h
ip
y
ar
dL
t
d. I
nd
us
t
r
i
alC
ap
i
t
alG
oo
d
s1
.
67
FUND FACTS S
R
EI
In
fr
a
st
r
uc
tu
r
eF
i
na
nc
e
Lt
d
. F
i
na
nc
e 1
.
64
A B C D
G
ay
a
t
ri
Pr
oj
ec
ts
L
td
. C
o
n
st
r
uc
ti
on 1
.
62
I
n
cep
t
i
onD
a
t
e 2
5
Fe
b
r
ua
r
y,
200
8
E
M
CO
Lt
d
. I
nd
us
t
r
i
alC
ap
i
t
alG
oo
d
s1
.
48
B
e
n
ch
m
ar
k B
S
E1
0
0
T
O
TA
L
EQ
U
I
TY
HO
L
DI
NG
S 9
4
.
07
N
o
.
ofS
t
oc
k
s 3
1 M
O
N
EY
MA
R
KE
T
/D
E
BT
/C
A
SH
&
CA
S
HE
Q
UI
V
ALE
N
T5.
93
G
R
A
ND
TO
T
A
L 1
0
0
.0
0So
u
nd
ne
s
sfG
or
owt
hat
ar
ea
s
ona
b
l
ep
ri
c
eVa
l
uew
it
h
M
i
ni
mum
I
n
ves
t
me
nt bu
s
i
ne
ss
p
la
nTi
mel
i
nes
s
of
i
nv
es
t
me
nt a
t
ri
gg
er
R
e
g
ul
ar
Pl
an R
s
.
500
0
/
- TOP 5 SECTORS a
s
on
2
9A
ug
2
00
8
I
ns
ti
t
uti
on
al
Pl
an R
s
.
5cr
o
re C
a
t
ego
r
is
a
ti
on
Sector % of NAV o
f
St
oc
k
s
S
I
P R
s
.
100
0
/
- b
a
se
do
n A B C D
I
nd
us
tr
i
al
Capi
t
alG
oo
d
s 2
1
.
88 E
c
on
om
ic
A
d
d
it
i
on
al
In
ve
s
t
me
nt
Am
ou
n
t B
ank
s 1
2
.
82 G
r
ow
th
Cy
cl
e

R
e
g
ul
ar
Pl
an R
s
.
500
0
/
- C
ons
t
ru
ct
i
on 1
1
.
33 N
o o
f
St
oc
k
s
i
nt
he
po
rt
f
ol
i
o
P
owe
r 1
0
.
16 u
nde
r
eac
h 0 1
9 7 5
I
ns
ti
t
uti
on
al
Pl
an R
s
.
5la
k
h
P
har
ma
ce
uti
ca
ls 5
.
73 c
at
eg
o
ry

A
t
l
an
ta• B a
n
g
ko
k• B a
rce
l
on
a• Be
r
l
in
• B i
r
min
g
h am • B
u
ch
a
re st
• B
ud
a pest
• Bue no
s
Ai
res• C a
i
r
o• Da
l
las• D ub
a i
• Dub
l
i
n• Gl
as
go
w
• Ha
r
t
fo
rd• H
o
n
gK
on g
• H
o
usto
n
• I
s
t an
b
u
l
J
a
ka
rt
a • Joh
a
nn
e
s burg
• K
ual
a Lu
m
pu
r • L
on
do
n• L osA
n
ge
l
es• M a
dr
i
d• M ani
l
a• M e
l
bo
urn e• M
exico
C
it
y• M i
l
an• Mosc
o
w • M
umb
a
i• N
a
i
r
obi
• Ne
w
Yo
r
k• Pra
g
u
e• R
ome• S
a
n
F
r
an
ci
sc o• S
a
nJ
u
a n• San
t
i
ago• S
e
ou
l• Sa
oPa
ulo• S h
a
n
gh
ai
• S i
ng
ap
o r
e• Tai
pei• T
o
ky
o• T oro
n
to• V
i
en
n a • Warsaw
• Z
ur
ich
AIG India Liquid Fund (An open ended liquid scheme)

INVESTMENT OBJECTIVE PORTFOLIO a


s
on
3
1A
u
g2
0
08 NAV a
s
on
3
1A
u
g2
0
08

N
a
me
o
ft
h
eI
ns
t
ru
m
en
t R
a
t
i
ng%
t
oN
AVS
ch
e
me
Na
m
e R
s
.
T
hep
ri
mar
yi
nv
es
tme
nto
bj
ect
i
veoft
h
e
D
E
BTI
NS
TR
UM E
NT
S A
I
GI
nd
ia
Li
qu
id
Fu
n
d-
Ret
-D
ly
Di
v
ide
n
d 1
0
0
0.
78
10
S
ch
em
eist
os
ee
ktog
e
ner
a
tear
ea
son
ab
l
e
r
e
tu
rnc
omme
ns
ur
ate
wi
thl
owr
i
skand
a L
i
s
ted
/A
wa
i
ti
ngL
is
ti
ngo
nt
h
e A
I
GI
nd
ia
Li
qu
id
Fu
n
d-
Ret
-G
ro
w
t
h 1
0
7
6.
72
35
S
t
ock
Ex
c
han
ge:
h
i
ghd
egr
eeo
fli
qu
id
i
ty
,f
ro
m apo
rt
fo
l
i
o A
I
GI
nd
ia
Li
qu
id
Fu
n
d-
Ret
-Mt
hl
yDi
v
ide
n
d 1
0
0
2.
19
84
c
o
nst
i
t
ut
edof
mon
eyma
rk
e
tsec
u
ri
ti
esa
n
d C
h
ol
ama
n
dal
amD
BSFi
na
nc
e
Lt
d. L
A
A 1
.
57
A
I
GI
nd
ia
Li
qu
id
Fu
n
d-
Ret
-Wk
ly
Div
i
den
d 1
0
0
2.
41
83
s
ho
r
tt
er
m d
e
bts
ec
ur
it
i
es
. C
i
t
if
i
na
nc
i
al
Cons
ume
rF
in
an
c
eL
td
. A
A
A 1
.
56
To
tal 3
.
13A
I
GI
nd
ia
Li
qu
id
Fu
n
d-
IP-
Dl
yDi
v
ide
nd 1
0
0
0.
80
59
Pr
iv
at
el
ypl
ace
d/U
nli
s
ted
: A
I
GI
nd
ia
Li
qu
id
Fu
n
d-
I
P -
Gr
owt
h 107
9.9
7
15
P
or
tf
o
li
oMa
nag
e
rRuch
i
rP
ar
ek
h NonC
onv
ert
i
bl
edeb
ent
ur
es: A
IGI
ndi
aLi
qui
dFund
-I
P-Wk
lyDi
vi
de
nd 100
2.4
7
69
IC
I
CISe
cur
i
ti
esL
td
. P1
+ 1 .
57A
IGI
ndi
aLi
qui
dFund
-Su
pe
rIP-
DlyDi
v
ide
nd 1 00
0.8
1
41
F
un
dCo
rp
us Rs.6
36
.6
2c
ror
e
s To
tal 1
.
57A
IGI
ndi
aLi
qui
dFund
-Su
pe
rIP-
Grow
th 108
0.
99
42
aso
n3
1A
ug
2
00
8
Pas
sth
ro
ughCe
rt
i
fi
cat
e: A
IGI
ndi
aLi
qui
dFund
-Su
pe
rIP-
W k
lyD
ivi
de
nd 1 00
2.
49
37
Si
ngl
eLo
anPT
C:
W
ei
gh
te
dAve
ra
g
e107D
ay
s Bha
ra
tSe
cur
i
ti
sa
ti
onT
ru
stA PERFORMANCE (%)as
on3
1Au
g20
08
M
atu
r
it
y (1
T
ata
Commun
ic
at
i
onsI
nt
er
netS
e
rv
ic
esL
t
d)PR
1
+(
S
O) 6
.
32
In
di
anCo
rp
or
ate
Loa
nSecT
rus
tL
IA
1 9.
00
W
ei
gh
te
dAve
ra
g
e9.1
9% (1
BH
W Ho
meFi
nan
ceL
td
.) A1
+
(
SO) 5
.
29
Y
TM 8
.0
0
Cor
pLo
anSe
cTr
us
t-Se
ri
es6
2 A
2
1
7
.
00
(Sh
ri
r
amTra
nsp
or
tF
in
anc
e C
omp
anyL
t
d) A1
+
(
SO
) 3.
59
6
.0
0
PSEL
oanT
ru
stA
1
1 5
.0
0
(SR
EIE
qui
pmen
tF
in
anc
ePri
va
te
Li
mi
te
d) A1
+
(
SO
) 1.
60
4
.0
0 AI
GIn
diaL
i
qu
idF
un
d
In
di
anCo
rp
or
ate
Loa
nSec
uri
t
is
at
i
onT
ru
st
LI
V
3
.00
(1
I
nf
ra
st
ru
ct
ureL
ea
si
ng& Cr
is
il
Liq
ui
dFu
ndI
nde
x
FUND FACTS Fi
na
nci
al
Ser
vi
ce
sLt
d.
) A1
+
(
SO
) 0.
632.00
1
.00
I
n
cep
t
io
nDae 2
t 1Se
pt
em
ber2
00
7Cor
pLo
anSe
cTr
us
t-Se
ri
es6
2 A
1
(1
Sh
ri
r
amTra
ns
por
tF
in
anc
e C
omp
any
Lt
d) A1
+
(
SO
) 0.
080.00
Si
nc
eI
nc
ep
t
io
n
To
tal 17
.
51S
i
mpl
eAn
nu
al
i
zed
Ret
urn
s
ofR
e
ta
il
Pl
an-
Gr
owt
hOp
ti
on
.
B
en
ch
mar
k C
RI
SI
LL
iq
ui
dFu
nd N
ot
e:
Asp
erS
EBIs
ta
nda
r
dsf
or
per
fo
rma
nc
e r
ep
or
ti
ng
,t
he
si
nc
ei
nc
ep
t
io
n
Mone
yMar
ketI
ns
t
rume
nts
I
nd
ex r
e
tu
rn
sar
ec
al
cu
la
te
donR
s
.10
00
/-
in
ve
st
edat
i
nce
pt
io
n.
Cer
t
if
ic
at
eofDe
po
sit
:
P
as
tp
er
fo
r
manc
emayo
rm
ayn
ot
be
sus
ta
in
edi
nf
ut
ur
e.
Pun
j
abNat
i
ona
lBa
nk F1
+ 1 2
.
04
P
l
ans Can
ar
aBank P1
+ 8 .
10
lRe
t
ai
lPl
an Or
ie
nt
alB
ankof
Co
m me
rc
e P1
+ 6 .
00 Rating Profile (%)
as
on3
1Au
g20
08

