Abbreviations (Full Forms) HDFC Housing Development Finance Corporation ICICI Industrial Credit & Investment Corporation of India

ONGC Oil & Natural Gas Corporation HSBC Hong Kong & Shanghai Banking Corporation IBP Indian British Petroleum IFFCO Indian Farmers Fertiliser Cooperative UNICEF United Nations Children's Fund (it was formerly United Nations International Children's Emergency) CRY Child Relief & You IDBI Industrial Development Bank of India BARC Bhabha Atomic Research Centre MBBS Bachelor of Medicine; Bachelor of Surgery PhD Doctor of Philosophy SAP System analysis and program DLF Darbari Lal Foundation Limited GPRS General Packet Radio Service GSM Global System for Mobile Communications CDMA Code Division Multiple Access IVRS Interactive Voice Response System BMW Bavarian Motor Works ATM Automated Teller Machine AIDS Acquired Immunodeficiency Syndrome AM Ante Meridian PM Post Meridian ASCII

American Standard Code for Information Interchange ERP Enterprise Resource Planning BPO Business Process Output BPL British Physical Laboratories LASER Light Amplification by Stimulated Emission of Radiation RADAR Radio Detection and Ranging CTC Cost To Company CT Scan Computerized Tomography Scan MRI MAGNETIC RESONANCE IMAGING NASA National Aeronautics and Space Administration SIM Subscribers Identification Module STD Subscriber Trunk Dialling ISD International Subscriber Dialling PCO Public Call Office DHL Dalsey, Hillblom and Lynn EPABX Electronic Private Automatic Branch Exchange SAARC South Asian Association for Regional Co-operation URL Uniform Resource Locator HTTP Hypertext Transfer Protocol HTTPS Hypertext Transfer Protocol Secure USB Universal Serial Bus CBSE Central Board of Secondary Education CBD Belapur Central Business District Belapur USP Unique Selling Proposal FMCG

Fast Moving Consumer Goods FAX Far Away Xerox, FAX is the shortened form for 'facsimile' FICCI Federation of Indian Chambers of Commerce and Industry VAT Value Added Tax GRE Graduate Record Examination GMT Greenwich Mean Time PDF Portable Document Format PNR Passenger Name Record PhD Doctor of Philosophy PING Packet Internet Groper PVR Priya Village Roadshow NEWS North,East,West,South NIFTY National Stock Exchange's Fifty NATO North Atlantic Treaty Organization NASSCOM National Association of Software and Service Companies NGO Non Governmental Organisation NIIT National Institute of Information Technology NRI Non-Resident Indian MPEG Moving Picture Experts Group GIF Graphic Interchange Format JPEG Joint Photographic Experts Group RSS Really Simple Syndication WI-FI Wireless Fidelity WWF World Wildlife Fund LLP

Limited Liability Partnership LED Light Emitting Diode LCD Liquid Crystal Display CRT Cathode Ray Tube ITC Imperial Tobacco Company ESPN Entertainment and Sports Programming Network RTO Regional Transport Office TDS Tax Deduction Source TCP Transmission Control Protocol IP Internet Protocol TOEFL Test Of English as a Foreign Language GMAT Graduate Management Admission Test GATE Graduate Aptitude Test in Engineering GAIL Gas Authority of India Limited SATA Serial Advanced Technology Attachment PATA Parallel Advanced Technology Attachment CIDCO City and Industrial Development Corporation of Maharashtra Ltd. BBC British Broadcasting Channel CNN Cable News Network CNBC Consumer News and Business Channel AJAX Asynchronous JavaScript + XML MIS Management Information System MICR Magnetic Ink Character Recognition IFSC Indian Financial System Code ISI

Indian Standards Institute ISO International Organization for Standardization ISDN Integrated Services Digital Network ISKCON International Society for Krishna Consciousness IRDA Insurance Regulatory and Development Authority IRCTC Indian Railway Catering and Tourism Corporation ICU Intensive Care Unit ICCU Intensive Coronary Care Unit IDFC Infrastructure Development Finance Co. Ltd. IDA Indian Dental Association IGNOU Indira Gandhi National Open University IL&FS Infrastructure Leasing & Financial Services Ltd. IMAP Internet Message Access Protocol POP3 Post Office Protocol IAS Indian Administrative Services IPOD Intelligent Portable Ocular Device TISCO Tata Iron & Steel Company Ltd. CRISIL Credit Rating Information Services of India Ltd. CRM Customer Relationship Management FICO Fair Isaac Corporation SQL Structured Query Language SEBI Security Exchange Board of India SUV Sport Utility Vehicle SUN Microsystems Stanford University Network SWF

Shock Wave Flash TCS Tata Consultancy Services HCL Hindustan Computers Limited HTML Hyper Text Markup Language XML Extensible Markup Language PHP Hyper Text Preprocessor