Motor Vehicle

Claims Statistics

H.B. 79: Safety Belt Enforcement Amendments sponsored by Representative Lee B. Perry

Motor vehicle crashes are the number one cause of on and off-the-job accidental deaths
in the United States according to the National Safety Council. And in 2008, Liberty Mutual
reported that the restraint use rate for automobiles is around 80% and only 60% for
commercial trucks.

THE FACTS IN UTAH

In 2013, motor vehicle accidents involving workers
employed by WCF policyholders cost $16 million.
The cost of a motor vehicle claim is nearly 7 times
greater than the average workers compensation claim.
See Chart 1
While motor vehicle accidents comprise less than
2% of WCFs claims, they account for 15% of total
claims costs.
For WCFs policyholders, motor vehicle accidents
are the leading cause of fatalities.
According to WCF data, workers who are unbelted in
a motor vehicle accident are nearly four times more
likely to die. See Chart 2

CHART 1 2013 AVERAGE

COST PER CLAIM

MVA
Claims

$35,754

All Other
Claims

$5,556

CHART 2 MOTOR VEHICLE

FATALITY RATE

About half of the unbelted workers who were killed in

motor vehicle accidents covered by WCF were thrown
from their vehicles.
60% of WCFs 2014 fatality claims were due to motor
vehicle incidents.

13.4%

Unbelted Accidents

3.5%

Belted Accidents

www.wcf.com