The Michigan Banner February 1 2013 Edition

Volume
10 Number 3
The Michigan Banner First Great Lakes Bay Regional Newspaper
February 1, 2013
Leading in Diversity
Empowering Communities and Changing Lives
UNDeRSTaNDiNG The LeGaCy - Page 2
how Do we eND The SiLeNCe? - Page 3
Lorenzo Pierson, Author At the Crossroads of Freedom and Equality: A Perspective on Social Issues & Race Relations February 7 at 6 pm at Delta College Ricker Center
Sponsored by the Delta College Community Development Office and Delta College Diversity & Inclusion Programs - Black History Month Committee
CoNNeCTiNG The PaST - Page 6
Erica Williams, Civic Activist Be the Change You Wish to See: Using, Passion, Innovation and Technology to Work Toward Social Change February 13 at 10am in the Delta College Gymnasium
Sponsored by the Delta College Presidents Speaker Series and Delta College Diversity & Inclusion Programs - Black History Month Committee
SeRViNG FRoM The heaRT - Page 7
These events are free and open to the public.

For a complete list of Black History Month activities, including the Delta College Gospel Concert on February 28, visit the Delta College events calendar at www.delta.edu, or call Delta College Student Diversity & Inclusion Programs at 989-686-9673.
LiFeS JoURNey wiTh SucceSS - Page 28
Black
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AT D E LTA CO L L E G E
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February 1, 2013
Central Michigan University 2013 Black history Month Celebration Understanding the Legacy: educating a New Generation
Contributed by DWayne Jenkins, Assistant Director Multicultural Academic Student Services
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AUGUST
29, 2012
Join us on Warriner Mall to get to know resources on campus! Registered Student Organizations, departments, offices and local businesses will all be there to share information and free giveaways.
2012-2013 EVENTS
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GET ACQUAINTED DAY
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HISPANIC HERITAGE MONTH
Celebrate the contributions of Hispanic/Latinos in America. Come try delicious Latin cuisine or learn how to salsa dance. Make sure to check out the keynote speaker who will share a unique viewpoint on current events in the United States.
SEPT. 15 THRU OCT. 15, 2012
Central Michigan University has planned numerous amounts of wonderful events and programs to honor Black History Month that began January 31, and ending on February 27. The Office of Multicultural Academic Student Services (MASS) coordinates CMUs annual celebration and its theme this year is Understanding the Legacy: Educating A New Generation. The events will educate students and our community on African American history to improve awareness for our current generation. Come out on Monday February 4, for Fifty Shades of Black which is sponsored by the Organization of Black Unity to discuss the variety of shades of the African American race and how that plays out in todays media. This event will be held at 7 p.m. in the Herrig Classroom. The Office of Diversity Education will sponsor a Soup and Substance talk over lunch, Bridging the Gap: How Far Have We Really Come, on Tuesday February 5, from 12-1pm in the Bovee University Center Rotunda. And later, if you enjoy poetry or if you just want to support, come out for a poetry slam featuring up and coming spoken word poet Brandon Real Talk Williams, which will be held in the Bovee University Center Rotunda at 6 p.m. One of the highlights of the celebration will be our Black History Month Food Taster. This will be a wonderful opportunity to get a taste of delicious dishes that are traditional in the African American community. The food taster will also feature entertainment from Comedian Roy Wood Jr. We have a variety of new programs that we will be a hosting which includes Freedom Friday game night, an interactive Black History trivia game show, which will offer up to $200 in cash prizes, an intellectual discussion on the relevancy of Black greek letter organizations, two original stage plays and much more! We welcome you to participate in any or all of the events to help us celebrate Black History Month. For more information and a detailed list of all events, please contact the CMU Office of Multicultural Academic Student Services at 989-774-3945.
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Coming Out Week is a time full of celebratory and educational events celebrating the coming out experience of LGBTQ individuals and allies.
COMING OUT WEEK
NATIVE AMERICAN HERITAGE MONTH

Native American Heritage Month offers organized cultural events for the CMU campus and surrounding community which include, speakers, panels, classroom presentations, workshops, and a food taster. November was nationally proclaimed Native American Heritage Month in 1992.
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UNIFIED HOLIDAY CELEBRATION
What holidays do you celebrate? See some of the traditional holidays that CMU students celebrate through songs, dances, and other performances at this annual event.
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MARTIN LUTHER KING JR. DAY
Honor the legacy and work of Dr. Martin Luther King, Jr. at our annual peace brunch. Join us in the afternoon for our annual peace march through CMUs campus where we end in downtown Mount Pleasant for a candlelight vigil.
JANUARY
21, 2013
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African-Americans have contributed a lot to the foundation of our country. Hear about contemporary issues in the African-American community from our keynote speaker, or join us for a little soul food at our annual food taster.
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Many unique and wonderful things come from Asian culture. You could try out a new food or learn a new exercise like yoga or tai chi. Dont forget to see our keynote speaker who will share about current Asian-American issues.
MAR. 15 THRU APR. 15, 2013

PRIDE WEEK
8-12, 2013
CMU POW WOW
APRIL
Pride Week is a time for the students, faculty, and staff of CMU to celebrate the LGBTQ community and the diversity within. The week includes guest speakers, education, celebration, and the annual Drag Show.
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The Central Michigan Celebrating Life annual Pow wow is held in the spring of every year to celebrate the new beginning of life and to share Native American culture and traditions with the CMU campus and surrounding community through featured dancers, singers and craft vendors.
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A semi-monthly presentation series that provides members of the campus community and the greater Mt. Pleasant area an opportunity to hear a substantive presentation on a diversity-related topic over a free lunch of soup and bread.
SOUP & SUBSTANCE
Go to: www.cmich.edu/Institutional_diversity.htm to find out how you can help us in our efforts to create an environment of inclusiveness.
1400 w. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com
February 1, 2013
Page 3
The Michigan Banner

1400 W. Genesee Saginaw, MI 48602 989.753-3475 publisher@michiganbanner.com Office Hours: Monday Friday 9 a.m. 5 p.m. Publisher Jerome Buckley Senior Editor R. L. Buckley Circulation & Distribution: Staff Marketing & Sales Staff Sales Staff Mission: The Michigan Banner operates and serves as a print and online media venue committed to educating, informing and enlightening our readership regarding events and news that directly and indirectly affect the communities regionally and globally. Furthermore, to serve as a catalyst and a link for cultivating young adults as entrepreneurial and business leaders for the future. Disclaimer: The Michigan Banner and its staff are not responsible and will not be held liable for any mistakes, error, misspellings and false advertisements in part or whole that may be placed within its publication. Articles, information or comments printed in the newspaper are not necessarily the views or beliefs of The Michigan Banner newspaper. The Michigan Banner reserves the right to edit, change, or delete any information, or refuse to print any information, article or advertisement which is believed to be inconsistent with or conflicts with the mission of the newspaper. Deadlines: 2 weeks before each publication date of the 1st and 16th of each month Submission Procedure: Mailed or e-mailed Preferred format: Jpeg or PDF www.themichiganbanner.com Facebook.com/themichiganbanner Twitter.com/MichiganBanner Blog: www.themichiganbanner.wordpress.com Michigan Banner Classified Call 989-753-3475 or go online at themichiganbanner@gmail.com
history
Supreme Court Chief Justice John Roberts administers the oath of office to President Barack Obama (Photo by Chuck Kennedy)
Supreme Court Justice Sonya Sotomayor administers the oath of office to Vice President Joe Biden. Photo by David Lienemann
how Do we end The Silence?

Each February we remember the accomplishments and feats of those who have walked the land leaving a legacy that I am sure while they lived could not have imagined the impact it would have. There are many alive who lived through those times of modern day civil rights, with Dr. King, Medgar Evers, and many others. However, there is a large population of a certain generation who do not have any thought, or knowledge of the history of those trailblazers and the land and times they lived through. How did this happen? As Dr. King stated in the infamous I have a Dream speech, Our lives begin to end the day we become silent about things that matter. It is daunting to think Jerome Buckley, that if perhaps that certain generation did know about those of before, and what Publisher their lives of sacrifice means to all of the people in this day, the silence about The Michigan Banner things that really matter would not exist. And the silence of many is deafening. In recent editions of the Michigan Banner, I have challenged the community to select those who are giving of themselves as they pursue their vision to make our Great Lakes Bay Region greater for all. We have received the names of young folks who are making a difference in our community. As you read of their accomplishments, you will find they are striving to create a community the young will want to live in productively, and the old without hesitation. We believe one day they too shall be in the history records of our land. So, as we celebrate Black History month this February of 2013, let us educate those who have not had the honor of knowing the true visions of our runners that included prosperity, and peace for all humanity. And lets be sure to encourage and applaud those who are now living among us, and are making a new pathway for this time. Both are needed.
Opinion ......................................................................................................Page 7 Business & Wealth .....................................................................................Page 8 Health.........................................................................................................Page 15 Praise Connections ....................................................................................Page 31
In This Issue
Page 4
February 1, 2013
Celebrating Black history in your Community
February 1, 2013
Page 5
Community Celebration of Black history
Page 6
February 1, 2013
Editorial
Connecting the Past with the President
By Dr. Julianne Malveaux One hundred and fifty years ago, President Abraham Lincoln signed the Emancipation Proclamation. It was a flawed document that freed enslaved people in Confederate areas that he did not control. At the same time, it was a progressive document because it initiated discussion about the freedom Thirteenth, Fourteenth and Fifteen Amendments. One hundred years later, in 1963, Dr. Martin Luther King, Jr. riveted the nation with his I Have A Dream speech during the August 28 March on Washington. Many will remember that he said, I have a dream that one day people will be judged not by the color of their skin but by the content of their character. Somehow people forget that in the same speech he said, We have come to the nations capital to cash a check that has been marked insufficient funds. If people said cash the check as often as they said I have a dream, wed move more quickly forward in closing the economic gaps that African American people experience. Weve been doing this 50-year thing for the past couple years, and well be doing it for another few. The Greensboro Four North Carolina A&T State University Students (with the help of Bennett College students, who are often ignored) sat in at Woolworth counter on February 1, 1960. The March on Washington happened 50 years ago. The Civil Rights Act was passed in 1964, and beyond that the 60s will resonate for the next few years with commemorations and anniversaries. These celebrations are important historical moments, but who remembers? The median age of the population in the United States is about 37 years old. Many of these folks remember the civil rights moment through twice and thrice told tales. Those who are under the median age see the civil rights movement as something like a fable, something they heard about, but doesnt really matter to them. Many of these young people see themselves as post-racial. They hang out with their peers, race notwithstanding. They have never experienced discrimination. Even when they experience it, they are slow to embrace it. They are post-racial, whatever that means. If some of these young people had been immersed in history, they might understand why the Black unemployment rate is twice that of the White rate. If they had books and speeches by Dr. King, who spoke of racial disparities in much of his work, they would understand the many ways the struggle continues. But popular culture suggests that when Black folks and White folks can both act extreme fools on reality shows (I think I blanked out after about a minute of Bad Girls Club); there is some measure of equality. There has been a rich history and legacy of struggle and protest that has been swallowed by the notion of post-racialism in the first decades of this century. It is laudable that President Obama used both the Bible of Dr. Martin Luther King Jr. and that of President Abraham Lincoln, connecting the 150-year-old dots. President Obamas choice in using both Bibles in this anniversary year was a testament to his sensitivity and ability to juggle the tightrope he must manage as both president of the United States and the first African American president of our nation. Most folks 50 and older get it. What about those who are both younger than our nations median age and unschooled in the nuances of history? Is our conversation about race in America stuck in some kind of time warp, where we are unable to speak cross generationally because we have extremely different memories, recollections, and knowledge about that which happened fifty years ago? We do our nation a disservice when we duck and dodge our racially tinged history. We have to grace and embrace the past in order to move forward with our future. Somehow this is a message that needs to be transmitted to young people, especially in this 150th year after emancipation, this 50th year after the March on Washington, this season of embracing and celebrating our history. Julianne Malveaux is a Washington, D.C.based economist and writer, and President Emerita of Bennett College for Women in Greensboro, N.C.
PBS Celebrates Black history Month with Special Programs and New Black Culture website
Arlington, VA - In celebration of Black History Month and as part of its year-round commitment to diverse programming, PBS is featuring an on-air lineup commemorating the contributions of African Americans in music, dance, television and civil rights, providing an in-depth look at key figures and events that shaped black and American history. In addition to these programs, PBS announced it will launch the PBS Black Culture Connection, a digital storybook of black films, history, trends and discussion thats available throughout the year on PBS.org, beginning on February 1, 2013. For additional information on PBS programming visit www.pbs.org.
February 1, 2013
Page 7
Opinion
ThiS aMeRiCa
By Jimmy Greene CEO & President, Greater Michigan Chapter Associated Builders and Contractors, Inc. Republicans had better take heed to my words when I tell them that the silo they are living in created by those I call Political Entrepreneurs does little if anything to serve the interest of ABC Free Enterprise folks. I recently spoke at the Midland Chamber of Commerce about eliminating this compulsion of labeling people beyond the Party label they choose to adopt. There are only Democratsonly Republicans. These distinctions of Conservative or Moderate are done to divide and conquer so the division creates a hijacking of the Party to serve the interest of the fewnot the many, and that is a huge issue for the people we are suppose to advocate for. My fear is that ABC members will be drawn into battles that have more to do with what happens in someones bedroom than those issues that affect profit and loss statements. We have lost good people in office, or even kept good people from office based on the narrow view of those who wish to define what Republicanism is. The reason for that is simpleif the fights end; they have nothing since the fight is the product. The Republican Party of Reagan was indeed the big tent that allowed the Party to be strong, as well as, very strategically strong. That is no longer the case. The Party now practices loser politics, and all in politics that is killing people I work for. Losing numbers creates appointees that wreck havoc on small businessesRepublican or Democrat Owner. Anyone around the country will tell you that no one fights like ABC fights and definitely not as consistent, but we have got to stop allowing ourselves to be hijacked by agendas that are label driven and not issue driven. When real Republicans take back this Party from the uglies, the narrow minded, the bigot, the wedger, the divider, the ideologue that wishes a return to yesterday (as if things were better then ?) so that the world stops looking like it does: Twenty women senators, a Black president, a overwhelming number of Hispanic/Latino political power and numbers, Gays, and an accepting younger base of voters that we as parents should be proud of; then that Party cannot and will not lose elections because that Party is ThiS aMeRiCa.
Recipient of The Sherrill Smith Commitment to Service award Selected

