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Of the total 70,541 complaints during 2012-13, 20,030 were against country's largest lender State
Bank of India (SBI). While 5,143 and 4,571 complaints were registered against private lenders
HDFC Bank and ICICI Bank respectively.
"It may be seen that the highest of complaints (33 per cent) were received against SBI group
followed by other nationalised banks (31 per cent) and private sector banks (22 per cent)," the
Banking Ombudsman Scheme 2006-Annual Report 2012-13 said.
"Compared to last years, there was a fall of 2 per cent in complaints against SBI & Associates,
whereas, complaints against private sector banks increased by 1 per cent," it added.
Complaints pertaining to failure to meet commitments/non observance of fair practices code
were a major ground of grievances, it said.
There was, however, a decline of 1 per cent in complaints received on this ground in 2012-13
over the previous year.
ATM / debit card complaints were the second most reason for complaints. Complaints of loans
and advances, pension payments, deposit accounts, levy of charges without prior notices were
other major complaints.
"OBO (ombudsmen) in Ahmadabad, Chennai, Guwahati, Mumbai, New Delhi and Patna
recorded an increase in complaints received whereas OBO in Bangalore, Bhopal, Bhubaneswar,
Chandigarh, Hyderabad, Jaipur, Kanpur, Kolkata and Thiruvananthapuram recorded a decline in
receipt of complaints over the previous year."
As many as 51,000 (72 per cent) complaints were received through post/fax/courier, while
11,381 (16 per cent) via e-mail and 8,160 (12 per cent) cases were filed online.
The Banking Ombudsman Scheme (BOS) was introduced to provide expeditious and
inexpensive redress of customers' grievances against deficiencies in banking services.
A total of 15 Office of the Banking Ombudsman (OBO) cover 29 states and 7 union territories to
handle complaints.