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Table of Contents

CHAPTER No CHAPTER 1.1 1.2 1.3 1.4 1.5 1.6 1.7 1.8 1.9 1.10 CHAPTER 2.1 2.1 2.3 2.4 2.5 CHAPTER 3.1 3.2 3.3 3.4

CHAPTER INTRODUCTION BANKING SUPERVISION: HISTORICAL PERSPECTIVE SUPERVISORY AND REGULATORY FRAME WORK CONCEPTUAL FRAMEWORK OF RISK MANAGEMENT SYSTEMS IN BANKS RISK MANAGEMENT ARCHITECTURE IN BANKS RISK MANAGEMENT IN THE CONTEXT OF BASEL ACCORDS BASEL II ACCORD: THE THREE PILLAR APPROACH RISK MANAGEMENT AND THE FINANCIAL STABILITY FORUM RISK MANAGEMENT AND MONEY LAUNDERING RISK MANAGEMENT AND CORPORATE GOVERNANCE INTRODUCTION TO RISK BASED SUPERVISION: CAMELS AND CALS PROMT CORRECTIVE ACTION OFFSITE MONITORING AND SURVEILLANCE BOARD FOR FINANCIAL SUPERVISION MICRO VS. MACRO REGULATION REVIEW OF LITERATURE-INTRODUCTION INTERNATIONAL PERSPECTIVE INDIAN PERSEPECTIVE RESEARCH GAPS

PAGE No. 1 3

3 9 12 15 20 28 32 34 38 38 41 43 46 48 49 60 86

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CHAPTER 4.1 4.2 4.3 4.4 4.5 4.6 4.7 4.8 CHAPTER 5 CHAPTER 6.1 6.2

RESEARCH DESIGN SCOPE OF THE STUDY OBJECTIVES OF THE STUDY LIMITATIONS OF THE STUDY SAMPLE AND PERIOD OF STUDY SOURCES OF DATA AND ANALYSIS HYPOTHESES CHAPTERISATION ANALYSIS OF RESULTS AND DISCUSSION FINDINGS AND CONCLUSIONS RECOMMENDATIONS

91 92 93 94 95 96 98 101 104 176 186

REFERENCES

190

ANNEXURES: 1.LIST OF SAMPLE BANKS 2.NPA DATA 3.NET INTEREST MARGIN 4.NET PROFIT DATA 5.OPERATING EXPENSES DATA 6.INTEREST EXPENSES DATA 7.LIST OF PUBLICATIONS