Pam Blondin, MSW, LMSW was recently honored by Child & Family Services Board of Directors by receiving the Sherrill Smith Commitment to Service award. Ms. Blondin states Major events which took Pam Blondin place during my formative years influenced my activism. Among them are the civil rights movement, the struggle for womens liberation, and the peace movement. I have been fortunate to have lived in interesting times and to have had role models and friends who stood up to injustice with nonviolent, even loving behavior. I simply followed their lead. I had the advantage of being told by the president of the United States when I was in the 9th grade to figure out what I could do for my country which I interpreted to mean my fellow citizens. As a result I became a social worker and have been so grateful to have chosen that noble profession. I have been able to be of help to people every day of my professional and volunteer life. Ive had a wonderful life because of it. Ms. Blondin earned the award for her tireless devotion of time and talents to establish or improve services to the underserved in our community. Ms. Blondin received the award because she exhibited the virtues of consistency, passion, persistence and humility in her service. Margie Bach, President/CEO of Child & Family Services says of Ms. Blondin, She sets an example for anyone who aspires to make a difference in their community and stand up for those in most need. Ms. Blondin demonstrated this in 1976 when she assisted with the creation of the Rape Crisis Center, now the Sexual Assault Center of Child & Family Services. Most recently she cofounded along with a volunteer group of St. Marys parishioners, the development of Cathedral Mental Health. Both organizations offer free services to those individual in the greatest of need. Child & Family Services is dedicated to building better lives for individuals and families in our community through the Counseling Center, Sexual Assault Center and Employee Wellness Center. Building Better Lives for over a 140 Years
I believe in having a state government that works for its residents in an effective and efficient manner. We have accomplished much toward that goal. I am enthusiastic about renewing our commitment to growing our economy, creating jobs and giving our citizens a government that is responsive and responsible. Sen. John Moolenaar
Page 8
February 1, 2013
Intersection of Business & Wealth

Business Tools for Success
By Harry C. Alford Washington - No business can guarantee success. In fact, the vast majority of business ventures fail by the second year. Yet, entrepreneurship is the backbone of our economy and the few who succeed provide more than 70 percent of all new jobs. Some of the factors that can make or break a business should be considered as you plan and build your business venture. When you come up with the idea of creating a business, you should first do a feasibility study. Will the market accept this product, service or idea? Make sure you dont come up with the conclusion until you do due diligence. Will it answer the wants and needs of the consumers? Can the market understand it and react positively? What price will the market bare? Ray Kroc, the founder of McDonalds restaurants, had five business failures before he found success. Xerox had the rights to the Internet (not Al Gore) and simply gave it away thinking the market had no use for it. If your feasibility study ends up being very positive then it is time for your business plan. A business plan sets the strategy and guidance for the launch of your business. You cannot get any financing without a convincing business plan. Investors, bankers and potential equity partners wont go to step one without a plan. There must be facts and documentation that can be understood and no pie in the sky will make your plan realistic. Every step of the plan must be proven and justified. If you have confidence in your plan, stick with it and dont take no for an answer. Remember, Fred Smith of FEDEX received an F for his business plan while in graduate school. He did not let that stop the implementation of one of the greatest success stories in the history of our capitalistic nation. When my wife, Kay, and I started the National Black Chamber of Commerce, we used our own money in the early years. Eventually, it grew into the largest Black business association in the world. Once your business is started and is running profitably there are various tools you need to maximize your growth and guarantee a positive future. One important tool is a rainy day fund. The economy is not constant and times come when there are many customers who become unemployed or have to cut back on spending. Interest rates on financing may become prohibitive or a major client goes under or falls into bankruptcy. All of that has a devastating affect on a small business. For instance, if you are a federal government contractor and Congress decides to cut back on the budget and cancel contracts (some of which may be yours), it will hit your cash flow and profits in a terrible way. If you have reserves (rainy day money), you might survive this. If you dont, failure is around the corner. Another tool is medical insurance for your employees. Rates can really vary. If you have five employees, it can range from $400 monthly per employee to $2,000 monthly per employee. That makes a big difference in your bottom line net revenue. It is extremely important to shop around for solicit bids from as many insurance companies as you can find. Other insurances such as Life, Property and Casualty (PNC), Errors and Omissions, Freight and other types have variable rates also. Again, shop around and find the best service and lowest cost for your business. It directly affects your net profit and future of your business. Cost of goods sold is a major factor if you are in the retail, manufacturing or distribution business. That can be a big variable and you have to find the best deal for your business and customer base. My sons have a business and they went around the world to find the best and most cost effective manufacturer of the clothing line they sell. Yes, they found that source in China and even with the duty involved in the importing; it is the best quality and lowest price they could find. Doing this, has assured them of maximizing the profits and pleasing their customers with satisfaction and affordability. Harry C. Alford is co-founder, president/CEO of the National Black Chamber of Commerce.
Power of Dad
The formal recognition program for Power of Dad will be February 15, 2013 at the Horizons Center, 6200 State Street in Saginaw. Keynote speaker, is Herb Deromedi, the all-time winningest coach in Mid-America Conference history. For additional information call Brian Pruitt at 989 714-5213. Whenever you find yourself on the side of the majority, it is time to pause and reflect. Mark Twain
February 1, 2013
Page 9
Terry Reed
Sales Professional Used Cars
L-R - Customer, Robert Harmon, with Sales Professional, Terry Reed
$350 off closing costs* when you refinance to Wanigas. Branch Manager 1837 Bagley Street
Call Me Today! Receive
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Black history Business Fact

North Carolina Mutual Life insurance Co.
Charles Clinton Spaulding, medical doctor Aaron McDuffie Moore, and ex-slave and entrepreneur John Merrick founded the first AfricanAmerican owned and managed insurance company, North Carolina Mutual Life Insurance Company in 1898. It was the nations largest African-American business, and it is still one of the nations oldest African-American businesses today.
Federally Insured by NCUA

* Mortgage must be from another financial institution or new home purchase. Excludes Home Equity and Non Conventional Mortgages. Offer expires 03/31/2013.
In prosperity prepare for a change; in adversity hope for one. ~ James Burgh
SBa announces Changes to Contracting Program for women-owned Small Businesses

Washington Women-owned small businesses will have greater access to federal contracting opportunities as a result of changes included in the National Defense Authorization Act of 2013 (NDAA) to the U.S. Small Business Administrations Women-Owned Small Business Federal Contract Program. For more information on the Women-Owned Small Business Program or to access the instructions, applications or database, visit www.sba.gov/wosb.
Grand Reopening and Mardi Gras Day at Popeyes Louisiana Kitchen

The reopening celebration for Popeyes Louisiana Kitchen located at 3359 East Holland Rd., in Saginaw, is February 16, from 12 p.m. to 2 p.m. There will be remotes from KISS 107.1, Mix 106.3, and giveaways.
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February 1, 2013
Tax Tips for Maximum Refunds

By Mike Thompson For The Michigan Banner If you are low- or low-middle income, or if you know of family and friends in this boat, there are several steps to attain the best results when submitting tax returns. Bear in mind your wages may be as high as $40,000 if a child is in your home, or as high as the $50,000 range if your household includes several, to qualify for the benefits of the Earned Income Tax Credit (ETIC) or the Child Tax Credit. Children can be as old as 18 as of last Dec. 31, or 24 if they are full-time students. Foster children or children in a grandparents care can be counted too. Free-of-charge tax preparation often is available at the Saginaw CAC center or through 10 sites in the United Ways VITA program, Volunteer Income Tax Assistance. The sites are Saginaws Hoyt and Butman-Fish libraries, Buena Vistas PNC bank, Bridgeport Library, Delta College, Frankenmuth Credit Unions main site and Town & Country outlet, Hemlocks Rauchholz Library, Freeland High School and Chesanings River Rapids Library. Call ahead for times and/or appointments. Be aware that there is no such thing as a rapid refund. The IRS cuts checks in the order in which tax forms are received. Many tax preparers (including some car dealers and rent-toown shops striving to make a sale) offer rapid refunds, but they actually are loans for which they assess sky-high fees, similar to payday loans. Your refund is collateral. So if you accept this option you may be paying the equivalent of a tripledigit annual interest rate, just to get your money a couple weeks ahead of time. The EITC is very important, often worth thousands of dollars for a household. The tax credit was conceived and signed by, of all people, President Richard Nixon, as a method to include an anti-poverty work incentive, rather than simply doling out welfare grants. Presidents Bill Clinton and Barack Obama both expanded the EITC, and Michigan is among 24 states that also have their own versions, although much more modest than the federal credit. Last year, reports the Center for Budget and Policy Priorities (eitcoutreach.org), 27 million families benefited from the EITC. Sadly, believe it or not, another 9 million qualified but failed to make the claim, for one reason or another. This begs the question of why the IRS makes things so complicated, but at any rate, this is why the center conducts national educational outreach. The high levels of qualifying income may surprise some folks: Up to $13,980 for a childless individual, or $19,190 for a childless couple. For a home with one child, up to $36,920 for a single parent and $42,130 for a married couple. For a home with two children, up to $41,952 for a single parent and $47,162 for a couple. SEE P 11, Tax Tips
STANDARD LOAN GUIDELINES FOR ALL LOANS
ACCEPTABLE PROPERTY TYPES

Apartment (5-20 Units) Apartment (21+ Units) Auto Services Bed & Breakfast Campground / RV Park Carwash Church Condo Conversion Convenience Store with Gas Day Care Center Dry Cleaner Educational Center Equipment Financing Funeral Home Gas Station Golf Course Health Care / Assisted Living Hospital Hotel Condo Hotel / Motel Investment Condo Laundromat Light Industrial Mixed Use Mobile Home Park Multi Family (2-4 Units) Multi Family (5+ Units) Office Office Condo Parking Garage Restaurant Retail Rooming House Self Storage Single Family Residence Townhome / Residential Condo Warehouse
LOAN to VALUES:
65-75% LTV all Properties 80% LTV for Multi-Family Purchases in Tier I & Tier II areas Only
INTEREST RATES:
3.75 6% Interest Average 8.99 11% Bridge Loans/Hard Money
PREPAYMENT PENALTY:
5% Declining; 5% 1st yr., 4% 2nd yr., 3% 3rd yr., 2% 4th yr., 1% 5th yr.
TERMS:
5, 7 and 10 year Terms
AMORTIZATION:
25-30 years
ASSET BASED:
No Personal Guarantee Must close in LLC. Non-Credit Score Driven
E AC H L O AN M U S T Q U AL I F Y O N I T S OWN MERIT Thomas A. Baker Sr. Vice President 248-289-3020 tbaker@seniorcommercialcapital.com
Account Executive
your most unhappy customers are your greatest source of learning.

