Revenue & Asset Operating Projection

Deposits

Year 1
Deposits

# of C New C's @ Total

January 132 132 $ 1,056,000.00 $ 1,056,000.00
February 145 13 $ 105,600.00 $ 1,161,600.00
March 160 15 $ 116,160.00 $ 1,277,760.00
April 176 16 $ 127,776.00 $ 1,405,536.00
May 193 18 $ 140,553.60 $ 1,546,089.60
June 213 19 $ 154,608.96 $ 1,700,698.56
July 234 21 $ 170,069.86 $ 1,870,768.42
August 257 23 $ 187,076.84 $ 2,057,845.26
September 283 26 $ 205,784.53 $ 2,263,629.78
October 311 28 $ 226,362.98 $ 2,489,992.76
November 342 31 $ 248,999.28 $ 2,738,992.04
December 377 34 $ 273,899.20 $ 3,012,891.24

Annual Totals
AT of C's Assets
377 $ 3,012,891.24

January 414 38 $ 301,289.12 $ 3,314,180.37

February 456 41 $ 331,418.04 $ 3,645,598.40
March 501 46 $ 364,559.84 $ 4,010,158.24
April 551 50 $ 401,015.82 $ 4,411,174.07
May 607 55 $ 441,117.41 $ 4,852,291.47
June 667 61 $ 485,229.15 $ 5,337,520.62
July 734 67 $ 533,752.06 $ 5,871,272.68
August 807 73 $ 587,127.27 $ 6,458,399.95
September 888 81 $ 645,840.00 $ 7,104,239.95
 October 977 89 $ 710,423.99 $ 7,814,663.94
November 1075 98 $ 781,466.39 $ 8,596,130.34
December 1182 107 $ 859,613.03 $ 9,455,743.37

Annual Totals
AT of C's Assets
805 $ 6,442,852.13

January 1300 118 $ 945,574.34 $ 10,401,317.71

February 1430 130 $ 1,040,131.77 $ 11,441,449.48
March 1573 143 $ 1,144,144.95 $ 12,585,594.42
April 1731 157 $ 1,258,559.44 $ 13,844,153.87
May 1904 173 $ 1,384,415.39 $ 15,228,569.25
June 2094 190 $ 1,522,856.93 $ 16,751,426.18
July 2303 209 $ 1,675,142.62 $ 18,426,568.80
August 2534 230 $ 1,842,656.88 $ 20,269,225.68
September 2787 253 $ 2,026,922.57 $ 22,296,148.24
October 3066 279 $ 2,229,614.82 $ 24,525,763.07
November 3372 307 $ 2,452,576.31 $ 26,978,339.37
December 3710 337 $ 2,697,833.94 $ 29,676,173.31

Annual Totals
AT of C's Assets
2528 $ 20,220,429.94

At the End of 3 Years

# of C's Total Assets

3710 $ 29,676,173.31
Reserve in flow On hand Ave PS PY %
$ 105,600.00 $ 950,400.00 $ 950,400.00 $ 160.00 2.00% January
$ 116,160.00 $ 95,040.00 $ 1,045,440.00 $ 160.00 February
$ 127,776.00 $ 104,544.00 $ 1,149,984.00 $ 160.00 March
$ 140,553.60 $ 114,998.40 $ 1,264,982.40 $ 160.00 April
$ 154,608.96 $ 126,498.24 $ 1,391,480.64 $ 160.00 May
$ 170,069.86 $ 139,148.06 $ 1,530,628.70 $ 160.00 June
$ 187,076.84 $ 153,062.87 $ 1,683,691.57 $ 160.00 July
$ 205,784.53 $ 168,369.16 $ 1,852,060.73 $ 160.00 August
$ 226,362.98 $ 185,206.07 $ 2,037,266.81 $ 160.00 September
$ 248,999.28 $ 203,726.68 $ 2,240,993.49 $ 160.00 October
$ 273,899.20 $ 224,099.35 $ 2,465,092.83 $ 160.00 November
$ 301,289.12 $ 246,509.28 $ 2,711,602.12 $ 160.00 December

Capital
$ 2,711,602.12

$ 331,418.04 $ 271,160.21 $ 2,982,762.33 $ 160.00 January

$ 364,559.84 $ 298,276.23 $ 3,281,038.56 $ 160.00 February
$ 401,015.82 $ 328,103.86 $ 3,609,142.42 $ 160.00 March
$ 441,117.41 $ 360,914.24 $ 3,970,056.66 $ 160.00 April
$ 485,229.15 $ 397,005.67 $ 4,367,062.33 $ 160.00 May
$ 533,752.06 $ 436,706.23 $ 4,803,768.56 $ 160.00 June
$ 587,127.27 $ 480,376.86 $ 5,284,145.41 $ 160.00 July
$ 645,840.00 $ 528,414.54 $ 5,812,559.96 $ 160.00 August
$ 710,423.99 $ 581,256.00 $ 6,393,815.95 $ 160.00 September
$ 781,466.39 $ 639,381.60 $ 7,033,197.55 $ 160.00 October
$ 859,613.03 $ 703,319.75 $ 7,736,517.30 $ 160.00 November
$ 945,574.34 $ 773,651.73 $ 8,510,169.03 $ 160.00 December