lIn
sti
t
uti
on
alP
la
n S
ta
teBa
nkof
In
di
a P
1+ 3.
91
N
ABAR
D P
1+ 3.
91 1.
57 2.
83
lSupe
rI
nst
it
ut
io
na
lP
l
an
O
ri
en
tal
Ban
kofC
ommer
ce P
1+ 3.
82 1 .
56
A
ll
t
hepl
answi
l
lha
v
eac
omm
onpo
r
tf
ol
i
o. I
nd
ust
r
ia
lDev
el
op
men
tBan
ko
fIn
d
iaL
t
d
. A
1+ 3.
74
S
ta
teBa
nkof
Hyd
er
ab
ad A
1+ 2.
65
O
pti
on
s S
ta
teBa
nkof
In
dor
e P
1+ 2.
06
lGro
wth I
CI
CI
BankL
td
. P
1+ 1.
78 94
.
04

lBonu
s P
unj
abNa
ti
on
alB
an
k F
1+ 1.
50
U
COBan
k P
1+ 1.
49P1
+/A
1+/F1+(
so
)
/PR
1+* A
A
A
lDiv
i
dend
I
CI
CI
BankL
td
. P
1+ 1.
49
A
A
(S
O) C
a
s
h&C
a
shE
q
ui
v
ale
n
t
l Di
vi
den
dPay
ou
t-
Mon
t
hl
y&Q
uar
te
r
lyTot
al 5
2.
50
*
H
ig
h
es
tShor
tTer
mRa
t
i
ng
l Di
vi
den
dRei
nv
es
t
m e
n
t-
Dai
l
y,
Week
l
y,C
ommer
ci
alPa
per
:
Mont
hl
y&Qu
ar
te
r
ly R
el
ia
nceCo
mmun
ic
at
i
onsL
td
. A
1+ 5.
79
S
und
ara
m F
in
anc
eLt
d. P
1+ 3.
90 Allocation (%)
as
o
n31Au
g2
00
8
Mi
ni
mumInv
est
met
n R
aboI
nd
iaF
ina
nc
eLt
d P
1+ 3.
87
R
et
ail
Pl
an Rs
.1
0,
00
0/- C
hol
ama
nda
lamDB
SFi
na
nce
Lt
d. A
1+ 3.
83 Ca
sh
& Ca
sh
2
.8
3
R
el
ia
nceCa
pi
ta
lL
td
. A
1+ 3.
70 E q
ui
va
le
nt
I
ns
ti
t
uti
on
alPl
anR s
.1
cr
or
e
I
nf
r
ast
ru
ct
ur
eDev
el
op
ment
Fi
na
nc
eCo
L
tdA
1+ 1.
37
S
uper
In
sti
t
uti
on
al Rs
.1
0c
ror
e T
ot
al 2
2.
46
C
o
mme
r
ci
al
Pap
er 22
.
46

P
la
n C
ASH&CASHEQ
UI
VAL
ENT
*
Ce
rt
i
fi
ca
te
H
er
oHonda
Fi
nl
eas
eLt
d. P
1+ 4.
71 o f
Depo
si
t 5
2
.
50

A
ddi
ti
ona
lIn
ves
tme
nt
Amo
un
t P
ir
ama
lHea
lt
hc
ar
eLt
d A
1+ 2.
36
N
etC
urr
ent
Ass
et
s -
5.
78 Pa
s
sth
rou
gh
R
et
ail
Pl
an Rs
.1
00
0/- C
BLO 1.
54 C e
rt
if
i
cat
e
1
7
.
51

I
ns
ti
t
uti
on
alPl
anR s
.1
la
kh T
ot
al 2.
83
No
nC
on
ver
ti
bl
e
G
ran
dTot
al 1
0
0.
00D
e
b
en
t
ur
e
s/Bon
ds 4.
70
S
u
per
I
ns
ti
t
uti
on
al R
s
.
10l
ak
h 1
P
TCs
th
a
ta
r
eb
ac
k
edb
ys
in
g
le
l
oan
s
el
l
-d
ow
n
s
of
i
ndi
ca
te
d
i
ss
ue
r
s
P
l
an *
i
nc
lu
d
in
gd
a
i
ly
pu
t
/c
al
lp
ap
er 0
.
001
0.
002
0
.0
03
0.
004
0
.0
05
0.
006
0
.0
0

A
IGI
nv
es
t
me
nt
si
sag
lo
b
al
le
ade
ri
nas
s
et
man
ag
eme
nt
wi
t
hex
t
en
si
v
e c
a
pab
il
i
ti
esi
neq
u
i
ty
,f
i
xedi
nc
ome,
hed
ge,
pr
iv
a
te
eq
ui
t
yan
d
re
al
est
a
tei
nv
es
tm
en
t
s.M
embe
r
co
mpa
n
i
eso
f
AI
G
I
nv
es
tme
n
t
sma
nag
emo
re
t
hanUS
$75
8b
i
ll
i
oni
nas
s
et
s(
i
nc
lu
d
in
ga
ppr
o
xi
mat
el
yUS$6
2
1bi
l
li
ono
fAI
G-a
ff
i
li
at
eda
ss
et
s
)a
nde
mp
l
oy
ov
er2
,
100pr
o
fe
ss
i
on
al
si
n46
o
ff
i
ce
sa
r
ou
nd
th
e
w
or
ld
aso
f
Ju
ne
30,
200
8
.A
I
G I
nv
es
t
m e
n
t
si
st
hea
sse
t
ma
nag
em
en
ta
rmo
fA
mer
ic
anI
nte
r
n
at
i
onal
Gr
oup
,I
nc
.(
NYSE
:A
IG
)
.
AIG India Treasury Plus Fund (An open ended income scheme)

