C=

i=
p=
n=

1
2
3
4
5
6
7
8

10000
0.24
12
0.66666667

10000.00
8634.90
7269.80
5904.71
4539.61
3174.51
1809.41
444.31

10920.78
1365.10
1365.10
1365.10
1365.10
1365.10
1365.10
1365.10
1365.10
10920.78

R=

920.78

1365.10

VPA =
R=
n=
A=

100000
0.25
3
51229.5082
AO
0
1
2
3
4
5
6
7
8
9
10

PAGO ANUAL
0
51229.5082
51229.5082
51229.5082
0

INTERES

AMORTIZACION

25000.00
18442.62
10245.90
0

26229.51
32786.89
40983.61
0

153688.5246 53688.5246

100000

SALDO
100000.00
73770.49
40983.61
0.00
0

VPA =
R=
n=
A=

100000
0.007291667
240
883.7107089
AO
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39

PAGO ANUAL
0
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089

INTERES

AMORTIZACION

729.17
728.04
726.90
725.76
724.61
723.45
722.28
721.10
719.92
718.72
717.52
716.31
715.09
713.86
712.62
711.37
710.12
708.85
707.58
706.29
705.00
703.69
702.38
701.06
699.73
698.39
697.03
695.67
694.30
692.92
691.53
690.13
688.72
687.30
685.86
684.42
682.97
681.50
680.03

154.54
155.67
156.81
157.95
159.10
160.26
161.43
162.61
163.79
164.99
166.19
167.40
168.62
169.85
171.09
172.34
173.59
174.86
176.14
177.42
178.71
180.02
181.33
182.65
183.98
185.32
186.68
188.04
189.41
190.79
192.18
193.58
194.99
196.42
197.85
199.29
200.74
202.21
203.68

SALDO
100000.00
99845.46
99689.79
99532.98
99375.03
99215.93
99055.67
98894.24
98731.63
98567.84
98402.85
98236.66
98069.26
97900.64
97730.79
97559.69
97387.36
97213.76
97038.90
96862.77
96685.35
96506.63
96326.62
96145.29
95962.64
95778.65
95593.33
95406.65
95218.62
95029.21
94838.42
94646.24
94452.66
94257.66
94061.25
93863.40
93664.11
93463.37
93261.16
93057.48

40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86

883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089

678.54
677.05
675.54
674.02
672.49
670.95
669.40
667.84
666.27
664.68
663.08
661.47
659.85
658.22
656.58
654.92
653.25
651.57
649.88
648.18
646.46
644.73
642.99
641.23
639.46
637.68
635.89
634.08
632.26
630.43
628.58
626.72
624.85
622.96
621.06
619.14
617.21
615.27
613.31
611.34
609.35
607.35
605.34
603.31
601.26
599.20
597.13

205.17
206.66
208.17
209.69
211.22
212.76
214.31
215.87
217.44
219.03
220.63
222.24
223.86
225.49
227.13
228.79
230.46
232.14
233.83
235.54
237.25
238.98
240.73
242.48
244.25
246.03
247.82
249.63
251.45
253.28
255.13
256.99
258.87
260.75
262.65
264.57
266.50
268.44
270.40
272.37
274.36
276.36
278.37
280.40
282.45
284.51
286.58

92852.31
92645.65
92437.48
92227.79
92016.57
91803.82
91589.51
91373.64
91156.20
90937.17
90716.54
90494.30
90270.45
90044.96
89817.82
89589.03
89358.58
89126.44
88892.61
88657.07
88419.82
88180.84
87940.11
87697.63
87453.38
87207.35
86959.53
86709.90
86458.45
86205.16
85950.03
85693.04
85434.17
85173.42
84910.77
84646.20
84379.70
84111.26
83840.86
83568.49
83294.13
83017.77
82739.40
82459.00
82176.55
81892.04
81605.46

87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133

883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089

595.04
592.93
590.81
588.68
586.53
584.36
582.18
579.98
577.76
575.53
573.29
571.02
568.74
566.45
564.13
561.80
559.46
557.09
554.71
552.31
549.89
547.46
545.01
542.54
540.05
537.55
535.02
532.48
529.92
527.34
524.74
522.12
519.48
516.83
514.15
511.46
508.74
506.01
503.26
500.48
497.69
494.87
492.04
489.18
486.31
483.41
480.49

