Professional Documents
Culture Documents
Budget Project
Part: Career/Job
In the future I want to be an accountant. What is the accounting?
For the definition of the accounting: First is an economic calculation, It wants to use the
economic process measurement standards as the main currency continuous, systematic,
comprehensive, integrated computing. Second is an economic information system, it would a
company dispersed into the business activities of a group of objective data, providing the
company's performance, problems, and enterprise funds, labor, ownership, income, costs,
profits, debt, debt, and other information. Third is an economic management, in the noncommodity economy, accounting directly for property and materials management in
commodity economy.
For the career prospects of accountant, first after the accountant familiar with the accounting
practices, accounting processes,
and
get
the
financial
planning
skills.
They
can
become accounting manager. Second, after the accountant certain financial management skills
and practical skills, they can become a financial analyst, budget analyst, accounting
commissioner, and then developed into a financial analysis manager, budget manager,
financial cost control manager or finance manager. If people dont interest in the prospects
which I told before he can develop in the direction to the audit, became the audit
commissioner, and then to develop audit manager, you can also turn to engage in statistical
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work, become statistics manager but the premise is that you have to accumulating some
experience and familiar with the situation in which the industry and business management
companies. .
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The minimum payment that I would be able to make on a balance of $1,000 can be about
$200, and the minimum payment that I would be able to make on a balance of $500 Store
Credit Card will be about $100.
Part Housing
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Part Transportation
The car insurance company I choose is the Progressive Company. Ill pay $982.97 per month
for the car insurance. The coverage on the vehicle and other fees are shown below.
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I will be driven approximately 160 miles per week. My car can run 32.3 miles using one
gallon.
Part Medical & Dental Insurance Coverage:
Medical Insurance 1: McLarenAdvantageSapphire(HMO)
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The monthly cost for the first medical insurance is $36, and the primary care physician visit is
$25 copay, and the specialist visit is $40 copay. The annual in-Network deductible is $150 per
year for prescription drugs. The monthly cost for the second medical insurance is $41. I will
pay nothing for the primary care physician visit, and the specialist visit is $45. And the plan
does not have a deductible. I prefer the first plan. Because I wont go to visit a doctor too
often, and I rarely need a specialist. And $36 is affordable for me.
Dental Insurance 1:
Dental
Insurance 2:
The monthly
cost for the
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first dental plan is $22.99. The deductible for an individual is $50, and there are some primary
benefits including oral surgery, X-rays, root canals and other things. The monthly cost for the
second dental plan is $21.80. Theres no deductible for this plan. And it also includes some
benefits. By comparison, I will choose the first insurance, for there are more benefits with
that. As my teeth is not so good, I need to see dentists regularly every year. And the first
insurance can save my money
Part Utilities:
The utilities I use each month include gas, cable, online fees, electricity and water. The cost of
gas is $5, and the cost of water is $10. It will cost me about $17 for electricity. The cost of
online services is $20 if paying for a whole month.
500 channels? The answer must be no. you can imagine that you will probably only watch 5
to 10 channels most frequently, so the cost on other channels are totally wasteful.
Part Entertainment/Miscellaneous:
Activities and hobbies are important for me because these are the things that I really like to
do. After a long time of study and work, I need to do something to relax myself. And these are
the things that make my life more colorful and meaningful. I can find my passion and
enthusiasm in them and maybe I can decide what Im going to choose for a whole life of
career. They are wise financially. I will make budget for each months cost. At the same time,
I will use part of my savings to invest. I will firstly look up the investment companies and the
tendency of the stocks for the last months, and then I can decide which companies I choose to
invest my money for.
Part Savings & Retirement:
The current interest rates on personal savings account are varied according to the saving
amount. The interest rate for below $10,000 is 0.05%, and the interest rate for over
$1,000,000 is 0.15%. If the amount of money is in between, the interest rate is in between too.
The more money I save, the more interest I will earn. I will put 5% every month in my
savings and put 3% amount in my retirement every month. Also, I will put 10,000 dollars to
investment too. I will look up the investment companies and choose the best ones to put my
money in and watch them grow. In this way, I can make more and more money. Now, I cant
make money by myself, but I will find a part-time job in university. The money that I earn
will go into my savings account. I can use this money to do something I like to do. Maybe go
on a trip during the vacation or go to the gym to exercise.
Resources:
http://www.prospects.ac.uk/secondary_school_teacher_salary.htm
http://www.prospects.ac.uk/secondary_school_teacher_job_description.htm
https://www.pnc.com/en/personal-banking/banking/checking/standard-checking.html
http://online.citibank.com/US/JPS/portal/Index.do
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https://www.google.com.hk/search?q=Apartment+Advertisement&safe=strict&client=aff-cs360sechannel&channel=bookmark&biw=1366&bih=579&site=webhp&tbm=isch&tbo=u&source=
univ&sa=X&ei=kxECVeKIO4SbyAS3qoCgDA&ved=0CDoQsAQ
https://elending.bankofamerica.com/elending/application/auto/apply.jsp?
product=auto&source=1&channel=11
https://autoinsurance1.progressivedirect.com/RatePackage/Details
https://www.ehealthmedicareplans.com/;jsessionid=FFC8FDF3239407B5C3B7
BDE9E655CE34.prmc02b?allid=EHI40218&zip=48082#quoteplans/MA/48082/23490/MACOMB/1/p1
https://www.ehealthinsurance.com/ehi/dt/dental-census!submit
http://budgeting.about.com/od/how_to_save/a/25-Tips-To-Save-Money-In-Your-DailyLife.htm
https://online.citibank.com/us/jrs/pands/detail.do?id=currentrates
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