INVESTMENT OBJECTIVE PORTFOLIO a


s
on
2
9A
ug
2
00
8 NAV a
s
on
2
9A
ug
2
00
8
N
a
me
o
ft
h
eI
ns
t
ru
m
en
t R
a
t
i
ng%t
oN
AVS
ch
e
me
Na
m
e Rs
.
T
hep
ri
mar
y i
nv
es
t
me
nto
bj
ec
ti
v
e o
fth
e D
EBT
INS
T
RU
ME
NT
S
N
ONCO
NV
ER
T
IB
LE
DE
BENT
UR
ES
/B
OND
S A
IGI
ndi
aTr
eas
ur
y Pl
usFund-
Ret-Bo
nus 10.
78
55
S
ch
emeist
o s
ee
kt
oge
ner
at
e o
pt
i
mal (
a
)Li
s
ted
/
Aw
a
it
i
ngL
i
s
ti
ngon
t
he
St
o
ckE
x
ch
an
g
e
: A
IGI
ndi
aTr
eas
ur
y Pl
usFund-
Ret-Dl
yDi
vi
den
d 1 0.
01
06
r
e
tu
rn
scomme
nsu
r
a
tew
i
thl
owr
is
kan
da H
ous
i
ngD
ev
e
l
op
men
tFi
na
nc
eC
o
rp
.L
td
. A
AA 0.
87
D
ev
e
l
op
men
t A
IGI
ndi
aTr
eas
ur
y Pl
usFund-
Ret-Gr
owt
h 10.
78
55
h
i
ghl
i
qui
di
t
y,f
r
oma
po
rt
f
ol
i
oco
nst
i
tu
t
edof H
ous
i
ng Fi
na
nc
eC
o
rp
.
Lt
d. A
AA 0.
43
H
ous
i
ngD
ev
e
l
op
men
tFi
na
nc
eC
o
rp
.L
td
. A
AA 0.
42A
IGI
ndi
aTr
eas
ur
y Pl
usFund-
Ret-Mt
hl
yDi
vi
dend1 0.
02
01
d
eb
t se
cur
it
ie
san
dmoneymar
ketTot
al 1.
72
s
e
cur
i
ti
es
. A
IGI
ndi
aTr
ea
sur
y Pl
usFund-
Ret-Qt
l
yDiv
i
dend 1 0.
16
23
P
ri
va
te
ly
p
la
c
ed
/Un
l
i
ste
d:
N
onCon
ver
ti
bl
edebe
ntu
re
s: A
IGI
ndi
aTr
ea
sur
y Pl
usFund-
Ret-Wkl
yDi
vi
dend1 0.
02
05
G
E Mo
neyF
in
anci
al
Ser
vi
ce
sLt
d A
A
A 4.
55A
IGI
ndi
aTr
ea
sur
y Pl
usFund-
IP-Dl
yDi
vi
den
d 10.
01
09
T
at
aSon
s L
td A
A
A 2.
27
T
GSIn
ve
stme
nt&Tr
adeP
vtL
td A
1
+ 0.
17A
IGI
ndi
aTr
ea
sur
y Pl
usFund-
IP-Gr
owt
h 10.
82
07
P
ort
fo
li
oMan
agerR uc
hi
rP
are
kh T
ot
al 7.
00A
IGI
ndi
aTr
ea
sur
y Pl
usFund-
IP-Mth
l
y D
iv
id
end 1 0.
02
07
P
asst
hr
oug
h Ce
rt
if
ic
at
e: A
IGI
ndi
aTr
ea
sur
y Pl
usFund-
IP-Wkl
yDi
vi
den
d 1 0.
02
08
F
undCo
rpu
s Rs
.11
49.
01cr
or
esS in
gle
LoanPT
C:
A
IGI
ndi
aTr
ea
sur
y Pl
usFund-
SuperI
P-Dl
yDi
vi
de
nd 1
0.
01
10
as
on
29A
ug
200
8 I
nd
ia
nCor
p.L
oanSec
ur
it
i
sat
i
onT
rus
tLI
V
(
I
1
n
fr
as
tr
uct
ur
eLeas
in
g& A
IGI
ndi
aTr
ea
sur
y Pl
usFund
-SuperI
P-Gr
owt
h 1 0.
83
14
F
in
anc
ia
lSe
rvi
ce
sLi
mit
ed
.) A
1
+(
SO) 4.
01
We
igh
tedA
ver
age 151D
ays B
har
atS
ecu
ri
ti
sa
ti
onTr
us
t(
PO) A
IGI
ndi
aTr
ea
sur
y Pl
usFund
-SuperI
P-Wk
lyDi
vi
de
nd10.
02
10
Ma
tur
it
y (
S
1
hr
ir
amTr
ans
por
tFi
nan
ceC
ompa
nyLt
d)A
A
(I
ND)
SO1.
89
I
nd
ia
nCor
por
at
eLoanS
ecTr
us
tL
IA1
We
igh
tedA
ver
age 9.
14
%
(
B
1
HWHomeFi
nan
ceLt
d.
) A
1
+(S
O) 1.
38 PERFORMANCE (%) a
son2
9Aug2
008
P
SELo
anTr
ustA
1
Y
TM (
S
1
REI
Equ
ip
m e
ntFi
na
nceP
ri
va
teL
imi
t
ed)A
1
+(
SO) 1.
331
0
.
00
C
re
dit
Ass
etT
rus
tXVI
IA
2(P
O)
(
S
1
hr
ir
amTr
ans
por
tFi
nan
ceC
ompa
nyLt
d)A
A
(
IND)
SO1.
238
.
00
C
or
p D
ebtT
ru
stSe
ri
es20
08-
09Se
ri
es4A
2
(
H
1
i
ndus
ta
nPet
rol
eu
m Co
rp
or
at
io
nLt
d) P1
+(
SO) 0.
31
B
har
atS
ecu
ri
ti
sa
ti
onTr
us
t(
IO) 6
.
00
FUND FACTS (
S
1
hr
ir
amTr
ans
por
tFi
nan
ceC
ompa
nyLt
d)A
A
(I
ND)
SO0.
27
C
re
dit
As
setT
rus
tXVI
IA
2(I
O) 4
.
00
(
S
1
hr
ir
amTr
ans
por
tFi
na
nceC
ompa
nyLt
d)A
A
(
IND)
SO0.
09 AI
GInd
iaTr
eas
ur
yPl
usF
und
I
nc
ept
ionD
ate 2 1Se
pt
ember
200
7 I
nd
ia
nCor
por
at
eLoanS
ecTr
us
tL
IA2
(
B
1
HWHomeFi
nan
ceLt
d.
) A
1
+(
SO) 0.
072
.
00 Cr
i
sil
Li
qui
d F
und
Ind
ex
B
ench
m a
rk CRI
SI
LLi
qu
idF
undA sse
tBac
kedSec
uri
t
ie
s:
A
ut
oSec
uri
t
is
at
ionT
rus
tS
R A
3
In
dex (
T
2
at
aMot
or
sFi
nanc
eLt
d) A
A
A(
SO) 4.
240 S
A
ut
oSec
uri
t
is
at
ionT
rus
tS
R A
2 i
nceI
ncepti
on
P
la
ns (
T
2
at
aMot
or
sFi
nanc
eLt
d) A
A
A(
SO) 3.
31A
bs
ol
ut
er
et
ur
n
sof
Reta
il
Pla
n-G
ro
wthO
pt
ion
.
A
ut
oSec
uri
t
is
at
ionT
rus
tS
R A
1 N
ot
e:
Aspe
rS
EBIs
tan
dards
fo
rper
fo
r
m a
nc
e r
ep
or
ti
ng
,t
hes
i
nc
ei
nce
pt
i
on
lRet
ai
lPl
an (
T
2
at
aMot
or
sFi
nanc
eLt
d) A
A
A(
SO) 0.
51r
e
tu
rn
sar
ec
al
cu
la
t
edonRs.1
0/
-i
nv
est
ed
ati
nc
ept
i
on
.
T
ot
al 1
8.
63P
as
tp
er
fo
rma
nc
emayo
rm a
yno
tb
esus
ta
in
edi
nf
ut
ur
e.
lIn
st
it
ut
io
nal
Pl
an MONE
YMARKETI
NSTR
UMENT
S
C
ert
if
i
cat
eofDe
posi
t
:
lSup
erI
nst
i
tut
i
ona
lP
l
an C
anar
aBa
nk P
1
+ 1 0.
05 Rating Profile (%)
as
on2
9 A
ug2
008
A
ll
th
epla
nswi
l
lha
veac
ommo
n p
or
tf
ol
i
o. Ori
ent
al
Banko
fCommer
c
e P
1
+ 9.
14
S
ta
teBa
nkofH
yder
aba
d A
1
+ 5.
00
S
ta
teBa
nkofI
nd
ore P
1
+ 4.
49 0.
4 3
3.
48 -
1.
95
O
pti
on
s I
nd
ust
r
ia
lDev
el
opment
Ban
kofI
nd
iaL
td A
1
+ 4.
27
S
ta
teBa
nkofP
ati
al
a A
1
+ 3.
47 16.6
0
lGro
wth I
CI
CIB
ankL
td
. P
1
+ 3.
08
U
ni
onBan
kofI
ndi
a A
1
+ 2.
17
lBonu
s I
CI
CIB
ankL
td
. A
1
+ 2.
16
lDiv
i
dend P
unj
abNa
ti
ona
lBan
k F
1
+ 2.
12
S
ta
teBa
nkofH
yder
ab
ad P
1
+ 2.
12 8
1.4
3
l Di
vi
de
ndPa
you
t-
Mon
th
ly
& Q
uar
te
r
lyU COBan
k P
1
+ 2.
12
A
ll
ah
aba
dBank A
1
+ 2.
09
l Di
vi
de
ndRei
nv
es
tme
nt
-Dai
l
y,We
ekl
y
,S P1+
/A1+/F1+
(s
o)
/PR1+
* A
AA
ta
teBa
nkofP
ati
al
a A
1
+ 2.
08
AA(
SO) S
ov
ere
ig
n
Mont
hl
y&Qu
ar
te
r
ly P
unj
abNa
ti
ona
lBan
k F
1
+ 1.
67
A
ll
ah
aba
dBank P
1
+ 1.
66 Cas
h& Cas
h E
qu
iv
al
ent
P
unj
abNa
ti
ona
lBan
k F
1
+ 0.
42 *
Hi
gh
estSh
ortT
er
mRat
in
g
Mi
ni
mumInv
est
men
t T
ot
al 5
8.
11
R
et
ail
Pl
an Rs
.10
,0
00/-
C
o
T
a
m
t
a
m
S
e
o
r
c
n
s
i
L
a
l
t
P
d
.
ap
er:
A
1
+ 4.
32
Allocation (%) as
on2
9 A
ug2
008
K
ot
akMahi
nd
raPr
imeL
td
. P
1
+ 4.
07
I
ns
ti
t
uti
on
alP
lanR s
.1c
ror
e
C
hol
ama
ndal
amDBSFi
na
nceL
td
. A
1
+ 2.
12
S
uper
In
st
it
ut
io
nal Rs
.10c
ro
re R
el
ia
nceCa
pi
ta
lLt
d. A
1
+ 2.
05 Ca
sh
& Ca
sh
-
1.
95
G
ECapi
t
alS
erv
ic
esI
ndi
a P
1
+ 2.
01 Eq
ui
va
le
nt
P
la
n R
el
ia
nceCo
mmuni
cat
i
onsL
td
. A
1
+ 0.
69
C
hol
ama
ndal
amDBSFi
na
nceL
td
. P
1
+ 0.
40 Sov
er
ei
gn 0 .4
3
R
el
ia
nceCa
pi
ta
l A
1
+ 0.
39
A
ddi
ti
ona
lI
nve
st
ment
Amou
nt T
ot
al 1
6.
06
Co
mme
r
ci
al
Pap
er 16
.0
6
R
et
ail
Pl
an Rs
.10
00/
- S
ove
re
ign
:
9
1Day
sTre
asu
ryBi
l
ls S
o
ve
rei
gn0.
43 Ce
r
ti
f
ic
at
eof
I
ns
ti
t
uti
on
alP
lanR s
.1l
akh 5
8
.
11
T
ot
al 0.
43 Depo
si
t
C
ash&Cas
hEqui
val
en
t
S
uper
In
st
it
ut
io
nal Rs
.10l
ak
h C
BLO 0.
01 P
as
st
hr
o
ugh
Ce
rt
if
i
cat
e 1
8
.6
1
P
la
n N
etCu
rr
ent
Ass
ets -
1.
95
N
onC
on
ver
ti
bl
e
T
ot
al -
1.
95 De
be
nt
ur
e
s/Bon
ds 8.
72
G
ran
dTot
al 1
0
0.
00
1
P
T
C
s
2
t
ha
ta
r
eb
ac
ke
dby
si
ngl
el
oa
nse
ll
-
dow
n
s
of
i
ndi
ca
te
di
ss
ue
r
s -
40
.0
0-
20
.0
00.
002
0
.
0040
.
0060
.
0080
.
00
P
o
o
lo
fc
o
mme
r
ci
al
veh
i
cl
el
oa
nsor
i
gi
na
te
db
y
Ta
t
aMot
or
sF
i
nan
c
eL
td
.