288.67
290.78
292.90
295.03
297.18
299.35
301.53
303.73
305.95
308.18
310.42
312.69
314.97
317.26
319.58
321.91
324.26
326.62
329.00
331.40
333.82
336.25
338.70
341.17
343.66
346.17
348.69
351.23
353.79
356.37
358.97
361.59
364.23
366.88
369.56
372.25
374.97
377.70
380.45
383.23
386.02
388.84
391.67
394.53
397.41
400.30
403.22

81316.79
81026.01
80733.12
80438.09
80140.90
79841.55
79540.02
79236.29
78930.34
78622.17
78311.74
77999.05
77684.09
77366.82
77047.24
76725.34
76401.08
76074.46
75745.46
75414.06
75080.24
74743.99
74405.29
74064.12
73720.46
73374.29
73025.60
72674.37
72320.58
71964.21
71605.23
71243.64
70879.42
70512.54
70142.98
69770.73
69395.76
69018.06
68637.61
68254.38
67868.36
67479.52
67087.85
66693.32
66295.91
65895.61
65492.39

134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180

883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089

477.55
474.59
471.60
468.60
465.57
462.52
459.45
456.36
453.24
450.10
446.94
443.76
440.55
437.32
434.06
430.78
427.48
424.15
420.80
417.43
414.03
410.60
407.15
403.68
400.18
396.65
393.10
389.52
385.92
382.29
378.63
374.95
371.24
367.51
363.74
359.95
356.13
352.28
348.41
344.51
340.57
336.61
332.62
328.61
324.56
320.48
316.37

406.16
409.12
412.11
415.11
418.14
421.19
424.26
427.35
430.47
433.61
436.77
439.95
443.16
446.39
449.65
452.93
456.23
459.56
462.91
466.28
469.68
473.11
476.56
480.03
483.53
487.06
490.61
494.19
497.79
501.42
505.08
508.76
512.47
516.21
519.97
523.76
527.58
531.43
535.30
539.20
543.14
547.10
551.09
555.10
559.15
563.23
567.34

65086.23
64677.10
64265.00
63849.89
63431.75
63010.56
62586.30
62158.95
61728.48
61294.87
60858.10
60418.15
59974.99
59528.60
59078.95
58626.02
58169.79
57710.24
57247.33
56781.05
56311.36
55838.26
55361.70
54881.67
54398.14
53911.08
53420.47
52926.28
52428.49
51927.07
51422.00
50913.24
50400.77
49884.57
49364.60
48840.84
48313.26
47781.83
47246.53
46707.32
46164.19
45617.09
45066.00
44510.90
43951.75
43388.52
42821.18

181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227

883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089
883.7107089

312.24
308.07
303.87
299.65
295.39
291.10
286.78
282.42
278.04
273.62
269.17
264.69
260.18
255.63
251.05
246.44
241.79
237.11
232.40
227.65
222.86
218.05
213.19
208.30
203.38
198.42
193.42
188.39
183.32
178.21
173.07
167.88
162.66
157.41
152.11
146.78
141.40
135.99
130.54
125.05
119.51
113.94
108.33
102.67
96.98
91.24
85.46

571.47
575.64
579.84
584.07
588.32
592.61
596.94
601.29
605.67
610.09
614.54
619.02
623.53
628.08
632.66
637.27
641.92
646.60
651.31
656.06
660.85
665.66
670.52
675.41
680.33
685.29
690.29
695.32
700.39
705.50
710.65
715.83
721.05
726.30
731.60
736.93
742.31
747.72
753.17
758.67
764.20
769.77
775.38
781.04
786.73
792.47
798.25

42249.71
41674.07
41094.23
40510.17
39921.84
39329.23
38732.29
38131.01
37525.33
36915.25
36300.71
35681.69
35058.16
34430.08
33797.42
33160.15
32518.23
31871.63
31220.32
30564.26
29903.41
29237.75
28567.23
27891.82
27211.49
26526.19
25835.90
25140.58
24440.19
23734.68
23024.04
22308.21
21587.17
20860.86
20129.26
19392.33
18650.02
17902.30
17149.12
16390.46
15626.26
14856.49
14081.11
13300.07
12513.34
11720.88
10922.63

