Appendix 1 : Table of Critical Illness and Benefits

List of Benefit

No. 1.

Critical Illness Category Cancer

Severity Level Low Severity

Critical Illness Events - Carcinoma in situ - Early Prostate Cancer - Early Thyroid Cancer - Early Bladder Cancer - Early Chronic Lymphocytic Leukaemia Carcinoma in situ and other Early Cancers of Specified Organs Treated with Radical Surgery Cancer - Brain Aneurysm Surgery - Cerebral Shunt Insertion Carotid Artery Surgery Stroke Cardiac Pacemaker or Defibrillator Insertion Heart Attack Early Coronary Artery Disease Other Coronary Artery Disease

Percentage (%) of Supplementary Contract Sum Covered 30%

Medium Severity High Severity 2. Stroke Low Severity Medium Severity High Severity 3. Heart Attack Low Severity High Severity 4. Other Serious Coronary Artery Disease Low Severity Medium Severity

60% 100% 30% 60% 100% 30% 100% 30% 60%

High Severity 5. Coronary Artery By-Pass Surgery Low Severity Medium Severity High Severity 6. Heart Valve Surgery Low Severity Medium Severity High Severity 7. Cardiomyopathy Low Severity Medium Severity High Severity 8. Aorta Low Severity Medium Severity High Severity 9. Primary Pulmonary Arterial Hypertension Low Severity

Other Serious Coronary Artery Disease Pericardectomy Minimally Invasive Direct Coronary Artery Bypass Grafting (MIDCAB) Coronary Artery By-Pass Surgery Percutaneous Valvuloplasty Percutaneous Valve Replacement Heart Valve Surgery Hypertrophic Cardiomyopathy Constrictive Pericarditis with Surgery Severe Cardiomyopathy Large Asymptomatic Aortic Aneurysm Minimally Invasive Surgery to Aorta Surgery to Aorta Early Primary Pulmonary Arterial Hypertension

100% 30% 60% 100% 30% 60% 100% 30% 60% 100% 30% 60% 100% 30%

High Severity 10. Lung Disease Low Severity Medium Severity High Severity 11. Liver Disease Low Severity Medium Severity High Severity 12. Major Organ/Bone Marrow Transplant Low Severity Medium Severity High Severity 13. Parkinsons Disease Low Severity Medium Severity High Severity 14. Alzheimers Disease/Irreversible Organic Degenerative Brain Low Severity

Primary Pulmonary Arterial Hypertension Severe Asthma Surgical Removal of One Lung End Stage Lung Disease Liver Surgery Liver Cirrhosis End Stage Liver Failure Small Bowel Transplant Corneal Transplant Major Organ/Bone Marrow Transplant (on the waiting list) Major Organ/Bone Marrow Transplant Early Parkinsons Disease Moderately Severe Parkinsons Disease Severe Parkinsons Disease Early Alzheimers Disease

100% 30% 60% 100% 30% 60% 100% 30% 60% 100% 30% 60% 100% 30%

Disorders

Medium Severity High Severity

Moderately Severe Alzheimers Disease - Severe Alzheimers Disease/ Irreversible Organic - Degenerative Brain Disorders Coma for 48 hours Coma for 72 hours Coma Loss of Sight in One Eye Retinitis Pigmentosa Blindness/Total Loss of Sight - Partial Loss of Hearing - Cavernous Sinus Thrombosis Surgery Cochlear Implant Surgery Deafness/Total Loss of Hearing Surgical Removal of One kidney Chronic Kidney Disease End Stage Kidney Failure

60% 100% 30% 60%

15.

Coma

Low Severity Medium Severity High Severity

16.

Loss of Sight

Low Severity Medium Severity High Severity

30% 60% 100% 30% 60% 100% 30% 60% 100%

17.

Loss of Hearing

Low Severity Medium Severity High Severity

18.

Kidney Failure

Low Severity Medium Severity High Severity

19.

Blood

Low Severity High Severity

Occupationally Acquired Hepatitis B or C HIV Due To Blood Transfusion Reversible Aplastic Anaemia Chronic Aplastic Anaemia Bacterial Meningitis with Full Recovery Bacterial Meningitis Surgical Removal of Pituitary Tumour via Trans Sphenoidal Hypophysectomy Benign Brain Tumour Surgery for Subdural Haematoma Brain Surgery Encephalitis with Full Recovery Encephalitis Mild Head Trauma Major Head Trauma

30% 100% 30% 100% 30% 100% 30% 100% 30% 100% 30% 100% 30% 100%

20.

Aplastic Anaemia

Low Severity High Severity

21.

Bacterial Meningitis

Low Severity High Severity

22.

Brain Tumour

Low Severity High Severity

23.

Brain Surgery

Low Severity High Severity

24.

Encephalitis

Low Severity High Severity

25.

Head Trauma

Low Severity High Severity

26.

Loss of Speech

Low Severity High Severity

Loss of Speech (other than injury or illness to the vocal cords) Loss of Speech Chronic Glomerulonephritis Medullary Cystic Disease Early Loss of Independent Existence Loss of Independent Existence Early Motor Neurone Disease Motor Neurone Disease Early Multiple Sclerosis Multiple Sclerosis Spinal Cord Disease or Injury resulting in Bowel and Bladder Dysfunction Muscular Dystrophy Loss of Use of One Limb Paralysis / Paraplegia

30% 100% 30% 100% 30% 100% 30% 100% 30% 100% 30% 100% 30% 100%

27.

Medullary Cystic Disease

Low Severity High Severity

28.

Loss of Independent Existence

Low Severity High Severity

29.

Motor Neurone Disease

Low Severity High Severity

30.

Multiple Sclerosis

Low Severity High Severity

31.

Muscular Dystrophy

Low Severity High Severity

32.

Paralysis/Paraplegia

Low Severity High Severity

33.

Burns

Low Severity High Severity

Moderately Severe Burns Major Burns Fulminant Viral Hepatitis Terminal Illness Angioplasty and Other Invasive Treatments for Major Coronary Artery Disease

30% 100% 100% 100% 10% or RM25,000, whichever is lower.

34. 35. 36.

Fulminant Viral Hepatitis Terminal Illness Angioplasty and Other Invasive Treatments for Major Coronary Artery Disease

High Severity High Severity High Severity

List of Additional Benefit

No. 1.

Critical Illness Category Diabetic Related Disease

Critical Illness Event Surgery for Type 2 Diabetic Retinopathy Limb Amputation due to Type 2 Diabetic Complications Severe Diabetic Nephropathy resulting in Kidney Failure

Percentage (%) of Supplementary Contract Sum Covered 20%