A
t
l
an
ta• B a
n
g
ko
k• B a
rce
l
on
a• Be
r
l
in
• B i
r
min
g
h am • B
u
ch
a
re st
• B
ud
a pest
• Bue no
s
Ai
res• C a
i
r
o• Da
l
las• D ub
a i
• Dub
l
i
n• Gl
as
go
w
• Ha
r
t
fo
rd• H
o
n
gK
on g
• H
o
usto
n
• I
s
t an
b
u
l
J
a
ka
rt
a • Joh
a
nn
e
s burg
• K
ual
a Lu
m
pu
r • L
on
do
n• L osA
n
ge
l
es• M a
dr
i
d• M ani
l
a• M e
l
bo
urn e• M
exico
C
it
y• M i
l
an• Mosc
o
w • M
umb
a
i• N
a
i
r
obi
• Ne
w
Yo
r
k• Pra
g
u
e• R
ome• S
a
n
F
r
an
ci
sc o• S
a
nJ
u
a n• San
t
i
ago• S
e
ou
l• Sa
oPa
ulo• S h
a
n
gh
ai
• S i
ng
ap
o r
e• Tai
pei• T
o
ky
o• T oro
n
to• V
i
en
n a • Warsaw
• Z
ur
ich
R

AIG Short Term Fund (An open ended income scheme)

INVESTMENT OBJECTIVE PORTFOLIO a


s
on
2
9A
ug
2
00
8 NAV a
s
on
2
9A
ug
2
00
8
N
a
me
o
ft
h
eI
ns
t
ru
m
en
t R
a
t
i
ng%t
oN
AVS
ch
e
me
Na
m
e R
s
.
T
hep
r
ima
r
yi
nve
st
me
nt
obj
ec
ti
v
e o
ft
heD
EBTI
NS
TR
UM
EN
TS
S
ch
em
ei
st
os
ee
kto
g
ene
r
at
ei
nco
mef
ro
ma A
I
GSh
o
r
tT
e
rm
F
un
d
-R
et
a
il
-Gr
o
wt
h 1
0
2
8.
09
78
(
a)
Li
st
ed
/A
wa
i
t
in
gL
i
s
ti
ngo
n
th
e
St
o
ck
p
or
t
fo
l
i
o c
on
s
ti
t
ut
edo
fs
hor
ttome
di
um
A
I
GSh
o
r
tT
e
rm
F
un
d
-R
et
a
il
-Mt
h
ly
Di
v
ide
n
d 1
0
0
2.
09
03
t
e
rmd
eb
ta
nd
mone
y
mar
k
et
sec
ur
it
i
es
. E
xc
han
ge
:
H
o
u
si
ngD
e
v
el
op
me
n
tF
i
na
nc
e
Co
r
p.
Lt
d. A
A
A 9
.
43A
I
GSh
o
r
tT
e
rm
F
un
d
-R
et
a
il
-Wk
l
yDi
v
ide
n
d 1
0
0
2.
09
03
C
h
o
la
ma
n
da
l
amD
B
SF
i
na
nc
e
Lt
d
. L
A
A 7
.
04A
I
GSh
o
r
tT
e
rm
F
un
d
-I
P-G
r
ow
t
h 1
0
2
9.
59
40
P
o
r
tf
o
li
oMa
n
ag
e
rRu
c
h
ir
Pa
r
ek
h C
i
t
iF
in
a
nc
i
al
Con
s
u
me
rF
i
na
nc
e
In
d
ia
Lt
d
. A
A
A 6
.
93
A
I
GSh
o
r
tT
e
rm
F
un
d
-I
P-M
th
l
yDi
vi
de
nd 1
0
0
2.
12
32
T
o
t
al 2
3
.
40
F
u
n
dC
or
p
us R
s
.
211
.
49c
r
o
re
s A
I
GSh
o
r
tT
e
rm
F
un
d
-I
P-W
kl
yDi
v
ide
nd 1
0
0
2.
12
32
a
s
on
2
9A
ug
2
00
8 P
r
i
va
te
l
yp
la
c
ed
/
Un
l
i
st
ed
:
N
o
nC
o
n
ve
r
t
i
bl
ed
eb
e
n
tu
r
es
:
W
e
i
gh
te
dA
v
er
a
ge0
.3
8y
e
ar
s
M
a
t
ur
i
ty
F
u
l
l
er
to
n
In
d
ia
Cr
e
di
tC
oL
t
d A
1
+ 1
.
42 PERFORMANCE (%) a
s
on
2
9A
ug
2
00
8
T
o
t
al 1
.
42
W
e
ig
h
te
d
Av
e
ra
g
e10
.
14
% P
a
s
st
h
ro
ug
h
Ce
r
t
if
i
ca
t
e:
3
.
00
Y
T
M
S
i
n
gl
eL
oa
n
PT
C
:
I
n
di
anC
o
r
pL
oa
n
Se
c
ur
i
t
is
at
i
onT
r
u
st
A1 2
.
50
1
(
Bh
ar
a
tP
et
r
ol
eu
mC
o
r
po
r
at
i
onL
i
mi
te
d) A
1
+(
S
O) 1
1
.
54 A
I
GSh
o
r
tT
e
rm
F
un
d
2.
00
C
o
r
pD
eb
t
Tr
us
t
Se
ri
es2
0
0
8-
09S
e
r
i
es4
A
1
1 1
.5
0 C
r
i
si
lS
ho
r
t
Te
rm
(
Hi
nd
us
t
a
nPe
t
r
ol
eu
mC
o
r
po
r
at
i
onL
t
d
) P
1
+(
S
O) 6
.
58
B
o
ndF
un
d
In
de
x
B
h
a
ra
t
Se
cu
r
i
t
is
at
i
onT
r
u
st
Au
gu
s
t
20
08
A 1
.
00
1
(
Ta
ta
C
om
mu
n
i
ca
ti
on
sI
nt
er
n
et
Se
rv
i
ce
sL
t
d
)PR
1
+
(S
O
) 4
.
85
0.
50
I
nd
ia
nC
o
r
pL
oa
n
Se
c
ur
i
t
is
at
i
on
T
r
u
st
A2 0
.
00
1
(
Bh
ar
a
tP
et
r
ol
eu
mC
o
r
po
r
at
i
onL
i
mi
te
d) A
1
+(
S
O) 0
.
34 Since Inception
FUND FACTS A
s
s
et
Ba
ck
e
dS
e
cu
r
i
t
ie
s: A
bs
ol
ut
er
e
tu
rn
sof
Ret
a
il
Pl
an-
Gr
ow
th
Op
ti
on
.
N
ot
e:
Asp
erS
EBI
st
an
dar
dsf
orp
e
rf
or
ma
nce
rep
o
rt
i
ng,
th
es
i
nc
ei
nc
ep
t
i
on
I
n
cep
t
i
onD
a
t
e 0
6
Ma
r
ch
28A
0
0 u
t
oS
ec
u
r
it
i
sa
ti
onT
r
u
st
SRA
3 r
e
tu
rn
sar
ec
al
cu
la
t
edo
nRs
.1
000/
-
i
nve
s
te
dat
i
nce
p
ti
on
.
2
(
Ta
ta
Mo
t
o
rsF
i
na
nc
e
Lt
d
) A
A
A
(S
O
) 4
.
61P
as
tp
er
fo
r
manc
ema
yor
may
not
be
su
st
a
in
edi
nf
ut
u
re
.
B
e
n
ch
m
ar
k C
R
I
SI
LSh
o
r
tT
e
rmT
o
t
al 2
7
.
91
B
o
n
dIn
de
x
M
O
N
EY
MA
R
KE
T
I
NS
TR
U
ME
N
TS Rating Profile (%) a
s
on
2
9A
ug
2
00
8
P
l
an
s C
e
r
t
if
i
ca
te
o
fD
e
po
s
i
t:
7
.
04 8
.
75
R
e
lt
a
il
Pla
n S
t
a
teB
a
n
ko
f
In
do
r
e P
1
+ 1
4
.
12

I
n
ls
ti
t
uti
on
al
Pl
an O
r
i
en
ta
l
Ban
k
of
Co
mm
e
r
ce P
1
+ 1
1
.
78 2
0
.
97
S
t
a
teB
a
n
ko
f
Pa
ti
al
a A
1
+ 4
.
71
A
l
lt
he
pl
an
sw
i
l
lha
v
ea
c
om
mo
n
po
r
t
fo
l
i
o.
I
CI
CI
Ban
k
Lt
d
. P
1
+ 3
.
38

O
p
t
i
on
s T
o
t
al 3
3
.
99 6
3
.
24
C
o
mm
e
r
ci
al
Pap
e
r
:
G
r
lo
w
t
h
R
e
l
i
anc
e
Co
mm
u
ni
ca
ti
on
sL
t
d
. A
1
+ 2
.
36P
1
+/
A
1+
/F
1
+(
S
O)/
P
R1
+* A
A
A A
A
B
o
ln
u
s C
a
s
h&
Ca
s
hE
q
ui
v
ale
n
t
R
e
l
i
anc
e
Ca
pi
t
alL
t
d. A
1
+ 2
.
1
7
D
i
v
li
de
nd *
H
i
gh
es
t
Sh
or
t
Te
rm
Ra
t
i
ng
T
o
t
al 4
.
53
D
i
v
li
de
nd
P
ay
o
ut
-
Mon
t
h
ly
C
a
s
h&
Ca
s
hE
q
ui
v
al
en
t
D
i
v
li
de
nd R
e
i
nv
es
t
me
nt-We
e
k
ly
&
N
e
t
Cu
rr
e
nt
As
se
t
s 3
.
18
Allocation (%) a
s
on
2
9A
ug
2
00
8
M
on
thl
y
C
B
L
O 5
.
57
Ca
s
h&
T
o
t
al 8
.
75 C
as
h 8
.
75
M
i
ni
mum
I
n
ves
t
me
nt E
q
u
iv
a
le
n
t
G
r
a
ndT
o
t
al 1
0
0
.0
0
R
e
t
ai
lP
la
n R
s
.
5,
00
0/
- C
o
mm
e
ri
ca
l
4
.
53
1
P
T
C
st
h
ata
r
eb
ac
k
ed
b
ys
i
ng
le
l
oa
ns
e
l
l-
do
wn
s
of
i
ndi
ca
te
d
i
ss
ue
r
s P
ap
er
I
ns
ti
t
uti
on
al
Pl
anR
s
.
1cr
o
re 2
P
o
o
lo
fc
o
mm
er
c
ia
lv
eh
i
cl
el
oa
ns
o
ri
gi
na
te
d
by
T
at
aMo
t
o
rsF
i
na
nc
e
Lt
d
. C
e
rt
i
f
ic
at
e 3
3
.
99
o
f
De
pos
i
t

A
d
d
it
i
on
al
In
ve
s
t
me
nt
Am
ou
n
t Pas
s
th
r
oug
h 2
7
.
91
C
e
rt
i
f
ic
at
e
R
e
t
ai
lP
la
n R
s
.
100
0
/
- No
n
C
o
n
ve
rt
i
bl
e
I
ns
ti
t
uti
on
al
Pl
anR
s
.
1la
k
h D
e
b
en
tu
re
s 2
4
.
82
/B
ond
s
0
.
005.
001
0
.
0015
.
0020
.
0025
.
0030
.
0035
.
00

