Professional Documents
Culture Documents
APELLIDOS Y NOMBRES
EGOAVIL ORDOEZ, ALFARO GAVINO
CODIGO
2006192975
EL Restaurant el Piano, es un restaurante ubicado en el Distrito de Magdalena del Mar, atiende todos los das de 11:00am a
a continuacin, se pide desarrollar el proyecto y evaluar la viabilidad y rentabilidad del mismo.
Sbado
Domingo
Seco de Cordero
Saltado de pollo
Se sabe que el promedio de la venta de cada men diario es de acuerdo al siguiente cuadro
DIA
cantidad de menus (platos)
Lunes
120
Martes
130
Mircoles
130
Jueves
130
Viernes
130
Sbado
130
Domingo
60
El precio del men es de 8 nuevos soles que incluye un refresco de acuerdo al siguiente cuadro
REQUERIMIENTO POR CADA 20 LITROS DE REFERSCO
DIA
Lunes
anis
Martes
agua de cebada
Mircoles
agua de manzana
Jueves
agua de durazno
Viernes
chicha morada
Sbado
agua de cebada
Domingo
agua de manzana
Item
Maquinarias
Mobiliario
Equipos de Oficina
Equipos de Seguridad
Utensilios de Cocina
Artculos de Cocina
Menaje
Item
Gasto de Constitucin
Licencia Inicial/Registro Sanitario
Marca
Promocin de Lanzamiento
Software
Valor de Adquisicin
S/.
S/.
S/.
S/.
S/.
S/.
S/.
5,000.00
2,000.00
1,200.00
100.00
1,500.00
100.00
1,000.00
Valor de Adquisicin
S/.
S/.
S/.
S/.
S/.
700.00
1,000.00
1,500.00
1,500.00
2,000.00
Costo de Materiales:
insumos necesario para la produccion de MONDONGUITO A LA ITALIANA 1 plato
insumo
unidad de medida
arroz
mondongo
cebolla
ajos
alverjas
aceite
condimento
kgrs
kgrs
kgrs
kgrs
kgrs
litro
unidad
kgrs
kgrs
kgrs
kgrs
kgrs
litro
litro
unidad
kgrs
kgrs
kgrs
kgrs
litro
condimento
unidad
kgrs
kgrs
kgrs
kgrs
kgrs
litro
unidad
Empleados
Cocineros
Ayudante de Cocina
Mozo
Cantidad
1
1
2
Ao 1
S/.
25,000.00
Gasto de Venta
Total INCLUYE PAGOS A L CONTADOR
Cantidad
1
Ao 1
S/.
5,000.00
Tasa de Impuestos
Ventas proyectadas
Ventas proyectadas
Total
30%
Ao 1
inversion
prestamo
prestamo financiado por banco saga falabela a 24 meses
80%
20%
Se pide:
a) Determinar el monto total a invertir.
b) Hallar la cuanta en el presupuesto de Mano de Obra Directa.
c) Hallar el l monto de egresos por concepto de Gastos de Administracin y Ventas.
d) Determina los montos de depreciacin y amortizacin.
e) Determina el Flujo de Caja del proyecto.
f) Hallar el Valor Actual Neto considerando un costo de capital del 18%.
g) Hallar la Tasa interna de retorno del Proyecto.
h) Desarrollar los cuadro completos.
analis de inversion
analisis de financiamiento
analisi de costos y gastos
APELLIDOS Y NOMBRES
EGOAVIL ORDOEZ, ALFARO GAVINO
UDED
LA OROYA
Magdalena del Mar, atiende todos los das de 11:00am a 11:00pm. Ofrece platos a la carta y menus de acuerdo a los detalles que aparecen
ad y rentabilidad del mismo.
PRECIO DE MENU
S/.
8.00
unidad de medida
sobre
S/.
5.00
sobre
S/.
2.50
kilo
S/.
3.50
kilo
S/.
4.50
kilo
S/.
3.00
sobre
S/.
2.50
kilo
S/.
3.50
Depreciacin
Amortizacin (%)
20%
20%
20%
20%
20%
S/.
S/.
S/.
S/.
S/.
S/.
S/.
3.00
12.00
3.00
7.00
5.00
4.00
5.00
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
3.00
6.00
3.00
7.00
2.00
4.00
4.00
5.00
S/.
S/.
S/.
S/.
