Professional Documents
Culture Documents
Types of Loans
1)Direct Subsidized Loans-loans made to eligible undergraduates
who demonstrate the financial need for college and university.
2)Direct Unsubsidized-loans made eligible to any grade level
students but the need for financial need is not required.
3)Direct PLUS Loans-loans made for graduate and professional
students to help pay for school expenses not covered by other
financial aid.
4)Federal Perkins Loan Program- the school is the lender
Deeper In Debt
NCAA
$871.6 million in Revenue
81% comes from broadcast agreements with Turner/CBS
11% comes from sponsoring championships
60% is distributed to Division 1 schools to help fund the athletic
programs and scholarships
$13,368
CSUN
University
of Alabama
in
Birmingham
UCLA
Vanderbilt
University
College cost and financial aid packages are more likely correlated
Government Subsidies
Public Policy
Student loans
Grants
Tax Credits
Allow more people to apply for college
Supply and Demand = more demand for higher education
Work Cited
Martin, Robert. Why Tuition Costs Are Rising so Quickly . Challenge 45.4 (2002): 88108. Web
Bozick, R, and A Estacion. "Do Student Loans Delay Marriage? Debt Repayment and
Family Formation in Young Adulthood." Demographic Research, 30 (2014): 1865-1891.
Linsenmeier, David M, Harvey Rosen, and Cecilia Elena Rouse. Financial Aid Packages
and College Enrollment Decisions: An Economic Case Study. The Review of
Economics and Statistics, 88.1 (2006): 126-145.
"Why Is Higher Education So Expensive? - Learn Liberty." YouTube. YouTube, 10 Dec.
2012. Web. 02 Dec. 2015. <https://www.youtube.com/watch?v=8GTa_swC-OE>.
"Student Loans: More Debt, More Defaults, More Problems." YouTube. YouTube, 30 May
2012. Web. 02 Dec. 2015. <https://www.youtube.com/watch?v=6p0HyjtfaMg>.
Smith DR. The Curious (And Spurious?) Relationship Between Intercollegiate Athletic