A
IGI
nv
es
t
me
nt
si
sag
lo
b
al
le
ade
ri
nas
s
et
man
ag
eme
nt
wi
t
hex
t
en
si
v
e c
a
pab
il
i
ti
esi
neq
u
i
ty
,f
i
xedi
nc
ome,
hed
ge,
pr
iv
a
te
eq
ui
t
yan
d
re
al
est
a
tei
nv
es
tm
en
t
s.M
embe
r
co
mpa
n
i
eso
f
AI
G
I
nv
es
tme
n
t
sma
nag
emo
re
t
hanUS
$75
8b
i
ll
i
oni
nas
s
et
s(
i
nc
lu
d
in
ga
ppr
o
xi
mat
el
yUS$6
2
1bi
l
li
ono
fAI
G-a
ff
i
li
at
eda
ss
et
s
)a
nde
mp
l
oy
ov
er2
,
100pr
o
fe
ss
i
on
al
si
n46
o
ff
i
ce
sa
r
ou
nd
th
e
w
or
ld
aso
f
Ju
ne
30,
200
8
.A
I
G I
nv
es
t
m e
n
t
si
st
hea
sse
t
ma
nag
em
en
ta
rmo
fA
mer
ic
anI
nte
r
n
at
i
onal
Gr
oup
,I
nc
.(
NYSE
:A
IG
)
.
R

AIG World Gold Fund (An open ended Fund of Funds scheme)

INVESTMENT OBJECTIVE PORTFOLIO a


s
on
2
9A
ug
2
00
8 NAV a
s
on
2
9A
ug
2
00
8
N
a
me
o
ft
h
eI
ns
t
ru
m
en
t R
a
t
i
ng %
t
oN
AV
T
hepr
i
m a
ryi
nve
st
mentob
je
ct
i
veofth
e S
c
he
m
eN
am
e R
s
.
S
che
me i
stopr
ov
id
e l
ongt
er
m ca
pit
al I
n
ves
t
ment
sin
For
e
ignS
ec
ur
it
i
es
a
ppr
e
ci
ati
onb
yinv
e
sti
ngp
red
omi
na
ntl
yi
n A
I
GWo
r
l
dGo
l
dFu
n
d-
Di
vi
de
nd 8
.
36
6
A
I
GPBEq
ui
tyF
un
dGol
d-C
l
as
s"
As
ia
A" 8
5
.
15
u
ni
tso
f AI
G P
B E
qui
t
y Fu
ndGol
d.Th
e A
I
GWo
r
l
dGo
l
dFu
n
d-
Gr
owt
h 8
.
36
6
S
che
me may
,att
he di
sc
re
t
io
n ofth
e T
ot
al 8
5
.
15
I
nv
es
tme
ntMan
age
r
,al
soi
nv
es
ti
nth
euni
t
s
o
f o
t
hersi
mil
aro
ver
sea
s mu
tua
lfun
d I
n
ves
t
ment
sin
Uni
t
sOfMu
tu
al
Fu
nd
s
ch
emes
.TheSc
he
me maya
l
soin
ves
ta A
I
GIn
di
aLi
qu
idF
un
d
PERFORMANCE (%) a
s
on
2
9A
ug
2
00
8
c
er
ta
i
n p
ort
i
onofi
t
s c
orp
usi
n d
ebtan
d
mo
ne
y mar
ke
tsec
ur
i
ti
esand
/o
r u
ni
t
s of-Su
pe
rIn
st
i
tut
i
on
al
Gro
wth 9
.
50 0
.
00
d
ebt
/
li
qu
idsc
heme
sofMutu
alF
und
s,i
n T
ot
al 9
.
50 (
2
.0
0)
o
rd
ert
om e
etl
iq
ui
di
t
y r
eq
uir
e
ment
sfr
om
t
i
met
oti
me. D
eb
t&Mone
yMar
ke
tI
nst
r
ume
nt
s (
6
.0
0)
S
u
n
da
r
am
Fi
na
nc
e
Lt
d
. A
A
+ 1
.
65
(
1
0.
00
)
T
o
t
al 1
.
65
(
1
4.
00
)
C
A
S
H&
CA
S
HE
Q
UI
V
ALE
N
T
P
o
r
tf
o
li
oMa
n
arR
g
e u
c
h
ir
Pa
r
ek
h
(
1
8.
00
)
C
B
L
O 3
.
20
F
u
n
dC
or
p
us R
s
.
294
.
87c
r
o
re
s A
I
GWo
r
l
dGo
l
dFu
n
d
a
s
on
2
9A
ug
2
00
8 N
e
t
Cu
rr
e
nt
As
se
t
s 0
.
51 (
2
2.
00
)
F
i
nan
ci
al
Ti
mesG
ol
d
M
in
esT
ot
al-
Pr
ic
eI
nd
ex
T
o
t
al 3
.
71
(
i
nI
NR)
G
R
A
ND
TO
T
A
L 1
0
0
.0
0
A
bs
ol
ut
er
et
ur
n
sof
Gr
ow
t
hO
pt
i
on
.
FUND FACTS N
ot
e:
Asp
erS
E
BIs
t
an
da
r
ds
fo
rp
er
fo
rm
a
nc
er
ep
or
ti
ng
,t
hes
i
nc
ei
nc
ep
t
i
on
r
e
tu
rn
sar
eca
l
cu
la
t
edo
n
Rs
.1
0/
-i
nv
es
t
e
dat
in
c
ept
i
on.
I
n
cep
t
i
onD
a
t
e 6
J
u
ne
20
0
8 P
as
tp
erf
o
rma
n
cema
yo
rm
ay
no
tb
esu
s
ta
i
ne
di
nf
utu
re
.

B
e
n
ch
m
ar
k F
i
nanc
i
alT
i
mes
G
ol
dMin
esT
ot
a
l-
P
ri
ceI
nd
ex
(
i
nI
NR)

