Loan Calculator

Enter Values
Loan Amount
Annual Interest Rate
Loan Period in Years
Number of Payments Per Year
Start Date of Loan
Optional Extra Payments

Loan Summary
Scheduled Payment
Scheduled Number of Payments
Actual Number of Payments
Total Early Payments
Total Interest

120,533.00
12.25 %
12
12
3/1/2008

1,601.40
144
144
0.00
110,068.22

Lender Name:
Pmt
No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63

Payment
Date
4/1/2008
5/1/2008
6/1/2008
7/1/2008
8/1/2008
9/1/2008
10/1/2008
11/1/2008
12/1/2008
1/1/2009
2/1/2009
3/1/2009
4/1/2009
5/1/2009
6/1/2009
7/1/2009
8/1/2009
9/1/2009
10/1/2009
11/1/2009
12/1/2009
1/1/2010
2/1/2010
3/1/2010
4/1/2010
5/1/2010
6/1/2010
7/1/2010
8/1/2010
9/1/2010
10/1/2010
11/1/2010
12/1/2010
1/1/2011
2/1/2011
3/1/2011
4/1/2011
5/1/2011
6/1/2011
7/1/2011
8/1/2011
9/1/2011
10/1/2011
11/1/2011
12/1/2011
1/1/2012
2/1/2012
3/1/2012
4/1/2012
5/1/2012
6/1/2012
7/1/2012
8/1/2012
9/1/2012
10/1/2012
11/1/2012
12/1/2012
1/1/2013
2/1/2013
3/1/2013
4/1/2013
5/1/2013
6/1/2013

Beginning
Balance
120,533.00
120,162.04
119,787.30
119,408.73
119,026.30
118,639.96
118,249.68
117,855.42
117,457.13
117,054.77
116,648.31
116,237.69
115,822.89
115,403.85
114,980.53
114,552.90
114,120.89
113,684.48
113,243.61
112,798.24
112,348.33
111,893.82
111,434.67
110,970.84
110,502.27
110,028.91
109,550.73
109,067.66
108,579.66
108,086.68
107,588.67
107,085.57
106,577.34
106,063.92
105,545.26
105,021.30
104,492.00
103,957.29
103,417.12
102,871.44
102,320.19
101,763.31
101,200.75
100,632.44
100,058.33
99,478.37
98,892.48
98,300.61
97,702.69
97,098.68
96,488.50
95,872.09
95,249.38
94,620.32
93,984.84
93,342.87
92,694.35
92,039.21
91,377.38
90,708.79
90,033.38
89,351.07
88,661.80

Scheduled
Payment
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40

Extra
Payment
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Total
Payment
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40

Principal
370.96
374.74
378.57
382.43
386.34
390.28
394.27
398.29
402.36
406.46
410.61
414.80
419.04
423.32
427.64
432.00
436.41
440.87
445.37
449.92
454.51
459.15
463.84
468.57
473.35
478.19
483.07
488.00
492.98
498.01
503.10
508.23
513.42
518.66
523.96
529.30
534.71
540.17
545.68
551.25
556.88
562.56
568.31
574.11
579.97
585.89
591.87
597.91
604.02
610.18
616.41
622.70
629.06
635.48
641.97
648.52
655.14
661.83
668.59
675.41
682.31
689.27
696.31

Interest
1,230.44
1,226.65
1,222.83
1,218.96
1,215.06
1,211.12
1,207.13
1,203.11
1,199.04
1,194.93
1,190.78
1,186.59
1,182.36
1,178.08
1,173.76
1,169.39
1,164.98
1,160.53
1,156.03
1,151.48
1,146.89
1,142.25
1,137.56
1,132.83
1,128.04
1,123.21
1,118.33
1,113.40
1,108.42
1,103.38
1,098.30
1,093.17
1,087.98
1,082.74
1,077.44
1,072.09
1,066.69
1,061.23
1,055.72
1,050.15
1,044.52
1,038.83
1,033.09
1,027.29
1,021.43
1,015.51
1,009.53
1,003.49
997.38
991.22
984.99
978.69
972.34
965.92
959.43
952.88
946.25
939.57
932.81
925.99
919.09
912.13
905.09

Ending
Balance
120,162.04
119,787.30
119,408.73
119,026.30
118,639.96
118,249.68
117,855.42
117,457.13
117,054.77
116,648.31
116,237.69
115,822.89
115,403.85
114,980.53
114,552.90
114,120.89
113,684.48
113,243.61
112,798.24
112,348.33
111,893.82
111,434.67
110,970.84
110,502.27
110,028.91
109,550.73
109,067.66
108,579.66
108,086.68
107,588.67
107,085.57
106,577.34
106,063.92
105,545.26
105,021.30
104,492.00
103,957.29
103,417.12
102,871.44
102,320.19
101,763.31
101,200.75
100,632.44
100,058.33
99,478.37
98,892.48
98,300.61
97,702.69
97,098.68
96,488.50
95,872.09
95,249.38
94,620.32
93,984.84
93,342.87
92,694.35
92,039.21
91,377.38
90,708.79
90,033.38
89,351.07
88,661.80
87,965.49

