PEARS

Bonus

Valor Bonus

Mnimo de Pontos
Semanais

Pears Max Perna

Star 1000

R$

675.00 mil novos em 1 semana

2000

Bronze

R$

450.00 2 mil novos em 1 semana

4000

Silver

R$

6000

Gold

R$

Ruby

R$

900.00 3 mil novos em 1 semana

5 mil novos por 2
1,800.00 semanas
10 mil novos por 2
2,700.00 semanas

Esmeralda

R$

Diamond
Blue Diamond

4,500.00 15 mil novos por semana

20 mil PVs novos por 3
R$ 9,000.00 semanas
25 mil pvs novos por 2
R$ 18,000.00 semanas

10000
20000

5000

30000

10000

40000

10000

50000

15000

Qtde min.

10000

20000

30000

45000

Sem 1

Sem 2

Sem 3

Sem 4

Novas pessoas semana

Total de pessoas
Pontos "novos"
Pontos "antigos"
Em reais recebidos

Custo mensal

145.75

145.75

pontos

Pontuao mensal minima

583
323.8889
3238.889

145.75

145.75

Taxa de Adeso

Meses
1

Novas pessoas
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24

1
1
2
4
8
16
32
64
128
256
512
1024
2048
4096
8192
16384
32768
65536
131072
262144
524288
1048576
2097152
4194304

total de pessoas
abaixo
1
2
4
8
16
32
64
128
256
512
1024
2048
4096
8192
16384
32768
65536
131072
262144
524288
1048576
2097152
4194304
8388608

Pontos novos
1000
1000
2000
4000
8000
16000
32000
64000
128000
256000
512000
1024000
2048000
4096000
8192000
16384000
32768000
65536000
131072000
262144000
524288000
1048576000
2097152000
4194304000

Pontos antigos mensais

TOTAL "mensal"
Ganhar mesmo de pontos novos
200
1200 400
2400
100
800
4800
200
1600
9600
400
3200
19200
800
6400
38400
1600
12800
76800
3200
25600
153600
6400
51200
307200
12800
102400
614400
25600
204800
1228800
51200
409600
2457600
102400
819200
4915200
204800
1638400
9830400
409600
3276800
19660800
819200
6553600
39321600
1638400
13107200
78643200
3276800
26214400
157286400
6553600
52428800
314572800
13107200
104857600
629145600
26214400
209715200
1258291200
52428800
419430400
2516582400
104857600
838860800
5033164800
209715200

Em reais de novos
R$
131.40
R$
262.80
R$
525.60
R$
1,051.20
R$
2,102.40
R$
4,204.80
R$
8,409.60
R$
16,819.20
R$
33,638.40
R$
67,276.80
R$
134,553.60
R$
269,107.20
R$
538,214.40
R$
1,076,428.80
R$
2,152,857.60
R$
4,305,715.20
R$
8,611,430.40
R$ 17,222,860.80
R$ 34,445,721.60
R$ 68,891,443.20
R$ 137,782,886.40
R$ 275,565,772.80

Pontos velhos

20
40
80
160
320
640
1280
2560
5120
10240
20480
40960
81920
163840
327680
655360

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

26.28
52.56
105.12
210.24
420.48
840.96
1,681.92
3,363.84
6,727.68
13,455.36
26,910.72
53,821.44
107,642.88
215,285.76
430,571.52
861,143.04

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

157.68
315.36
630.72
1,261.44
2,522.88
5,045.76
10,091.52
20,183.04
40,366.08
80,732.16
161,464.32
322,928.64
645,857.28
1,291,714.56
2,583,429.12
5,166,858.24

taxa

total sem novos

1

novos

novos esquerda

novos direita

Novos Esq

1000

2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24

1
3
6
11
19
32
53
87
142
231
375
608
985
1595
2582
4179
6763
10944
17709
28655
46366
75023
121391

2
3
5
8
13
21
34
55
89
144
233
377
610
987
1597
2584
4181
6765
10946
17711
28657
46368
75025

1
2
3
5
8
13
21
34
55
89
144
233
377
610
987
1597
2584
4181
6765
10946
17711
28657
46368

1
1
2
3
5
8
13
21
34
55
89
144
233
377
610
987
1597
2584
4181
6765
10946
17711
28657

1000
2000
3000
5000
8000
13000
21000
34000
55000
89000
144000
233000
377000
610000
987000
1597000
2584000
4181000
6765000
10946000
17711000
28657000
46368000