~Bill Gates, Business @ the Speed of Thought
February 1, 2013
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Mi-SBTDC Great Lakes Bay Presents Five Keys to achieving Fiscal Fitness
The Michigan Small Business & Technology Development Center (MI-SBTDC) will present a financial tools workshop at Delta College. Five Keys to Achieving Fiscal Fitness, a workshop to help the non-financial business owner/manager achieve Fiscal Fitness, a state-wide training program designed to strengthen financial literacy and improve the ability to access the capital businesses need to grow. The program is sponsored by Fifth Third Bank and will be held February 19, 2013, on the campus of Delta College located at 1961 Delta Road, University Center. This program is specifically targeted to CEOs of small businesses that lack financial literacy in the Great Lakes Bay business community. Topics to be discussed include: FROM P 10, Tax tips For a home with three children, up to $45,060 for a single parent and $50,270 for a couple. On a political note, readers may recall Mitt Romneys sad assertion during last years campaign that 47 percent of Americans pay no federal income taxes and thus feel entitled to freebies from the government. The EITC is a main reason for the 47 percent figure, but of course these filers pay many other sources of taxes, including payroll deductions for Medicare and Social Security. Furthermore, the Center for Budget and Policy Priorities notes that a mere 9 percent of federal entitlement spending, in contrast to Romneys laments regarding freeloaders, goes to unemployed adults. Other shares include 53 percent for senior citizens, 20 percent for people with disabilities and 18 percent for working adults. when visiting a tax preparer, the following paperwork is desired: * Photo ID. * Social Security card, for self and appropriate dependents. * Dependent birthdates. * W-2, Social Security and 1099 income statements. * Last years tax returns, the prior two years of you feel you missed deductions in the past; recovery is still possible. Identifying problems using your balance sheet and income statement Providing ways to increase your companys cash flow Using breakeven analysis to improve decision-making Planning the working capital to support your growth How to keep your banker on your side Recently I attended a seminar called Fiscal Fitness that was held by our local SBTDC. In a word...Wow! I have been to numerous seminars that tell you what you should do to improve your business but very rarely have I attended one that actually gave you the tools and told you how to go about it. This seminar is a must for all small business owners. Kathie Fuce-Hobohm Proof of payment of property taxes or rent. * For tenants, landlords name and address. * Proof of payment for child day care, and providers tax identification number. * Department of Human Services statement, if appropriate. * Divorce and alimony documents, if appropriate. * Bank account and routing numbers. If you annually are receiving a large EITC, and if you would prefer larger regular take-home paychecks throughout the full year, consider asking your employer for a W-5 form, Earned Income Credit Advance Deposit Certificate. Less money will be withheld. For instance, if your EITC is $2,600 and you get paid weekly you can take home an added $50 with each paycheck (divide your own refund by 52). Biweekly, its $100 (divide your own refund by 26). Of course, this means you no longer can count on such a large lump sum tax return check at the start of next year. Its a tradeoff; your choice. If you work multiple part-time jobs, take caution in exercising the W-5 option so as not to underwithhold. Dont be shy about asking an employer because it makes no financial difference to them one way or another; in fact, they are legally required to provide and process the W-5.) Source: The United Way * SPACE, Inc. Five Keys to Achieving Fiscal Fitness will cost $39 per participant (Fifth Third clients can attend at no cost but must register). Registration and networking starts at 8:00 a.m. and the seminar is from 8:30 a.m. to 12:30 p.m. Register online, www.delta.edu/lifelonglearning or call (989) 686-9444 for more information. This same workshop will be repeated again on April 12 and June 18, 2013. In these trying financial times, Fifth Third Bank recognized how important it is to reach out to business owners and help them become savvier in managing their business finances. Fifth Third Bank is proud to support the MI-SBTDC in these efforts. Dolores Sturdivant Fifth Third Bank.
Performance Chevys Raise $2.14 Million in Charity auctions

Scottsdale, Ariz Five Chevrolet performance cars, including the first retail production model of the 2014 Corvette Stingray, raised a combined $2.14 million at the Barrett-Jackson Scottsdale collector car auctions that concluded Sunday. Proceeds benefit the College for Creative Studies in Detroit, habitat for humanity Detroit, the American Heart Association, the Guy Fieri Foundation for Inspiration and Imagination and the Achilles Freedom Team of Wounded Veterans. The all-new Corvette Stingray Vehicle Identification Number ending in 0001 sold recently to businessman and NASCAR team owner Rick Hendrick for $1.05 million just days after the Stingrays world debut preceding the North American International Auto Show in Detroit. The money will go the College for Creative Studies, one of the worlds premier institutions for industrial and transportation design. Corvette goes on sale later this year. Source: www.generalmotors.com
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February 1, 2013
aT&T to extend it Can wait Reach in 2013

Building on a campaign that has raised awareness of the dangers of texting while driving and inspired more than 1.2 million pledges not to text behind the wheel, AT&T recently announced plans to expand the It Can Wait program in 2013. Texting and driving can be a deadly combination and is involved in more than 100,000 vehicle crashes each year, often causing injuries and deaths. This year, AT&T plans to collaborate with other companies and nonprofit organizations to further spread the message that no text is worth dying for -- and to make no-texting-while-driving technologies more widely available. Our goal is simple we want to change behavior and save lives, said AT&T Senior Executive Vice President and Global Marketing Officer Cathy Coughlin. Thats why were putting additional resources behind this effort and why were inviting everyone to join us in this cause. Working together, we can make a difference. In 2012, 165 organizations, including national nonprofits, commercial businesses, law enforcement, educators, legislators, professional associations and government agencies helped get out the message and encourage people to make a personal pledge not to text and drive. The combined efforts of organizations including the Federal Communications Commission, the U.S. Department of Transportation, National Organizations for Youth Safety, SADD, Big Brothers Big Sisters, RadioShack and CTIA-The Wireless Association made a difference. For example: Awareness of the It Can Wait message increased 26 percent during the key cam paign period. One-in-three people in that period said that texting while driving messages have an impact on their driving habits. More than 1.2 million no-texting-whiledriving pledges were made at ItCanWait. com and through Facebook, Twitter, live events and text-to-pledge initiatives. In 2013, AT&T plans to extend work with existing It Can Wait collaborators and significantly expand their ranks. Plans include: Working with device makers to pre-load no-texting-while-driving technologies and solutions into handsets, with the goal of making these solutions standard on all AT&T smartphones.
Collaborating to Share the Message: No Text is Worth Dying For.

The Pantech Discover will be the first device to come with the free AT&T DriveMode safedriving app preloaded. Other device makers, including Samsung and HTC, have plans to preload DriveMode onto future smartphones later this year. Engaging cities such as Houston, Texas, and companies including USAA and Walmart to discuss potential new It Can Wait collaborations. Making resources ranging from It Can Wait branded materials, to teaching aids and sample company policies available to other organizations for programs they develop. Launching a year-round texting-whiledriving simulator tour targeting more than 380 events nationwide. AT&T, its 240,000 employees and other supporters are calling on all drivers to go to www. ItCanWait.org to take the no-texting-while-driving pledge, and then share their promise with others via Twitter (#itcanwait) and Facebook. The pledge is part of the public awareness campaign aimed directly at stopping the dangerous practice of texting while driving.
aT&T BUSiNeSS FaCTS

AT&T Business Solutions serves nearly 3.9 million business customers ranging from the largest global companies to medium and small businesses. AT&T serves all of the Fortune 1000 companies and, in Europe, 50% of the FTSe the U.S. companies (UK), more than 85% of the CaC 40 ABS operates on six continents and has (France) and over 80% of the DaX (Germany). 170,000 employees worldwide, generating al AT&T has more than 3 million small- most half of AT&Ts total revenue. and medium-sized business customers across
aT&T 28 Days Series hosted by Rickey Smiley and Jeff Johnson Returns to Detroit February 27
Detroit -AT&T recently announced the return of 28 Days, a campaign that aims to motivate consumers to take a forward look at Black History Month as they create their own history. Celebrating its fifth anniversary, AT&T 28 Days features a multi-city speaker series and concert tour with comedian and radio personality, Rickey Smiley serving as host. The speaker series and concert tour blends together a roster of performers, thought leaders and innovators that are taking a forward look at making history. We believe its what you do, with what we do, which is why 28 Days keeps coming back. AT&T 28 Days is five years strong because of the response and support weve received from our African American consumers, said Jennifer Jones, vice president of Diverse Markets, AT&T Mobility and Consumer Markets. Each year, we look at new ways to move people to act on their dreams today. By adding new speakers and musical performances to 28 Days, we hope the campaign remains fun and relevant.
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believe. do.
At AT&T we believe in communities. Thats why we do what we do. Like striving to connect people with good jobs, donating our time and talent, supporting the underserved, and promoting innovative educational programs. Because we believe the power of you creates limitless possibilities for us all.
Thats why we proudly support the Michigan Banner.
2011 AT&T Intellectual Property. All rights reserved.
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February 1, 2013
Authors W. James Richardson 1356 Woodside Street Saginaw, MI 988-753-0233 www.wjamesrichardson.com Auto 2 Fresh Detail Kenny Jackson 300 N. Niagara Street Saginaw, MI 48602 989-239-7012 Labadie Olds 711 S. Euclid Bay City, MI 48706 Terry Reed Sales Professional 989-667-2000 Ext. 341 Direct 989-460-0341 Fax 989-667-0103 E-mail terry.reed@labadieauto.com Website www.labadieauto.com McDonald Pontiac-GMC, Inc. 5155 State Street Saginaw, MI 48603 Leon V. Washington Sales & Leasing Professional 989-790-5155 Leonwa1@yahoo.com Saginaw Valley Ford Lincoln Gil Johnson, President 4201 Bay Road Saginaw, MI 48603 989.792.1700 1.800.479.8651 Bakeries Lighthouse Bakery 285 S. Outer Drive Saginaw, MI 989-754-7088 Fax 989-754-7099 Banquet Facilities Rowan - West Facility 1400 W. Genesee Saginaw, Michigan 989-753-3475 Beauty Illusions Beauty Salon Valerie King Owner/Operator 1400 W. Genesee Street Saginaw, Michigan 989-755-2666/989-755-3883 LocAccents Tonita Lawson Sisterlocks Consultant 6327 Laurentian Ct. Flint, MI 48532 810-240-9665 www.Sisterlocks.com Reflection of U Too 2103 Sheridan Ave. Saginaw, Michigan 989-753-4600 Sports Barbershop 1400 W. Genesee Saginaw, Michigan 989-992-2600
Business Directory
Unique Cuts & Massage 1502 Court Street Saginaw, MI 48602 989-327-2338 Unique Cuts II 3125 E. Holland Saginaw, MI 48601 989-327-2338 Business Solutions The Growth Coach Cal Talley, Owner 293 Provincial Ct. #78 989-401-6229 C.Talley@The GrowthCoach.com www.The GrowthCoach.com Carrollton Public Schools Craig C. Douglas Superintendent P.O. Box 517 Carrollton, MI 48724 (989) 754-1475 Fax (989) 754-1470 Direct Dial (989) 399-8860 cdouglas@carrollton.k12.mi.us Cleaning Services Extreme Carpet & Upholstery William & Denise Murphy - Owners Commercial & Residential Janitorial Services 989-753-3335 Best Choice Floor Maintenance & Carpet Cleaning 989-316-8327 bestchoicefmandcc@hotmail.com Community Centers and Services First Ward Community Services 1410 N. 12th Street Saginaw, Michigan 989-753-0411 Construction Kingdom Builders Jim Shafley, President 2210 Annesley Street Saginaw, MI 48601 989. 948.8094 www.kingdombuildersmi.org Consultants EnviCare Consulting, Inc. Billy J. Strawter, Sr., President 2809 Blairmont Drive Midland, MI 48622 989.839.9177 www.envicareinc.com Dentists Jack W. Nash, DDS Cosmetic and Restorative Dentistry 1320 S. Washington Ave. Saginaw, Michigan 48601 989-752-1200 Fashion Where Did U Get That Hat? Specialize in Custom Designs Sundays Best Yvonne Ellison/Milliner Phone 989-529-4193 E-mail: yeellison@aol.com Financial City of Saginaw Block Grant & Rehab Program 1315 S. Washington Avenue, Room Saginaw, MI 48601 989-759-1530 Saginaw Economic Development Corporation Shontaye Bibbs 1315 S. Washington Avenue, Room 207 Saginaw, MI 48601 989-759-1395 sbibbs@saginaw-mi.com Florists Erikas Flowers 214 Federal Ave. Saginaw, MI 48607 989-755-9330 www.erikasflowerssaginaw.com Food & Dining Spencers Route 46 Spence Dambro Proprietor 5530 Gratiot 989-793-3400 Saginaw, MI 48638 www.spencersfinefood.com Funeral Homes Deisler Funeral Home 2233 Hemmeter Rd. Saginaw, MI 48603 989.799.1151 Graphics/Digital TBF Graphics Digital 803 S. Washington Ave. Saginaw, Michigan 989-752-5540 TBFGRAPHICS.COM TBFDIGITAL.COM Heating and Cooling HORIZON Azola Williams 989-755-8650 Business 989-233-3295 Cell Photography E.B. Studio 212 Washington Ave. Saginaw, MI 48607 989-397-4144 Quality Photo 124 N. Michigan Saginaw, MI 48602 989-790-8130
Publications David Hall Crimiel Publications LLC POB 20061 Saginaw, Michigan 48602 REALTORS Keller Williams Gregg Matekel 4177 Fashion Square Blvd. Suite 3 Saginaw, MI 48603 989-792-8200 x188 Office 989-529-3244 Cell Fax: 989-401-5172 Restaurants Brother Arthurs Fish & More 2522 E. Genesee Saginaw, MI 989-752-0200 Rite Spot 1205 Lapeer Saginaw, MI 48601 989-754-6001 Savoy Bar & Grill 127 S. Franklin Street Saginaw, MI 48607 989.754.9660 Retailers GREEKS R US 2203 E. Genesee Saginaw, MI 48601 989-755-4925 riggins52@charter.net Shoe Repair Morgans Shoe Repair 308 Federal Ave. Saginaw, MI 48607 989-754-6155 Tailors Executive Tailoring Christopher E. Eddington Master Tailor 418 Court Street Saginaw, MI 48602 989-791-0037 chrissgnw@aol.com 24 hour service Tax Services Robert McDuffy Tax & Accounting Service/ERO e-file 2127 Ledyard Saginaw, MI 48601 Business - 989-443-0115 Fax 989-752-1467 rmcduffy@aol.com Transportation McFadden Charter Service, LLC Howard McFadden 1200 E. Moore Rd. Saginaw, Michigan 989-777-7038 / 989-751-1461 Howard bigmac@charter.net
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Health
Better Choices, Better Medicine, Better Healing

