Name of Student JYOTI SEHMI

Roll No. P/MN/R/09/40

Section B
Date of submission Tuesday, August 10, 2010

Report

Insurance Company Selected ING VYSYA LIFE INSURANCE

Name of Traditional / ULIP selected ING FUTURE PERFECT PLAN

Return details in case of Traditional /
ULIP Policy IRR at each stage for Traditional / ULIP polic
Year Client Discontinue Client Dies
1 - 3900%
2 - 3900%
3 - 3900%
4 -7% 3900%
5 16% 3900%
6 25% 3900%
7 30% 3900%
8 32% 3900%
9 33% 3900%
10 34% 3900%
11 34% 3900%
12 35% 3900%
13 35% 3900%
14 35% 3900%
15 35% 3900%

ING TERM LIFE

Name of TERM policy selected
Return details in case of TERM + PPF
policy IRR at each stage for TERM + PPF (%)
Year Client Discontinue Client Dies
1 0% 3900%
2 0% 3900%
3 0% 3900%
4 0% 3900%
5 0% 3900%
6 0% 3900%
7 0% 3900%
8 0% 3900%
 9 0% 3900%
10 0% 3900%
11 0% 3900%
12 0% 3900%
13 0% 3900%
14 0% 3900%
15 0% 3900%

REMARKS

The student is expected to return this worksheet by next Tuesday (3 August 2010) for review
No calculation need to be attached
Selected student may be asked to make presentation of their case (with calculations) and draw infere
OTI SEHMI
MN/R/09/40
B
August 10, 2010

A LIFE INSURANCE

RE PERFECT PLAN

Traditional / ULIP policy (%) ULIP @ 15%

On Maturity On Maturity
-43%
-3% 6%
20% 29%
31% 39%
37% 44%
40% 46%
41% 47%
42% 48%
43% 48%
43% 48%
43% 48%
43% 48%
43% 48%
43% 48%
43% 48%

TERM LIFE

ge for TERM + PPF (%)

On Maturity MUTUAL FUND IRR@15%
-12% -12%
-8% -5%
-4% 2%
-1% 8%
3% 12%
5% 15%
8% 18%
9% 19%
 11% 20%
12% 21%
13% 22%
13% 22%
14% 23%
14% 23%
14% 23%

t 2010) for review

culations) and draw inference to their findings.

P @ 15%
Client Discontinue
-1%
21%
20%
24%
26%
27%
38%
38%
38%
38%
38%
38%
38%
38%
38%