Acum Esq

Novos Dir

Acum Dir

Acum - Deb

1000

2000
4000
7000
12000
20000
33000
54000
88000
143000
232000
376000
609000
986000
1596000
2583000
4180000
6764000
10945000
17710000
28656000
46367000
75024000
121392000

1000
1000
2000
3000
5000
8000
13000
21000
34000
55000
89000
144000
233000
377000
610000
987000
1597000
2584000
4181000
6765000
10946000
17711000
28657000

1000
2000
4000
7000
12000
20000
33000
54000
88000
143000
232000
376000
609000
986000
1596000
2583000
4180000
6764000
10945000
17710000
28656000
46367000
75024000

0
1000
0
3000
8000
6000
19000
40000
64000

Debito Titulo

1000
1000
4000
4000
4000
14000
14000
14000
24000

Valor

675
1350

1800

2700

Pontos novos

Star 1000
Bronze + Silver

Gold

Ruby

Pontos antigos mensais

TOTAL "mensal"

lquido de pontos

1000

1000

50

2000
3000
5000
8000
13000
21000
34000
55000
89000
144000
233000
377000
610000
987000
1597000
2584000
4181000
6765000
10946000
17711000
28657000
46368000
75025000

200
600
1200
2200
3800
6400
10600
17400
28400
46200
75000
121600
197000
319000
516400
835800
1352600
2188800
3541800
5731000
9273200
15004600
24278200

2200
3600
6200
10200
16800
27400
44600
72400
117400
190200
308000
498600
807000
1306000
2113400
3419800
5533600
8953800
14487800
23442000
37930200
61372600
99303200

110
180
310
510
840
1370
2230
3620
5870
9510
15400
24930
40350
65300
105670
170990
276680
447690
724390
1172100
1896510
3068630
4965160

Em reais com taxes

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

Acum

64.80 R$
142.56
233.28
401.76
660.96
1,088.64
1,775.52
2,890.08
4,691.52
7,607.52
12,324.96
19,958.40
32,309.28
52,293.60
84,628.80
136,948.32
221,603.04
358,577.28
580,206.24
938,809.44
1,519,041.60
2,457,876.96
3,976,944.48
6,434,847.36

Custo Mensal
64.80

R$

R$
207.36
R$
440.64
R$
842.40
R$
1,503.36
R$
2,592.00
R$
4,367.52
R$
7,257.60
R$
11,949.12
R$
19,556.64
R$
31,881.60
R$
51,840.00
R$
84,149.28
R$
136,442.88
R$
221,071.68
R$
358,020.00
R$
579,623.04
R$
938,200.32
R$ 1,518,406.56
R$ 2,457,216.00
R$ 3,976,257.60
R$ 6,434,134.56
R$ 10,411,079.04
R$ 16,845,926.40

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

Acum

4,000.00 R$
660.00
660.00
660.00
660.00
660.00
660.00
660.00
660.00
660.00
660.00
660.00
660.00
660.00
660.00
660.00
660.00
660.00
660.00
660.00
660.00
660.00
660.00
660.00

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

Fluxo de Caixa
4,000.00

-R$

3,935.20

4,660.00
5,320.00
5,980.00
6,640.00
7,300.00
7,960.00
8,620.00
9,280.00
9,940.00
10,600.00
11,260.00
11,920.00
12,580.00
13,240.00
13,900.00
14,560.00
15,220.00
15,880.00
16,540.00
17,200.00
17,860.00
18,520.00
19,180.00

-R$
-R$
-R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

517.44
426.72
258.24
0.96
428.64
1,115.52
2,230.08
4,031.52
6,947.52
11,664.96
19,298.40
31,649.28
51,633.60
83,968.80
136,288.32
220,943.04
357,917.28
579,546.24
938,149.44
1,518,381.60
2,457,216.96
3,976,284.48
6,434,187.36

Fonte: http://exame.abril.com.br/seu-dinheiro/ferramentas/comparativo-deAcumulado
-R$

Custo Mensal

3,935.20

R$

-R$
4,452.64
-R$
4,879.36
-R$
5,137.60
-R$
5,136.64
-R$
4,708.00
-R$
3,592.48
-R$
1,362.40
R$
2,669.12
R$
9,616.64
R$
21,281.60
R$
40,580.00
R$
72,229.28
R$
123,862.88
R$
207,831.68
R$
344,120.00
R$
565,063.04
R$
922,980.32
R$ 1,502,526.56
R$ 2,440,676.00
R$ 3,959,057.60
R$ 6,416,274.56
R$ 10,392,559.04
R$ 16,826,746.40

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

Poupana (0,41% m.m)

