So last night I was worrying about the house and started looking into the FHA changes for

this year. From what I've read as of April 1st the mortgage insurance premiums are raising which for us would be about 8 dollars a month on our mortgage payment and on June 1st PMI will apply to the entire life of the loan, which we already knew. The good thing is I found out that if you have a case number for your contract that dates back before these dates, like we do, you are grandfathered into the old FHA program. I'm really happy about that but the scary thing is..what if we don't get this house? And even if we started looking again would we get one in time? By June? From our past experience I don't think so, it took us almost a year to get this one and from what Reggie has told me the market is way worse than it was just 6 month ago and prices are up. Basically, I'm happy about being grandfathered into the old program with this house but I've realized that if we don't get this particular house we face a lot of new costs..