Capital
$ 5,798,566.91

$ 1,040,131.77 $ 851,016.90 $ 9,361,185.94 $ 160.00 January

$ 1,144,144.95 $ 936,118.59 $ 10,297,304.53 $ 160.00 February
$ 1,258,559.44 $ 1,029,730.45 $ 11,327,034.98 $ 160.00 March
$ 1,384,415.39 $ 1,132,703.50 $ 12,459,738.48 $ 160.00 April
$ 1,522,856.93 $ 1,245,973.85 $ 13,705,712.33 $ 160.00 May
$ 1,675,142.62 $ 1,370,571.23 $ 15,076,283.56 $ 160.00 June
$ 1,842,656.88 $ 1,507,628.36 $ 16,583,911.92 $ 160.00 July
$ 2,026,922.57 $ 1,658,391.19 $ 18,242,303.11 $ 160.00 August
$ 2,229,614.82 $ 1,824,230.31 $ 20,066,533.42 $ 160.00 September
$ 2,452,576.31 $ 2,006,653.34 $ 22,073,186.76 $ 160.00 October
$ 2,697,833.94 $ 2,207,318.68 $ 24,280,505.44 $ 160.00 November
$ 2,967,617.33 $ 2,428,050.54 $ 26,708,555.98 $ 160.00 December

Capital
$ 18,198,386.95

Capital
$ 26,708,555.98
 Loans

# of C's New C's Size Loaned ave incrs ave worth Monthly yearly
250 250 $ 3,800.00 $ 950,400.00 $ 570.00 $ 4,370.00 $ 30,360.00 $ 364,320.00
275 25 $ 3,800.00 $ 95,040.00 $ 570.00 $ 4,370.00 $ 3,036.00 $ 36,432.00
303 28 $ 3,800.00 $ 104,544.00 $ 570.00 $ 4,370.00 $ 3,339.60 $ 40,075.20
333 30 $ 3,800.00 $ 114,998.40 $ 570.00 $ 4,370.00 $ 3,673.56 $ 44,082.72
366 33 $ 3,800.00 $ 126,498.24 $ 570.00 $ 4,370.00 $ 4,040.92 $ 48,490.99
403 37 $ 3,800.00 $ 139,148.06 $ 570.00 $ 4,370.00 $ 4,445.01 $ 53,340.09
443 40 $ 3,800.00 $ 153,062.87 $ 570.00 $ 4,370.00 $ 4,889.51 $ 58,674.10
487 44 $ 3,800.00 $ 168,369.16 $ 570.00 $ 4,370.00 $ 5,378.46 $ 64,541.51
536 49 $ 3,800.00 $ 185,206.07 $ 570.00 $ 4,370.00 $ 5,916.31 $ 70,995.66
590 54 $ 3,800.00 $ 203,726.68 $ 570.00 $ 4,370.00 $ 6,507.94 $ 78,095.23
649 59 $ 3,800.00 $ 224,099.35 $ 570.00 $ 4,370.00 $ 7,158.73 $ 85,904.75
714 65 $ 3,800.00 $ 246,509.28 $ 570.00 $ 4,370.00 $ 7,874.60 $ 94,495.23

borrowers money loaned monthly rev gross rev

714 $ 2,711,602.12 $ 86,620.62 $ 1,039,447.48

785 71 $ 3,800.00 $ 271,160.21 $ 570.00 $ 4,370.00 $ 8,662.06 $ 103,944.75

863 78 $ 3,800.00 $ 298,276.23 $ 570.00 $ 4,370.00 $ 9,528.27 $ 114,339.22
950 86 $ 3,800.00 $ 328,103.86 $ 570.00 $ 4,370.00 $ 10,481.10 $ 125,773.14
1045 95 $ 3,800.00 $ 360,914.24 $ 570.00 $ 4,370.00 $ 11,529.20 $ 138,350.46
1149 104 $ 3,800.00 $ 397,005.67 $ 570.00 $ 4,370.00 $ 12,682.13 $ 152,185.51
1264 115 $ 3,800.00 $ 436,706.23 $ 570.00 $ 4,370.00 $ 13,950.34 $ 167,404.06
1391 126 $ 3,800.00 $ 480,376.86 $ 570.00 $ 4,370.00 $ 15,345.37 $ 184,144.46
1530 139 $ 3,800.00 $ 528,414.54 $ 570.00 $ 4,370.00 $ 16,879.91 $ 202,558.91
1683 153 $ 3,800.00 $ 581,256.00 $ 570.00 $ 4,370.00 $ 18,567.90 $ 222,814.80
1851 168 $ 3,800.00 $ 639,381.60 $ 570.00 $ 4,370.00 $ 20,424.69 $ 245,096.28
2036 185 $ 3,800.00 $ 703,319.75 $ 570.00 $ 4,370.00 $ 22,467.16 $ 269,605.91
2240 204 $ 3,800.00 $ 773,651.73 $ 570.00 $ 4,370.00 $ 24,713.87 $ 296,566.50

