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Tuesday, 28 June 2011. 18:00 Jakarta, (28/06). Apakah akhir-akhir ini ada pengaduan nasabah terhadap perbankan syariah? Pertanyaan tersebut sempat dilontarkan beberapa wartawan saat bertemu Ketua Tim Pengawas Perbankan Syariah Direktorat Perbankan Syariah Bank Indonesia, Dewi Astuti di Universitas Trisakti beberapa hari yang lalu. Dewi mengungkapkan bahwa pengaduan terhadap perbankan syariah relatif kecil. Pengaduan biasanya terkait pembiayaan. Yang namanya komplain selalu ada namun relatif kecil. Biasanya dari sisi pembiayaan. Komplain terjadi biasanya karena persepsi yang berbeda, ungkapnya. Lebih lanjut ia mengungkapkan jika sudah terjadi persengketaan antara kedua belah pihak yaitu bank dengan nasabah, biasanya mereka akan mencari celah hukum untuk menyelesaikan persengketaan tersebut. Biasanya melalui dua jalur, melalui pengadilan atau Badan Arbitrase Syariah Nasional (Basyarnas). BI sendiri mempunyai ketentuan, jika di bawah 500 juta, akan dimediasi oleh BI sendiri tapi jika lebih dari angka tersebut itu terserah mereka. Apakah mau lewat pengadilan atau Basyarnas. Tapi sampai saat ini persengketaan di Bank Syariah biasa-biasa saja, jarang terjadi, tandasnya. (ul) http://koranmuslim.com/2011/sengketa-jarang-terjadi-di-perbankan-syariah/
Sharia Insurance Association of Indonesia (AASI) prepare a Takaful policy standardization. Standard targeted policy began to be implemented in the General ini.Ketua AASI, M Shaifie Zein, said it has started to disseminate the standard application of the policy. "We are beginning to socialize the members of the AASI with the proposed draft responses to them for questioning before we make the insurance standard. If there is no input we would regard draft is final, "said Shaifie, in Jakarta, Monday (14/6). Standardizing the policy will be binding on any of Takaful in its application. He added that it saw during these insurance policies are not yet reflect the Islamic principle of Takaful is right, because it required the standardization policy. Points listed in the standard policy, among which is the mention of the use of risk sharing in Islamic insurance, rather than risk it transfer.Selain, said Shaifie, the other point is the explanation that was sharpened in the policy contract and dispute resolution Takaful can be done through the Agency for Insurance Mediation Indonesia, the National Shariah Board of Arbitration, and the Court Agama.Shaifie explain to the general insurance policy is a pilot project is for a motor vehicle and fire insurance. While life insurance policy with the insurance contract is for bil ujrah wakalah non investment. "For the pilot project of general insurance and fire insurance because the insurance had the largest share in general insurance. We want all the business line can be excluded but it seems rather difficult. But we hope in the future could be for all lines of insurance business, "explains Shaifie. http://zonaekis.com/standardisasi-polis-asuransi-syariah-dipersiapkan/