228
229
230
231
232
233
234
235
236
237
238
239
240

883.7107089
79.64
883.7107089
73.78
883.7107089
67.88
883.7107089
61.93
883.7107089
55.93
883.7107089
49.90
883.7107089
43.82
883.7107089
37.69
883.7107089
31.53
883.7107089
25.31
883.7107089
19.05
883.7107089
12.75
883.7107089
6.40
212090.5701
112090.5701
INTERESES
AMORTIZACION

804.07
809.93
815.84
821.78
827.78
833.81
839.89
846.02
852.19
858.40
864.66
870.96
877.31
100000

10118.56
9308.63
8492.80
7671.01
6843.24
6009.43
5169.53
4323.52
3471.33
2612.93
1748.28
877.31
0.00

VPA =
R=
n=
A=

150000
0.0575
8
23000
AO
0
1
2
3
4
5
6
7
8
9

PAGO ANUAL
INTERES
0
23000
8625.00
23000
7798.44
23000
6924.35
23000
6000.00
23000
5022.50
23000
3988.79
23000
2895.65
23000
1739.65
9511.540275
517.18
193511.5403 43511.5403

AMORTIZACION
14375.00
15201.56
16075.65
17000.00
17977.50
19011.21
20104.35
21260.35
8994.36
150000

SALDO
150000.00
135625.00
120423.44
104347.79
87347.78
69370.28
50359.07
30254.72
8994.36
0.00

VPA =
R=
n=
A=

300000
0.007083333
360
2306.740451
AO
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39

PAGO ANUAL
0
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451

INTERES

AMORTIZACION

2125.00
2123.71
2122.42
2121.11
2119.80
2118.47
2117.14
2115.79
2114.44
2113.08
2111.71
2110.33
2108.94
2107.53
2106.12
2104.70
2103.27
2101.83
2100.38
2098.92
2097.45
2095.96
2094.47
2092.97
2091.45
2089.93
2088.39
2086.84
2085.29
2083.72
2082.14
2080.55
2078.95
2077.33
2075.71
2074.07
2072.42
2070.76
2069.09

181.74
183.03
184.32
185.63
186.94
188.27
189.60
190.95
192.30
193.66
195.03
196.41
197.80
199.21
200.62
202.04
203.47
204.91
206.36
207.82
209.30
210.78
212.27
213.77
215.29
216.81
218.35
219.90
221.45
223.02
224.60
226.19
227.80
229.41
231.03
232.67
234.32
235.98
237.65

SALDO
300000.00
299818.26
299635.23
299450.91
299265.28
299078.33
298890.06
298700.46
298509.52
298317.22
298123.56
297928.53
297732.11
297534.31
297335.10
297134.49
296932.45
296728.98
296524.07
296317.71
296109.88
295900.59
295689.81
295477.54
295263.76
295048.48
294831.66
294613.31
294393.42
294171.96
293948.94
293724.34
293498.14
293270.35
293040.94
292809.91
292577.24
292342.92
292106.94
291869.29

40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86

2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451

2067.41
2065.71
2064.00
2062.29
2060.55
2058.81
2057.05
2055.29
2053.50
2051.71
2049.90
2048.08
2046.25
2044.41
2042.55
2040.68
2038.79
2036.90
2034.98
2033.06
2031.12
2029.17
2027.20
2025.22
2023.23
2021.22
2019.20
2017.16
2015.11
2013.04
2010.96
2008.87
2006.76
2004.63
2002.49
2000.34
1998.17
1995.98
1993.78
1991.56
1989.33
1987.08
1984.82
1982.54
1980.24
1977.93
1975.60

239.33
241.03
242.74
244.45
246.19
247.93
249.69
251.46
253.24
255.03
256.84
258.66
260.49
262.33
264.19
266.06
267.95
269.85
271.76
273.68
275.62
277.57
279.54
281.52
283.51
285.52
287.54
289.58
291.63
293.70
295.78
297.87
299.98
302.11
304.25
306.40
308.57
310.76
312.96
315.18
317.41
319.66
321.92
324.20
326.50
328.81
331.14