borrowers money loaned monthly rev gross rev

1526 $ 5,798,566.91 $ 185,232.00 $ 2,222,783.98

2463 224 $ 3,800.00 $ 851,016.90 $ 570.00 $ 4,370.00 $ 27,185.26 $ 326,223.15

2710 246 $ 3,800.00 $ 936,118.59 $ 570.00 $ 4,370.00 $ 29,903.79 $ 358,845.46
2981 271 $ 3,800.00 $ 1,029,730.45 $ 570.00 $ 4,370.00 $ 32,894.17 $ 394,730.01
3279 298 $ 3,800.00 $ 1,132,703.50 $ 570.00 $ 4,370.00 $ 36,183.58 $ 434,203.01
3607 328 $ 3,800.00 $ 1,245,973.85 $ 570.00 $ 4,370.00 $ 39,801.94 $ 477,623.31
3967 361 $ 3,800.00 $ 1,370,571.23 $ 570.00 $ 4,370.00 $ 43,782.14 $ 525,385.64
4364 397 $ 3,800.00 $ 1,507,628.36 $ 570.00 $ 4,370.00 $ 48,160.35 $ 577,924.20
4801 436 $ 3,800.00 $ 1,658,391.19 $ 570.00 $ 4,370.00 $ 52,976.39 $ 635,716.62
5281 480 $ 3,800.00 $ 1,824,230.31 $ 570.00 $ 4,370.00 $ 58,274.02 $ 699,288.29
5809 528 $ 3,800.00 $ 2,006,653.34 $ 570.00 $ 4,370.00 $ 64,101.43 $ 769,217.11
6390 581 $ 3,800.00 $ 2,207,318.68 $ 570.00 $ 4,370.00 $ 70,511.57 $ 846,138.83
7029 639 $ 3,800.00 $ 2,428,050.54 $ 570.00 $ 4,370.00 $ 77,562.73 $ 930,752.71

borrowers money loaned monthly rev gross rev

4789 $ 18,198,386.95 $ 581,337.36 $ 6,976,048.33

Borrowers Loans outstanding monthly rev gross rev

7029 $ 26,708,555.98 $ 853,189.98 $ 10,238,279.79
 Totals

Deposits in flow Out flow inc OL

January $ 950,400.00 $ 950,400.00 $ (950,400.00) $ 30,360.00
February $ 1,045,440.00 $ 95,040.00 $ (95,040.00) $ 3,036.00
March $ 1,149,984.00 $ 104,544.00 $ (104,544.00) $ 3,339.60
April $ 1,264,982.40 $ 114,998.40 $ (114,998.40) $ 3,673.56
May $ 1,391,480.64 $ 126,498.24 $ (126,498.24) $ 4,040.92
June $ 1,530,628.70 $ 139,148.06 $ (139,148.06) $ 4,445.01
July $ 1,683,691.57 $ 153,062.87 $ (153,062.87) $ 4,889.51
August $ 1,852,060.73 $ 168,369.16 $ (168,369.16) $ 5,378.46
September $ 2,037,266.81 $ 185,206.07 $ (185,206.07) $ 5,916.31
October $ 2,240,993.49 $ 203,726.68 $ (203,726.68) $ 6,507.94
November $ 2,465,092.83 $ 224,099.35 $ (224,099.35) $ 7,158.73
December $ 2,711,602.12 $ 246,509.28 $ (246,509.28) $ 7,874.60

assets liabilities rev

$ 2,711,602.12 $ (2,711,602.12) $ 86,620.62

January $ 2,982,762.33 $ 271,160.21 $ (271,160.21) $ 8,662.06

February $ 3,281,038.56 $ 298,276.23 $ (298,276.23) $ 9,528.27
March $ 3,609,142.42 $ 328,103.86 $ (328,103.86) $ 10,481.10
April $ 3,970,056.66 $ 360,914.24 $ (360,914.24) $ 11,529.20
May $ 4,367,062.33 $ 397,005.67 $ (397,005.67) $ 12,682.13
June $ 4,803,768.56 $ 436,706.23 $ (436,706.23) $ 13,950.34
July $ 5,284,145.41 $ 480,376.86 $ (480,376.86) $ 15,345.37
August $ 5,812,559.96 $ 528,414.54 $ (528,414.54) $ 16,879.91
September $ 6,393,815.95 $ 581,256.00 $ (581,256.00) $ 18,567.90
October $ 7,033,197.55 $ 639,381.60 $ (639,381.60) $ 20,424.69
November $ 7,736,517.30 $ 703,319.75 $ (703,319.75) $ 22,467.16
December $ 8,510,169.03 $ 773,651.73 $ (773,651.73) $ 24,713.87