M
i
ni
mum
I
n
ves
t
me
nt
Rs
.5
00
0
/
-

A
dd
it
i
on
al
I
n
ves
t
men
tA
mo
u
ntR
s.
500
0
/
-

A
t
l
an
ta• B a
n
g
ko
k• B a
rce
l
on
a• Be
r
l
in
• B i
r
min
g
h am • B
u
ch
a
re st
• B
ud
a pest
• Bue no
s
Ai
res• C a
i
r
o• Da
l
las• D ub
a i
• Dub
l
i
n• Gl
as
go
w
• Ha
r
t
fo
rd• H
o
n
gK
on g
• H
o
usto
n
• I
s
t an
b
u
l
J
a
ka
rt
a • Joh
a
nn
e
s burg
• K
ual
a Lu
m
pu
r • L
on
do
n• L osA
n
ge
l
es• M a
dr
i
d• M ani
l
a• M e
l
bo
urn e• M
exico
C
it
y• M i
l
an• Mosc
o
w • M
umb
a
i• N
a
i
r
obi
• Ne
w
Yo
r
k• Pra
g
u
e• R
ome• S
a
n
F
r
an
ci
sc o• S
a
nJ
u
a n• San
t
i
ago• S
e
ou
l• Sa
oPa
ulo• S h
a
n
gh
ai
• S i
ng
ap
o r
e• Tai
pei• T
o
ky
o• T oro
n
to• V
i
en
n a • Warsaw
• Z
ur
ich
AI
GIn
ves
t me
nt
sisag
rou
p o
fi
nt
er
nat
ion
alc
ompan
ie
sth
atpro
vi
dei
nvest
ment
advi
ceandma
rke
tass
etman
ageme
ntpro
duc
tsan
ds e r
vi
cest
ocl
i
ent
sar
oundt
h ewo
rl
d.A
IGI
nves
tment
si
sareg
is
te
red
mar
kofA
m er
ic
anI
nte
rna
ti
on
alGr
oup
,I
nc.
(A
IG)
.S
er
vi
cesa
nd p
ro
duct
sarep
rov
i
dedbyone
ormor
eaf
fi
l
iat
eso
fAI
G.
AI
GInd
iaEqui
t
yFund
:
Sch
eme Cl
ass
if
ic
ati
on:
Anopen
-e
ndedequ
it
ysc
heme.I
nve
stmen
t ob
jec
ti
ve:
The p
ri
maryo
bj
ect
iv
e o
fth
e s
chemeist
o g
ene
r a t
elon
g-
ter
m c
api
t
alappre
ci
ati
onf
roma d
iv
e r
si
f
iedpo
rt
fo
li
o o
f
pr
edo
m i
nant
lye
qui
tya
ndequi
t
y-
re
lat
edse
cur
it
i
esi
ncl
udi
ngequ
it
yd e
ri
va
ti
ves
.AssetA
ll
oca
ti
onPat
ter
n:Eq
ui
ti
esandequ
it
yre
la t
edse
cur
it
i
es:
80%-
100% ;De
btandmone
ym ar
kets
ecu
ri
t
ie
s /
i
nst
ru
m e
n t
s/f
unds
:0%-
20%.
Ter
msofi
ssu
e:Un
it
sof
th
e S
cheme(
s)ar
ebei
ngof
f
eredat
NAVbas
edpr
ic
es,
subj
ec
tt
o t
hepr
eva
il
i
ng lo
ads(
if
any
).
Off
erd
ocu
m e
nt
,KeyI
nf
orma
ti
on Me
mora
ndumand
Ap
pli
ca
ti
on F
or
ms/Tra
nsac
t
ionS
li
psav
ai
la
bl
eatt
heI
SCs/di
st
ri
but
ors.
Loa
d S
tr
uctur
e:R
eta
il
Pl
an:E
ntr
yl
oad:
2.
25% f
orp
urc
hase o
funi
t
sles
st
hanRs
.5crore
;Ni
lf
orpur
ch
aseofun
it
sequ
alt
oor
gr
eat
er
thanRs
.5cr
or
e;E
xi
tl
oad:
For
in
ves
tmen
tsl
es
st
hanRs.
5 c
ro
re-1.
00%,
if
re
de e
medwi
th
in1y
earf
ro
m t
heda
teo
f a
l
lot
ment
;F
o r i
nve
st
m e
nts
ofR
s.5cr
or
e an
dabov
e-0.
50%i
f r
ed
eemedwi
t
hi
n 6
mont
hsf
romdat
eofa
ll
ot
ment
.I
nst
i
tut
i
onal
Pl
an:
Ent
ry
loa
d:Ni
l;
Exi
tl
oad:
0.5
0%if
redee
m e
dwit
hi
n6mont
hsf
romdat
e o
fal
l
ot
m e
nt
. P ur
cha
set
hro
ughSI
P/STP(Ap
pl
ic
abl
eonl
yi
nR e
gul
arPl
an
):
Entr
y
Lo
ad:2
.25%oft
heApp
li
ca
bl
eNAV.E
xi
tLo
ad:I
ft
heun
it
sar
e r
ede
eme dwi
t
hi
n 1y
earfr
omth
edat
eofal
l
otme
nt-1
.00%oft
heApp
lic a
bl
e NA
V.I
ft
heun
it
sar
e hel
dfo
r1year
ormoref
ro
m t
hedat
e o
f
al
l
otme
nt-Ni
l.
Gen
eral
Ser
vi
ces
:I
nve
st
ors
canc
ont
act
usonou
rto
ll
-
fr
eenumber
1800425344
4.NAV
swi
ll
beca
lcu
la
te
d an
dpubl
i
she donal
lBu
si
nes
sday
s.
AI
GInf
r
as t
ru
ct
urea
ndEcon
omi
cRef
ormFun
d:
Sc
hemeC l
ass
if
i
cat
ion
:Anope
nende
d e
qui
tys
che
me.I
nvest
mentobj
ect
i
ve:T
he i
nve
st
mentob
je
cti
v
e o
fth
e S
chemeist
ogen
e ra
tel
ong-
t
ermca
pit
ala
pp r
eci
at
i
onfr
om adi
ver
si
fi
edpo
rt
fo
li
oof
pr
edo
m i
nant
ly
(a
tle
ast
65%)e
qui
tya
ndequ
it
y-
re
la
te
dsec
uri
ti
esof
compani
esi
nv
ol
v e
dine
cono
micde
vel
op
m e
ntof
In
d i
aasar
esu
lt ofpo
ten
ti
al
in
ves
tment
sini
nfr
ast
r
uct
urean
du n
fo
ldi
nge
con
om i
c
r
efo
rms.
H owe
ve
rthe
reca
nbenoas
sur
anc
e t
hat
th
ein
ves
tmento
bjec
ti
veof
thes
c h
emewil
lb
erea
li
ze
d a
sact
ual
m ar
ket
m o
veme n
tsmayb
e a
tva
ri
anc
ew it
hant
i
ci
pat
edtr
ends.
Ass
etAl
loc
at
ion
Pat
te
rn:
E q
ui
tya
ndequi
t
yre
la
te
dsecu
ri
ti
es
:80%t
o100
% ;
D e
bt&moneymar
ke
tsecur
i
ti
es
/i
nst
ru
m e
nts
/f
unds
:0%to20%.
Thef
und wo
uldr
emai
nf
ul
lyi
nv
estedup
to95%i
nequi
t
y a
ndequi
t
yre
la
ted
se
cur
it
i
es a
ndwi
ll
hav
eonl
y5%i
nsho
rt
ter
mdebt
andmon
eymark
eti
nst
rume
ntst
om e
ets
hor
tt
erml
iq
uid
it
yr
equi
re
mentso
ft
hesc
he m e.
Ter
msofi
ss
ue:
Uni
tsoft
heSch
eme(s
)ar
ebei
ngof
fe
reda
tNAV
ba
sedpr
i
c e
s,s
ubj
ec
tto
thep
re
vai
l
ingl
oa
ds(
if
any
).
Off
er
documen
t,
KeyIn
for
mat
io
nM emor
and
um a
ndApp
li
ca
ti
onFo
rm s
/Tr
ans
act
io nSli
psa
vai
l
abl
eat
theI
SC s
/di
st
ri
but
or
s.L
oadStr
uct
ur
e:Re
gul
ar
Pl
an:
Ent
ryl
oad-f
or
pur
chas
es<Rs.
5cr
ore
:2.
25%;
fo
rpur
chas
esofRs.
5cr
orea
nd ab
ove
:ni
l
;Ex
it
loa
d-f
orpu
rch
ase
s <Rs
.5cr
or
e s-1.
00%i
fre
dee
m e
dwit
h i
n1yea
rfr
omthed
a t
eof
al
lot
ment
;f
or
i
nve
st
m e
n t
sof
Rs.
5 c
ro
resa
ndab
ove-
0.5
0%if
red
eemedwi
th
in6mont
hsfr
omdat
e o
fal
l
ot
m e
nt.
Pur
cha
set
hro
ughSI
P /
STP(
Appl
i
c a b
leon
ly
inRe
gul
arP
la
n):Ent
ry
Load
:2.
25%ofth
eApp
li
cab
leN
A V
.
Ex
it
Loa
d:If
the
uni
tsa
rer
ede
emedwi
th
in1y
earf
r
omth
edat
e o
fal
l
otment-
1.
00%ofth
eApp
li
ca
ble
NAV.
If
theu
nit
sar
ehel
dfo
r1ye
ar o r
moref
ro
m t
hed
ate
ofal
lot
m e
nt-
Nil
.
G e
ner
alSer
vi
ces
:I
nve
st
ors
ca
ncon
tacta
nyo
fth
eIS
Csat
it
sto
ll
-
fr
eenu
mber1
800-
425-
3444(
M T
N L
/BSNL)
;6
00 0
3444(
Ot
her
s)
.NAVs
wil
lb
ecal
cu
lat
edand
dis
c lose
donal
lBu
si
nes
sday
s.
AI
GIn
diaLi
qui
dFun
d:
Sc
hemeC l
ass
i
fi
cat
io
n:Ano
pene
ndedl
i
qui
dsc
heme.
In
ves
tmentob
ject
iv
e:
Thepr
imar
yin
ves
tmen
tobj
ec
ti
veo
fth
esche
m ei
st
osee ktog
ener
at
eare
aso
nabl
e r
etu
rnco
mm e
nsur
atewi
t
hlo
w r
i
skand
ahi
ghd
eg r
eeo
fl
iqu
id
it
y,
fr
omapor
tf
ol
i
ocons
ti
t
ute
dofmon
eymark
etsec
uri
t
ie
sandshor
tt
er
m d
ebts
ecur
i
ti
es
.Howe
ver,
th
erei
snoa ssur
anc
eth
att
heob
jec
ti
v e
oft
heSch
emewil
lber
eal
i
zedan
dthe
Sc
hemedoesno
tas
sur
eorg
uar
ant
eeanyr
et
ur
ns.
Ass
etAl
loca
ti
onPatt
er
n:Mon
ey Mar
ke
tI
nst
rume
nts
:0%-
100%;
De b
tI
nst
ru
m e
n t s
havi
ngamax
i
m u
m r
e-
p ri
ci
ngt
eno
rof1y
ear
* :
0%-1
00%.*
Debt
s
ecur
i
ti
es ma
yi
ncl
udes
ecur
i
ti
ze
ddebt
sup
to50%o
fth
enet
a s
set
s.
Termso
fIs
sue
:U n
it
sof
th
eSche
m e
(s
)ar
ebei
ngof
f
e r
edat
NAVba s
edpr
i
ces,
su
bj
ectt
ot
he pr
eva
il
i
ngl
oads(
if
any)
.Of
f
erdo
cument
,
Ke
yIn
for
m at
i
onMemor
andu
m a
ndApp
li
ca
ti
onFo
rms/T
ran
sact
io
nSl
ipsav
ai
la
blea
t t
heI
SCs/d
is
tr
i
but
ors
.Lo
adStr
uctu
re
:Ent
r
ylo
a d:Ni
l
;Ex
i
tlo
ad:
Ni
l.
Gener
a l
Serv
ic
es:
Inv
est
or
s c
anco
nta
cta
nyof
t
heI
SCsati