291629.96
291388.93
291146.19
290901.74
290655.55
290407.62
290157.94
289906.48
289653.24
289398.21
289141.38
288882.72
288622.23
288359.90
288095.71
287829.65
287561.70
287291.86
287020.10
286746.42
286470.80
286193.23
285913.69
285632.17
285348.66
285063.14
284775.59
284486.01
284194.38
283900.68
283604.91
283307.03
283007.05
282704.94
282400.70
282094.30
281785.72
281474.96
281162.01
280846.83
280529.42
280209.76
279887.84
279563.64
279237.14
278908.33
278577.19

87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133

2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451

1973.26
1970.89
1968.51
1966.12
1963.71
1961.28
1958.83
1956.36
1953.88
1951.38
1948.87
1946.33
1943.78
1941.21
1938.62
1936.01
1933.38
1930.74
1928.08
1925.39
1922.69
1919.97
1917.23
1914.47
1911.70
1908.90
1906.08
1903.24
1900.38
1897.50
1894.61
1891.69
1888.75
1885.79
1882.80
1879.80
1876.78
1873.73
1870.66
1867.58
1864.46
1861.33
1858.18
1855.00
1851.80
1848.58
1845.33

333.49
335.85
338.23
340.62
343.03
345.46
347.91
350.38
352.86
355.36
357.87
360.41
362.96
365.53
368.12
370.73
373.36
376.00
378.66
381.35
384.05
386.77
389.51
392.27
395.04
397.84
400.66
403.50
406.36
409.24
412.13
415.05
417.99
420.95
423.94
426.94
429.96
433.01
436.08
439.16
442.28
445.41
448.56
451.74
454.94
458.16
461.41

278243.71
277907.86
277569.63
277229.01
276885.98
276540.51
276192.60
275842.22
275489.36
275134.01
274776.13
274415.72
274052.76
273687.23
273319.10
272948.37
272575.02
272199.02
271820.35
271439.01
271054.96
270668.19
270278.68
269886.42
269491.37
269093.53
268692.87
268289.37
267883.01
267473.78
267061.64
266646.59
266228.59
265807.64
265383.70
264956.76
264526.80
264093.79
263657.72
263218.55
262776.27
262330.87
261882.30
261430.56
260975.62
260517.46
260056.05

134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180

2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451

1842.06
1838.77
1835.46
1832.12
1828.76
1825.37
1821.96
1818.53
1815.07
1811.59
1808.08
1804.55
1800.99
1797.41
1793.80
1790.17
1786.51
1782.82
1779.11
1775.37
1771.61
1767.82
1764.00
1760.16
1756.29
1752.39
1748.46
1744.51
1740.52
1736.51
1732.47
1728.41
1724.31
1720.18
1716.03
1711.85
1707.63
1703.39
1699.11
1694.81
1690.48
1686.11
1681.71
1677.29
1672.83
1668.34
1663.82

464.68
467.97
471.28
474.62
477.98
481.37
484.78
488.21
491.67
495.15
498.66
502.19
505.75
509.33
512.94
516.57
520.23
523.92
527.63
531.37
535.13
538.92
542.74
546.58
550.45
554.35
558.28
562.23
566.22
570.23
574.27
578.33
582.43
586.56
590.71
594.89
599.11
603.35
607.63
611.93
616.26
620.63
625.03
629.45
633.91
638.40
642.92

259591.37
259123.40
258652.12
258177.50
257699.52
257218.15
256733.37
256245.16
255753.49
255258.33
254759.67
254257.48
253751.73
253242.40
252729.46
252212.88
251692.65
251168.73
250641.11
250109.74
249574.61
249035.69
248492.95
247946.37
247395.92
246841.56
246283.28
245721.05
245154.83
244584.61
244010.34
243432.01
242849.58
242263.02
241672.31
241077.42
240478.31
239874.95
239267.33
238655.40
238039.13
237418.50
236793.48
236164.02
235530.11
234891.71
234248.79