healthy Lifestylehealthy heart
In the United States, the most common type of heart disease is coronary artery disease (CAD), which can lead to heart attack. You can greatly reduce your risk for CAD through lifestyle changes and, in some cases, medication. Coronary artery disease can cause a heart attack. If you have a heart attack, you are more likely to survive if you know the signs and symptoms, call 9-1-1 right away, and get to a hospital quickly. People who have had a heart attack can also reduce the risk of future heart attacks or strokes by making lifestyle changes and taking medication. Symptoms of a Heart Attack The five major symptoms of a heart attack are Pain or discomfort in the jaw, neck, or back. Feeling weak, light-headed, or faint. Chest pain or discomfort. Pain or discomfort in arms or shoulder. Shortness of breath. If you think that you or someone you know is having a heart attack, you should call 911 immediately. Prevention: What You Can Do eat a healthy diet. Choosing healthful meal and snack options can help you avoid heart disease and its complications. Be sure to eat plenty of fresh fruits and vegetables. Eating foods low in saturated fat and cholesterol and high in fiber can help prevent high blood cholesterol. Limiting salt or sodium in your diet can also lower your blood pressure. Maintain a healthy weight. Being overweight or obese can increase your risk for heart disease. To determine whether your weight is in a healthy range, doctors often calculate a number called the body mass index (BMI). Doctors sometimes also use waist and hip measurements to measure a persons excess body fat. exercise regularly. Physical activity can help you maintain a healthy weight and lower cholesterol and blood pressure. The Surgeon General recommends that adults should engage in moderate-intensity exercise for at least 30 minutes on most days of the week. Dont smoke. Cigarette smoking greatly increases your risk for heart disease. So, if you dont smoke, dont start. If you do smoke, quitting will lower your risk for heart disease. Your doctor can suggest ways to help you quit. Limit alcohol use. Avoid drinking too much alcohol, which causes high blood pressure. Source: www.cdc.gov/heartdisease/
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February 1, 2013
Do i have a Problem?
Eating disorders are a group of serious conditions in which youre so preoccupied with food and weight that you can often focus on little else. The main types of eating disorders are anorexia nervosa, bulimia nervosa and binge-eating disorder. Eating disorders can cause serious physical problems and, at their most severe, can even be life-threatening. Most people with eating disorders are females, but males can also have eating disorders. An exception is binge-eating disorder, which appears to affect almost as many males as females. Treatments for eating disorders usually involve psychotherapy, nutrition education, family counseling, medications and hospitalization Symptoms Eating disorders symptoms vary with the particular type of eating disorder. anorexia nervosa When you have anorexia nervosa (an-o-REKsee-uh nur-VOH-suh), youre obsessed with food and being thin, sometimes to the point of deadly self-starvation. Bulimia nervosa When you have bulimia, you have episodes of bingeing and purging. During these episodes, you typically eat a large amount of food in a short duration and then try to rid yourself of the extra calories through vomiting or excessive exercise. You may be at a normal weight or even a bit overweight. Binge-eating disorder When you have binge-eating disorder, you regularly eat excessive amounts of food (binge), but dont try to compensate for this behavior with exercise or purging as someone with bulimia or anorexia might. You may eat when youre not hungry and continue eating even long after youre uncomfortably full. After a binge, you may feel guilty or ashamed, which can trigger a new round of bingeing. You may be a normal weight, overweight or obese. when to see a doctor Because of its powerful pull, an eating disorder can be difficult to manage or overcome by yourself. Eating disorders can virtually take over your life. You may think about food all the time, spend hours agonizing over what to eat and exercise to exhaustion. You may feel ashamed, sad, hopeless, drained, irritable and anxious. You may also have a host of physical problems because of your eating disorder, such as irregular heartbeats, fatigue, and bowel or menstrual troubles. If youre experiencing any of these problems, or if you think you may have an eating disorder, seek medical help. Urging a loved one to seek treatment Unfortunately, many people with eating disorders resist treatment. If you have a loved one youre worried about, urge him or her to talk to a doctor. Even if your loved one isnt ready to acknowledge having an issue with food, you may be able to open the door by expressing concern and a desire to listen. If youre concerned your child may have an eating disorder, contact his or her doctor about your concerns. You can get a referral to qualified mental health providers for treatment. Keep in mind, however, that in children its sometimes hard to tell whats an eating disorder and whats simply a whim, a new fad, or experimentation with a vegetarian diet or other eating styles. In addition, many girls and sometimes boys go on diets to lose weight, but stop dieting after a short time. If youre a parent or guardian, be careful not to mistake occasional dieting with an eating disorder. On the other hand, be alert for eating patterns and beliefs that may signal unhealthy behavior, as well as peer pressure that may trigger eating disorders. Source: Mayo Clinic
National Black hiV/aiDS awareness Day initiative

Mark your calendars and set the date! Monday, February 7, 2013 is National Black HIV/AIDS Awareness Day (NBHAAD), a national HIV/ AIDS testing and treatment community mobilization initiative designed to encourage Blacks across the United States and Territorial Areas to get educated, get tested, get involved, and get treated as HIV/AIDS continues to devastate Black communities. Hearth Home located at 732 Hoyt, in Saginaw, will provide free HIV testing, from 9 a.m. to 4 p.m., Thursday, February 7. As a prelude to NBHAAD, there will be a free African American HIV Awareness Day Poetry Night at the Red Eye Caf, located at 205 N. Hamilton, in Saginaw on February 5, from 7 p.m. to 9 p.m. The contact person for the poetry night event is Jimmie Burkhead, 989.753.9011. For additional information concerning the community testing and treatment initiative, visit www.nationalblackaidsday.org, or call 989.753.9011.
February is National Childrens Dental health Month

Children need strong, healthy teeth to chew their food, speak and have a good-looking smile. Whats more, a good diet is essential for a childs growth and development. Almost all foods, including milk or vegetables, have some type of sugar, which can contribute to tooth decay. To help control the amount of sugar your child consumes, always try to read food labels and choose foods and beverages that are low in added sugars. Also, select beverages, such as water, that hydrate and contribute to good nutrition. Source: www.ada.org
February 1, 2013
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Maximize
The story of a child with Severe Emotional Disturbance is too often one of tragedy. With the right help and the right team, it can be one of triumph. We maximize results to give more family stories a happy ending.
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Contact Wardene Talley
989-754-2288
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February 1, 2013
Back to the Basics

By Willie Hillman, M.S. What goes through the mind of a young African American male in our community? What obstacles do they face on a day-to-day basis? How did our culture get to this point of violence and anger? While youth of any race or culture are challenged to succeed, Willie Hillman, M.S. African American youth are literally dying at an alarming rate. They are dropping out of high school and succumbing to the hype of the stereotypes. Above the seemingly simple yet complex question of whether to identify as African American or Black, we need to look at what is really impacting and influencing our young men. Is it teachers or the television? Is it the hip-hop/ rap artist or the local pastor? Most substantially, African American youth are influenced by the urban music stations, television and the hip hop industry that has grown to glorify the culture as one of drugs, crime, and sex. Pop culture has created negative stereotypes surrounding the African American culture that young males feel like they have to impersonate to fit in. Instead of using their unique platform to glorify the positives like community, brotherhood and purpose, these artists are glorifying the stereotypes that have gotten our culture and our community to this breaking point in the first place. Whats worse is that these stereotypes arent just hurting the African American culture, they are hurting the well being of youth in this community and across the world. Real life is imitating this hip-hop culture; we have become a society where guns, violence and death are just a part of every day life. Its traumatic and it has a very real effect on our mental well being - even more so in youth who are still trying to find an identity of their own and figure out who they want to be. How are these kids supposed to focus on the future and bettering themselves when their neighbors, friends and family are being shot at on an almost daily basis? They cant. They focus on survival and survival often includes more violence and the stereotype continues. As a community we need to help guide our youth back to a culture that they will be proud to share with the next generation. We need to show them that there are positive ways to be proud of their culture - it is one that has overcome many dark days and has a rich history that doesnt promote drugs and violence. There are many great resources available to provide guidance and mentorship for youth in the Saginaw community, and Saginaw MAX System of Care is one of them. At Saginaw MAX, youth leadership and participation is a guiding principle in its daily operations. Nothing is done without their input and advice, and there are youth groups that foster leadership skills and encourage participation in activities and events that benefit the Saginaw community. Its through these types of groups and activities that youth in our community are going to develop skills and leadership qualities that will take them places in life they never thought possible. This is how we are going to get our youth, all of our youth, back to the basics. For more information on Saginaw MAX System of Care and how to get involved in the UNO (Understanding New Opinions) youth group, contact Youth Involvement Coordinator Willie Hillman at 989-272-7232.
Media Intern Photo Gallery Archives
Marcellos The Michigan Banner Photo
Diamond The Michigan Banner Photo
February 1, 2013
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Black history Medical Fact

Mary Eliza Mahoney was the first African-American nurse to be licensed in the United States. It took Mahoney 15 years of working at the New England Hospital for Women and Children as a cook, janitor and washwoman before she could work as a nurses assistant unofficially. At age 33, she was admitted into the program by Dr. Marie Zakrzewska, one of the first female doctors in the country. She graduated in 1879. In 1908, Mahoney co-founded the National Association of Colored Graduate Nurses, which eventually merged with the American Nurses Association. In her lifespan, she served as director of the Howard Orphan Asylum for black children in Long Island, New York. Source: BlackHistoryFact-Medical
Independence. Dignity. Quality of Life. Independence. Dignity. Quality of Life.
COMFORCARE HOME CARE COMFORCARE HOME CARE

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The ComForcare Mission The ComForcare Mission To improve the quality of life and To improve the quality of life and level of independence for every client level of independence for every client and family receiving our services. and family receiving our services. We focus on four initiatives that are We focus on four initiatives that are critical to the well-being of seniors: critical to the well-being of seniors: Fall Prevention Fall Prevention Medication Adherence Medication Adherence Chronic Disease Management Chronic Disease Management Transition of Care Transition of Care
apps! apps! apps!