S/.
3.00
7.00
3.00
7.00
4.00
0.001 S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
3.00
6.00
3.00
7.00
2.00
4.00
5.00
0.15
0.2
0.03
0.001
0.15
0.05
0.001
S/.
S/.
S/.
S/.
S/.
S/.
S/.
0.15
0.2
0.03
0.001
0.15
0.05
0.06
S/.
S/.
S/.
S/.
S/.
S/.
S/.
0.15
0.2
0.03
0.001
0.15
0.05
0.001
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
Sueldo bruto/mensual
1,000.00
600.00
600.00
Ao 2
S/.
5.00
Ao 3
25,000.00 S/.
Ao 4
25,000.00 S/.
25,000.00
S/.
S/.
S/.
500.00
200.00
1,200.00
Sueldo Bruto/mes
S/.
1,500.00
Ao 2
S/.
Ao 3
5,000.00 S/.
Ao 2
Ao 4
5,000.00 S/.
Ao 3
5,000.00
Ao 4
DNI N
21258502
NUEVOS SOLES
S/.
Ao 5
25,000.00
S/.
Ao 5
5,000.00
Ao 5
DIA
Lunes
Martes
Mircoles
Jueves
Viernes
Sbado
Domingo
Se sabe que el promedio de la venta de cada men diario es de acuerdo al siguiente cuadro
DIA
cantidad de menus (platos)
Lunes
120
Martes
130
Mircoles
130
Jueves
130
Viernes
130
Sbado
130
Domingo
60
AO 1
Mondonguito a la italiana
Aji de Gallina
Pescado a la Plancha
Pollo frito con papas doradas
Arroz con Pollo
Seco de Cordero
Saltado de pollo
6,257
6,779
6,779
6,779
6,779
6,779
3,129
a nivel de monetario
PRODUCTO
Mondonguito a la italiana
Aji de Gallina
Pescado a la Plancha
Pollo frito con papas doradas
Arroz con Pollo
Seco de Cordero
Saltado de pollo
AO 1
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
50,057
54,229
54,229
54,229
54,229
54,229
25,029
346,229
MP
PRODUCTO
Mondonguito a la italiana
Aji de Gallina
Pescado a la Plancha
Pollo frito con papas doradas
Arroz con Pollo
Seco de Cordero
Saltado de pollo
PRECIO
S/.
S/.
S/.
S/.
S/.
S/.
S/.
8.00
8.00
8.00
8.00
8.00
8.00
8.00
ANO 1
Mondonguito a la italiana
Aji de Gallina
Pescado a la Plancha
S/.
S/.
S/.
24,352.80
20,552.63
21,908.34
S/.
S/.
S/.
S/.
S/.
22,721.77
19,332.49
24,043.59
9,235.54
142,147.16
Lunes
Martes
Mircoles
Jueves
Viernes
Sbado
Domingo
anis
agua de cebada
agua de manzana
agua de durazno
chicha morada
agua de cebada
agua de manzana
UNIDAD DE MEDIDA
kgrs
kgrs
kgrs
kgrs
kgrs
litro
unidad
unidad de medida
kgrs
kgrs
kgrs
kgrs
kgrs
litro
litro
unidad
unidad de medida
kgrs
kgrs
kgrs
kgrs
litro
unidad
unidad de medida
kgrs
pollo
cebolla
ajos
papa
aceite
condimento
kgrs
kgrs
kgrs
kgrs
litro
unidad
unidad de medida
kgrs
kgrs
kgrs
kgrs
kgrs
litro
unidad
unidad de medida
kgrs
kgrs
kgrs
kgrs
kgrs
litro
unidad
unidad de medida
kgrs
kgrs
kgrs
kgrs
kgrs
litro
unidad
COCINERO
Ayudantes
Mozo
1
1
2
Total MOD
Ao 1
S/.
25,000.00
AO 3
AO 4
AO 5
6,257
6,779
6,779
6,779
6,779
6,779
3,129
6,257
6,779
6,779
6,779
6,779
6,779
3,129
6,257
6,779
6,779
6,779
6,779
6,779
3,129
6,257
6,779
6,779
6,779
6,779
6,779
3,129
AO 2
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
AO 3
50,057
54,229
54,229
54,229
54,229
54,229
25,029
346,229
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
MP
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
AO 5
50,057
54,229
54,229
54,229
54,229
54,229
25,029
346,229
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
50,057
54,229
54,229
54,229
54,229
54,229
25,029
346,229
REFRESCO
3.34
2.03
2.53
2.45
2.25
2.55
2.45
ANO 2
S/.
