CARD COMPARISONS

Loaded (Kiwibank) Prezzy (NZ Post) Chrisco Visa Debit BNZ Flexi Visa Debit ASB Visa Debit Card Hampsta

Card Application Fee $16.50 $5.00 $35.00 $10.00 -

Replacement Card $15.00 $20.00 N/A $15.00 $10.00 $15.00

Annual Account Fee $10.00 N/A 4.5% $10.00 $10.00 $35.00

Closure Fee $15.00 N/A N/A N/A N/A $20.00

Negative Balance Fee (each time) $25.00 N/A N/A N/A N/A N/A

Automated Phone Call (per call) $1.50 $0.50 $1.20 FREE FREE N/A

CC Call (per call) $3.50 $2.00 FREE FREE FREE FREE

Card accesses existing Card accesses existing
Card Reload (putting cash on card) $1.00 N/A N/A bank account bank account FREE

Inactive Account Fee $5.00 per month Any balance lost when expired Any balance lost when expired N/A N/A FREE

POS Transaction FREE FREE FREE Normal Bank A/C Fees Normal Bank A/C Fees FREE

ATM Withdrawal $0.60 N/A N/A $1.00 $1.00 N/A

ATM Balance $0.60 N/A N/A $1.00 $1.00 N/A

ATM Withdrawal Decline $0.60 N/A N/A Standard Bank A/C Fees Standard Bank A/C Fees N/A

Cash Advance $7.50 N/A N/A $7.50 $7.50 N/A

Max Funds $10,000.00 $500.00 $1,000.00 Normal Daily Limits Normal Daily Limits $10,000.00

Can Re-Load (Y / N) Yes No No N/A N/A Yes

Can use All Year Yes Yes Yes Yes Yes No

Can use at ATM Yes No No Yes Yes No

When does it expire N/A 12 mths 12 mths N/A N/A N/A