181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227

2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451
2306.740451

1659.26
1654.68
1650.06
1645.41
1640.72
1636.00
1631.25
1626.47
1621.65
1616.80
1611.91
1606.99
1602.03
1597.04
1592.01
1586.95
1581.85
1576.72
1571.55
1566.34
1561.09
1555.81
1550.49
1545.14
1539.74
1534.31
1528.84
1523.33
1517.78
1512.19
1506.56
1500.89
1495.18
1489.44
1483.65
1477.82
1471.95
1466.03
1460.08
1454.08
1448.04
1441.96
1435.83
1429.66
1423.45
1417.19
1410.89

647.48
652.06
656.68
661.33
666.02
670.74
675.49
680.27
685.09
689.94
694.83
699.75
704.71
709.70
714.73
719.79
724.89
730.02
735.19
740.40
745.65
750.93
756.25
761.60
767.00
772.43
777.90
783.41
788.96
794.55
800.18
805.85
811.56
817.30
823.09
828.92
834.80
840.71
846.66
852.66
858.70
864.78
870.91
877.08
883.29
889.55
895.85

233601.31
232949.24
232292.56
231631.22
230965.20
230294.47
229618.98
228938.71
228253.62
227563.67
226868.84
226169.09
225464.38
224754.68
224039.95
223320.16
222595.27
221865.25
221130.05
220389.65
219644.00
218893.07
218136.82
217375.22
216608.22
215835.79
215057.88
214274.47
213485.51
212690.96
211890.78
211084.93
210273.37
209456.07
208632.98
207804.05
206969.26
206128.55
205281.89
204429.23
203570.53
202705.74
201834.84
200957.76
200074.47
199184.92
198289.07

228
229
230
231
232
233
234
235
236
237
238
239
240

2306.740451
1404.55
2306.740451
1398.16
2306.740451
1391.72
2306.740451
1385.24
2306.740451
1378.71
2306.740451
1372.14
2306.740451
1365.52
2306.740451
1358.85
2306.740451
1352.14
2306.740451
1345.38
2306.740451
1338.57
2306.740451
1331.71
2306.740451
1324.80
553617.7082 439666.636
INTERES

902.19
908.58
915.02
921.50
928.03
934.60
941.22
947.89
954.60
961.36
968.17
975.03
981.94
113951.072
AMORTIZACION

197386.88
196478.30
195563.28
194641.78
193713.75
192779.15
191837.93
190890.04
189935.44
188974.07
188005.90
187030.87
186048.93

360

VPA =
R=
n=
A=

250000
0.27
25
67671.91566
AO
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25

PAGO ANUAL
INTERES
0.00
67671.92
67500.00
67671.92
67453.58
67671.92
67394.63
67671.92
67319.77
67671.92
67224.69
67671.92
67103.93
67671.92
66950.58
67671.92
66755.82
67671.92
66508.47
67671.92
66194.34
67671.92
65795.40
67671.92
65288.74
67671.92
64645.28
67671.92
63828.09
67671.92
62790.26
67671.92
61472.21
67671.92
59798.29
67671.92
57672.41
67671.92
54972.54
67671.92
51543.71
67671.92
47189.09
67671.92
41658.73
67671.92
34635.17
67671.92
25715.24
67671.92
14386.94
1691797.89 1441797.89

AMORTIZACION
171.92
218.33
277.28
352.15
447.23
567.98
721.34
916.10
1163.44
1477.57
1876.52
2383.18
3026.64
3843.83
4881.66
6199.71
7873.63
9999.51
12699.38
16128.21
20482.83
26013.19
33036.75
41956.67
53284.97
250000.00

SALDO
250000.00
249828.08
249609.75
249332.47
248980.32
248533.09
247965.11
247243.77
246327.68
245164.23
243686.66
241810.14
239426.96
236400.33
232556.50
227674.84
221475.13
213601.50
203601.99
190902.62
174774.41
154291.58
128278.39
95241.64
53284.97
0.00

VPA =
R=
n=
A=

250000.00
0.0225
300
5632.10683
AO
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39