S/.
S/.
AO 4
50,057
54,229
54,229
54,229
54,229
54,229
25,029
346,229
1.00
1.00
0.70
0.90
0.60
1.00
0.70
ANO 3
24,352.80 S/.
20,552.63 S/.
21,908.34 S/.
4.34
3.03
3.23
3.35
2.85
3.55
3.15
ANO 4
24,352.80 S/.
20,552.63 S/.
21,908.34 S/.
54.28%
37.90%
40.40%
41.90%
35.65%
44.34%
39.40%
ANO 5
24,352.80 S/.
20,552.63 S/.
21,908.34 S/.
24,352.80
20,552.63
21,908.34
S/.
S/.
S/.
S/.
S/.
22,721.77
19,332.49
24,043.59
9,235.54
142,147.16
S/.
S/.
S/.
S/.
S/.
22,721.77
19,332.49
24,043.59
9,235.54
142,147.16
unidad de medida
sobre
sobre
kilo
kilo
kilo
sobre
kilo
1
2
1
1
1
2
1
CANTIDAD X PORCION
O PLATO
P.UNIT
0.15
0.2
0.05
0.001
0.05
0.02
0.001
S/.
S/.
S/.
S/.
S/.
S/.
S/.
3.00
12.00
3.00
7.00
5.00
4.00
5.00
3.00
6.00
3.00
7.00
2.00
4.00
4.00
5.00
3.00
7.00
3.00
7.00
4.00
5.00
0.15 S/.
22,721.77
19,332.49
24,043.59
9,235.54
142,147.16
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
3.00
0.45
2.4
0.15
0.007
0.25
0.08
0.005
3.342
S/.
S/.
S/.
S/.
S/.
22,721.77
19,332.49
24,043.59
9,235.54
142,147.16
Precio x 20 Litros
S/.
S/.
S/.
S/.
S/.
S/.
S/.
5.00
5.00
3.50
4.50
3.00
5.00
3.50
PORCIONES 0
PLATOS ANUALES
6,257
6,257
6,257
6,257
6,257
6,257
6,257
PORCIONES
ANUALES
6,779
6,779
6,779
6,779
6,779
6,779
6,779
6,779
PORCIONES
ANUALES
6,779
6,779
6,779
6,779
6,779
6,779
PORCIONES
ANUALES
6,779
0.2
0.03
0.001
0.15
0.1
0.001
S/.
S/.
S/.
S/.
S/.
S/.
6.00
3.00
7.00
2.00
4.00
5.00
3.00
6.00
3.00
7.00
2.00
4.00
5.00
S/.
S/.
S/.
S/.
S/.
S/.
S/.
Ao 2
6,779
6,779
6,779
6,779
6,779
6,779
6,779
PORCIONES
ANUALES
Sueldo Anual
Ao 3
PORCIONES
ANUALES
0.45
1.2
0.09
0.007
0.3
0.2
0.3
2.547
3.00
6.00
3.00
7.00
2.00
4.00
5.00
12,000.00
7,200.00
14,400.00
33,600.00
6,779
6,779
6,779
6,779
6,779
6,779
6,779
1,000.00 S/.
600.00 S/.
600.00 S/.
S/.
PORCIONES
ANUALES
0.45
1.2
0.09
0.007
0.3
0.2
0.005
2.252
3.00
6.00
3.00
7.00
2.00
4.00
5.00
S/.
S/.
S/.
S/.
S/.
S/.
S/.
6,779
6,779
6,779
6,779
6,779
6,779
1.2
0.09
0.007
0.3
0.4
0.005
2.452
3,129
3,129
3,129
3,129
3,129
3,129
3,129
Gratificaciones
S/.
S/.
S/.
S/.
ESSALUD
2,000.00
1,200.00
2,400.00
5,600.00
Ao 4
S/.
S/.
S/.
S/.
1,080.00
648.00
1,296.00
3,024.00
Ao 5
S/.
25,000.00 S/.
25,000.00 S/.
25,000.00 S/.
25,000.00
PRECIO PLATO
DIAS AO
DIAS POR PLATO
SEMANA
Nota:
S/.