Disability Network of Mid-Michigan is joining a nation-wide LiveStream video seminar, presented by BridgingApps, a program of Easter Seals. Apps! Apps! Apps! is a FREE assistive technology training program for anyone interested in becoming knowledgeable about accessibility features on iPad (and related devices), and those seeking to gain skills on how to find appropriate apps for people with disabilities or special needs. when: February 22, 2013 8:30 am - Breakfast provided by DNMM 9 a.m. - Training Program Noon - Lunch provided by DNMM 3 p.m. - Conclusion where: Disability Network Conference Room 1705 S. Saginaw Rd., Midland For more information, contact Andrea Sneller at 989-835-4041.
Wilbert J. Smith and Alois B. Smith Wilbert J. Smith and Alois B. Smith Owner/Operators Owner/Operators
Contact us today to learn more about our Quality Care Guarantee! Contact us today to learn more about our Quality Care Guarantee! 320 S. Washington Avenue Suite 202 Saginaw, MI 48607 320 S. Washington Avenue Suite 202 Saginaw, MI 48607 989-752-5501 989-752-5503 FAX 989-752-5501 989-752-5503 FAX Email: mbsmichigan@comforcare.com Email: mbsmichigan@comforcare.com Website: www.mbsmichigan.comforcare.com Website: www.mbsmichigan.comforcare.com
National Salute to Veteran Patients
The week of February 14, each year is your opportunity to say thank you to a special group of men and women, who are cared for every day in Department of Veterans Affairs (VA) medical centers, outpatient clinics, domiciliaries, and nursing homes. Actor/Comedian, a Navy Veteran, is the 2013 official chairman of the Department of Veterans Affairs (VA) 2013 National Salute to Veteran Patients.
our Mission is to Provide... Register for Winter Classes

Mobile Medical Response, Inc. (MMR) provides emergency and non-emergency services to 11 Counties throughout the State of Michigan. Services include; ambulance and wheelchair transportation, emergency medical management contracts, state-of-the-art medical dispatch capabilities through the MMR MEDCOM Dispatch Center, and two high-tech maintenance centers staffed with master mechanics and technicians that successfully keep MMR vehicles in premium condition 24/7. At MMR, were committed to professionalism, respect, integrity, dedication and excellencewe call it PRIDE. And to that end, it is our mission to provide our communities with unrivaled access to medical care by embodying all of these foundational principles. MMR not only provides non-profit transport and education services, our profit-arm Mercy Sales & Services (MSS) is the exclusive dealer of Marque and Osage Ambulances, as well as Accubuilt Wheelchair Vans. MSS operates out of a contemporary 11,000-square-foot facility in Mt. Pleasant dedicated to providing remount and rechassis services specific to each and every clients needs. For additional information or to register for our upcoming winter courses call 989.758.2900, 800.232.5216, or visit www.mobilemedical.org.
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February 1, 2013
Food inspection Reports of your Favorite Saginaw County Restaurants Now online
Saginaw County citizens can now access information online to see how well their favorite restaurants and bars fare during health inspections. The Saginaw County Department of Public Health (SCDPH) is now making this information available on its website at www. saginawpublichealth.org. Simply click on the Food Service Info icon to be directed to the Food Service Inspection Reports link. The website will be updated on a monthly basis. Routine inspections of Saginaw Countys 668 licensed eateries are unannounced and typically conducted at a 6 to 12 month frequency, depending on the type of establishment and complexity of the food handling at the facility. Violations are items that can lead to foodborne illness, food contamination, or an environmental health hazard if not corrected. The more severe violations are called priority or priority foundation violations and may require a followup inspection within ten days or less if not corrected immediately during the inspection. Some infractions-called core violations-are considered less severe, but still need to be addressed by the establishment. These types of violations include items such as dirty floors or lack of hair restraints. Inspections of food service establishments in Michigan are not scored. The best way to judge the results of an inspection is to read the entire inspection report. A good routine inspection report would have no priority or priority foundation violations, no repeat violations, and a few core violations. Brigid Richards, Senior Environmental Health Specialist for the SCDPH Environmental Health Services Food Program, reminds the public that the presence of violations in a past inspection report does not necessarily mean that an establishment has the same violations today. Food service is a dynamic industry that must adjust to continual changes in staffing, customer demands, and updated regulations.
Morley to add 250 associates to Support New Customer Care Center

Morley recently announced that it has been awarded a significant, long-term contract with a Fortune 100 insurance company to deliver a world-class, customer care center for its Roadside Assistance programs. To support the contact center, Morley will hire an additional 250 associates in various capacities, including customer service, operational supervision, human resources, IT and senior program management. This center will serve as the headquarters for the program, which will be located in the companys recently acquired fourth facility on the corner of Bay and McCarty roads. We are extremely excited to deepen our relationship and expand our services with this important client, said Paul Furlo, president and CEO. As we celebrate our 150th anniversary this year, we take time to honor our associates, who have not only contributed to our current level of success, but also will help pave the way for future endeavors. Applicants are encouraged to visit www. morleynet.com/careers to view current job opportunities.
Thousands offered for Disability innovations

United Cerebral Palsy (UCP) has announced $25,000 in prize money to anyone who can create one of the three winning ideas listed below and submitted to the World Cerebral Palsy Days Change my World in 1 Minute contest. Solar-powered wheelchair: A solar-powered wheelchair would enable individuals who rely on motorized wheelchairs to charge their chairs on the go with solar energy and eliminate current battery life limitations. Fold-up motorized wheelchair: This idea proposes developing a motorized wheelchair that could be easily disassembled to fit into a regular car or SUV, instead of a specially modified vehicle. Documentary: Cerebral Palsy in the 21st Century: A documentary focusing on the successes of people with cerebral palsy and work to develop role models for the millions of people living with disabilities around the world. Inventors from around the world are invited to join the contest and compete for a share of the $25,000 in prize money. Submissions are due on March 31, 2013, and the winners will be announced on the next World Cerebral Palsy Day: September 2, 2013. Were challenging the world to bring these three innovative ideas to lifeand to help people living with disabilities become more independent, increase accessibility, and raise awareness, said Stephen Bennett, President & CEO of United Cerebral Palsy. We invite everyone to bring their best thinking to the contest. This is a chance to use the best of humanitys gifts to change the lives of others. Lets get started! Visit http://www.worldcpday.org/faq/ for additional information.
February 1, 2013
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Education
Buena Vista Schools host 1st annual Parent Leadership Conference
Free conference for Saginaw parents to empower, educate, and engage parents
Its no secret that parent involvement significantly increases student achievement and overall self-esteem. In todays society, parent involvement can seem more like an extra chore. Parent involvement can be embedded in your everyday routine with your children. Our busy days are filled with teachable moments that will enrich the lives of our children. As parents you are your childs first, best and most influential teacher he or she will ever have. We believe that parent involvement happens when parents feel welcomed, supported and empowered to advocate for their children. We believe that parents come from all different walks of life, practicing traditional and non-traditional roles. We believe our parents are a childs first teacher and care about the educational success of their children. We believe parent involvement happens at home, on the weekends, in the community and not just at the school building. We believe Saginaw parents are passionate, loyal, and eager to help their children succeed. Parents, this is why we believe you are ready for a conference that will energize, challenge and build you. Buena Vista School district invites all Saginaw County parents to the 1st Annual Parent Leadership Conference. The Parent Leadership Conference will take place on Saturday, February 16, 2013 at the Buena Vista High School located at 3945 East Holland in Saginaw. One of the district goals is to increase parental and community involvement during National Parent Leadership Month in February. The PLC will engage parents from all walks of life. Six Parent Zones have been created to cater to the needs of Single Mothers, Fathers, Grandparents as Parents, Foster Parents, Headstart Parents (Birth age 5) and Parents of Special Education Scholars. The parent zones will create a support group and common interests among participants. The goal of the conference is to promote parental engagement and enhance the learning community in Saginaw County. Saginaw Parents: Empowered and Engaged! is the 2013 conference theme. Parents will participate in interactive workshops, support groups, and a resource fair. The expert led workshops include topics such as effective discipline, parenting with technology, stress relieving practices, parent/teacher relationships, academic success, understanding IEPs and more. The parent conference is free to all Saginaw County parents and $5 for non- residents. All participants must register for the conference. Conference registration includes breakfast, lunch, conference materials and certificate of completion. Community leaders, school staff and local partners are all welcomed to attend. Free childcare will be provided for children 12 and younger. Funding for the PLC is garnered through the School Improvement Grant (SIG) funding and Title 1 Funding. For more information or to register contact (989) 755-2184 or visit www.bvsd.us/ parentleadership.
Delta College Partners to offer GeD Test on Computer

To help provide more learners in the Great Lakes Bay Region with a high school credential, Delta College is partnering with GED Testing Service to offer the GED test on computer. Delta College is one of three centers in the State of Michigan currently approved to offer this test format. Registering, scheduling and testing on computer will provide a new experience and new benefits for GED test-takers. These new features will improve the GED testing program which is a gateway for completers to find jobs or better paying jobs, enter the workforce or college training programs and better support themselves and their families. The GED test on computer is the same test content currently offered on paper. Its accompanying systems will provide an array of new benefits including convenient online registration with Pearson VUE (www.pearsonvue. com), instant test scores and enhanced test security. Delta College LifeLong Learning Testing Services is pleased to be one of the first test centers in the State to offer GED testing on computer for our community members seeking this credential, says Danielle Hall, Testing Services Specialist and GED Chief Examiner. A new GED assessment is scheduled to be released in January 2014. Testers who havent taken or passed all five content areas are encouraged to complete their test before scores expire at the end of 2013. For those who have already started taking the GED tests but have not yet completed, the paper and pencil format of the test will be available for the remainder of this year. For more information please contact Delta College LifeLong Learning at 989-686-9444, or email lifelonglearning@delta.edu, or visit www. delta.edu/lifelonglearning.
Grant Deadlines
ArtReach Grant deadline is February 15, 2013. Contact the Saginaw Arts & Enrichment Commission at 989.759.1363 for application and more information.
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February 1, 2013
Saginaw Valley State University is making an institutional commitment to increased study of the Saginaw Bay watershed and will establish its Saginaw Bay Environmental Science Institute in 2013. The health of Saginaw Bay and its surroundings is important to all of us who live in the Great Lakes Bay Region,said Deborah Huntley, dean of SVSUs College of Science, Engineering and Technology. This institute will serve as an important asset to SVSU and the region we serve. It will provide important interdisciplinary learning and research opportunities for our students and faculty, and will allow for further scientific study of this invaluable natural resource. The institute will build upon SVSUs existing freshwater research activities, including partnerships with the Bay County Health Department to monitor water quality near public beaches, and the Kawkawlin River Property Owners Association to study the health of the river and associated wildlife. In March 2012, SVSUs work on Saginaw Bay in collaboration with Delta College and others was hailed as a national model at the National Center for Science and Civic Engagement Symposium and Capitol Hill Poster Session in Washington, D.C. SVSU faculty also have studied zebra mussels and other invasive species across the Great Lakes and led clean up endeavors along the Saginaw Bay shoreline. Dozens of students are involved in these associated research projects. In recent years, we have been very active in working with community partners to combine resources and increase our understanding of the Saginaw Bay watershed and its ecosystem, said David Karpovich, H.H. Dow Endowed Chair in Chemistry at SVSU. This initiative will expand on these efforts to improve water quality and provide our students with exceptional hands-on research experience. The Saginaw Bay Environmental Science Institute will be located on SVSUs campus and will consolidate these related activities. It will initially include faculty from biology, chemistry and geography, and could expand to include other disciplines. Karpovich will serve as director of the institute at its outset. SVSU will invest at least $100,000 in start-up funds to purchase a boat suitable for research purposes, water sampling devices, and various laboratory equipment. To sustain the institute, SVSU has budgeted approximately $80,000 annually for supplies, mini-grants, travel, K-12 outreach and an annual symposium. SVSU will pursue external funding, as well. In August 2012, the State of Michigans Department of Environmental Quality awarded SVSU a $26,185 grant to continue research on the Kawkawlin River. Beyond SVSU oversight, the Institute will have an external advisory committee comprised of professionals and scientists from the region. SVSU expects to hold a dedication ceremony this spring and anticipates the maiden voyage of its research vessel to occur in early summer. In addition to scientific activity, the institute also will serve as a centralized source of information to improve communication between researchers and regional stakeholders through a web site, printed materials, and regular workshops. To watch a video of SVSUs work on the Kawkawlin River, visit www. youtube.com/watch?v=0QaHxt9I1v0.
SVSU Makes Major Commitment to Study and improve Saginaw Bay
African-American History Month

