CARACTERSTICAS

VI

EL PENSIONISTA
Y EL FONDO
QUE NO ALCANZ
A UTILIZAR

SIN BENEFICIARIOS
Modalidad de jubilacin: Retiro programado
Edad: 65 aos
Fondo en soles: 250,000
Gastos de sepelio en soles: 1,896
Rentabilidad anual: 5%

EJEMPLO 1

PENSIONES BAJO EL SISTEMA ACTUAL

EDAD mEN _S

65
66

239,410.78 230,427.74 221,171.90

1574.48
20,093.73
211,662.75
1,662.98
19,955.79
201,922.73
67 j 1,648.99
19,787.84
191,977.15

68 1 1,632.36
19,588.33

181,854.49
171,586.12

69

1,612.95

161,206.64

70

1,590.61

71
72

1,565.20
1,536.60

19,087.35 150,753.78
140,269.43
18,782.39
18,439.14 129,800.71

1,504.67

18,055.98 119,398.05

73

74 i 1,469.30
17,631.61

109,115.47
011.01

75

1,430.32

I 17,163.85

76

1,387.48

16,649.71

77 1 1,340.69

78

16,088.28
1,289.88

35.93%
28.37%

15,47855 61,649.43
820.85

85

79 ! 1,234.94
14,819.28

80

FONDOS
SIN UTILIZAR (S/.)

PENSIN
-" ANUALIDAD (5/.)
U 145
4'

FONDO INICIAL 0
1,175.85
14,110 18 84
A
8981
10,780.97
5311.89
741.72
8,900.64
38,681.09
1,045.06
12,540.78
662.14 I 7,945.74
32,272.12

8
1 119= MEM
86

83 ED3n =I=1

87

88
58334
7,000.07 26,535,
89 i 5 06. 5 6 I 6 ,0 7 8 .7 1
21,479.80
90 1 43 3. 04 1 5 ,1 9 6 3 4 17, 0 97. 43
91

363.95

92

300. 2 9 1, 3 , 6 0 3 .5 1 1 51.14

4,367.44 13,366.49

93
242.86 i 2,91437
x03.61
94
192.22 1 2 ,30 6 .6 1 5 666.84
95
148.62
1,783.48 1,077.53
96 1 114. 55
1,374.56 838.12
97
83. 92 i 1 ,0 0 6 .9 9 1,922.68
98
99

59.67
40. 88 .

716.00 1,267.02
49039 815.26

100
101

2738
17.88

328.53 511.07

102 i
103 1
104

1137
7.02

4.19

105
106

2.41

107 1

0.70

8.34 5.82

108 i
109 1
110

0.34

4.04 1.87

1.33

0.14
0.03

214.61 311.28
136.43 18359
84.21 104.35
50.30 56.75
28.96 29.19
15.96 13.88

1.70 0.18

0.33 -0.16

::761,?;172,11:11111:7:71917.17.`,11:ZroltItIrn-

9,850.19

45,739.M

% QUE REPRESENTA
A
La EV indica la edad
promedio que una
poblacin puede6
estudios
demogrficos.

alcanzar, segn

DEL