8.00
365
52
7
NSOLES
DIAS
( el ao tiene 52 semanas)
DIAS
Raciones X Litro
5
5
5
5
5
5
5
TOTAL ANUAL
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
2,815.71
15,017.14
938.57
43.80
1,564.29
500.57
31.29
18,095.66
TOTAL ANUAL
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
3,050.36
6,100.71
610.07
47.45
2,033.57
542.29
1,355.71
33.89
13,774.06
TOTAL ANUAL
S/.
S/.
S/.
S/.
S/.
S/.
S/.
4,067.14
11,862.50
610.07
47.45
542.29
33.89
17,163.34
TOTAL ANUAL
S/.
Costo x Racion
S/.
S/.
S/.
S/.
S/.
S/.
S/.
3,050.36
1.00
1.00
0.70
0.90
0.60
1.00
0.70
S/.
S/.
S/.
S/.
S/.
S/.
S/.
8,134.29
610.07
47.45
2,033.57
2,711.43
33.89
16,621.06
TOTAL ANUAL
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
3,050.36
8,134.29
610.07
47.45
2,033.57
1,355.71
33.89
15,265.34
TOTAL ANUAL
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
3,050.36
8,134.29
610.07
47.45
2,033.57
1,355.71
2,033.57
17,265.02
TOTAL ANUAL
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
1,407.86
3,754.29
281.57
21.90
938.57
625.71
15.64
7,045.54
CTS
S/.
S/.
S/.
S/.
Sueldo Anual
1,000.00
600.00
1,200.00
2,800.00
S/.
S/.
S/.
S/.
16,080.00
9,648.00
19,296.00
45,024.00
UNIDAD DE MEDIDA
UNIDAD
UNIDAD
UNIDAD
JUEGO
UNIDAD
UNIDAD
UNIDAD
P.UNITARIO
S/.
S/.
S/.
S/.
S/.
S/.
S/.
Vida Util
Economica
5
10
10
10
10
10
10
5,000.00
2,000.00
1,200.00
100.00
1,500.00
100.00
1,000.00
Item
Gasto de Constitucin
Licencia Inicial/Registro Sanitario
Marca
Promocin de Lanzamiento
Software
Valor de
Adquisicin
S/.
S/.
S/.
S/.
S/.
S/.
700.00
1,000.00
1,500.00
1,500.00
2,000.00
6,700.00
Amortizacin (%)
ANO 1
20%
20%
20%
20%
20%
S/.
140.00
S/.
200.00
S/.
300.00
S/.
300.00
S/.
400.00
S/. 1,340.00
TOTAL
TASA DE
DEPRECIACIO
N
ANO 1
ANO 2
ANO 3
ANO 4
ANO 5
20%
10%
10%
10%
10%
10%
10%
S/. 1,000.00
S/.
200.00
S/.
120.00
S/.
10.00
S/.
150.00
S/.
10.00
S/.
100.00
S/. 1,590.00
S/.
S/. 1,000.00
S/.
200.00
S/.
120.00
S/.
10.00
S/.
150.00
S/.
10.00
S/.
100.00
S/. 1,590.00
S/. 1,000.00
S/.
200.00
S/.
120.00
S/.
10.00
S/.
150.00
S/.
10.00
S/.
100.00
S/. 1,590.00
S/. 1,000.00
S/.
200.00
S/.
120.00
S/.
10.00
S/.
150.00
S/.
10.00
S/.
100.00
S/. 1,590.00
S/. 1,000.00
S/.
200.00
S/.
120.00
S/.
10.00
S/.
150.00
S/.
10.00
S/.
100.00
S/. 1,590.00
ANO 4
ANO 5
140.00
200.00
300.00
300.00
400.00
1,340.00
S/.
140.00
S/.
200.00
S/.
300.00
S/.
300.00
S/.
400.00
S/. 1,340.00
S/.
140.00
S/.
200.00
S/.
300.00
S/.
300.00
S/.
400.00
S/. 1,340.00
S/.
5,000.00
S/.
2,000.00
S/.
1,200.00
S/.
100.00
S/.
1,500.00
S/.
100.00
S/.
1,000.00
S/. 10,900.00
les
ANO 2
S/.
S/.
S/.
S/.
S/.
S/.