At The Crossroads of Freedom and Equality: The Emancipation
Monday, February 4 6:30 p.m. Hoyt Library 505 Janes

Marking the sesquicentennial of the Civil War and the signing of the Emancipation Proclamation, the Public Libraries of Saginaw will host a presentation using selections from the book entitled; Americas War: Talking About the Civil War and Emancipation on Their 150th Anniversaries.
Leola Wilson, President, Saginaw Branch NAACP
LIS ANE P
TS
Dr. Odail Thorns, Retired Saginaw City Director of Development, and Retired GM Executive Dr. Kenneth Jolly, History Department Chairperson, SVSU
Civil War takes us back to a time in American history when civility ruptured and the nation split in two. Come join us in this discussion.
This program is supported by the National Endowment for the Humanities and the American Library Association.
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INVITESYOU to join the conversation.
log on to post positive art/media and interact with peers

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February 1, 2013
Sports
Super Bowl XLVii in New orleans

The New Orleans Super Bowl Host Committee will welcome the San Francisco 49ers and the Baltimore Ravens back to New Orleans for Super Bowl XLVII on Sunday, Feb. 3, at 6:30 p.m. ET on CBS. Super Bowl XLVII will feature brothers John and Jim Harbaugh, head coaches for the Ravens and 49ers. This will mark the first time in NFL history that two brothers, will go head to head in a Super Bowl. We are excited to welcome the players, coaches and fans of both of these great teams back to New Orleans for Super Bowl XLVII said Host Committee Co-Chairs Mary Matalin and James Carville. Our great city is back and better than ever, and the world is about to be reminded why New Orleans is a favorite destination for the Super Bowl. No city does it better than we do. Period. The New Orleans Super Bowl Host Committee, led by the Greater New Orleans Sports Foundation, will host New Orleans first Super Bowl since 2002. This is the 10th Super Bowl for New Orleans; tying South Florida for the most Super Bowls hosted by a single city.
Miami Heat presents a team shirt as a gift to US President Barack Obama during a recent event to honor the NBA champion Miami Heat at the White House
Cale wassermann Named National Soccer Coach of the year

Saginaw Valley State University mens soccer head coach Cale Wassermann has been named National Soccer Coaches Association of America (NSCAA) National Coach of the Year. Wassermann, in just his third season, becomes Cale Wassermann the first ever NSCAA National Coach of the Year in program history. Winners of back-to-back GLIAC titles, Wassermann helped Saginaw Valley post its most successful season in school history and advanced to the NCAA DII Championship Game for the first time in program history. In that time Wassermann Zack Myers Jason Wise has led the Cardinals to an impressive 39-14-10 record and back-to-back Great Lakes Intercollegiate Athletic Conference (GLIAC) Championships. He became just the fourth coach in GLIAC history to win back-to-back Coach of the Year honors. Saginaw Valley posted a program-best 18 wins and a 10-1-1 home record in 2012, as well finishing the season ranked No. 2 in final NSCAA top-25 poll. Senior forward Zach Myers (Grand Rapids, Mich/Forest Hills Eastern) was named NSCAA DII National Player of the Year, the first player in program history to receive the honor. Myers and and senior goalkeeper Jason Wise (Troy, Mich.) also became the first two players in program history to be named All-Americans.
easy Grilled Cheese Bacon & Tomato Sandwich Recipe

8 slices 8 slices 8 slices 8 slices regular cut bacon, cooked American cheese bread tomato Butter Directions Lay four slices of bread on the bread board. Top each with a slice of cheese. Layer two slices of cooked and drained bacon on top of the cheese. Next layer sliced tomato on top of the sandwich. Now place second slice of cheese on top of the bacon. Top with a slice of bread. Butter top slice of bread and place buttered side down in bottom of hot skillet. Butter the top of each bread slice while in the skillet. Cook grilled cheese and bacon sandwich over medium heat until slightly browned. Turn bacon and tomato sandwich and cook the other side. Serve grilled cheese bacon and tomato sandwich along with one of your favorite side dish. Recipe Serves: about 4
Cooking Time: Until brown Pan Type: skillet or electric fry pan
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Celebrate Black History Month

First Ward Community Center February 2013
Theme: Learning about diversity and strength of our heritage can help us build a better future. Thursday, Feb. 7 Senior Citizens Sweetheart Marti-Gras Luncheon 11:00am 4:00pm, Gym This event Includes refreshments, prizes, music, dancing, and lots of fun. All seniors welcome, admission $5.00. This event is co-sponsored by the FWCC Senior Citizens Lunch Club. Tuesday, Feb. 12 Claytor Library Puppet Show Wiley the Hairy Man 4:30pm - 5:30pm, Lower Level In honor of Black History Month we are hosting a special puppet show. This program includes an African folktale readaloud. Children ages 5-10 are all welcome to join us! Friday, Feb. 22 A Taste of Soul Luncheon 11:30am - 1:00pm, Gym This annual fundraiser features African-American cuisine, live entertainment, experience local culture leadership, business networking, and entrepreneurs/vendors. Tickets are $15.00. Proceeds go toward FWCC youth programs. Tuesday, Feb. 26 Claytor Library African American Inventors Scavenger Hunt 4:30pm - 5:30pm, Lower Level In honor of Black History month we are posting clues about African-American inventors around the library. Children are free to explore the library and seek out facts about famous inventors. Prizes will be rewarded. Children ages 7-12 are all welcome to attend. Tuesday, Feb. 28 Childrens Black History Program/Banquet 4:30pm - 6:30pm, Gym The Childrens Black History Celebration will showcase youth talent including: poetry, dramatic oration, singing, dancing and more. This program also includes a free soul food dinner. Call for tickets. For more information contact: First Ward Community Center, 1410 N. 12th St. Saginaw, MI 48601 Phone: (989) 753-0411
Client: Size: Color: Date:
First Ward 1400 w. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com LIKE WHAT YOU SEE? Full You can use this ad in other publications, billboards, online, on TV and more for a small fee! Call color (989) 777-5961 for more information! 01-12-2013
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February 1, 2013
Purple Gang Documentary Comes to Saginaw

The Castle Museum of Saginaw County History is proud to present Purple: Organized Crime in a Small Town on Friday, Feb. 8, 2013 at 6 p.m. Benjamin Tigner, associate professor of broadcast and cinematic arts at Central Michigan University, produced the documentary through funding by CMUs Office of Research and Sponsored Programs Early Career Initiative grant. Tigner shot the film on location in Clare, one of the areas the Purple Gang operated in during the 1920s and 30s. The film features interviews with area historians, some present during the Purple Gangs reign, telling of the gangs use of violence and intimidation in the Clare community. We are really excited to be able to present this film, said Ken Santa, president & CEO of the Castle Museum of Saginaw County History. Even though a lot of the stories associated with the Purple Gang are tragic, its still local history and we are very glad Ben decided to produce this film. The Castle Museum will be offering a free showing of the film in the museums Centennial Hall. However, due to limited space, we ask that reservations be made. Contact the museum at (989) 752-2861, ext. 315 to save your seat. To find out more about the Historical Society of Saginaw County visit www. castlemuseum.org. The Historical Society of Saginaw County is committed to serving the community by telling the continuing story of the people of the Saginaw region through exploration, preservation, and presentation of their historical and cultural heritage.
Specializing in unique funeral arrangements. Let your funeral director know you choose erikas Flowers Located at 214 Federal ave. Saginaw Mi 48607 989 755 9330
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A.Philip Randolph Institute POB 1107 Saginaw, MI 48606 American Red Cross 1232 N. Michigan Saginaw, MI 48602 989-754-8181 Antique Toy & Firehouse Museum 3456 Patterson Rd. Bay City, MI 48706 1-888-888-1270 Boys & Girls Club of Bay County 300 Lafayette Ave. Bay City, MI 48706 989-892-6723 CAN Council Saginaw County 1311 N. Michigan Avenue Saginaw, MI 48602 (989) 752-7226 / fax (989) 752-2777 www.cancouncil.org Castle Museum of Saginaw County History 500 Federal Ave. Saginaw, MI 48607 Circle of Love 1809 Durand Ave. Saginaw, MI 48602 989-754-2377 Emmaus House of Saginaw 733 S. 15th Street Saginaw, MI 48601 989-755-7538 THE EZEKIEL PROJECT ezekielprojectnow@yahoo.com P.O. Box 3470 Saginaw, MI. 48605-3470 Phone: 989.755.1620 Fax: 989.755.4038 First Ward Community Center 1410 N. 12th Street Saginaw, MI 48601 989-753-0411 Girl Scouts Heart of Michigan 5470 Davis Rd. Saginaw, MI 48604 989-799-9565 Good Neighbors Mission 1318 Cherry Street Saginaw, MI 48601 989-399-9918 Health Delivery, Inc. 501 Lapeer Ave. Saginaw, MI 48607 989.759.6400 Houghton-Jones Task Force 1708 Johnson Street Saginaw, MI 989-752-1660 Michigan Banner Outreach 1400 W. Genesee Saginaw, MI 48602 989-714-2240 Nathan Weidner Childrens Advocacy Ctr. 715 N. Euclid Bay City, MI 989-671-1345 Operation Reach 119 S. Jefferson Avenue Saginaw, MI 989-754-4444 Public Libraries of Saginaw Butman-Fish, Claytor, Hoyt, Wickes & Zauel Libraries 505 Janes Avenue Saginaw, MI 48607 989-755-0904 www.saginawlibrary.org Restoration Community Outreach 1205 Norman Saginaw, MI 48601 (989) 753-1886 / fax (989) 753-2880 Email: rcosag@yahoo.com Saginaw County Community Action Agency, Inc. (CAC) 2824 Perkins Street Saginaw, MI 48601 989.753.7741 The Salvation Army 2030 N. Carolina Saginaw, MI 48602 989-793-8371 The Saginaw Community Foundation 1 Tuscola, Suite 100 Saginaw, MI 48607 989-755-0545 Women of Colors POB 5525 Saginaw, MI 48603 989-399-9275 or 989-737-9286
February 1, 2013
The Latino Banner Vamos adelante
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Cynthia Reyes Host of Somos Hispanos Delta College Broadcasting Q-TV Meet the host of Somos Hispanos, Cynthia Reyes. Reyes was born and raised in Saginaw, and has worked at Delta College for 22 years. I am dedicated to promoting and informing Michigan communities about the Hispanic culture and social events we celebrate and sharing valued familial histories of sacrifices & success. I invite you to join me in my journey in engaging and entertaining you about the diverse realities of the fastest growing population in America: our Hispanic community. The link for Somos Hispanos is http://www3. delta.edu/broadcasting/somoshispanos/, and if you have questions or comments you can e-mail Cynthia at Somoshispanos@delta.edu.
The Latino Banner

Hello Great Lakes Bay Region, We hope you are enjoying the newly launched fourpage insert of The Latino Banner. As we continue to move forward, we would like your suggestions, thoughts, and ideas of how we can be sure to include the news you want. It is the goal of The Latino Banner to be a key critical part of the positive progression of the Hispanic population in the mid-Michigan area. Please send your thoughts to thelatinobanner@gmail.com.
Rosa Morales Publisher The Latino Banner
Donado Selected as one of Top Five Latina executives of the year

