CreditCard

ChaseFreedomVisa Card

CapitalOnePlatinum PrestigeCreditCard

AmericanExpress PremierRewardsGold Card

APR

Introductoryofferof0%for thefirst15billingcycles OngoingAPRof 13.99%22.99% apenaltyAPRisapplicable ifthecardholder failstomakea minimumpaymenton time, exceedsthecredit limit makeapaymentthat isreturnedunpaid doanything previouslylistedon anotheraccountor loanwiththe companyorany relatedbanks Noannualfee Transactionfees:balance transfersofeither$5or3% fortheamountofeach transfer,whicheverisgreater Cashadvances:either$10 or3%oftheamountofeach

0%introductoryAPRthrough 06/2015billingperiod OngoingAPR(after introductoryperiod)of 10.9%,14.9%,or18.9% basedoncreditworthiness apenaltyAPRof29.4%will applyifthecardholder makesalatepayment

NoAPRasbalancemustbe paidinfulleachmonth

Fees

Noannualfee Transactionfees:3%of eachbalancetransferuntil 06/2015 Cashadvances:either$10 or3%ofeachcashadvance, whicheverisgreater

Annualfees$0forthefirst year,then$175 ForeignTransactionFee 2.7%aftertransferringto Americandollars LatePaymentFeesUpto $35.However,ifyour

transaction,whicheveris greater Foreigntransactions:3%of eachtransactioninU.S. dollars LatePayment:upto$15if thebalanceislessthan $100upto$25ifthe balanceis$100tolessthan $250upto$35ifthe balanceis$250ormore

Latepayment:upto$35 Overthecreditlimitpenalty fee:none Returnedpaymentfee:upto $35

accountdoesnothaveaPay OverTimefeatureor balanceandyoudonotpay fortwobillingperiodsina row,yourfeewillbe$35or 2.99%ofthepastdue amount,whicheveris greater. ReturnedPaymentUpto $35 ReturnedCheck$38ifyou
useyourcardtocashacheckat oneofourapprovedlocationsand thecheckisreturnedunpaid.We willalsochargeyoutheunpaid amount.

AccountReopening$25if yourAccountiscancelled, thenreopened AmericanExpressPreferred Seating AccountManager CustomLimits DestinationFamily DisputeResolution DoubleMembership RewardsPoints EntertainmentAccess GlobalAssistHotline GoldCardDestinations MembershipRewardsPoints onEligiblePurchases MembershipRewardsPay withPoints MembershipRewards Program MembershipRewards ProgramTransferPoints NoInterestCharges NoPreSetSpendingLimit PremierRewardsGoldCard SpendThreshold

Rewards/Benefits

$100BonusCashBackafter youspend$500inyourfirst threemonthsfromaccount opening Earn%5cashbackonupto $1,500spentinbonus categorieseachquarter New5%CashBack categoriesevery3months likegasstations,restaurants andAmazon.com Earn1%CashBackon everythingelseyoubuy withoutlimitsonwhatyou canearn 10%AnnualExclusives BonusforChasechecking customers

Nocashbackrewards $0fraudliability 24hourtravelassistance services 24hourroadsideassistance Extendedwarrantyprogram Autorentalinsurance Travelaccidentinsurance

PremiumRoadside Assistance ReturnProtection SellerofTravel ShopwithPointsat Amazon.com TheHotelCollection TicketmasterTickets YearEndSummary BaggageInsurancePlan CarRentalLossand DamageInsurance EventTicketProtectionPlan ExtendedWarranty PurchaseProtection TravelAccidentInsurance

Source:

https://applynow.chase.com/FlexAppWe b/renderApp.do?SPID=F54F&CELL=6H8 X&AFFID=vmz0MzlgTQ8i6f8sQa5icn3lo OTV4DjAg&pvid=2014021346192e36245 d7c222528&jp_cmp=cc/317681/aff/3100 02132/na http://www.credit.com/creditcards/card/ chasefreedomvisabonuscashback

http://www.capitalone.com/creditcards/p latinumprestige/disclosures/?Log=1&Ev entType=Link&ComponentType=T&LOB =MTS%3A%3ALCTMMQC4S&PageNam e=Platinum+Prestige+Card+Details&Por tletLocation=4%3B16col%3B111&Co mponentName=tertiaryNavigation&Conte ntElement=3%3BRates+%26+Disclosur es&TargetLob=MTS%3A%3ALCTMMQC 4S&TargetPageName=Platinum+Prestig e+Rates+%26+Disclosures&referer=http s%3A%2F%2Fwww.capitalone.com%2F creditcards%2Fplatinumprestige&exter nal_id=CJA_ZZ11425575_USCCJ_K7194 814_201402131a1b443a7e26461f596d

https://www304.americanexpress.com/p ersonalcardapplication/terms/premierre wardsgoldcard/25330100/?print#offerB enefitTermsDisclosures