140.00
200.00
300.00
300.00
400.00
1,340.00
ANO 3
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
200.00
120.00
10.00
150.00
10.00
100.00
590.00
S/.
S/.
S/.
S/.
S/.
S/.
S/.
200.00
120.00
10.00
150.00
10.00
100.00
590.00
S/.
S/.
S/.
S/.
S/.
S/.
S/.
200.00
120.00
10.00
150.00
10.00
100.00
590.00
S/.
S/.
S/.
S/.
S/.
S/.
S/.
200.00
120.00
10.00
150.00
10.00
100.00
590.00
S/.
S/.
S/.
S/.
S/.
S/.
S/.
200.00
120.00
10.00
150.00
10.00
100.00
590.00
10,900.00
Cargos
ADMINISTRADOR
N
1
PLANILLA ADMINISTRATIVA
OTROS GASTOS ADMINISTRATIVOS
TOTAL GASTOS ADMINISTRATIVO
Gasto de Venta
Total INCLUYE PAGOS A L CONTADOR
Ao 1
S/.
5,000.00
Tasa de Impuestos
Ventas proyectadas
Ventas proyectadas
Total
30%
Ao 1
S/.
346,229
MENSUAL
250
200
1,200
S/.
S/.
S/.
500.00 S/.
200.00 S/.
1,200.00 S/.
S/.
Anual
500.00
2,400.00
14,400.00
17,300.00
ANUAL 1
S/.
S/.
24,120 S/.
17,300 S/.
S/.
41,420 S/.
Ao 2
S/.
Ao 3
5,000.00 S/.
Ao 2
S/.
346,229
S/.
ANUAL 1
S/.
S/.
S/.
S/.
ANUAL 2
ANUAL 3
ANUAL 4
ANUAL 5
24,120 S/.
24,120 S/.
24,120 S/.
24,120
17,300 S/.
17,300 S/.
17,300 S/.
17,300
41,420 S/.
S/.
S/.
S/.
S/.
41,420 S/.
41,420 S/.
41,420
Ao 4
Ao 5
5,000.00 S/. 5,000.00 S/. 5,000.00
Ao 3
346,229
3,000
2,400
14,400
19,800
Ao 4
346,229
S/.
ANUAL 3
3,000
2,400
14,400
19,800
S/.
S/.
S/.
S/.
S/.
ANUAL 2
3,000
2,400
14,400
19,800
Sueldo Anual
1,500 S/.
24,120
S/.
S/.
S/.
S/.
Ao 5
346,229
ANUAL 4
3,000
2,400
14,400
19,800
S/.
S/.
S/.
S/.
ANUAL 5
3,000
2,400
14,400
19,800
INGRESOS
PRODUCTO
Mondonguito a la italiana
Aji de Gallina
Pescado a la Plancha
Pollo frito con papas doradas
Arroz con Pollo
Seco de Cordero
Saltado de pollo
AO 1
TOTAL INGRESOS
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
142,147
45,024
25,000
41,420
5,000
S/.
258,591
S/.
0.08
AO 1
SALDO
FACTOR
0.08
2011
50,057
54,229
54,229
54,229
54,229
54,229
25,029
346,229
2012
21549
0
CUADRO DE INVERSION
Items
Activo Fijo
Activo Intangible
Capital de Trabajo
Total Inversin
En Soles
S/. 10,900
S/. 6,700
S/. 21,549
S/. 39,149
AO 2
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
50,057
54,229
54,229
54,229
54,229
54,229
25,029
346,229
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
AO 3
50,057
54,229
54,229
54,229
54,229
54,229
25,029
346,229
AO 4
50,057
54,229
54,229
54,229
54,229
54,229
25,029
S/. 346,229
S/.
S/.
S/.
S/.
S/.
AO 3
142,147
45,024
25,000
41,420
5,000
S/.
S/.
S/.
S/.
S/.
AO 2
S/.
S/.
S/.
S/.
S/.
142,147
45,024
25,000
41,420
5,000
S/.
258,591 S/.
258,591 S/.
S/.
- S/.
0.08
- S/.
0.08
2013
2014
0
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
AO 5
50,057
54,229
54,229
54,229
54,229
54,229
25,029
346,229
S/.
S/.
S/.
S/.
S/.
AO 5
142,147
45,024
25,000
41,420
5,000
258,591 S/.