PAGO ANUAL
0
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683

96
INTERES
AMORTIZACION
5625.00
5624.84
5624.68
5624.51
5624.34
5624.16
5623.98
5623.80
5623.62
5623.42
5623.23
5623.03
5622.82
5622.62
5622.40
5622.18
5621.96
5621.73
5621.50
5621.26
5621.02
5620.77
5620.51
5620.25
5619.98
5619.71
5619.43
5619.15
5618.86
5618.56
5618.25
5617.94
5617.62
5617.30
5616.96
5616.62
5616.27
5615.92
5615.55

7.11
7.27
7.43
7.60
7.77
7.94
8.12
8.30
8.49
8.68
8.88
9.08
9.28
9.49
9.70
9.92
10.15
10.37
10.61
10.85
11.09
11.34
11.59
11.86
12.12
12.40
12.67
12.96
13.25
13.55
13.85
14.17
14.48
14.81
15.14
15.48
15.83
16.19
16.55

SALDO
250000.00
249992.89
249985.63
249978.20
249970.60
249962.83
249954.89
249946.77
249938.46
249929.97
249921.29
249912.41
249903.33
249894.05
249884.56
249874.85
249864.93
249854.79
249844.41
249833.80
249822.96
249811.87
249800.53
249788.93
249777.08
249764.95
249752.56
249739.89
249726.93
249713.67
249700.13
249686.27
249672.11
249657.62
249642.81
249627.67
249612.18
249596.35
249580.16
249563.61

40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86

5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683

5615.18
5614.80
5614.41
5614.01
5613.61
5613.19
5612.76
5612.33
5611.88
5611.43
5610.96
5610.49
5610.00
5609.50
5609.00
5608.48
5607.94
5607.40
5606.84
5606.28
5605.69
5605.10
5604.49
5603.87
5603.24
5602.59
5601.92
5601.24
5600.55
5599.84
5599.11
5598.37
5597.61
5596.83
5596.04
5595.23
5594.40
5593.55
5592.68
5591.80
5590.89
5589.96
5589.01
5588.04
5587.05
5586.04
5585.00

16.93
17.31
17.70
18.09
18.50
18.92
19.34
19.78
20.22
20.68
21.14
21.62
22.11
22.60
23.11
23.63
24.16
24.71
25.26
25.83
26.41
27.01
27.61
28.24
28.87
29.52
30.19
30.86
31.56
32.27
32.99
33.74
34.50
35.27
36.07
36.88
37.71
38.56
39.42
40.31
41.22
42.14
43.09
44.06
45.05
46.07
47.10

249546.68
249529.38
249511.68
249493.59
249475.09
249456.17
249436.82
249417.05
249396.82
249376.14
249355.00
249333.38
249311.28
249288.67
249265.56
249241.93
249217.77
249193.06
249167.80
249141.96
249115.55
249088.55
249060.93
249032.69
249003.82
248974.30
248944.12
248913.25
248881.69
248849.43
248816.43
248782.69
248748.20
248712.93
248676.86
248639.98
248602.27
248563.72
248524.30
248483.99
248442.77
248400.62
248357.53
248313.47
248268.42
248222.35
248175.24

87
88
89
90
91
92
93
94
95
96

5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683
5632.10683

5583.94
5582.86
5581.75
5580.62
5579.46
5578.28
5577.06
5575.83
5574.56
5573.26

48.16
49.25
50.36
51.49
52.65
53.83
55.04
56.28
57.55
58.84

248127.08
248077.83
248027.48
247975.99
247923.34
247869.51
247814.47
247758.19
247700.64
247641.80

VPA =
R=
n=
A=

120000
0.025
57
4000
AO
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42

PAGO ANUAL
0
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000

56.14206905

INTERES

AMORTIZACION

3000.00
2975.00
2949.38
2923.11
2896.19
2868.59
2840.31
2811.31
2781.60
2751.14
2719.92
2687.91
2655.11
2621.49
2587.03
2551.70
2515.49
2478.38
2440.34
2401.35
2361.38
2320.42
2278.43
2235.39
2191.27
2146.06
2099.71
2052.20
2003.50
1953.59
1902.43
1849.99
1796.24
1741.15
1684.68
1626.79
1567.46
1506.65
1444.32
1380.43
1314.94
1247.81