Yvette Donado, Chief Administrative Officer and Senior Vice President, People, Process & Communications at Educational Testing Service (ETS), has been named one of the nations top five Latina executives of the year by LATINA Style magazine. The program honors influential Latinas as true leaders and examples for the Hispanic community and for the professional women in the U.S. These Latinas demonstrate excellence in leadership, commitment to the community, impact the comYvette Donado panys bottom line and create an environment where CAO and Senior associates are encouraged to always look for the next Vice President big opportunity, says magazine officials. This year Educational Testing LATINA Style had a record number of submissions Service making the selection process particularly challenging. Yamilet Torres, Senior Director, Customer Support Services Life Sciences, Healthcare and Insurance Industry at Oracle, was selected as LATINA Style Executive for 2012. Besides Donado, other top Latina executives selected include: Nellie Borrero, Managing Director, Global Inclusion & Diversity, Accenture; Carmen R. Bauza, Vice President Beauty and Personal Care, Walmart; and Louise Nelson, Senior Vice President & Assistant General Counsel Governance & Compliance, Hilton Worldwide. In 2012, Hispanic Business named Donado as one of the 50 most influential Hispanics. The Dallas-based Parents Step Ahead organization also honored Donado for her sustained support. An expert on leadership and self-actualization, Donado enjoys speaking on education and assessments and their role in successful careers and productive citizenship. She has addressed conferences at Princeton and Rutgers universities, the United States Hispanic Leadership Institute, the American Association of Hispanics in Higher Education, the Hispanic Association of Colleges and Universities, the National Hispana Leadership Institute and the International Association of Professional Administrators, among others. She is fluent in Spanish. Yvette brings great distinction to ETS, says President and CEO Kurt Landgraf. In addition to her attributes as a senior executive, she illustrates how community engagement helps people and supports ETSs mission of advancing quality and equity in education worldwide. I owe much to my experiences at ETS in receiving this honor, says Donado. Our mission and culture foster civic engagement, volunteerism and enabling success in learning. I am truly honored to be in the distinguished company of my fellow honorees. The Top 5 Latina Executives of the Year will be recognized at the 10th Annual LATINA Style 50 Awards & Diversity Leaders Conference on Tuesday, February 5, 2013. In its tenth year, the conference will present powerful workshops discussing issues related to Latinas in corporate America, and feature prominent diversity leaders from the companies selected to the 2012 LATINA Style 50 Awards. Visit www.ets.org for additional information concerning Educational Testing Service. Source: Educational Testing Service
Since the beginning of the campaign, I totally related to his life story and the way he speaks of his family, and of course his multicultural background, adding, There has always been a spiritual connection in that sense. I feel in some ways that when Im writing about my family, Im writing about him. Poet Richard Blanco speaking of his kinship with the President while writing the inauguration poem
1400 w. Genesee Saginaw, Michigan (989) 753-3475 The Latino Banner thelatinobanner@gmail.com
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February 1, 2013
Martinez Tucker Named President and Ceo of NSi

Dallas - The National Math and Science Initiative (NMSI) recently announced that nationally recognized educator and leader Sara Martinez Tucker has been selected to lead the highly-successful education non-profit as President and Chief Executive Officer. Tucker will join NMSI on March 1st. Tucker previously served as Under Secretary of Education in the U.S. Department of Education from 2006-2008. Prior to that leadership role, she was CEO and President for nine years of the Hispanic Scholarship Fund (HSF), where she Sara Martinez Tucker raised $280 million for scholarship and community outreach programs to increase Hispanic college participation. She also previously enjoyed a 16-year career with AT&T, last serving as regional vice president for AT&Ts Global Business Communications Systems. NMSI will benefit immensely from the leadership skills that Sara Martinez Tucker will bring from her experience as a key official in Education Department and in the private sector. She is well-prepared to take math and science education to new levels of achievement in the United States, said Tom Luce, chairman of the NMSI board of directors. As Under Secretary, Tucker oversaw all policies and programs related to postsecondary education, vocation, and adult education, as well as federal student aid. Tuckers accomplishments included development and implementation of two signature programs to increase access to college: a joint initiative with the U.S. Treasury Department to make nearly $70 billion in 2008-09 federal student loans available during the nations financial crisis, and an innovative website, college.gov, to help students and families prepare for college. I am most appreciative of all that NMSI has accomplished since its founding, said Tucker. What the staff and board have done to increase the number of students who are prepared to take rigorous college courses in mathematics and science in a relatively short period is most impressive. I am honored to have been selected and look forward to working with the team to strengthen NMSIs impact. Among her many honors, in 2005, TIME magazine named Tucker one of the 25 most influential Hispanics in the U.S. She currently serves on the board of directors of American Electric Power Company, Xerox Corporation and Teach for America. She also serves on the University of Notre Dames Board of Trustees and Wal-Marts External Advisory Council. SOURCE National Math and Science Initiative writes.Its impossible to not recognize that the vestiges of discrimination take a long time to erase, she said. It just doesnt happen overnight. But she also called affirmative action a double-edged sword. She said some people still attribute her position on the court to affirmative action, based on her identity as a Latina justice.Thats hurtful. To have your accomplishments naysaid is not something you welcome, and not something that makes you feel good, she said.
Sonia Sotomayors Book Tells of Lifes Struggles

In her memoir recently released, Supreme Court Justice, Sonia Sotomayor writes of the chronic disease, troubled family relationships and failed marriage that accompanied her rise from a housing project in the Bronx to a seat on Americas highest court. Sonia Sotomayor The first Hispanic and the third woman to serve on the U.S. Supreme Court, the 58-year-old justice, appointed by President Barack Obama in 2009, describes the insecurities she has felt as a minority who benefited from racial remedies. I began to realize that if I didnt stop and take a breath and figure out who this Sonia was, I could be in danger of losing the best in me, she
said. She didnt want the memoir to be a retelling of her public persona, but rather to reveal who she is as a person, she said. The justice is open about her insecurities. At Princeton, which admitted her in 1972 under an affirmative action program, Sotomayor questioned her right to be there at times. Other students could be hostile to minorities, and the college newspaper routinely published letters bemoaning the presence of students on campus through racial remedies known as affirmative action. It gave her the sense that vultures were circling, ready to dive when we stumbled, she
February 1, 2013
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The Leading Bilingual Site for hispanic Moms, CafeMoms MamasLatinas Celebrates its one year anniversary
New York - CafeMoms MamasLatinas (mamaslatinas.com) celebrates its one year anniversary since the site launched. The first bilingual site website to serve Hispanic mothers living in the United States, MamasLatinas offers dynamic community and engaging editorial content to 780,000 unique visitors a month. When MamasLatinas first launched, 92% of Hispanic moms felt that they were lacking a site that clearly served their needs, according to a national study of Hispanic moms conducted by CafeMom. Filling this hole in the marketplace, MamasLatinas mission is to super-serve this critical and growing segment in the United States by providing a community and content that serves their culturally unique needs and interests. Hispanic moms are an important segment of the population that will only continue to grow, said Michael Sanchez , CafeMom CEO and Co-Founder. We are excited to continue to give partners the opportunity to reach Hispanic moms in innovative ways. MamasLatinas founding partners included Chevrolet, General Mills, and Kmart.We have been very pleased with our partnership with CafeMom and MamasLatinas and the opportunity to reach a focused audience of Hispanic moms, said Tia Hardeman , Multicultural Advertising Manager, General Motors. Through word-of-mouth programs and customized sponsorship platforms combining community and content, we have been able to truly engage moms to earn their trust and consideration. We are thrilled to continue our partnership in 2013.
Forgiveness
Forgiveness it is more than just forgiving a person for an offense. It is choosing to cancel a debt, release emotions, and wounds, caused by offense, and not sitting around waiting for it to all be paid back to you. It is letting go of the past so I dont miss my next and new opportunities, connections, and relationships. Forgiveness is not weak or soft, it takes strength and courage. True forgiveness is an act of your will and a choicenot a last option. Beginning with forgiving ourselves, those close to us, and even God for what we hold against him when it isnt our way. Forgiveness is not a step back iT iS PRoMoTioN..... ChooSe To FoRGiVe... Stay blessed. Rev. Gabriel Martinez The Connexion Church 4356 Bay Rd. (behind Chilis Restaurant) Saginaw, Michigan www.maketheconnexion.net/
Februar y is Heart Healthy Month
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February 1, 2013
Goya Foods Launches MyPlate / MiPlato Cookbook: healthy, Tasty, affordable Latin Cooking
Secaucus, N.J.-Goya Foods, Americas largest Hispanic-owned food company, in collaboration with The First Ladys LetsMove initiative and the USDA, launches the MyPlate / MiPlato cookbook, Healthy, Tasty, Affordable Latin Cooking. This book is part of the national MyPlate campaign designed to help educate Americans on healthy eating. Healthy, Tasty Affordable Latin Cooking is bilingual and features 10 complete, balanced meal ideas packed with 30 healthy recipes from around Latin America and Spain along with healthy Latin twists to American dishes. Each of the meals, USDA approved, incorporates all five basic food groups for a healthy, well-rounded diet: fruits, vegetables, grains, protein and dairy. The cookbook also includes nutritional information for every recipe, easy-to-follow cooking tips, and estimated costs for each meal. The fully-stocked pantry page showcasing Goyas nutritious ingredients will make building a healthy plate even easier. For more information about Goya, please visit Goya.com. For a copy of the cookbook, consumers can download the cookbook online at Goya.com.
art at the andersen Celebrating Saginaws Cultures

Building Unity Through Diversity
Saginaw public schools student art exhibit through March 8, at Andersen Enrichment Center, located at 120 Ezra Rust Drive in Saginaw. The hours of the exhibit are Monday to Friday, 9 a.m. to 3 p.m. For more information call 989.759.1363.
Saginaw Cultural Events Round Table - February 11, at noon. Hosted by Hoyt Library
February 1, 2013
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Praise Connections and Life

Saginaw Valley Community Church 3660 hermansau Dr. Sunday 10 a.m. ~ Morning Worship Saginaw, Mi 48603
6 p.m. ~ Celebrate Recovery 6:30 p. m. ~ Young Adults Life Group Bible Study/Worship Monday 7 p. m ~ Womens Life Group Tuesday (2nd & 4th) 10 a.m. 3 p.m. ~ Heavens Manna Food Distribution 7 a.m. ~ Mens Life Group 6:30 p.m ~ Prayer Night 10 a.m. & 7 p.m ~ Healing Rooms Wednesday 6:30 p.m ~ Equipping Classes, all ages Thursday 1 p. m & 6:30 p .m ~ Healing Rooms Saturday 6 p.m. ~ Youth Worship
Pastor P. David Saunders
Bethel A. M. E. Church 535 Cathay Street Saginaw, MI (989) 755-7011 ext. 221
Bethel African Methodist Episcopal Church
535 Cathay Street Saginaw, Michigan
Womens Prayer Breakfast

Promises of God
2 Corinthians 1:20
Could you Survive a Month of Living in Poverty?

The Midland County Continuum of Care invites you to learn about life in poverty through this FRee Poverty Simulation workshop. During the simulation, participants experience the reality of lowincome living, from single parents trying to care for their children to senior citizens trying to maintain their self-sufficiency on Social Security. when: February 28, 12:30 to 4:30 p.m. (Registration at 12:15 p.m.) where: First Baptist Church, 915 East Sugnet Rd., Midland Cost: The event is free. But, as February is Canned Food Month, participants are asked to bring a non-perishable food item to be donated to an area agency that serves people living in poverty. why Participate? Explore first-hand some of the barriers to prosperity in our community. Experience the pressures that push families into making difficult decisions. Meet and interact with other community leaders working to address real community needs. Registration is required by Friday, February 15. Individuals must participate in the whole event. Space is limited! Call (989) 835-4041 to register.
Theme: Women of Bethel United and Standing on the
Saturday, February 9, 2013