258,591
AO 4
142,147
45,024
25,000
41,420
5,000
0.08
2015
0.08
2016
0
21549
En Porcentaje
28%
17%
55%
100%
Flujo de Capital
Items
Ao 0
-10,900
-6,700
-21,549
Ao 1
Ao 2
Ao 3
0
-39149
Flujo Operativo
Ao 1
Ao 2
Ao 3
Ao 4
Ingresos
Items
346229
346229
346229
346229
Costo de Materiales
-142147
-142147
-142147
-142147
Costo de MOD
-45024
-45024
-45024
-45024
CIF
-25000
-25000
-25000
-25000
Gastos de Administracin
-41420
-41420
-41420
-41420
Gastos de Ventas
-5000
-5000
-5000
-5000
Depreciacin
-1590
-1590
-1590
-1590
Amortizacin de Intangibles
-1340
-1340
-1340
-1340
UAI
84707
84707
84707
84707
Impuesto
-25412
-25412
-25412
-25412
UDI
59295
59295
59295
59295
Depreciacin
1590
1590
1590
1590
Amortizacin de Intangibles
1340
1340
1340
1340
62225
62225
62225
62225
Ao 0
Ao 1
Ao 2
-39149
62225
62225
62225
62225
62225
62225
Flujo Operativo
Flujo de Caja Econmico en US$
-39149
Ao 3
Ao 0
Ao 1
Ao 2
-312
-118
($3,591.74)
($4,238.26)
-3903.38
-4355.94
Ao 3
7830
7830
0.00
FLUJO FINANCIERO
Items
Flujo de Caja Econmico
Flujo de Servicio de la Deuda
Flujo Financiero
Ao 0
Ao 1
Ao 2
Ao 3
-39149
62225
62225
62225
7830
-3903
-4356
-31319
58322
57869
62225
Econmico
Financiero
VAN
$164,858.91
$166,252.86
TIR
158%
187%
Ao 4
Ao 5
0
21549
0
21549
Ao 5
346229
-142147
-45024
-25000
-41420
-5000
-1590
-1340
84707
-25412
59295
1590
1340
62225
Ao 4
Ao 5
21549
62225
62225
62225
83774
Ao 4
Ao 5
0.00
Ao 4
Ao 5
62225
83774
62225
83774
En Porcentaje
Capital Propio
Items
31319
80%
Prstamo
7830
20%
Total
39149
100%
Valores
7830
24
18%
0.014
Inicial
Inters
Cuota
7830
-109
($385.88)
$7,552.87
-105
($385.88)
$7,271.89
-101
($385.88)
$6,987.01
-97
($385.88)
$6,698.17
-93
($385.88)
$6,405.31
-89
($385.88)
$6,108.40
-85
($385.88)
$5,807.35
-81
($385.88)
$5,502.13
-76
($385.88)
10
$5,192.67
-72
($385.88)
11
$4,878.91
-68
($385.88)
12
$4,560.79
-63
($385.88)
13
$4,238.26
-59
($385.88)
14
$3,911.24
-54
($385.88)
15
$3,579.68
-50
($385.88)
16
$3,243.52
-45
($385.88)
17
$2,902.69
-40
($385.88)
18
$2,557.13
-36
($385.88)
19
$2,206.77
-31
($385.88)
20
$1,851.54
-26
($385.88)
21
$1,491.37
-21
($385.88)
22
$1,126.21
-16
($385.88)
23
$755.97
-10
($385.88)
24
$380.59
-5
($385.88)
25
26
27
28
29
30
31
32
33
34
35
36
Amortizacin
Saldo Final
($277.13)
$7,552.87
($280.98)
$7,271.89
($284.88)
$6,987.01
($288.84)
$6,698.17
($292.85)
$6,405.31
($296.92)
$6,108.40
($301.04)
$5,807.35
($305.22)
$5,502.13
($309.46)
$5,192.67
($313.76)
$4,878.91
($318.12)
$4,560.79
($322.54)
$4,238.26
($327.02)
$3,911.24
($331.56)
$3,579.68
($336.16)
$3,243.52
($340.83)
$2,902.69
($345.56)
$2,557.13
($350.36)
$2,206.77
($355.23)
$1,851.54
($360.16)
$1,491.37
($365.17)
$1,126.21
($370.24)
$755.97
($375.38)
$380.59
($380.59)
$0.00