1000.00
1025.00
1050.63
1076.89
1103.81
1131.41
1159.69
1188.69
1218.40
1248.86
1280.08
1312.09
1344.89
1378.51
1412.97
1448.30
1484.51
1521.62
1559.66
1598.65
1638.62
1679.58
1721.57
1764.61
1808.73
1853.94
1900.29
1947.80
1996.50
2046.41
2097.57
2150.01
2203.76
2258.85
2315.32
2373.21
2432.54
2493.35
2555.68
2619.57
2685.06
2752.19

SALDO
120000.00
119000.00
117975.00
116924.38
115847.48
114743.67
113612.26
112452.57
111263.88
110045.48
108796.62
107516.53
106204.45
104859.56
103481.05
102068.07
100619.78
99135.27
97613.65
96053.99
94455.34
92816.73
91137.14
89415.57
87650.96
85842.24
83988.29
82088.00
80140.20
78143.70
76097.30
73999.73
71849.72
69645.97
67387.11
65071.79
62698.59
60266.05
57772.70
55217.02
52597.45
49912.38
47160.19

43
44
45
46
47
48
49
50
51
52
53
54
55
56
57

4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
4000
574.3132432
224574.3132

1179.00
1108.48
1036.19
962.10
886.15
808.30
728.51
646.72
562.89
476.96
388.89
298.61
206.08
111.23
14.01
104574.31

2821.00
2891.52
2963.81
3037.90
3113.85
3191.70
3271.49
3353.28
3437.11
3523.04
3611.11
3701.39
3793.92
3888.77
560.31
120000.00

44339.20
41447.68
38483.87
35445.97
32332.11
29140.42
25868.93
22515.65
19078.54
15555.51
11944.39
8243.00
4449.08
560.31
0.00

56.1420691

4560.31

VPA =
R=
n=
A=

140000
0.06507527
8
23000
AO PAGO ANUAL
0
0
1
23000
2
23000
3
23000
4
23000
5
23000
6
23000
7
23000
8
23000

INTERES
AMORTIZACION
9110.54
8206.68
7244.00
6218.67
5126.62
3963.51
2724.70
1405.28

13889.46
14793.32
15756.00
16781.33
17873.38
19036.49
20275.30
21594.72

SALDO
140000.00
126110.54
111317.22
95561.21
78779.89
60906.51
41870.02
21594.72
0.00

R
0
0.05
0.06
0.065
0.06505
0.06506
0.06507
0.065075
0.06507515
0.06507518
0.06507524
0.06507527
0.065075271
0.0650752711
0.06507529
0.0650753
0.0650755
0.0650757
0.0651
0.06
0.07
0.1
1

0
0.0188128118
0.0073702373
0.0001166384
0.0000391839
0.0000236815
0.0000081753
0.0000004207
0.0000001881
0.0000001415
0.0000000485
0.0000000019
0.0000000004
0.0000000002
-0.0000000291
-0.0000000446
-0.0000003548
-0.0000006650
-0.0000383664
0.0073702373
-0.0080960612
-0.0752030325
-5.0908627730

VPA =
R=
n=
A=

300000
0.07
15
15663.5031
AO
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15

PAGO
0
15663.5031
18663.5031
21663.5031
24663.5031
27663.5031
30663.5031
33663.5031
36663.5031
39663.5031
42663.5031
45663.5031
48663.5031
51663.5031
54663.5031
57663.5031

INTERES
AMORTIZACION
21000.00
21373.55
21563.26
21556.24
21338.73
20896.00
20212.27
19270.69
18053.19
16540.47
14711.86
12545.24
10016.96
7101.70
3772.38

-5336.50
-2710.05
100.24
3107.26
6324.77
9767.50
13451.23
17392.82
21610.31
26123.03
30951.65
36118.26
41646.54
47561.80
53891.12

SALDO
300000.00
305336.50
308046.55
307946.30
304839.04
298514.27
288746.77
275295.54
257902.72
236292.41
210169.38
179217.73
143099.47
101452.93
53891.13
0.00