4,000.00 R$
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

Acum + Poup

16.40 R$
18.52
20.64
22.78
24.92
27.07
29.23
31.40
33.58
35.77
37.97
40.17
42.39
44.61
46.84
49.09
51.34
53.60
55.87
58.15
60.44
62.73
65.04
67.36

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

4,016.40
4,534.92
5,055.56
5,578.34
6,103.26
6,630.33
7,159.57
7,690.97
8,224.55
8,760.32
9,298.29
9,838.47
10,380.85
10,925.46
11,472.31
12,021.40
12,572.73
13,126.33
13,682.20
14,240.35
14,800.78
15,363.51
15,928.56
16,495.91

Juros Perodo
Perodos
Taxa Mensal:
Taxa Juros Mensal:

dinheiro/ferramentas/comparativo-de-rentabilidades/
Custo Mensal
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

Tesouro Direto (0,58% m.m)Acum + TD

4,000.00 R$
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

23.20 R$
26.23
29.29
32.36
35.44
38.55
41.67
44.82
47.98
51.15
54.35
57.57
60.80
64.05
67.32
70.61
73.92
77.25
80.60
83.97
87.35
90.76
94.19
97.63

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

Custo Mensal

4,023.20

R$

4,000.00

4,549.43
5,078.72
5,611.08
6,146.52
6,685.07
7,226.75
7,771.56
8,319.54
8,870.69
9,425.04
9,982.60
10,543.40
11,107.45
11,674.78
12,245.39
12,819.32
13,396.57
13,977.17
14,561.13
15,148.49
15,739.25
16,333.44
16,931.07

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00

0.7099
24
2.260% No mexer.
2.260%
Juros
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

Acum + TD
90.40 R$
103.74
117.39
131.34
145.61
160.20
175.12
190.38
205.98
221.94
238.25
254.94
272.00
289.44
307.29
325.53
344.19
363.27
382.78
402.73
423.13
443.99
465.33
487.14

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

Monavie Acum

4,090.40 -R$
4,694.14
5,311.53
5,942.87
6,588.48
7,248.68
7,923.80
8,614.18
9,320.16
10,042.09
10,780.35
11,535.28
12,307.28
13,096.72
13,904.01
14,729.54
15,573.73
16,436.99
17,319.77
18,222.50
19,145.62
20,089.62
21,054.94
22,042.08

-R$
-R$
-R$
-R$
-R$
-R$
-R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

3,935.20

4,452.64
4,879.36
5,137.60
5,136.64
4,708.00
3,592.48
1,362.40
2,669.12
9,616.64
21,281.60
40,580.00
72,229.28
123,862.88
207,831.68
344,120.00
565,063.04
922,980.32
1,502,526.56
2,440,676.00
3,959,057.60
6,416,274.56
10,392,559.04
16,826,746.40

2
3
4
5

Ranking Rentabilidade 09/04 - Sem taxa de administrao - http://www.xpi.com.br/produtos/fundos-de-investimento/ranking.aspx

NOME DO FUNDO

APLIC. MINMA

NO MS

RENTABILIDADE

GESTOR

Equitas Selection FIC FIA

R$ 25,000.00

0.19%

70.99%

Equitas Investimentos

Quest Small Caps FIC FIA

R$ 10,000.00

-0.70%

57.73%

Quest Investimentos

XP Absoluto Consumo FIA

Victoire Small Cap Aes FI
BBM Smid Caps FIC de FIA

R$ 5,000.00

-1.16%

46.81%

XP Gesto

R$ 10,000.00

-1.09%

44.39%

Victoire Brasil

R$ 50,000.00

-0.64%

34.20%

BBM Gesto

http://www.bmfbovespa.com.br/indices/ResumoTaxaMediaCrescimento.aspx?Indice=ibovespa&idioma=pt-br
para analisar ante o ibov

os-de-investimento/ranking.aspx

Ranking Rentabilidade 09/04 - Sem taxa de administrao

NOME DO FUNDO
1
2
3
4
5

Equitas Selection FIC

FIA
Quest Small Caps FIC
FIA
XP Absoluto
Consumo FIA
Victoire Small Cap
Aes FI
BBM Smid Caps FIC
de FIA

APLIC.
MINMA

NO MS

RENTABIL
IDADE

GESTOR

R$ 25,000.00

0.19%

70.99%

Equitas Investimentos

R$ 10,000.00

-0.70%

57.73%

Quest Investimentos

R$ 5,000.00

-1.16%

46.81%

XP Gesto

R$ 10,000.00

-1.09%

44.39%

Victoire Brasil

R$ 50,000.00

-0.64%

34.20%

BBM Gesto