Prayer Service: 9:00AM
In the
Sanctuary
Breakfast Immediately Following

in the Ruben
Adams Multipurpose Hall
For tickets contact Alois Smith, Stella Johnson or the Church office 755-7011
Donation: $5.00
Page 32
February 1, 2013
Christ Disciple Baptist Church 3317 Lapeer Street, Saginaw, Michigan 989-754-2444
Christian Education 9:30 a.m. Sunday Morning Worship 11:30 a.m. Wednesday Bible Study 6 p.m. Mens Meeting held every second Saturday of the month
Mr. Counterculture
By Corey Pritchett
Hello community, greetings and blessings to you all. I hope you enjoyed the first article from Mr. Counterculture and hopefully you were able to gain some sort of insight to help you understand the foundation of what is to come as I continue this column. Remember, this column will be addressing the topics of youth development, community, and the Church. In this edition I will be addressing youth development. Youth development, as some of you may already know, can cover a very broad spectrum of perspectives, theories, and ideologies; therefore I will continue to build on the foundation that was established in article one and first define for you youth development. However, before defining youth development, I would like to note that during the Mr. Counterculture column I will always use the eclectic theoretical orientation as a means of teaching, explaining, and direction of the things to come. Eclectic theoretical orientation does not follow any one theoretical perspective, theory, or ideological approach but rather selects from each theory whatever is considered to be its best features. With that being said, what is youth development? One can define youth development according to Pittman, as the ongoing growth process in which all youth are engaged in while attempting to: Meet their basic personal and social needs to be safe, feel cared for, be valued, be useful, and be spiritually grounded. Build skills and competencies that allow them to function and contribute in their daily lives. The Center for Youth Development and Policy Research describes youth development as a process that all young people go through on the way to adulthood. As the definition implies, it is a process or journey that automatically involves all of the people around a youthfamily and community. A young person will not be able to build essential skills and competencies and be able to feel safe; cared for, valued, useful, and spiritually grounded unless their family and community provides them with the supports and opportunities they need along the way. Thus, youth development is also a process in which family and community must actively participate. Youth development is not a highly sophisticated and complicated prescription for fixing those troubled kids. Youth development is about people, programs, institutions and systems that provide all youthtroubled or notwith the supports and opportunities they need to empower themselves. The Center for Youth Development and Policy Research puts a responsibility on family and the community. There used to be a saying that it takes a village to raise a child. Well, when looking into what youth development really consists of, that saying still holds true in this present day and age. When focusing on youth development, family and community really must have a clear understanding of their roles in order to have an impact and influence on youth that will transmit from one generation to the next. This is how I came up with the name of my youth-life coaching and speaking business Generation impartations which is designed to inspire youth; communicate and transmit realistic truths; reveal lies and falsehoods; begin reenculturation; expose, explain, and illustrate new SEE P 33, Mr. Counterculture
February 1, 2013
Page 33
New Birth Missionary Baptist Church

1418 S. warren avenue Saginaw, Mi 48601 989-755-6604
Pastor Dempsey Allen
Pastor Larry D. Camel and 1st Lady Shirley Camel
Sunday
9:30 a.m. Sunday School 11:00 worship Service
Jacobs Ladder Ministries 1926 Fairfield Street Saginaw, MI 48602 989.799.6601 www.jacobsladdersaginaw.org Sunday Morning worship - 11:15 a.m.
WHERE CAN I GO? NOWHERE

Where can I go from Your Spirit? Or where can I flee from Your presence? If I ascend into heaven, You are there; if I make my bed in hell, behold, You are there. If I take the wings of the morning, and dwell in the uttermost parts of the sea, even there Your hand shall lead me, and Your right hand shall hold me. If I say, Surely the darkness shall fall on me, even the night shall be light about me; indeed, the darkness shall not hide from You, but the night shines as the day; the darkness and the light are both alike to You. Psalm 139:7-12
LIGHTHOUSE BAKERY & DELI

285 S. Outer Drive Tel: 754-7088 Fax: 754-7099
Be good to yourself
We bake from scratch!
Hungry?
Donuts Cookies Cakes Pies
Stop in today and try one of our homemade specialties
FROM P 32, Mr. Counterculture

ideologies to youth; empowering them to live successful lives and assist them in their social, psychological, and emotional development and commissioning them to be examples to those coming up after them; thus perpetuating the previous mentioned in the next generation. Because the youth are literally and ought to be, our future leaders of our churches, community, nation, and the world, we must begin to look past their present and into their future when operating in our roles in their development. Not saying to neglect their present but focus on how the present influences what their outcomes in life will ultimately be. The community (including churches) and family has a lasting effect on youths self esteem; self identity; worldview; self concept; self image; and all aspects of psychological, social, emotional, and spiritual development. Therefore, I want you as the reader, being a member of the community, a family, and maybe a church body to think and meditate on this and ask yourself am I playing my role in a manner that is productive or as a hindrance to our youth. With that being said, I will end this article and pick back up on what is community, followed by what is the Church. After building upon the foundation of Mr. Counterculture, I will begin to get into some specifics concerning youth development, the community, and the Church. Until then beloved stay tuned and God bless! Sources: Pittman, Santrock, and Center for Youth Development and Policy Research
Page 34
February 1, 2013
Bay City
Second Baptist Church Pastor Seth Doyle 1770 W. Youngs Ditch Rd. Bay City, MI (989) 893-3937
Saginaw
Bethel aMe Church Pastor P. David Saunders 535 Cathay St. Saginaw, MI 48601 (989) 755-7011 Bethlehem Baptist Church Pastor Ernest W. Bothuel 3309 Bundy Street Saginaw, MI 48601 989-752-5866 Bread of Life harvest Center Senior Pastor Rodney J. McTaggart 3726 Fortune Blvd. Saginaw, MI 48603 (989) 790-7933 Christ Disciples Baptist Pastor Eddie Benson 3317 Lapeer Street Saginaw, MI 48601 (989) 754-2444 Christ Fellowship MBC Pastor Robert Davis 818 N. Washington Ave. Saginaw, MI 48601 (989) 754-4435 Church of Christ Minister James Sanderson 1325 N. Center Road Saginaw, MI 48638 (989) 790-2707 world outreach Campus of Greater Coleman Temple Ministries Supt. H.J. Coleman Jr. 2405 Bay Rd. Saginaw, MI 48602 (989) 752-7957 Corinthian Baptist Church Pastor Roy L. Manning 104 S. 10th St. Saginaw, MI 48601 (989) 754-1820
Faith harvest Church Bishop Ronald E. Chipp Faith Harvest Church 1734 N. Mason Saginaw, MI 48602 (989) 799-4200 Website: www.faithharvestministry.org E-mail: office@faithharvestministry.org Greater Freewill Missionary Baptist Church Pastor James E. Speed 615 Irving Park Ave. Saginaw, Michigan 48601 (989) 753-1713 (989) 755-3133 Email: greaterfreewill@att.net Greater williams Temple Bishop H.J. Williams 608 Remington Saginaw, MI 48601 (989) 755-5291 Jacobs Ladder Pastor Dempsey Allen 1926 Fairfield Street Saginaw, MI 48602 989-799-6601 Life in Christ Ministries Pastor Dennis Cotton, Sr. 2915 S. Washington Ave. Saginaw, MI 48601 989-752-2837 LifeInChristMinistries07@gmail.com Messiah Missionary Baptist Church 2615 Williamson Road Saginaw, MI 48601 Pastor Otis Washington Phone: 989-777-2636 Fax: 989-777-2640 Email: Messiahmbc@att.net Website: www.Messiahsag.org Mt. olive Baptist Church Pastor Marvin T. Smith 1114 N. 6th Street Saginaw, MI 48601 (989) 752-8064 New Beginnings Life Changing Ministries Pastor Otis Dickens 2312 S. Washington Ave. Saginaw, MI 48601 (989) 755-3650
New Birth Missionary Baptist Pastor Larry D. Camel 1418 S. Warren Saginaw, MI 48601 (989) 755-6604 New Covenant Christian Center Pastor Ron Frierson 523 Hayden Saginaw, MI 752-8485 New Faith Temple CoGiC Elder Charles H. Coleman 2118 Burt Street Saginaw, MI 48601 (989) 752-3880 New hope Missionary Baptist Church Pastor Floyd A. Logan 1721 Tuscola Street Saginaw, MI 48601 (989) 753-7600 Email: NewHope1721@yahoo.com New Life Baptist Church Pastor Rufus Bradley 1401 Janes St. Saginaw, MI 48601 (989) 753-1151 New Mt. Calvary Baptist Pastor Robert Donald 3610 Russell Street Saginaw, MI 48601 (989) 754-0801 Ninth Street Community Church Pastor William L. Scott, Jr. Assistant Pastor Rex Jones 1118 N. 9th Street Saginaw, MI 48601 989-752-7366 Prince of Peace Baptist Church 825 North 24th Street Saginaw, MI 48601 989.754.2841 Pastor Robert B. Corley, Jr.
St. Paul Baptist Pastor Vincent D. McMillon 120 N. 15th St. Saginaw, MI 48601 (989) 752-5023 Saginaw Valley Community Pastor Richard Sayad 3660 Hermansau Saginaw, MI 48603 (989) 752-4769 St. John Missionary Baptist Church Pastor James E. Hodge 1309 North 6th Street Saginaw, MI 48601 (989) 753-2188 (989)714-7678 St. Lukes CMe Pastor Charles Braddock 1121 Tuscola Saginaw, MI 48607 (989) 755-0351 Transforming Life Ministries Pastor William Brown 3024 South Washington Avenue Saginaw, MI 48601-4353 (989) 754-9573 Truevine Baptist Church Pastor Paul E. Broaddus 2930 Janes Street Saginaw, MI 48601 989-752-0751 Victorious Believers Ministries Church Rev. Christopher V. Pryor 624 S. Outer Dr. Saginaw, MI (989) 755-7692 wolverine Baptist State Convention 615 S. Jefferson Ave. Saginaw, MI 48607
Zion Missionary Baptist Church Pastor Rodrick Smith 721 Johnson Resurrection Life Ministries Church Saginaw, MI 48607 Pastor Carolyn L. Wilkins (989) 754-9621 2320 Sheridan Avenue Saginaw, MI 48601 989.754.9466
February 1, 2013
Page 35
Business
Wedding
Church
Saginaw Suits and Alterations

402 N. Michigan, Saginaw, MI 48602
Tel: (989) 752-5169 Come see Sal for more Deals and Discounts.
Suits, Shirt, Tie Starting at: $149
Professional Barbers Wanted

Great Recruiting Commissions
Home and Catalog Shows are available
Traci Lynn Fashion Jewelry Patricia Tatum-Fairris Independent Consultant #7551 T: (989) 482-3857 E: PFairris@charter.net www.tracilynnjewelry.net/pfairris
An established Barber Shop is seeking a talented and skilled Barber. Must be licensed, have an outgoing personality, a clientele, and is a team player. We offer affordable booth rent. If you are interested, call 989.753.3475.
The First Self-Made Lady Millionaire was a Black Beauty industry Visionary
Madam CJ walker, who was born to former slaves in 1867 as Sarah Breedlove, found a way to make herself not only a successful beauty industry entrepreneur, but also the first American woman, and the first Black person to become a millionaire. There is no royal flower-strewn path to success, she said. And if there is, I have not found it. For if I have accomplished anything in life it is because I have been willing to work hard. Madame C.J. Walker
Page 36
February 1, 2013
i am
a runner and go-getter

For Lauren Little, its all about making connections. The rhetoric and professional writing major spends her summers volunteering and works during the school year giving tours as a Club Red ambassador and an Orientation Leader. A students mom came up to me years after she took a campus tour, and she wanted to say hi, Lauren said. Thats the kind of connection I want to make. Lauren hopes to go on to pursue a masters degree in Chicago and eventually to run her own public relations firm. Waking every day at 5:30 a.m., Lauren organizes her life around running, but ask her, and shell tell you that learning is the top priority. Education is my all, and SVSU is truly home for me; it makes it that much easier for me to love what I do every day. I simply love everything it has to offer the campus life and all the opportunities for growth.
Prospective or transfer students can check out SVSU by taking a campus tour and meeting with an admissions representative. Call (989) 964-4200 or email admissions@svsu.edu.
Visit us online at svsu.edu

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The Michigan Banner First Great Lakes Bay Regional Newspaper

Empowering Communities and Changing Lives

UNDeRSTaNDiNG The LeGaCy - Page 2

how Do we eND The SiLeNCe? - Page 3

CoNNeCTiNG The PaST - Page 6

SeRViNG FRoM The heaRT - Page 7

These events are free and open to the public.

LiFeS JoURNey wiTh SucceSS - Page 28

The Michigan Banner First Great Lakes Bay Regional Newspaper

le who with peop and work to interact

RLD VIEW THE WO .

GET ACQUAINTED DAY

HISPANIC HERITAGE MONTH

SEPT. 15 THRU OCT. 15, 2012

COMING OUT WEEK

NATIVE AMERICAN HERITAGE MONTH

UNIFIED HOLIDAY CELEBRATION

MARTIN LUTHER KING JR. DAY

BLACK HISTORY MONTH

ASIAN PACIFIC AMERICAN HERITAGE MONTH

MAR. 15 THRU APR. 15, 2013

Instfice for itutio nal D ivers ity

MAR. 23 THRU MAR. 24, 2013

SOUP & SUBSTANCE

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The Michigan Banner First Great Lakes Bay Regional Newspaper