Pmt
No.
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139

Payment
Date
7/1/2013
8/1/2013
9/1/2013
10/1/2013
11/1/2013
12/1/2013
1/1/2014
2/1/2014
3/1/2014
4/1/2014
5/1/2014
6/1/2014
7/1/2014
8/1/2014
9/1/2014
10/1/2014
11/1/2014
12/1/2014
1/1/2015
2/1/2015
3/1/2015
4/1/2015
5/1/2015
6/1/2015
7/1/2015
8/1/2015
9/1/2015
10/1/2015
11/1/2015
12/1/2015
1/1/2016
2/1/2016
3/1/2016
4/1/2016
5/1/2016
6/1/2016
7/1/2016
8/1/2016
9/1/2016
10/1/2016
11/1/2016
12/1/2016
1/1/2017
2/1/2017
3/1/2017
4/1/2017
5/1/2017
6/1/2017
7/1/2017
8/1/2017
9/1/2017
10/1/2017
11/1/2017
12/1/2017
1/1/2018
2/1/2018
3/1/2018
4/1/2018
5/1/2018
6/1/2018
7/1/2018
8/1/2018
9/1/2018
10/1/2018
11/1/2018
12/1/2018
1/1/2019
2/1/2019
3/1/2019
4/1/2019
5/1/2019
6/1/2019
7/1/2019
8/1/2019
9/1/2019
10/1/2019

Beginning
Balance
87,965.49
87,262.08
86,551.48
85,833.63
85,108.45
84,375.87
83,635.81
82,888.19
82,132.94
81,369.99
80,599.24
79,820.63
79,034.07
78,239.48
77,436.77
76,625.88
75,806.70
74,979.16
74,143.18
73,298.66
72,445.52
71,583.67
70,713.02
69,833.49
68,944.97
68,047.39
67,140.64
66,224.64
65,299.29
64,364.49
63,420.14
62,466.16
61,502.44
60,528.88
59,545.38
58,551.84
57,548.16
56,534.23
55,509.96
54,475.22
53,429.93
52,373.96
51,307.21
50,229.58
49,140.94
48,041.19
46,930.21
45,807.89
44,674.12
43,528.77
42,371.73
41,202.88
40,022.09
38,829.25
37,624.24
36,406.92
35,177.18
33,934.88
32,679.90
31,412.11
30,131.38
28,837.57
27,530.56
26,210.20
24,876.37
23,528.92
22,167.71
20,792.61
19,403.47
18,000.15
16,582.50
15,150.39
13,703.65
12,242.14
10,765.72
9,274.22

Scheduled
Payment
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40

Extra
Payment
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Total
Payment
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40

Principal
703.42
710.60
717.85
725.18
732.58
740.06
747.62
755.25
762.96
770.75
778.61
786.56
794.59
802.70
810.90
819.17
827.54
835.99
844.52
853.14
861.85
870.65
879.54
888.51
897.58
906.75
916.00
925.35
934.80
944.34
953.98
963.72
973.56
983.50
993.54
1,003.68
1,013.93
1,024.28
1,034.73
1,045.30
1,055.97
1,066.75
1,077.64
1,088.64
1,099.75
1,110.98
1,122.32
1,133.78
1,145.35
1,157.04
1,168.85
1,180.78
1,192.84
1,205.02
1,217.32
1,229.74
1,242.30
1,254.98
1,267.79
1,280.73
1,293.81
1,307.01
1,320.36
1,333.83
1,347.45
1,361.21
1,375.10
1,389.14
1,403.32
1,417.65
1,432.12
1,446.74
1,461.51
1,476.43
1,491.50
1,506.72

Interest
897.98
890.80
883.55
876.22
868.82
861.34
853.78
846.15
838.44
830.65
822.78
814.84
806.81
798.69
790.50
782.22
773.86
765.41
756.88
748.26
739.55
730.75
721.86
712.88
703.81
694.65
685.39
676.04
666.60
657.05
647.41
637.68
627.84
617.90
607.86
597.72
587.47
577.12
566.66
556.10
545.43
534.65
523.76
512.76
501.65
490.42
479.08
467.62
456.05
444.36
432.54
420.61
408.56
396.38
384.08
371.65
359.10
346.42
333.61
320.67
307.59
294.38
281.04
267.56
253.95
240.19
226.30
212.26
198.08
183.75
169.28
154.66
139.89
124.97
109.90
94.67

Ending
Balance
87,262.08
86,551.48
85,833.63
85,108.45
84,375.87
83,635.81
82,888.19
82,132.94
81,369.99
80,599.24
79,820.63
79,034.07
78,239.48
77,436.77
76,625.88
75,806.70
74,979.16
74,143.18
73,298.66
72,445.52
71,583.67
70,713.02
69,833.49
68,944.97
68,047.39
67,140.64
66,224.64
65,299.29
64,364.49
63,420.14
62,466.16
61,502.44
60,528.88
59,545.38
58,551.84
57,548.16
56,534.23
55,509.96
54,475.22
53,429.93
52,373.96
51,307.21
50,229.58
49,140.94
48,041.19
46,930.21
45,807.89
44,674.12
43,528.77
42,371.73
41,202.88
40,022.09
38,829.25
37,624.24
36,406.92
35,177.18
33,934.88
32,679.90
31,412.11
30,131.38
28,837.57
27,530.56
26,210.20
24,876.37
23,528.92
22,167.71
20,792.61
19,403.47
18,000.15
16,582.50
15,150.39
13,703.65
12,242.14
10,765.72
9,274.22
7,767.50

Pmt
No.
140
141
142
143
144

Payment
Date
11/1/2019
12/1/2019
1/1/2020
2/1/2020
3/1/2020

Beginning
Balance
7,767.50
6,245.39
4,707.75
3,154.41
1,585.21

Scheduled
Payment
1,601.40
1,601.40
1,601.40
1,601.40
1,601.40

Extra
Payment
0.00
0.00
0.00
0.00
0.00

Total
Payment
1,601.40
1,601.40
1,601.40
1,601.40
1,585.21

Principal
1,522.10
1,537.64
1,553.34
1,569.20
1,569.03

Interest
79.29
63.76
48.06
32.20
16.18

Ending
Balance
6,245.39
4,707.75
3,154.41
1,585.21
0.00