tst
ol
l
-f
r
eenumbe
r180
04253444(
MTNL/
BSNL)
;600
0 3
4 44
(Ot
her
s)
.NAVsw
il
lb
ecal
cul
at
edon
all
Cal
end
a r
day
s.
AI
GIn
diaTr
eas
ury
Plus
Fund
:
Sc
hemeC l
as
si
fi
cat
io
n:Ano
pene
ndedi
nc
omesch
eme.
Inv
est
m e
ntobj
ect
iv
e:T
hep r
i
mary
in
ves
tment
obj
ect
i
veof
thesc
hemei
stos eekt
ogen
era
teo
pt
imal
retur
nsc
ommensur
at
e wi
t
hlo
w r
i
skan
d a
hi
ghl
i
qui
d i
t
y,
fr
omapor
tf
ol
i
ocon
sti
t
ut
edofd
ebts
ec
uri
t
ie
sandmoney
m ar
ket
sec
uri
t
ies.
Howe
ver
,t
her
ei
snoass
ura
nceth
att
heo
bje
c tiv
eoft
heSc
hemewi
l
lbereal
i
zeda
ndthe
Sche
m edo
esnot
ass
ure
or
guar
an
t e
eanyr
et
ur
ns.A
sse
tAl
lo
cat
ionP
att
er
n:De
bt
* I
nst
ru
m e
ntsi
ncl
udi
ngGo
vern
mentS
ecur
i
ti
es,
Cor
por
at
eDebt,
Oth
erDeb
t Inst
ru
m e
nts
andMon
eyM ar
ketI
ns
tr
ument
swi
thave
rag
em a
tu
rit
y
l
esst
han o
requ
alt
o 1
2 mo
nth
sorhav
e p
utop
ti
onswi
t
hi
n aper
i
od no
texc
eedi
ng12m o
nth
s:50
% -
100
%.;De
bt
* In
st
ru
m e
ntsin c
lud
in
g Go
ver
nmen
tSec u
ri
t
ie
s,Cor
por
at
eDe b
tandot
her
debt
i
nst
r
umen t
swi
t
haver
agema
tu
ri
tyg
re
ate
rt
han12mon
ths
:0%-
50%.*
D eb
tse
cur
it
i
es may
in
cl
udese
cur
it
i
zedd
ebt
supt
o 75
% o
fth
en e ta
sse
ts
.Te
rmsof
Is
sue:Uni
ts
oft
heSch
eme(s)
ar
ebei
ngof
f
ered
at
NAVba
s edp
ri
ce
s,s
ubj
ect
t
othep
rev
ai
li
ngl
oa
ds(
if
any
).
Offe
rdoc
um e
nt,
KeyI
nf
or
m at
io
nMemor
andumandA
ppl
i
cat
ionFo
rms/T
ra n
sac
ti
onSl
i
psav
ai
la
bleatt
heI
SCs/di
st
ri
but
ors
.Lo
adSt
ruc
tu
re:
En
tr
yl
oad:Ni
l;
Ex
itl
oa
d:Ni
l
.Gen
era
lSer
vi
ces
:I
nve
st
or
scancon
ta
ctanyof
th
eISC
sa t
it
sto
ll
-
fr
eenu
m b
er18
004253444(MTN
L/B SNL)
;60
003444(
Ot
her
s).NAV
swil
lb
e c
al
cul
ate
donal
lBu
si
ness
da
ys.
AI
GShor
tTer
m F
und:
Sc
hemeC l
ass
i
fi
cat
io
n:Ano
penen
dedi
ncomes
che
me.I
nvest
mentobj
ec
ti
ve:
The p
ri
mar
yin
ves
tment
obj
ect
i
veoft
heSch
emeisto see
ktoge
ner
at
ein
come f
romapor
tf
ol
ioc
onst
it
ut
edofs
hor
tto
med
iumt
e r
m d
ebt
andmone
ymar
ket
sec
uri
t
ie
s.As
se
tAl
lo
cati
onPat
ter
n:De
bt*a
nd mon
eymar
ke
tsec
ur
it
ie
swi
thav
er
a g
ematu
ri
ty
le sst
hanor
equa
lt
o370dayso
rhav
eputo
pt
ion
s w
it
hi
naper
io
dnot
e
xcee
di
ng 37
0day
s-40%to
100%;D
ebt
* I
ns
tr
ument
si
ncl
udi
ngGov
ernmen
tSec
ur
iti
es,
Cor
por
at
eDebt
andot
her
debtI
nst
ru
ment
s wit
have
rag
emat
uri
t
ygreat
ert
han370da
ys-0%to60%.*
Debt
s
ecur
i
ti
esm a
yi
ncl
udes
ecur
i
ti
ze
ddebt
sup
to75
% o
ft
henet
asse
ts.
Termso
fIs
sue
:Unit
sof
th
eSche
m e
(s
)ar
ebei
ngof
f
e r
eda
tNAVba sedpr
i
ces
,su
bj
ectt
ot
hep r
eva
il
i
ngl
oads(
i
fany)
.Of
f
erdo
cument
,
Ke
yIn
fo
rm at
i
onMemor
and
umandApp
li
ca
ti
onFo
rms/
Tra
nsac
ti
onSl
i
p sa
vai
l
abl
eatth
eIS
Cs/di
st
ri
but
or
s.
LoadSt
r
uctur
e:
Ent
ryl
oad :Ni
l;
Exi
tl
oa
d:0
.25
% i
fr
ed e
emedwi
th
in90da
ysund
erRet
ai
l
Plan
a
nd15daysun
derI
ns
ti
tu
ti
ona
lPl
an.
Gene
ral
Ser
vi
ces
:I
nve
stor
sca
nc o
nta
cta
nyofth
eIS
Csati
t
stol
l
-f
r
eenumbe
r1800-
425-
3444 (M T
NL/BSNL
);
600034
44 (O
the
rs)
.NA
Vswi
ll
b ec
al
cul
at
edonal
l
Bu
si
ness
d ay
s.
AI
GWorl
d Go
ld
Fund:
Sc
hemeC l
ass
if
i
cat
io
n:Anop
enende
d F
undofF
undsSc
heme.I
nvest
mento
bje
c t
iv
e:T
hepri
mar
yin
ves
tment
obj
e c
t
iv
e o
fth
e S c
hemei
s t
opr
ovi
del
ong t
er
m cap
it
ala
ppr
ecia
ti
onbyi
nve
st
ing
#
p
red
omin
a nt
l
yi
nuni
tso
fAI
GPBEqu
it
yFun
dGol
d.Th
eSch
em emay
,a
t t
hedi
sc
re
ti
on o
ft
heI
nves
tme
ntMana
ger
,al
soi
nve
sti
nt
heunit s
ofot
her
si
mil
ar
ove
rse
as mut
ual
fun
d s
che
m es
.As
set
Al
loc
at
ion
Pa
tt
er
n:Uni
tso
fAI
G P
B E
qui
t
yFundGo
ld&/
orot
he
rsi
mil
ar
o v
er
seasmut
ualf
unds
c h
eme(
s)
:80%100
%;Debt
andmoneymar
ke
ts e c
uri
t
ie
sand/
oru
nit
sof
d ebt
/l
i
qui
dsche
mesofDomes
ti
cMut
ual
F
unds
:0% 20%.#i
ntheun
it
sofA
IGPBEqui
t
yFun
d G
old
, amut
ualf
undsu
bje
cttoSwi
ssl
awi
n t
he"s
ecu
ri
ti
esf
unds"c
at
egor
y a sde
fi
nedbyt
heI
nve
st
m e
ntFu
ndsActd
ate
d Mar
ch18,1
994.
T
ermso
fissu
e:
Uni
tsof
th
eSche
me(s
)ar
ebei
ngo
ff
er
edat
NAVbase
dp r
i
ces
,su
bj
ecttot
hep
rev
ai
li
ngl
oa
ds(i
fa
ny)
.L
oadStr
uct
ur
e:E
n tr
yl
oad-
for
pur
cha
ses<R s
.5c
ror
e:2
.25
% ;
fo
rpur
chas
esof
Rs.5
c
ror
eandabov
e:
ni
l;
Exi
tl
oad-
fo
rpur
cha
ses<Rs
.5cr
or
es-
1 .
00%i
fr
e d
eemedwi
th
in1yea
rf
romth
edat
eofal
l
ot
ment
; f
or
in
ves
tmen t
sof
Rs.5c
ro
resa
ndabove-0
.50
% i
fr
edee
m edwi
t
hi
n 6mo
nths
f
ro
m d
ateofa
ll
ot
ment
.Pur
ch
aset
hr
oughS
IP/S
TP(
Appl
i
cab
leonl
yi
nRegul
ar
Pla
n)
:Entr
yLo
ad:
2.
25%oft
heApp
li
ca
bl
eN A
V.E
xi
tLoa
d : I
ft
heun
it
sar
ere
dee
m e
d wit
hi
n1yea
rfr
omth
e d
ateo
fal
l
otme
nt-
1.
00%of
t h
eApp
li
cab
leNA
V.I
ft
heuni
t
sareh
el
d f
or
1year
o r
moref
romthed
ateo
f a
ll
ot
ment-
Nil
.Ge
ner
alSe
rvi
ce
s:In
ves
to
rsca
n cont
act
usono
urto
l
l-
fr
ee nu
m b
er180042
5 344
4.NAV
swil
lbe
c
al
cul
at
ed an
dpubl
i
she
donal
lBu
si
nessd
ays
.Be
in
gaFundof
FundSche
me,i
tmaybeno
tedt
hat
thei
nv
est
or
sareb
eari
ngt
her
ecurr i
nge
xpe
nses
oft
hesch
em ei
naddi
ti
ont
oth
oseoft
heund
er
ly
ing
s
cheme
s. T
heSc
hemei
nte
ndst
oi
nve
stpr
edo
min
ant
ly
inA
IGPBEqu
it
y F
undGo
ld.
Forsc
hemes
peci
f
icr
i
sks
,i
ncl
udi
ngr
i
sksr
el
ate
dtoin ve
st
m e
nts
inA
IGPBEq
uity
FundGo
ld,
andot
hers
imi
l
arov
er
seas
mut
ual
fu
n d
s(s
)
,pl
eas
ere
fer
th
eOff
er
Docume
nt.
C
omm o
nInfo
rmat
i
onfo
rth
eabo
vement
io
neds
che
m e
s:E
ntr
ylo
adfo
r d
ir
ect
appl
i
cati
on
sir
r
espe
ct
iv
e o
ft
heamoun
ti
sN i
l
,Noent
r
ya s wel
la
sexi
tl
oa
d s
hal
lb
e char
ge
d o
nBonusu
n i
t
sal
lo
tt
edan
do n
u
nit
sal
l
ot
t e
donRe
in
vest
men
tofD
iv
id
end.
Ri
skF
act
o r
s:Mut
ual
fun
ds,
li
kes
ecur
i
ti
esi
nv
est
ment
s,
aresu
bje
ctt
o mar
ke
tri
sk
sa n
dthe
rei
snog
uara
nt
eeaga
in
stl
ossi
ntheS
che me
sort
hatt
heS
cheme
s’ o
bje
ct
iv
eswi
ll
beachi
ev
ed.A
swit
hany
i
nv
est
men t
ins
ec
uri
t
ies
,t
heNAVo
ft
heUni
tsi
ss
uedu
nder
th
e Sc
hemescang
oupordown
depe
ndi
ngonv
ari
ous
fac
to
rsandf
or
cesa
ff ect
i
ngth
esec
uri
t
ie
smarket
s.P
astp
erf
or
m a
nceoft
heSp
ons
oror
mut
ual
fu
n d
smanag
edbyt
heS
pons
oror
it
saf
fi
l
ia
te
sdoe
snoti
ndi
ca
teth
efut
ur
eper
for
m a
nceo
ft
heSch
emes.
In
ves
tor
sint
heSc
heme s
aren
otbe
in
gof
fer
edaguar
ant
eedo
rass
ure
d r
