Your proposed asset allocation

Client1 & Client2, the table below compares the target asset allocation of your Investment
Risk Profile with the asset allocation of your investments before and after implementing the
recommended investments.
See the Investment risk and you section for information about your Investment Risk Profile.
Current asset
allocation (%)

Target asset
allocation (%)

Proposed
asset
allocation (%)

Variance
Target vs
Proposed (%)

Cash
Australian fixed interest
International fixed interest

3.95
12.45
8.27

0.00
15.00
15.00

3.48
14.69
10.82

3.48
-0.31
-4.18

Total defensive assets (%)

24.67

30.00

28.98

Australian property securities

International property securities
Australian shares
International shares
Direct property
Other

0.63
2.04
37.70
23.26
8.32
3.36

4.00
0.00
32.00
34.00
0.00
0.00

0.46
2.69
32.51
23.59
5.45
6.32

Total growth assets (%)

75.33

70.00

71.02

100.00

100.00

100.00

Asset class
Defensive asset classes

Growth asset classes

TOTAL ASSETS

-3.54
2.69
0.51
-10.41
5.45
6.32

Your proposed asset allocation is:

Overweight Alternative assets due to your request to retain your existing share
portfolio. As a consequence, there is a proportional reduction in your allocation to
International Shares.

Overall, the weighting between growth and defensive asset classes is in line with your
agreed tolerance to investment risk. As part of our Ongoing Service, we can continue to
review your asset allocation, and seek to maintain it at your Target allocation over time.

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