assets liabilities rev

$ 5,798,566.91 $ (5,798,566.91) $ 185,232.00

January $ 9,361,185.94 $ 851,016.90 $ (851,016.90) $ 27,185.26

February $ 10,297,304.53 $ 936,118.59 $ (936,118.59) $ 29,903.79
March $ 11,327,034.98 $ 1,029,730.45 $ (1,029,730.45) $ 32,894.17
April $ 12,459,738.48 $ 1,132,703.50 $ (1,132,703.50) $ 36,183.58
May $ 13,705,712.33 $ 1,245,973.85 $ (1,245,973.85) $ 39,801.94
June $ 15,076,283.56 $ 1,370,571.23 $ (1,370,571.23) $ 43,782.14
July $ 16,583,911.92 $ 1,507,628.36 $ (1,507,628.36) $ 48,160.35
August $ 18,242,303.11 $ 1,658,391.19 $ (1,658,391.19) $ 52,976.39
September $ 20,066,533.42 $ 1,824,230.31 $ (1,824,230.31) $ 58,274.02
October $ 22,073,186.76 $ 2,006,653.34 $ (2,006,653.34) $ 64,101.43
November $ 24,280,505.44 $ 2,207,318.68 $ (2,207,318.68) $ 70,511.57
December $ 26,708,555.98 $ 2,428,050.54 $ (2,428,050.54) $ 77,562.73

assets liabilities rev

$ 18,198,386.95 $ (18,198,386.95) $ 581,337.36

assets liabilities rev

$ 26,708,555.98 $ (26,708,555.98) $ 853,189.98
PS Remaining increase M (EBTD)
$ (1,760.00) $ 28,600.00 $ 28,600.00 3%
$ (176.00) $ 2,860.00 $ 31,460.00 3%
$ (193.60) $ 3,146.00 $ 34,606.00 3%
$ (212.96) $ 3,460.60 $ 38,066.60 3%
$ (234.26) $ 3,806.66 $ 41,873.26 3%
$ (257.68) $ 4,187.33 $ 46,060.59 3%
$ (283.45) $ 4,606.06 $ 50,666.64 3%
$ (311.79) $ 5,066.66 $ 55,733.31 3%
$ (342.97) $ 5,573.33 $ 61,306.64 3%
$ (377.27) $ 6,130.66 $ 67,437.30 3%
$ (415.00) $ 6,743.73 $ 74,181.03 3%
$ (456.50) $ 7,418.10 $ 81,599.14 3%

gross margin
$ 81,599.14

$ (502.15) $ 8,159.91 $ 89,759.05 3%

$ (552.36) $ 8,975.91 $ 98,734.96 3%
$ (607.60) $ 9,873.50 $ 108,608.45 3%
$ (668.36) $ 10,860.85 $ 119,469.30 3%
$ (735.20) $ 11,946.93 $ 131,416.23 3%
$ (808.72) $ 13,141.62 $ 144,557.85 3%
$ (889.59) $ 14,455.79 $ 159,013.64 3%
$ (978.55) $ 15,901.36 $ 174,915.00 3%
$ (1,076.40) $ 17,491.50 $ 192,406.50 3%
$ (1,184.04) $ 19,240.65 $ 211,647.15 3%
$ (1,302.44) $ 21,164.71 $ 232,811.86 3%
$ (1,432.69) $ 23,281.19 $ 256,093.05 3%

gross margin
$ 174,493.91

$ (1,575.96) $ 25,609.30 $ 281,702.35 3%

$ (1,733.55) $ 28,170.24 $ 309,872.59 3%
$ (1,906.91) $ 30,987.26 $ 340,859.85 3%
$ (2,097.60) $ 34,085.98 $ 374,945.83 3%
$ (2,307.36) $ 37,494.58 $ 412,440.42 3%
$ (2,538.09) $ 41,244.04 $ 453,684.46 3%
$ (2,791.90) $ 45,368.45 $ 499,052.90 3%
$ (3,071.09) $ 49,905.29 $ 548,958.20 3%
$ (3,378.20) $ 54,895.82 $ 603,854.01 3%
$ (3,716.02) $ 60,385.40 $ 664,239.42 3%
$ (4,087.63) $ 66,423.94 $ 730,663.36 3%
$ (4,496.39) $ 73,066.34 $ 803,729.69 3%

gross margin
$ 547,636.64

gross margin
$ 803,729.69