at
eofr
et
urn
.T
h e
S
chemesdonot
guar
ant
eeora
ssu
reanyd
iv
id
endan
dals
o do
esnotgu
ara
nte
e o
r a
ssu
reth
ati
twi
llma
keanydi
vi
dendd
is
tr
ib
utio n
,tho
ughi
thase
ver
yi
n te
nti
ont
om a
kethesame
.Al
ldi
vi
de
n d
d
is
tr
ib
uti
onsar
esu
bj
ectt
ot
hei
nve
st
m e
ntpe
rf
or
m a
nce
oft
heSche
mes.
A
IGI
nf
ras
truc
tu
rean
dEcon
omi
cRef
or
m Fu
nd,
AIGS
hor
tT
erm F
und
,AI
G I
ndi
aLi
qui
dFund
,AI
GI
ndi
aTr
easu
ryP
lus
Fund
,AIGWor
l
dGol
d Funda
ndAI
GIn
di
aEqui
t
y Fun
daret
hena
m e
soft
heSch
emesa
n d
d
onot
,i
na ny
manne
r,i
nd
ic
at
etheq
ual
it
yof
th
eSche
me,i
ts
fut
urep
rospe
ct
sorr
et
urns.
In
ves
tmen
tsi
nth
eSche
m ewi
l
lbeaf
fe
ct
edb y t
ra
din
gvol
umes
,s
ett
l
em ent
per
io
ds,v
ol
ati
l
i
ty
, p
ri
cef
l
uct
uat
i
ons,
i
na
bil
i
tyt
o s
el
lse
cur
i
ti
es,
di
si
nve
st
m e
ntof
hol
di
ngso
fan
yunli
st
eds
tock
spri
or
tot
arget
dat
eofd
is
in
vest
ment
,c
red
it
ri
sk,i
nt
er
estr
ate ri
sk
,cu
rr
enc
yri
ska
ndco u
ntr
yri
sk
.TheS
chemesan
din
div
i
dual
P
la
n(s
)withasep
ara
tepor
t
fo
li
o,i
fany
,und
erth
ere
spec
tiv
eSche
m e(
s)s
hal
lhaveamini
mum o
f20 i
nv
est
or
sand n
o s
ing
lei nve
st
orsha
ll
acc
ountf
or mor
e t
han25%oftheco
rp
usoft
h e
S
cheme
(s)/
Pl
an(
s)
.I
ncas
eof
non-
f
ulf
i
ll
ment
wit
hei
t
her
oft
heabov
etw
o co
ndi
ti
on
s,s
p e
ci
fi
edS
EBIGu
ide
li
ne
sint
hi
sr
egard
woul
dbeco mpli
edwi
t
h.P
le
aser
eadt
h eOf
f
erDoc
ument
befor
ei
nve
st
ing
.
S
tat
uto
ryDet
ai
ls
:AI
GGlo
bal
In
ves
tment
Gro
upMut
ual
Fun
d (
‘t
heF
und’)
hasb
eenes
tabl
is
heda
satr
ust
unde
rt
heIn
di
an T
ru
st
sAct
,18 8
2,s
pons
ore
dbyAI
GCapit
al
Cor
por
ati
on(
l
iab
il
it
yr
est
ri
ct
edt
oRs.
1l
akh
).
AI
G Tr
ust
eeComp
any(
I
ndi
a)Pr
i
vat
eLi
mit
ed
,aco
m p
anyi
ncor
por
ate
dunde
rtheCo
m p
ani
esAc
t,
1956,
wit
hali
mit
edl
ia
bi
li
t
yis t
heTr
us
teet
ot
heFun
d.A I
GGl
obal
Ass
etManag
ementC
ompany
(
I
ndi
a)P
ri
vateL
i
m i
t
ed,
acompa
nyi
nco
rpo
rat
edu
nder
th
eCompani
esA
c t
,1
956,
wit
ha l
i
mit
edl
i
abi
l
it
yi
sthe
Inv
est
ment
M an
ager
tot
heF u
nd.
^
Rati
ngM e
tho
dol
ogy
:Thea
ssi
gn
edrat
i
ngAAA
fis
val
i
donl
y f
orA
IGI
n d
iaLi
qu
idFu
n dan
dAIGI
ndi
aTr
easu
ryP
lusF
und.T
herat
i
ng o fCR
ISI
Li
snota
nopi
ni
on oft
heAs
setMan
agement
Compan
y’s
wi
l
li
ng
nes
s or
abi
l
it
yt
om a
ket
imel
yp
aymen
tst
oth
ei
nves
to
r.
Thera
ti
ngisa
ls
onot
anopin
io
nont
hest
abi
l
it
yof
theNA
Vofth
eFund
,whic hc
oul
dvar
ywi
t
hm a
rk
etd e
vel
op
m e
nts
.CRI
SI
L’s
asse
ssmen
to
f a
b
ondf
und’sc
re
di
tqua
li
ty
isb
asedo
nthec
re
dit
wor
t
hi
nesso
fthef
und
’spor
tf
ol
i
o.CR
ISI
Lhasde
vel
ope
dacre
di
tqua
li
t
ym at
ri
xt
oass
e s st
heag
gre
gat
ecr
edi
tq
u al
it
yof
afun
d’su
nderl
y
ingp
ort
f
ol
io
;t
h e
ma
tr
ixi
sa s
eto
fcr
edi
tf
act
or
sandc
red
it
sco
res
,de
ri
ve
dsci
ent
if
i
cal
ly
fromt
hedef
ault
andt
ra
nsi
ti
onr
at
esofC
RISI
L
'sl
ong-
t
ermra
ti
ng s
.Th
ecr
edi
tf
act
or
sref
l
ec t
thee
xpe
cte
ddef
ault
beha
vi
ouro
ft
h e
r
es
pect
i
ve s
ecu
ri
ti
esi
nt
hepor
t
fol
i
o,a
ndth
eexpe
ct
edde
ter
i
o r
at
i
oninth
ei
rcr
edi
tqu
a l
i
ty
.Fo
reac
hin
di
vi
dual
sec
uri
t
y,t
hel
owert
hecre di
tf
ac
tor
,t
heg
rea
te
rit
sinhe
ren
tcr
edi
tqua
li
t
y i
sl
ik
el
ytobe
.T
h e
c
re
dit
fa
ct
o r
sar
eapp
li
edt
oth
epr
opor
ti
ono
fse
cur
it
i
esi
neac
h r
at
in
gcate
gor
y,
toa
rr
iv
e at
th
ecr
edi
tsc
or
efor
th
eport
f
ol
io
.Thes
cheme
s ’ r
at
ing
sar
eass
ig
nedba
se d
onth
ecre
dit
sco
reandt
hewa
rr
ant
i
e s
e
xec
ut
edb y
AIGG
lo
balA
sse
tMana
gemen
tComp
any(
I
ndi
a)P
riv
at
eLi
mite
d.
I
CRAh
asa s
si
gn
edmfAA
A(pr
on
ounc
edm f
tr
i
pleA
)t
oAI
GShort
Ter
m F
u n
d.Th
erat
i
ng i
nd
ic
at
eshi
ghe
st-
cr
edi
t
-q
ual
it
yr
ati
ngas
si
gnedb yIC
RAtode
btf
und
s.T
her a
te
ddebt
fundc
ar
ri
e s
thel
owe
stc
re
d i
t
r
i
sk,
si
mil
a r
tot
ha
tass
oci
at
edwi
t
hlon
g-
ter
mdebt
obl
i
gat
i
onsra
tedi
nt
h eh
ig
hest
-
cr
ed i
t
-q
ual
i
tyc
ate
gor
y.
Ther
at
ings
hou
ld,h
owev
er
,no t
beco
nst
rue
dasani
nd
icat
iono
ft
hepro
spe
cti
vepe
rf
orma
nceof
t
heMut
ualFu
ndsc
hemeor
ofv
ol
ati
l
i
tyi
ni
tsr
et
urn
s.
Thef
undhou
sewoul
dmanag
ethepor
tf
ol
i
osuc
htha
ti
tmeet
sth
ecr
ite
ri
at
oqual
i
fy f
or
theI
CRAmf
AAAr
at
in
g. I
CRA
’smut
ual
fu
ndrat
in
gmeth
odol
ogy
i
sba
sedoneva
lu
ati
ngt
hei
nhe
ren
tcr
edi
tqu
al
it
yof
thef
und
s p
ort
fo
li
o.Asamea
sur
e of
th
ecre
di
tqua
li
tyo
fadeb
tfu
nd’sa
sse
ts
,I
CR Ause
sthec
onc
epto
f“c
re d
it
sco
res
”.T
heses
cor
esar
e b
ase
do n
I
CRA
’se
st
im a
te
sofc
red
it
ri
ska
sso
ci
at
edwi
thea
chex
pos
ureof
th
epor
tfol
i
ota
ki
ngi
ntoacc
oun
ti
tsmat
ur
it
y.
Toqu
ant
if
yt
h e
cre
di
tri
sk
s cor
es
,I
CRAus
esi
tsd
ata
ba s
eofhi
st
or
ic
ald
efa
u l
tr
at
esf
orv
ar
io
u s
r
at
in
gcat
egor
ie
sfo
rvar
i
ousmat
ur
it
ybu
cke
ts.
Thec
re
di
tri
skr
ati
ng
sin
c o
rpo
ra
teI
CRA’sa
sse
ssme
ntof
a d
ebt
fun
d’sp
ubli
sh
edi
nves
tm en
tobj
ec
ti
ve
sandp
oli
ci
e s
,i
tsma
nageme
ntchar
ac
ter
i
st
ic
s,a
nd
t
hec
red
it
w o
rt
hi
nes
sofi
t
sin
ves
tmen
tpor
t
fol
i
o.I
CRA
rev
i
ewsrel
ev
ant
fundi
nf
ormat
i
on o
nanon
goi
ngba
si
stos
uppo
rt
it
spubl
i
shedr
at
i
n gopi
ni
ons
.I
ft
hepo
rt
fo
li
oc r
edi
ts
cor
emeet
sth
e b
ench
m a
rko
ft
h e
a
ssi
gn
edrat
ing
dur
ingt
her
evi
ew
,th
erat
i
ngi
sret
ai
ne
d.I
naneven
tt
ha t
th
ebenc
hma r
kcr
edi
ts
cor
eisb
rea
che
d,I
CRAgiv
esamon
th’s t
imet
othed
ebtf
un
d ma n
age
rtob
ri
ngth
eport
fo
li
ocr
edi
ts
core
w
it
hi
nthe
b en
chmar
kcr
edi
ts
cor
e.
If
thed
ebtf
un
d ma
nag
eri
sabl
etor
educet
hep
ort
fol
i
ocre
di
tsc
or
ewit
hi
ntheb
enc
hma r
kcr
edi
ts
core ,
ther
at
in
gis
ret
ai
ned
.I
fthepor
t
fol
i
osti
l
lc
ont
inue
stob
rea
cht
h e
b
enc
hmarkcr
edi
ts
cor
e,
ther
at
i
ngi
srev
is
edt
ore
fl
ec
tth
echa
ngei
ncre
d i
t
qual
i
ty
.

w
w
w
.a
i
gi
nv
es
t
me
nt
s
.c
o.
i
n

Re
gd
.O
ff
i
ce
:F
CHH
ou
s
e,
Gro
u
ndF
lo
or
P
en
i
ns
ul
aCo
r
por
a
te
Pa
rk
,G
.K
.Ma
r
g,L
ow
er
Pa
re
l
M
u
m
ba
i
-40
0
013
.T
el
.
:(
912
2)
40
93
000
0.
Fax
:
(9
12
2)4
0
930
0
7
7
I
n
ves
t
o
rC
ar
e 1
8
0
0-
42
5-
34
44
(
MT
NL
/
BS
N
L)
;
600
0
34
4
4(
o
th
er
s
) E
-
mai
l
:i
nv
es
t
o
rc
ar
e
@ai
g.
co
m
D
i
s
tr
ib
u
to
r
Ca
re
60
0
00
3
44E
-
mai
l
:d
is
t
r
ib
ut
o
rc
ar
e
@ai
g.
co
m S
M
SA
IG
I
NVt
o5
67
6
7

You might also like